Lending Solutions Valuation Multiples and Public Comps

Lending Solutions

See analyst estimates and all valuation multiples for Lending Solutions

Company	EV	EV/LTM Revenue	EV/LTM EBITDA
Capital One	$192B	3.7x	n/a
Power Finance Corporation	$127B	47.2x	49.8x
Bajaj Finance	$102B	17.8x	35.1x
REC Ltd.	$68.8B	27.1x	28.8x
Bajaj Finserv	$68.4B	4.4x	24.4x
Mitsubishi HC Capital	$63.3B	4.4x	n/a
Rocket Companies	$60.5B	9.8x	70.4x
Navient	$46.9B	63.2x	n/a
Synchrony	$42.4B	2.8x	4.8x
Cholamandalam	$37.1B	21.3x	50.3x
Shriram Finance	$35.8B	12.5x	25.1x
SoFi	$35.5B	10.4x	36.2x
Ally Financial	$34.4B	4.3x	4.5x
Federal Agricultural	$33.5B	84.2x	n/a
LIC Housing Finance	$33.0B	33.6x	42.7x
Finance of America	$30.3B	76.4x	n/a
OneMain Financial	$29.3B	6.1x	12.1x
Muthoot Finance	$27.1B	15.7x	27.1x
Credit Saison	$25.4B	8.6x	25.2x
PennyMac	$25.2B	11.8x	62.9x
Chailease Holding	$24.8B	7.5x	19.0x
Deutsche Pfandbriefbank	$23.0B	43.4x	n/a
Bajaj Housing Finance	$20.8B	45.7x	64.0x
Samsung Card	$17.4B	5.5x	n/a
Blue Owl Capital Corp.	$15.8B	8.6x	n/a
Onity Group	$15.1B	15.1x	n/a
Nelnet	$12.6B	8.4x	n/a
Sallie Mae	$12.5B	6.5x	n/a
Sundaram Finance	$12.4B	29.6x	n/a
Blue Owl Technology	$11.5B	n/a	n/a
Pepper Money	$11.3B	43.1x	91.1x
Credit Acceptance	$10.9B	4.8x	n/a
Resimac Group	$10.9B	97.5x	n/a
FirstCash	$9.6B	2.7x	14.4x
Liberty Financial Group	$9.4B	23.3x	83.8x
Lufax Holding	$9.1B	2.5x	25.3x
Klarna	$8.6B	n/a	n/a
PNB Housing Finance	$7.9B	20.7x	n/a
Enova International	$7.1B	n/a	n/a
Bread Financial	$6.7B	n/a	n/a
Velocity Financial	$6.4B	n/a	n/a
Upstart	$6.0B	n/a	n/a
Gentera	$5.6B	2.4x	n/a
Hercules Capital	$5.5B	10.3x	n/a
Yixin Group	$5.2B	3.3x	19.1x
Intrum	$5.2B	2.8x	6.4x
Authum Investment & Infrastructure	$5.2B	n/a	n/a
OSB Group	$5.0B	5.6x	n/a
Grenke	$5.0B	6.5x	35.4x
Encore Capital Group	$4.8B	2.9x	8.7x
Latitude Financial Services	$4.8B	8.2x	42.6x
CreditAccess Grameen	$4.6B	10.1x	n/a
goeasy	$4.5B	3.8x	8.9x
Walker & Dunlop	$4.5B	3.7x	13.9x
Zip Co	$4.4B	5.7x	36.8x
loanDepot	$4.1B	3.5x	41.0x
Australian Finance Group	$4.1B	4.8x	101.0x
United Wholesale Mortgage	$4.1B	1.7x	8.9x
Krungthai Card	$4.1B	5.0x	n/a
PRA Group	$4.1B	3.5x	16.9x
Unifin Financiera SAB	$4.0B	n/a	n/a
Qfin Holdings	$3.9B	1.4x	3.5x
Sixth Street Specialty	$3.8B	8.5x	8.4x
Atlanticus	$3.6B	1.9x	n/a
Consumer Pf Servs	$3.6B	9.1x	n/a
Kruk S.A.	$3.3B	3.7x	7.5x
Humm Group	$3.0B	7.6x	63.8x
Oportun	$3.0B	3.1x	n/a
Goldman Sachs BDC	$2.9B	7.8x	n/a
Upbound	$2.9B	0.6x	5.8x
Paragon Banking Group	$2.9B	4.3x	n/a
Direct Finance of Direct	$2.8B	n/a	n/a
Barings BDC	$2.5B	9.1x	n/a
Bain Capital Specialty	$2.5B	8.8x	n/a
Pagaya	$2.4B	1.9x	7.0x
PennantPark Floating Rate	$2.3B	8.8x	n/a
Trinity Capital	$2.1B	7.3x	n/a
Kayne Anderson BDC	$2.1B	9.7x	n/a
Sezzle	$2.0B	4.7x	12.2x
Regional Management	$1.9B	3.1x	n/a
Hoist Finance	$1.9B	4.1x	n/a
Nuveen Churchill Direct	$1.8B	8.5x	n/a
Plenti Group	$1.7B	9.1x	123.4x
Hypothekarbank Lenzburg	$1.7B	n/a	n/a
B2 Impact	$1.6B	3.7x	9.0x
CION Invt	$1.6B	n/a	n/a
