Lending Solutions Valuation Multiples and Public Comps

Lending Solutions

See analyst estimates and all valuation multiples for Lending Solutions

Company	EV	EV/LTM Revenue	EV/LTM EBITDA
Capital One	$195B	4.0x	n/a
Power Finance Corporation	$128B	48.0x	50.6x
Bajaj Finance	$100B	17.8x	35.4x
Bajaj Finserv	$69.3B	5.4x	42.5x
REC Ltd.	$67.4B	26.4x	28.4x
Mitsubishi HC Capital	$66.3B	4.5x	n/a
Rocket Companies	$51.8B	9.4x	60.3x
Navient	$47.8B	59.0x	n/a
Synchrony	$45.3B	2.9x	5.2x
SoFi	$35.8B	11.3x	40.4x
First National Financial	$34.6B	54.7x	112.9x
Cholamandalam	$34.3B	20.2x	47.7x
Ally Financial	$34.2B	4.3x	4.5x
Shriram Finance	$33.8B	11.9x	23.8x
Federal Agricultural	$33.5B	86.3x	n/a
LIC Housing Finance	$33.3B	33.9x	42.8x
Finance of America	$29.8B	77.3x	n/a
OneMain Financial	$29.3B	6.2x	12.4x
Muthoot Finance	$26.2B	14.7x	28.3x
Chailease Holding	$25.4B	7.7x	19.3x
Mr. Cooper Group	$24.4B	10.0x	14.6x
PennyMac	$24.3B	12.5x	60.7x
Deutsche Pfandbriefbank	$23.4B	40.5x	n/a
Bajaj Housing Finance	$19.7B	44.3x	60.2x
Samsung Card	$18.1B	5.7x	n/a
Blue Owl Capital Corp.	$16.5B	9.2x	n/a
Onity Group	$15.1B	15.0x	n/a
Sallie Mae	$12.5B	6.5x	n/a
Nelnet	$12.4B	8.3x	n/a
Credit Acceptance	$11.7B	5.1x	n/a
Sundaram Finance	$11.5B	28.1x	n/a
Pepper Money	$11.2B	43.0x	90.2x
Resimac Group	$11.0B	104.5x	n/a
Liberty Financial Group	$9.5B	23.7x	85.0x
Lufax Holding	$9.1B	2.5x	32.4x
FirstCash	$8.4B	2.5x	13.5x
Upstart	$7.5B	8.1x	47.3x
PNB Housing Finance	$7.5B	19.8x	n/a
Bread Financial	$7.2B	1.9x	n/a
Enova International	$6.8B	2.3x	9.2x
Blue Owl Technology	$6.7B	n/a	n/a
Velocity Financial	$6.4B	32.4x	53.5x
Authum Investment & Infrastructure	$5.9B	n/a	n/a
Yixin Group	$5.7B	3.7x	22.1x
Hercules Capital	$5.6B	10.8x	n/a
Intrum	$5.5B	2.9x	7.7x
Gentera	$5.5B	2.4x	n/a
OSB Group	$5.3B	5.8x	n/a
goeasy	$5.3B	4.4x	10.3x
Zip Co	$5.1B	7.0x	48.4x
Grenke	$5.1B	6.9x	36.5x
Encore Capital Group	$4.8B	3.1x	10.4x
Latitude Financial Services	$4.8B	7.9x	44.3x
Qfin Holdings	$4.7B	1.8x	4.3x
Walker & Dunlop	$4.7B	3.9x	14.1x
loanDepot	$4.4B	3.9x	45.6x
United Wholesale Mortgage	$4.4B	1.7x	9.5x
Australian Finance Group	$4.1B	5.0x	106.2x
PRA Group	$4.1B	3.6x	11.8x
Krungthai Card	$4.1B	4.9x	n/a
Sixth Street Specialty	$4.1B	8.8x	8.8x
Unifin Financiera SAB	$4.0B	n/a	n/a
Atlanticus	$3.9B	2.6x	n/a
Pagaya	$3.6B	2.9x	11.5x
Consumer Pf Servs	$3.6B	9.1x	n/a
Kruk S.A.	$3.3B	3.8x	7.4x
Upbound	$3.2B	0.7x	6.3x
Paragon Banking Group	$3.2B	4.6x	n/a
Goldman Sachs BDC	$3.1B	8.0x	n/a
Sezzle	$3.1B	7.9x	20.7x
Humm Group	$3.1B	7.4x	64.7x
Oportun	$3.1B	3.2x	n/a
Direct Finance of Direct	$2.7B	n/a	n/a
Bain Capital Specialty	$2.6B	9.2x	n/a
Barings BDC	$2.5B	9.1x	n/a
PennantPark Floating Rate	$2.4B	9.4x	n/a
Trinity Capital	$2.2B	8.0x	n/a
Kayne Anderson BDC	$2.1B	9.9x	n/a
Regional Management	$2.0B	3.2x	n/a
Nuveen Churchill Direct	$1.9B	8.7x	n/a
Hoist Finance	$1.8B	4.0x	n/a
PROG Holdings	$1.8B	0.7x	6.7x
Hypothekarbank Lenzburg	$1.7B	n/a	n/a
