Lending Solutions Valuation Multiples and Public Comps

Lending Solutions

See analyst estimates and all valuation multiples for Lending Solutions

Company	EV	EV/LTM Revenue	EV/LTM EBITDA
Capital One	$202B	3.8x	n/a
Power Finance Corporation	$126B	47.7x	50.4x
Bajaj Finance	$106B	18.6x	36.5x
Bajaj Finserv	$72.1B	5.0x	36.8x
REC Ltd.	$67.0B	26.7x	28.3x
Mitsubishi HC Capital	$63.2B	4.4x	n/a
Rocket Companies	$59.6B	9.6x	69.4x
Navient	$47.0B	68.1x	n/a
Synchrony	$46.0B	3.0x	5.2x
SoFi	$37.2B	10.6x	36.3x
Cholamandalam	$36.9B	21.0x	50.2x
Ally Financial	$36.4B	4.6x	4.8x
Shriram Finance	$36.3B	12.8x	25.8x
Federal Agricultural	$33.7B	83.6x	n/a
LIC Housing Finance	$32.1B	33.3x	42.4x
Muthoot Finance	$30.6B	17.1x	27.5x
OneMain Financial	$30.4B	6.1x	12.4x
Finance of America	$30.3B	70.5x	n/a
Credit Saison	$25.8B	8.6x	26.0x
PennyMac	$25.5B	11.5x	63.6x
Chailease Holding	$24.1B	7.7x	18.9x
Deutsche Pfandbriefbank	$23.3B	46.5x	n/a
Bajaj Housing Finance	$19.2B	41.9x	60.0x
Samsung Card	$18.0B	5.8x	n/a
Blue Owl Capital Corp.	$16.2B	8.8x	n/a
Onity Group	$14.6B	14.2x	n/a
Nelnet	$12.6B	8.4x	n/a
Sallie Mae	$12.5B	6.4x	n/a
Sundaram Finance	$12.1B	28.9x	n/a
Blue Owl Technology	$11.6B	n/a	n/a
Credit Acceptance	$11.6B	5.0x	n/a
Pepper Money	$11.4B	43.9x	90.4x
Resimac Group	$11.1B	108.4x	n/a
FirstCash	$9.7B	2.7x	14.2x
Liberty Financial Group	$9.6B	23.8x	83.7x
Lufax Holding	$9.2B	2.5x	22.0x
Enova International	$8.1B	2.6x	10.1x
PNB Housing Finance	$7.9B	20.6x	n/a
Bread Financial	$7.2B	1.9x	n/a
Atlanticus	$7.1B	3.7x	n/a
Velocity Financial	$6.9B	36.7x	57.5x
Upstart	$6.7B	6.6x	30.4x
Klarna	$6.4B	n/a	n/a
Yixin Group	$5.7B	3.5x	19.1x
Gentera	$5.7B	2.3x	n/a
Hercules Capital	$5.6B	10.7x	n/a
Grenke	$5.5B	7.2x	38.4x
OSB Group	$5.4B	5.9x	n/a
Authum Investment & Infrastructure	$5.1B	n/a	n/a
Intrum	$5.1B	2.7x	6.1x
Encore Capital Group	$5.0B	2.9x	8.1x
Walker & Dunlop	$4.9B	4.0x	16.3x
Latitude Financial Services	$4.8B	8.5x	41.2x
United Wholesale Mortgage	$4.6B	1.9x	10.0x
goeasy	$4.5B	3.7x	9.3x
CreditAccess Grameen	$4.4B	9.8x	n/a
PRA Group	$4.1B	3.6x	-107.8x
Australian Finance Group	$4.1B	4.6x	94.8x
Unifin Financiera SAB	$4.1B	n/a	n/a
loanDepot	$4.1B	3.4x	32.4x
Krungthai Card	$4.1B	4.9x	n/a
Sixth Street Specialty	$4.0B	8.9x	8.7x
Zip Co	$3.9B	4.9x	30.9x
Consumer Pf Servs	$3.6B	9.2x	n/a
Kruk S.A.	$3.5B	3.9x	7.6x
Qfin Holdings	$3.5B	1.3x	3.4x
Direct Finance of Direct	$3.1B	n/a	n/a
Humm Group	$3.1B	7.9x	63.7x
Paragon Banking Group	$3.0B	4.4x	n/a
Oportun	$3.0B	3.1x	n/a
Goldman Sachs BDC	$3.0B	8.1x	n/a
Upbound	$2.8B	0.6x	5.5x
PennantPark Floating Rate	$2.7B	10.2x	n/a
Barings BDC	$2.6B	9.2x	n/a
Bain Capital Specialty	$2.4B	8.9x	n/a
Sezzle	$2.4B	5.5x	13.9x
Pagaya	$2.4B	1.8x	6.5x
Trinity Capital	$2.3B	8.1x	n/a
Kayne Anderson BDC	$2.2B	10.1x	n/a
Regional Management	$2.0B	3.2x	n/a
Hoist Finance	$1.9B	4.3x	n/a
Plenti Group	$1.9B	9.6x	128.5x
Nuveen Churchill Direct	$1.8B	8.7x	n/a
Hypothekarbank Lenzburg	$1.7B	n/a	n/a
CION Invt	$1.6B	6.7x	n/a