PROG Holdings	$1.4B	0.6x	5.3x
Guild Holdings	$1.4B	1.2x	10.1x
EZCORP	$1.4B	1.1x	7.2x
International Personal	$1.4B	1.4x	n/a
Cymbria	$1.4B	n/a	n/a
Greystone Housing Impact	$1.3B	13.7x	n/a
SHL Finance	$1.3B	n/a	n/a
Menif Financial Services	$1.3B	n/a	n/a
World Acceptance	$1.3B	2.3x	n/a
Better Home & Finance	$1.3B	n/a	n/a
Amlak International	$1.2B	n/a	n/a
LendingTree	$1.2B	1.1x	9.5x
Axactor	$1.2B	3.5x	8.8x
Palmer Square Capital BDC	$1.2B	9.0x	9.1x
United International Holding	$1.1B	6.0x	n/a
LexinFintech	$1.1B	0.6x	3.5x
Saratoga Investment	$1.1B	8.5x	n/a
Heartland Group	$1.1B	5.7x	22.8x
Katilimevim Tasarruf	$1.1B	n/a	n/a
Banvida	$1.1B	n/a	n/a
Pennant Park Investment	$1.1B	8.6x	8.5x
Hypoport	$1.0B	1.4x	14.1x
MoneyMe	$1.0B	7.7x	-41.8x
Stellus Cap Investment	$972M	9.5x	n/a
LendInvest	$946M	17.0x	n/a
Propel Holdings	$924M	1.6x	6.6x
Vroom	$893M	n/a	n/a
Runway Growth Finance	$869M	6.2x	6.1x
Generalfinance	$863M	12.8x	n/a
Credit Corp Gr	$846M	2.3x	7.0x
Garanti Faktoring	$752M	n/a	n/a
FSA Group	$670M	n/a	n/a
TriplePoint Venture Gwth	$655M	6.9x	n/a
Eleving Group	$609M	2.4x	5.4x
ASA International Group	$591M	2.5x	n/a
COG Financial Services	$570M	2.3x	15.5x
Mortgage Advice Bureau	$560M	1.4x	10.7x
Wisr	$551M	8.7x	271.7x
Nayifat Finance	$549M	7.0x	n/a
X Financial	$549M	n/a	n/a
FinVolution Group	$547M	0.3x	1.2x
Funding Circle	$543M	2.2x	12.8x
OppFi	$541M	0.9x	2.5x
Przedsiebiorstwo	$537M	n/a	n/a
Medallion Financial	$531M	2.6x	n/a
S & U	$522M	3.4x	n/a
Net Protections Holdings	$464M	2.9x	17.2x
Financiera Independencia	$439M	n/a	n/a
Jiayin Group	$432M	n/a	n/a
eGuarantee	$399M	5.6x	10.8x
ALBIS Leasing	$277M	n/a	35.5x
Security National Financial	$263M	n/a	n/a
RMS Mezzanine	$223M	n/a	n/a
Finbond Group Ltd	$219M	n/a	n/a
Financiera Confianza	$215M	n/a	n/a
Kruso Kapital	$211M	n/a	n/a
Delfin	$201M	3.6x	7.2x
Pioneer Credit	$192M	3.0x	3.8x
Luxor	$178M	n/a	n/a
Sancus Lending Group	$174M	7.9x	n/a
EarlyPay	$167M	7.6x	n/a
Katapult	$160M	0.6x	17.8x
Open Lending	$149M	1.7x	22.7x
Veefin	$92.9M	n/a	n/a
N1 Holdings	$87.5M	n/a	n/a
Credit Clear	$73.5M	2.3x	13.5x
ELANA Agrocredit	$50.1M	n/a	n/a
Sunrisemezz	$34.2M	n/a	n/a
LM Pay Spolka	$30.1M	3.5x	11.5x
ITF Group	$22.3M	n/a	n/a
Fundusz Hipoteczny Dom	$18.7M	n/a	n/a
Foris	$18.6M	n/a	n/a
Integrated System Credit	$17.8M	1.7x	7.5x
Indos	$16.0M	n/a	n/a
SaveLend Group	$13.1M	n/a	n/a
Kancelaria Prawna	$12.1M	n/a	n/a
LIBERO Football Finance	$11.1M	n/a	n/a
Fon	$6.3M	n/a	n/a
Novina	$5.8M	n/a	n/a
Marka	$4.5M	n/a	n/a
Raize-Instituicao	$4.3M	n/a	n/a
Premia Finance	$3.9M	0.5x	8.8x
Atlantis	$3.9M	n/a	n/a
NPL Nova	$3.6M	n/a	n/a
Dr.Finance	$2.5M	n/a	n/a
LexBono	$2.0M	n/a	n/a
Ditix	$1.5M	n/a	n/a
Akcept Finance	$1.0M	n/a	n/a
One Solution	$0.7M	n/a	n/a
PBS Finanse	$0.7M	n/a	n/a
Femion Technology	$0.2M	n/a	n/a
Wierzyciel	$20K	n/a	n/a
DF Deutsche Forfait	-$0.7M	n/a	n/a
NEO Finance	-$12.8M	n/a	n/a
Multitude	-$74.9M	-0.3x	-0.9x
Yiren Digital	-$115M	n/a	n/a
Green Dot	-$1.6B	-0.8x	-9.6x