Lending Solutions Valuation Multiples and Public Comps

Lending Solutions

See analyst estimates and all valuation multiples for Lending Solutions

Company	EV	EV/LTM Revenue	EV/LTM EBITDA
Capital One	$185B	3.7x	n/a
Power Finance Corporation	$128B	47.7x	50.3x
Bajaj Finance	$102B	17.9x	35.6x
Bajaj Finserv	$67.7B	4.6x	22.3x
REC Ltd.	$66.8B	26.2x	28.2x
Mitsubishi HC Capital	$63.4B	4.4x	n/a
Rocket Companies	$53.7B	9.6x	62.6x
Navient	$47.7B	61.6x	n/a
Synchrony	$43.3B	2.8x	5.0x
SoFi	$36.5B	11.2x	39.9x
Cholamandalam	$35.4B	20.6x	48.7x
Shriram Finance	$34.4B	12.1x	24.2x
First National Financial	$34.1B	54.5x	111.7x
Federal Agricultural	$33.1B	84.8x	n/a
LIC Housing Finance	$33.1B	33.9x	42.9x
Ally Financial	$32.9B	4.1x	4.3x
Finance of America	$29.8B	76.1x	n/a
OneMain Financial	$28.4B	5.9x	11.9x
Muthoot Finance	$27.3B	15.6x	28.0x
Credit Saison	$25.7B	8.8x	25.4x
Chailease Holding	$25.0B	7.6x	19.0x
PennyMac	$23.9B	11.8x	59.7x
Deutsche Pfandbriefbank	$23.1B	42.4x	n/a
Bajaj Housing Finance	$19.3B	42.8x	59.2x
Samsung Card	$17.4B	5.5x	n/a
Blue Owl Capital Corp.	$15.6B	8.6x	n/a
Onity Group	$15.0B	15.1x	n/a
Nelnet	$12.5B	8.4x	n/a
Sallie Mae	$12.0B	6.2x	n/a
Credit Acceptance	$11.9B	5.2x	n/a
Sundaram Finance	$11.4B	27.5x	n/a
Pepper Money	$11.2B	42.8x	90.1x
Resimac Group	$11.0B	99.6x	n/a
Liberty Financial Group	$9.5B	23.6x	84.8x
Klarna	$9.5B	n/a	n/a
Lufax Holding	$9.1B	2.6x	28.0x
FirstCash	$8.7B	2.5x	13.8x
PNB Housing Finance	$7.5B	19.7x	n/a
Bread Financial	$6.9B	1.8x	n/a
Enova International	$6.6B	2.1x	8.8x
Blue Owl Technology	$6.5B	n/a	n/a
Velocity Financial	$6.4B	33.0x	53.3x
Upstart	$6.2B	6.5x	35.5x
Authum Investment & Infrastructure	$5.9B	n/a	n/a
Yixin Group	$5.5B	3.5x	20.6x
Intrum	$5.4B	3.0x	8.8x
Gentera	$5.4B	2.3x	n/a
Zip Co	$5.3B	7.0x	46.5x
Hercules Capital	$5.2B	9.9x	n/a
OSB Group	$5.2B	5.8x	n/a
Grenke	$5.1B	6.7x	36.3x
Encore Capital Group	$4.8B	3.0x	9.7x
Latitude Financial Services	$4.8B	8.1x	43.3x
Qfin Holdings	$4.6B	1.7x	4.2x
goeasy	$4.6B	3.9x	9.1x
CreditAccess Grameen	$4.6B	10.3x	n/a
Walker & Dunlop	$4.5B	3.8x	14.0x
Krungthai Card	$4.2B	5.2x	n/a
loanDepot	$4.2B	3.6x	42.0x
Australian Finance Group	$4.1B	5.0x	103.8x
Unifin Financiera SAB	$4.1B	n/a	n/a
United Wholesale Mortgage	$4.0B	1.7x	8.7x
PRA Group	$4.0B	3.5x	11.5x
Sixth Street Specialty	$3.8B	8.3x	8.2x
Atlanticus	$3.6B	2.0x	n/a
Consumer Pf Servs	$3.6B	9.1x	n/a
Kruk S.A.	$3.1B	3.5x	7.0x
Humm Group	$3.1B	7.5x	64.4x
Paragon Banking Group	$3.0B	4.5x	n/a
Oportun	$3.0B	3.1x	n/a
Upbound	$3.0B	0.6x	5.8x
Goldman Sachs BDC	$2.9B	7.7x	n/a
Direct Finance of Direct	$2.7B	n/a	n/a
Pagaya	$2.7B	2.2x	8.4x
Sezzle	$2.7B	6.6x	17.1x
Barings BDC	$2.5B	8.9x	n/a
Bain Capital Specialty	$2.5B	8.8x	n/a
PennantPark Floating Rate	$2.3B	8.7x	n/a
Trinity Capital	$2.1B	7.6x	n/a
Kayne Anderson BDC	$2.0B	9.6x	n/a
Regional Management	$1.9B	3.1x	n/a
Hoist Finance	$1.9B	4.2x	n/a
Nuveen Churchill Direct	$1.8B	8.4x	n/a
Plenti Group	$1.7B	9.3x	147.4x
Hypothekarbank Lenzburg	$1.7B	n/a	n/a
B2 Impact	$1.7B	3.7x	9.3x
PROG Holdings	$1.6B	0.6x	6.1x