Plenti Group	$1.7B	9.5x	152.2x
B2 Impact	$1.6B	3.7x	9.3x
CION Invt	$1.6B	7.2x	n/a
World Acceptance	$1.4B	2.6x	n/a
Greystone Housing Impact	$1.4B	14.7x	n/a
LendingTree	$1.4B	1.4x	11.8x
International Personal	$1.4B	1.4x	n/a
Guild Holdings	$1.4B	1.2x	10.2x
LexinFintech	$1.4B	0.7x	4.2x
Cymbria	$1.3B	n/a	n/a
EZCORP	$1.3B	1.1x	7.2x
SHL Finance	$1.3B	n/a	n/a
Menif Financial Services	$1.3B	n/a	n/a
Amlak International	$1.2B	n/a	n/a
Axactor	$1.2B	3.8x	10.9x
Resurs Holding	$1.2B	3.2x	n/a
Palmer Square Capital BDC	$1.2B	9.3x	9.3x
Propel Holdings	$1.2B	2.1x	7.6x
Saratoga Investment	$1.2B	8.5x	n/a
Hypoport	$1.2B	1.6x	16.2x
Pennant Park Investment	$1.1B	8.8x	8.7x
Stellus Cap Investment	$1.0B	10.1x	n/a
Heartland Group	$1.0B	5.4x	23.9x
MoneyMe	$1.0B	8.1x	-40.7x
Katilimevim Tasarruf	$1.0B	n/a	n/a
Banvida	$999M	n/a	n/a
United International Holding	$976M	5.1x	n/a
LendInvest	$973M	17.4x	n/a
FinVolution Group	$947M	0.5x	2.2x
Vroom	$902M	n/a	n/a
Runway Growth Finance	$894M	6.3x	6.3x
Garanti Faktoring	$767M	n/a	n/a
Better Home & Finance	$738M	n/a	n/a
Generalfinance	$733M	11.0x	n/a
TriplePoint Venture Gwth	$690M	7.0x	n/a
X Financial	$635M	n/a	n/a
Eleving Group	$616M	2.5x	5.5x
OppFi	$585M	1.0x	3.0x
Net Protections Holdings	$563M	3.4x	20.5x
S & U	$563M	3.6x	n/a
Mortgage Advice Bureau	$556M	1.4x	10.5x
Wisr	$550M	8.9x	401.6x
Jiayin Group	$549M	n/a	n/a
Nayifat Finance	$544M	6.4x	n/a
Medallion Financial	$537M	2.7x	n/a
Funding Circle	$513M	2.1x	13.1x
ASA International Group	$508M	2.5x	n/a
Financiera Independencia	$441M	n/a	n/a
eGuarantee	$390M	5.3x	10.3x
Przedsiebiorstwo	$388M	n/a	n/a
Security National Financial	$280M	n/a	n/a
ALBIS Leasing	$279M	n/a	32.4x
RMS Mezzanine	$225M	n/a	n/a
Kruso Kapital	$218M	n/a	n/a
Open Lending	$210M	2.8x	-89.2x
Financiera Confianza	$207M	n/a	n/a
Delfin	$203M	3.4x	7.3x
Katapult	$197M	0.7x	23.9x
FlexShopper	$194M	1.4x	5.8x
Luxor	$175M	n/a	n/a
Sancus Lending Group	$146M	6.4x	n/a
Financeira Alfa	$130M	n/a	n/a
Veefin	$94.5M	n/a	n/a
Credit Clear	$52.7M	1.7x	10.2x
ELANA Agrocredit	$50.7M	n/a	n/a
Sunrisemezz	$40.0M	n/a	n/a
LM Pay Spolka	$24.7M	3.0x	9.7x
Foris	$20.5M	n/a	n/a
Fundusz Hipoteczny Dom	$18.7M	n/a	n/a
LIBERO Football Finance	$17.8M	n/a	n/a
Indos	$16.3M	n/a	n/a
Integrated System Credit	$15.2M	1.3x	4.6x
SaveLend Group	$13.4M	n/a	n/a
Fon	$13.4M	n/a	n/a
Kancelaria Prawna	$12.9M	n/a	n/a
Novina	$5.7M	n/a	n/a
Raize-Instituicao	$4.6M	n/a	n/a
Marka	$4.6M	n/a	n/a
NPL Nova	$3.9M	n/a	n/a
Premia Finance	$3.5M	0.5x	10.2x
LexBono	$2.3M	n/a	n/a
Ditix	$1.9M	n/a	n/a
PBS Finanse	$1.1M	n/a	n/a
Dr.Finance	$1.1M	n/a	n/a
Akcept Finance	$1.1M	n/a	n/a
One Solution	$0.7M	n/a	n/a
Femion Technology	$0.5M	n/a	n/a
Wierzyciel	$17K	n/a	n/a
EV Digital Invest	-$0.8M	n/a	n/a
Atlantis	-$5.6M	n/a	n/a
DF Deutsche Forfait	-$12.1M	n/a	n/a
NEO Finance	-$12.9M	n/a	n/a
Yiren Digital	-$51.7M	n/a	n/a
Multitude	-$71.6M	-0.3x	-0.9x
Green Dot	-$1.5B	-0.8x	-9.1x