B2 Impact	$1.6B	3.9x	8.5x
EZCORP	$1.6B	1.2x	8.1x
PROG Holdings	$1.5B	0.6x	5.7x
World Acceptance	$1.4B	2.5x	n/a
Cymbria	$1.4B	n/a	n/a
International Personal	$1.4B	1.7x	n/a
Menif Financial Services	$1.4B	n/a	n/a
Katilimevim Tasarruf	$1.4B	n/a	n/a
Greystone Housing Impact	$1.3B	13.7x	n/a
SHL Finance	$1.3B	n/a	n/a
Axactor	$1.2B	3.6x	7.9x
Saratoga Investment	$1.1B	8.9x	n/a
Palmer Square Capital BDC	$1.1B	9.0x	9.1x
Banvida	$1.1B	n/a	n/a
Amlak International Fin	$1.1B	n/a	n/a
Pennant Park Investment	$1.1B	9.3x	9.3x
LendingTree	$1.1B	1.0x	8.9x
Hypoport	$1.1B	1.7x	14.9x
LendInvest	$1.1B	19.3x	n/a
Heartland Group	$1.1B	5.7x	31.0x
United International Holding	$1.1B	6.0x	n/a
MoneyMe	$1.0B	7.5x	-45.1x
Propel Holdings	$1.0B	1.7x	7.2x
Stellus Cap Investment	$1.0B	9.7x	n/a
Better Home & Finance	$1.0B	n/a	n/a
LexinFintech	$912M	0.5x	2.8x
Vroom	$905M	n/a	n/a
Credit Corp Gr	$874M	2.3x	7.0x
Runway Growth Finance	$780M	5.6x	5.5x
TriplePoint Venture Gwth	$737M	7.9x	n/a
Garanti Faktoring	$734M	n/a	n/a
Generalfinance	$707M	9.3x	n/a
FSA Group	$681M	n/a	n/a
Eleving Group	$645M	2.3x	6.0x
ASA International Group	$617M	2.5x	n/a
OppFi	$594M	1.0x	2.6x
S & U	$569M	3.7x	n/a
Wisr	$563M	8.6x	221.9x
Medallion Financial	$546M	2.7x	n/a
Mortgage Advice Bureau	$538M	1.3x	10.0x
Nayifat Finance	$533M	6.5x	n/a
COG Financial Services	$531M	2.1x	13.8x
Przedsiebiorstwo	$529M	n/a	n/a
Funding Circle	$520M	2.0x	11.7x
FinVolution Group	$499M	0.3x	1.2x
Financiera Independencia	$456M	n/a	n/a
eGuarantee	$442M	6.3x	13.1x
Jiayin Group	$360M	n/a	n/a
X Financial	$358M	n/a	n/a
ALBIS Leasing	$279M	n/a	35.7x
Net Protections Holdings	$277M	1.7x	9.6x
Security National Financial	$257M	n/a	n/a
RMS Mezzanine	$228M	n/a	n/a
Finbond Group Ltd	$227M	n/a	n/a
Delfin	$214M	12.2x	7.4x
Kruso Kapital	$209M	n/a	n/a
Financiera Confianza	$202M	n/a	n/a
Pioneer Credit	$195M	3.0x	3.7x
Luxor	$181M	n/a	n/a
Sancus Lending Group	$177M	7.9x	n/a
EarlyPay	$169M	7.6x	n/a
Open Lending	$162M	1.7x	11.0x
Katapult	$142M	0.5x	16.3x
Veefin	$106M	n/a	n/a
N1 Holdings	$88.4M	n/a	n/a
Credit Clear	$71.5M	2.1x	12.5x
ELANA Agrocredit	$48.5M	n/a	n/a
Sunrisemezz	$36.1M	n/a	n/a
LM Pay Spolka	$28.4M	3.2x	10.4x
ITF Group	$26.6M	n/a	n/a
Fundusz Hipoteczny Dom	$18.3M	n/a	n/a
Foris	$16.9M	n/a	n/a
Integrated System Credit	$16.6M	1.7x	7.6x
Indos	$16.3M	n/a	n/a
Kancelaria Prawna	$13.7M	n/a	n/a
SaveLend Group	$12.9M	n/a	n/a
LIBERO Football Finance	$10.3M	n/a	n/a
Novina	$6.3M	n/a	n/a
Raize-Instituicao	$5.2M	n/a	n/a
Marka	$4.6M	n/a	n/a
NPL Nova	$3.6M	n/a	n/a
Premia Finance	$2.8M	0.3x	6.0x
Fon	$2.7M	n/a	n/a
Atlantis	$2.5M	n/a	n/a
LexBono	$2.0M	n/a	n/a
Dr.Finance	$1.5M	n/a	n/a
PBS Finanse	$1.3M	n/a	n/a
Ditix	$1.2M	n/a	n/a
Akcept Finance	$1.1M	n/a	n/a
One Solution	$0.8M	n/a	n/a
Femion Technology	$0.3M	n/a	n/a
Wierzyciel	$0.1M	n/a	n/a
DF Deutsche Forfait	-$4.8M	n/a	n/a
NEO Finance	-$12.9M	n/a	n/a
Multitude	-$141M	-0.5x	-1.3x
Yiren Digital	-$160M	n/a	n/a
Green Dot	-$831M	-0.4x	-4.9x