Lending Solutions Valuation Multiples and Public Comps

Lending Solutions

See analyst estimates and all valuation multiples for Lending Solutions

Company	EV	EV/LTM Revenue	EV/LTM EBITDA
Capital One	$192B	3.7x	n/a
Power Finance Corporation	$130B	48.2x	51.2x
Bajaj Finance	$107B	18.6x	36.9x
Bajaj Finserv	$73.1B	4.8x	24.6x
REC Ltd.	$68.9B	27.1x	28.7x
Mitsubishi HC Capital	$63.8B	4.4x	n/a
Rocket Companies	$55.2B	9.0x	64.3x
Navient	$46.9B	64.1x	n/a
Synchrony	$42.2B	2.8x	4.8x
SoFi	$41.6B	12.1x	42.0x
Cholamandalam	$37.4B	21.3x	50.8x
Shriram Finance	$36.3B	12.6x	25.4x
Ally Financial	$34.6B	4.3x	4.5x
Federal Agricultural	$33.6B	84.8x	n/a
LIC Housing Finance	$33.0B	33.7x	42.7x
Finance of America	$30.3B	76.2x	n/a
OneMain Financial	$29.4B	6.1x	12.0x
Muthoot Finance	$28.2B	16.3x	27.8x
Credit Saison	$25.7B	8.7x	25.4x
PennyMac	$25.4B	11.8x	63.4x
Chailease Holding	$24.2B	7.4x	18.8x
Deutsche Pfandbriefbank	$22.9B	43.6x	n/a
Bajaj Housing Finance	$20.7B	45.3x	63.5x
Samsung Card	$17.3B	5.5x	n/a
Blue Owl Capital Corp.	$15.7B	8.6x	n/a
Onity Group	$14.6B	14.2x	n/a
Sallie Mae	$12.8B	6.6x	n/a
Nelnet	$12.5B	8.4x	n/a
Sundaram Finance	$12.3B	29.2x	n/a
Blue Owl Technology	$11.4B	n/a	n/a
Credit Acceptance	$11.3B	4.9x	n/a
Pepper Money	$11.2B	43.0x	90.9x
Resimac Group	$10.9B	97.0x	n/a
FirstCash	$9.6B	2.7x	14.3x
Liberty Financial Group	$9.3B	23.4x	84.0x
Lufax Holding	$9.1B	2.5x	24.6x
Klarna	$8.9B	n/a	n/a
PNB Housing Finance	$8.0B	20.7x	n/a
Enova International	$7.3B	2.4x	9.2x
Atlanticus	$6.9B	3.7x	n/a
Velocity Financial	$6.9B	35.7x	57.1x
Bread Financial	$6.6B	1.7x	n/a
Upstart	$5.8B	5.8x	28.6x
Authum Investment & Infrastructure	$5.7B	n/a	n/a
Hercules Capital	$5.4B	10.1x	n/a
Gentera	$5.4B	2.3x	n/a
Yixin Group	$5.1B	3.2x	18.6x
OSB Group	$5.1B	5.8x	n/a
Intrum	$5.0B	2.8x	6.4x
Grenke	$5.0B	6.7x	35.6x
Walker & Dunlop	$5.0B	4.1x	15.5x
Encore Capital Group	$4.9B	2.9x	8.5x
Latitude Financial Services	$4.7B	8.3x	42.3x
United Wholesale Mortgage	$4.6B	1.9x	10.1x
CreditAccess Grameen	$4.6B	10.1x	n/a
goeasy	$4.5B	3.7x	8.8x
loanDepot	$4.1B	3.5x	33.5x
PRA Group	$4.1B	3.5x	-1044.8x
Australian Finance Group	$4.1B	4.8x	100.5x
Zip Co	$4.0B	5.2x	33.9x
Unifin Financiera SAB	$4.0B	n/a	n/a
Qfin Holdings	$4.0B	1.5x	3.6x
Krungthai Card	$3.9B	4.8x	n/a
Sixth Street Specialty	$3.9B	8.6x	8.4x
Consumer Pf Servs	$3.6B	9.2x	n/a
Kruk S.A.	$3.3B	3.8x	7.5x
Humm Group	$3.0B	7.7x	63.8x
Goldman Sachs BDC	$3.0B	7.9x	n/a
Oportun	$3.0B	3.1x	n/a
Paragon Banking Group	$2.9B	4.4x	n/a
Direct Finance of Direct	$2.8B	n/a	n/a
Upbound	$2.7B	0.6x	5.4x
Barings BDC	$2.6B	9.2x	n/a
Pagaya	$2.5B	1.9x	7.0x
Bain Capital Specialty	$2.4B	8.7x	n/a
PennantPark Floating Rate	$2.3B	8.8x	n/a
Trinity Capital	$2.3B	8.1x	n/a
Kayne Anderson BDC	$2.1B	10.0x	n/a
Regional Management	$2.0B	3.2x	n/a
Nuveen Churchill Direct	$1.8B	8.6x	n/a
Hoist Finance	$1.8B	4.1x	n/a
Sezzle	$1.8B	4.3x	10.9x
Hypothekarbank Lenzburg	$1.7B	n/a	n/a
Plenti Group	$1.7B	9.0x	121.7x
CION Invt	$1.6B	6.6x	n/a
