Lending Solutions Valuation Multiples and Public Comps

Lending Solutions

See analyst estimates and all valuation multiples for Lending Solutions

Company	EV	EV/LTM Revenue	EV/LTM EBITDA
Capital One	$209B	3.9x	n/a
Power Finance Corporation	$128B	47.7x	50.4x
Bajaj Finance	$106B	18.3x	35.8x
Bajaj Finserv	$71.8B	4.9x	37.1x
REC Ltd.	$68.2B	26.9x	28.4x
Mitsubishi HC Capital	$63.2B	4.6x	n/a
Rocket Companies	$61.6B	9.8x	71.7x
Navient	$47.0B	70.2x	n/a
Synchrony	$46.6B	3.1x	5.3x
Shriram Finance	$39.0B	13.5x	27.4x
Tata Capital	$38.0B	n/a	n/a
Cholamandalam	$37.0B	20.6x	49.4x
SoFi	$36.9B	10.4x	35.6x
Ally Financial	$36.8B	4.6x	4.9x
Federal Agricultural	$33.7B	83.1x	n/a
LIC Housing Finance	$32.6B	33.4x	42.5x
Muthoot Finance	$30.7B	17.0x	26.8x
OneMain Financial	$30.5B	6.2x	12.3x
Finance of America	$30.3B	69.9x	n/a
Credit Saison	$25.8B	8.5x	26.1x
PennyMac	$25.7B	11.6x	64.0x
Chailease Holding	$24.3B	7.8x	19.3x
Deutsche Pfandbriefbank	$23.4B	47.0x	n/a
Bajaj Housing Finance	$19.3B	41.5x	59.9x
Samsung Card	$17.8B	5.8x	n/a
Blue Owl Capital Corp.	$16.0B	8.7x	n/a
Onity Group	$14.6B	13.8x	n/a
Sundaram Finance	$12.7B	29.8x	n/a
Nelnet	$12.7B	8.5x	n/a
Sallie Mae	$12.7B	6.4x	n/a
Blue Owl Technology	$11.6B	n/a	n/a
Pepper Money	$11.5B	43.9x	90.5x
Credit Acceptance	$11.4B	4.9x	n/a
Resimac Group	$11.2B	108.4x	n/a
Piramal Finance	$10.1B	n/a	n/a
Liberty Financial Group	$9.7B	23.9x	83.8x
FirstCash	$9.6B	2.6x	13.9x
Lufax Holding	$9.2B	2.6x	21.0x
Enova International	$8.2B	2.6x	10.1x
PNB Housing Finance	$8.0B	20.6x	n/a
Bread Financial	$7.3B	1.9x	n/a
Atlanticus	$7.1B	3.7x	n/a
Velocity Financial	$6.9B	37.1x	57.5x
Upstart	$6.5B	6.3x	28.5x
Gentera	$5.9B	2.3x	n/a
Klarna	$5.9B	n/a	n/a
Authum Investment & Infrastructure	$5.7B	n/a	n/a
OSB Group	$5.6B	6.1x	n/a
Hercules Capital	$5.6B	10.4x	n/a
Yixin Group	$5.5B	3.3x	18.1x
Grenke	$5.5B	7.2x	38.5x
Intrum	$5.2B	2.8x	8.0x
Encore Capital Group	$5.0B	2.9x	8.0x
Latitude Financial Services	$4.8B	6.5x	54.0x
Walker & Dunlop	$4.8B	3.9x	15.9x
goeasy	$4.6B	3.7x	9.5x
United Wholesale Mortgage	$4.5B	1.8x	9.7x
CreditAccess Grameen	$4.4B	9.6x	n/a
Unifin Financiera SAB	$4.2B	n/a	n/a
PRA Group	$4.2B	3.6x	-76.8x
Australian Finance Group	$4.2B	4.6x	93.2x
Zip Co	$4.1B	5.1x	31.6x
Krungthai Card	$4.0B	4.7x	n/a
loanDepot	$4.0B	3.3x	31.2x
Sixth Street Specialty	$3.9B	8.7x	8.6x
Consumer Pf Servs	$3.6B	9.2x	n/a
Kruk S.A.	$3.6B	4.0x	7.7x
Qfin Holdings	$3.5B	1.3x	3.4x
Humm Group	$3.2B	8.1x	68.9x
Direct Finance of Direct	$3.1B	n/a	n/a
Paragon Banking Group	$3.1B	4.4x	n/a
Oportun	$3.0B	3.1x	n/a
Goldman Sachs BDC	$2.9B	8.0x	n/a
Upbound	$2.7B	0.6x	5.4x
PennantPark Floating Rate	$2.7B	10.1x	n/a
Barings BDC	$2.6B	9.2x	n/a
Sezzle	$2.4B	5.4x	13.7x
Bain Capital Specialty	$2.4B	8.8x	n/a
Pagaya	$2.3B	1.8x	6.2x
Trinity Capital	$2.3B	8.0x	n/a
Kayne Anderson BDC	$2.2B	9.9x	n/a
Hoist Finance	$2.0B	4.5x	n/a
Regional Management	$2.0B	3.2x	n/a
Plenti Group	$1.9B	9.6x	126.5x
Nuveen Churchill Direct	$1.8B	8.6x	n/a
Hypothekarbank Lenzburg	$1.7B	n/a	n/a