CION Invt	$1.6B	7.2x	n/a
World Acceptance	$1.5B	2.6x	n/a
EZCORP	$1.4B	1.1x	7.8x
Greystone Housing Impact	$1.4B	14.4x	n/a
International Personal	$1.4B	1.5x	n/a
SHL Finance	$1.4B	n/a	n/a
Resurs Holding	$1.4B	3.7x	n/a
Cymbria	$1.4B	n/a	n/a
Guild Holdings	$1.4B	1.2x	10.1x
Menif Financial Services	$1.3B	n/a	n/a
LexinFintech	$1.2B	0.6x	3.8x
Amlak International	$1.2B	n/a	n/a
Axactor	$1.2B	3.7x	9.8x
Hypoport	$1.2B	1.7x	16.4x
Palmer Square Capital BDC	$1.2B	9.1x	9.1x
LendingTree	$1.2B	1.2x	9.7x
United International Holding	$1.2B	6.1x	n/a
Better Home & Finance	$1.1B	n/a	n/a
Saratoga Investment	$1.1B	8.4x	n/a
Heartland Group	$1.1B	5.6x	23.6x
Pennant Park Investment	$1.1B	8.6x	8.5x
MoneyMe	$1.0B	7.9x	-40.1x
Banvida	$1.0B	n/a	n/a
Katilimevim Tasarruf	$1.0B	n/a	n/a
Propel Holdings	$998M	1.7x	6.3x
Stellus Cap Investment	$986M	9.6x	n/a
LendInvest	$959M	17.2x	n/a
Vroom	$904M	n/a	n/a
Credit Corp Gr	$898M	2.5x	7.5x
Runway Growth Finance	$866M	6.2x	6.0x
Generalfinance	$865M	13.0x	n/a
FinVolution Group	$755M	0.4x	1.7x
Garanti Faktoring	$750M	n/a	n/a
FSA Group	$665M	n/a	n/a
TriplePoint Venture Gwth	$639M	6.6x	n/a
X Financial	$606M	n/a	n/a
Eleving Group	$606M	2.5x	5.4x
ASA International Group	$603M	2.6x	n/a
Nayifat Finance	$562M	7.1x	n/a
COG Financial Services	$559M	2.3x	15.5x
OppFi	$556M	1.0x	2.8x
Mortgage Advice Bureau	$552M	1.4x	10.5x
Wisr	$550M	8.7x	322.5x
Przedsiebiorstwo	$550M	n/a	n/a
S & U	$524M	3.4x	n/a
Net Protections Holdings	$513M	3.2x	19.1x
Funding Circle	$512M	2.1x	12.1x
Medallion Financial	$512M	2.5x	n/a
Jiayin Group	$510M	n/a	n/a
Financiera Independencia	$450M	n/a	n/a
eGuarantee	$400M	5.6x	10.9x
ALBIS Leasing	$278M	n/a	35.4x
Security National Financial	$265M	n/a	n/a
RMS Mezzanine	$219M	n/a	n/a
Financiera Confianza	$214M	n/a	n/a
Kruso Kapital	$213M	n/a	n/a
Finbond Group Ltd	$212M	n/a	n/a
Delfin	$201M	3.5x	7.2x
Open Lending	$191M	2.4x	69.8x
Pioneer Credit	$190M	3.0x	3.8x
FlexShopper	$184M	1.3x	5.5x
Luxor	$178M	n/a	n/a
Sancus Lending Group	$176M	7.9x	n/a
Katapult	$171M	0.6x	19.8x
EarlyPay	$168M	7.6x	n/a
Veefin	$101M	n/a	n/a
N1 Holdings	$86.9M	n/a	n/a
Credit Clear	$58.4M	1.8x	11.1x
ELANA Agrocredit	$50.3M	n/a	n/a
Sunrisemezz	$37.1M	n/a	n/a
LM Pay Spolka	$30.6M	3.7x	11.9x
ITF Group	$22.4M	n/a	n/a
Foris	$19.8M	n/a	n/a
Fundusz Hipoteczny Dom	$18.4M	n/a	n/a
LIBERO Football Finance	$16.6M	n/a	n/a
Integrated System Credit	$16.6M	1.7x	6.0x
Indos	$15.8M	n/a	n/a
SaveLend Group	$13.1M	n/a	n/a
Kancelaria Prawna	$12.4M	n/a	n/a
Fon	$6.6M	n/a	n/a
Novina	$5.5M	n/a	n/a
Marka	$4.5M	n/a	n/a
Raize-Instituicao	$4.2M	n/a	n/a
NPL Nova	$3.6M	n/a	n/a
Dr.Finance	$3.6M	n/a	n/a
Premia Finance	$3.5M	0.5x	10.2x
LexBono	$2.2M	n/a	n/a
Ditix	$1.7M	n/a	n/a
Akcept Finance	$1.1M	n/a	n/a
One Solution	$0.7M	n/a	n/a
PBS Finanse	$0.7M	n/a	n/a
Femion Technology	$0.2M	n/a	n/a
Wierzyciel	$40K	n/a	n/a
DF Deutsche Forfait	-$0.5M	n/a	n/a
Atlantis	-$5.6M	n/a	n/a
NEO Finance	-$12.7M	n/a	n/a
Yiren Digital	-$46.8M	n/a	n/a
Multitude	-$74.9M	-0.3x	-0.9x
Green Dot	-$1.6B	-0.8x	-9.5x