B2 Impact	$1.6B	3.6x	8.8x
PROG Holdings	$1.4B	0.6x	5.4x
Guild Holdings	$1.4B	1.2x	10.3x
International Personal	$1.4B	1.7x	n/a
World Acceptance	$1.4B	2.4x	n/a
EZCORP	$1.4B	1.1x	7.1x
Menif Financial Services	$1.3B	n/a	n/a
Cymbria	$1.3B	n/a	n/a
SHL Finance	$1.3B	n/a	n/a
Greystone Housing Impact	$1.3B	13.5x	n/a
Better Home & Finance	$1.2B	n/a	n/a
Amlak International	$1.2B	n/a	n/a
Axactor	$1.2B	3.5x	8.7x
Saratoga Investment	$1.1B	8.6x	n/a
Palmer Square Capital BDC	$1.1B	8.9x	8.9x
United International Holding	$1.1B	5.7x	n/a
Katilimevim Tasarruf	$1.1B	n/a	n/a
LexinFintech	$1.1B	0.5x	3.3x
Banvida	$1.1B	n/a	n/a
LendingTree	$1.1B	1.0x	8.7x
Pennant Park Investment	$1.1B	8.6x	8.5x
Heartland Group	$1.0B	5.6x	22.2x
MoneyMe	$1.0B	7.7x	-42.7x
Hypoport	$987M	1.4x	13.5x
Stellus Cap Investment	$979M	9.5x	n/a
LendInvest	$946M	17.0x	n/a
Propel Holdings	$941M	1.6x	6.7x
Vroom	$879M	n/a	n/a
Credit Corp Gr	$838M	2.3x	7.0x
Runway Growth Finance	$799M	5.7x	5.7x
Garanti Faktoring	$739M	n/a	n/a
TriplePoint Venture Gwth	$710M	7.5x	n/a
Generalfinance	$685M	9.6x	n/a
FSA Group	$660M	n/a	n/a
Eleving Group	$640M	2.6x	5.7x
ASA International Group	$589M	2.5x	n/a
FinVolution Group	$576M	0.3x	1.3x
Mortgage Advice Bureau	$572M	1.4x	10.9x
OppFi	$555M	0.9x	2.5x
Nayifat Finance	$551M	7.0x	n/a
Przedsiebiorstwo	$551M	n/a	n/a
COG Financial Services	$551M	2.2x	15.0x
S & U	$549M	3.6x	n/a
X Financial	$547M	n/a	n/a
Wisr	$544M	8.7x	260.4x
Medallion Financial	$534M	2.6x	n/a
Funding Circle	$522M	2.1x	12.2x
Net Protections Holdings	$484M	3.0x	17.8x
Financiera Independencia	$438M	n/a	n/a
Jiayin Group	$436M	n/a	n/a
eGuarantee	$426M	6.0x	12.5x
ALBIS Leasing	$274M	n/a	35.4x
Security National Financial	$270M	n/a	n/a
RMS Mezzanine	$223M	n/a	n/a
Finbond Group Ltd	$221M	n/a	n/a
Financiera Confianza	$220M	n/a	n/a
Delfin	$211M	3.8x	7.5x
Kruso Kapital	$208M	n/a	n/a
Pioneer Credit	$197M	3.1x	3.9x
Luxor	$179M	n/a	n/a
Sancus Lending Group	$174M	7.9x	n/a
EarlyPay	$166M	7.6x	n/a
Open Lending	$154M	1.8x	15.9x
Katapult	$137M	0.5x	16.3x
Veefin	$97.9M	n/a	n/a
N1 Holdings	$87.4M	n/a	n/a
Credit Clear	$74.4M	2.3x	13.7x
ELANA Agrocredit	$47.5M	n/a	n/a
Sunrisemezz	$33.9M	n/a	n/a
LM Pay Spolka	$30.0M	3.5x	11.4x
ITF Group	$25.3M	n/a	n/a
Fundusz Hipoteczny Dom	$18.5M	n/a	n/a
Foris	$18.4M	n/a	n/a
Integrated System Credit	$16.5M	1.6x	6.9x
Indos	$16.1M	n/a	n/a
SaveLend Group	$13.1M	n/a	n/a
Kancelaria Prawna	$12.0M	n/a	n/a
LIBERO Football Finance	$11.5M	n/a	n/a
Fon	$6.4M	n/a	n/a
Novina	$5.8M	n/a	n/a
Raize-Instituicao	$4.6M	n/a	n/a
Marka	$4.5M	n/a	n/a
Atlantis	$3.9M	n/a	n/a
NPL Nova	$3.6M	n/a	n/a
Premia Finance	$3.3M	0.4x	7.4x
Dr.Finance	$2.5M	n/a	n/a
LexBono	$2.1M	n/a	n/a
Ditix	$1.4M	n/a	n/a
Akcept Finance	$1.1M	n/a	n/a
One Solution	$0.7M	n/a	n/a
PBS Finanse	$0.5M	n/a	n/a
Femion Technology	$0.2M	n/a	n/a
Wierzyciel	$0.1M	n/a	n/a
DF Deutsche Forfait	-$1.8M	n/a	n/a
NEO Finance	-$12.7M	n/a	n/a
Multitude	-$73.2M	-0.3x	-0.9x
Yiren Digital	-$119M	n/a	n/a
Green Dot	-$956M	-0.5x	-5.6x