B2 Impact	$1.6B	4.0x	8.6x
CION Invt	$1.6B	6.6x	n/a
PROG Holdings	$1.5B	0.6x	5.8x
EZCORP	$1.5B	1.2x	7.7x
Katilimevim Tasarruf	$1.5B	n/a	n/a
International Personal	$1.4B	1.8x	n/a
Menif Financial Services	$1.4B	n/a	n/a
Cymbria	$1.4B	n/a	n/a
World Acceptance	$1.4B	2.5x	n/a
Greystone Housing Impact	$1.3B	13.8x	n/a
SHL Finance	$1.2B	n/a	n/a
Axactor	$1.2B	3.6x	7.7x
Banvida	$1.2B	n/a	n/a
Saratoga Investment	$1.1B	8.9x	n/a
Palmer Square Capital BDC	$1.1B	9.1x	9.2x
Pennant Park Investment	$1.1B	9.4x	9.3x
LendingTree	$1.1B	1.0x	8.9x
Amlak International Fin	$1.1B	n/a	n/a
Heartland Group	$1.1B	5.7x	31.3x
Hypoport	$1.1B	1.7x	14.7x
LendInvest	$1.1B	19.1x	n/a
MoneyMe	$1.0B	7.4x	-46.7x
Propel Holdings	$1.0B	1.8x	7.3x
United International Holding	$1.0B	5.7x	n/a
Stellus Cap Investment	$996M	9.6x	n/a
LexinFintech	$945M	0.5x	2.9x
Better Home & Finance	$896M	n/a	n/a
Credit Corp Gr	$889M	2.4x	7.1x
Vroom	$886M	n/a	n/a
Runway Growth Finance	$766M	5.5x	5.4x
Garanti Faktoring	$733M	n/a	n/a
TriplePoint Venture Gwth	$724M	7.8x	n/a
Generalfinance	$716M	9.2x	n/a
FSA Group	$686M	n/a	n/a
Eleving Group	$651M	2.3x	6.1x
ASA International Group	$611M	2.5x	n/a
OppFi	$595M	1.0x	2.6x
Przedsiebiorstwo	$573M	n/a	n/a
S & U	$572M	3.6x	n/a
Wisr	$566M	8.6x	207.7x
COG Financial Services	$550M	2.1x	14.0x
Medallion Financial	$548M	2.7x	n/a
Mortgage Advice Bureau	$546M	1.3x	10.0x
FinVolution Group	$536M	0.3x	1.3x
Nayifat Finance	$518M	6.4x	n/a
Funding Circle	$517M	2.0x	11.4x
Financiera Independencia	$459M	n/a	n/a
eGuarantee	$440M	6.3x	13.0x
Jiayin Group	$318M	n/a	n/a
X Financial	$304M	n/a	n/a
ALBIS Leasing	$278M	n/a	31.8x
Net Protections Holdings	$276M	1.7x	9.6x
Security National Financial	$259M	n/a	n/a
Finbond Group Ltd	$230M	n/a	n/a
RMS Mezzanine	$229M	n/a	n/a
Financiera Confianza	$216M	n/a	n/a
Delfin	$216M	14.1x	7.4x
Kruso Kapital	$212M	n/a	n/a
Pioneer Credit	$195M	3.0x	3.7x
Luxor	$184M	n/a	n/a
Sancus Lending Group	$179M	7.9x	n/a
EarlyPay	$168M	7.4x	n/a
Open Lending	$159M	1.7x	9.3x
Katapult	$142M	0.5x	15.9x
Veefin	$107M	n/a	n/a
N1 Holdings	$89.6M	n/a	n/a
Credit Clear	$76.9M	2.1x	12.6x
ELANA Agrocredit	$49.9M	n/a	n/a
Fon	$37.4M	n/a	n/a
Sunrisemezz	$33.8M	n/a	n/a
LM Pay Spolka	$28.6M	3.1x	10.3x
ITF Group	$27.3M	n/a	n/a
Fundusz Hipoteczny Dom	$20.1M	n/a	n/a
Foris	$17.3M	n/a	n/a
Indos	$16.1M	n/a	n/a
Integrated System Credit	$14.7M	1.5x	6.7x
Kancelaria Prawna	$13.9M	n/a	n/a
SaveLend Group	$13.6M	n/a	n/a
LIBERO Football Finance	$11.3M	n/a	n/a
Novina	$6.6M	n/a	n/a
Raize-Instituicao	$5.1M	n/a	n/a
Marka	$4.5M	n/a	n/a
NPL Nova	$3.6M	n/a	n/a
Premia Finance	$3.6M	0.4x	7.6x
Atlantis	$2.2M	n/a	n/a
LexBono	$1.9M	n/a	n/a
Dr.Finance	$1.4M	n/a	n/a
Ditix	$1.3M	n/a	n/a
Akcept Finance	$1.1M	n/a	n/a
PBS Finanse	$0.8M	n/a	n/a
One Solution	$0.8M	n/a	n/a
Femion Technology	$0.1M	n/a	n/a
Wierzyciel	$32K	n/a	n/a
DF Deutsche Forfait	-$7.0M	n/a	n/a
NEO Finance	-$13.0M	n/a	n/a
Multitude	-$142M	-0.5x	-1.3x
Yiren Digital	-$197M	n/a	n/a
Green Dot	-$843M	-0.4x	-4.9x