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Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. Company's segment includes: Term Loans and FlexiPay. The sectors includes: Wholesale & retail, Real Estate, Health & other service activities, Other manufacturing, IT & telecommunication The company's geographical segments include the United Kingdom, the United States, and developing markets. It derives the majority of its revenue from the United Kingdom region.
2010
721
LTM Revenue $229M
LTM EBITDA $40.3M
$335M
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Funding Circle has a last 12-month revenue (LTM) of $229M and a last 12-month EBITDA of $40.3M.
In the most recent fiscal year, Funding Circle achieved revenue of $217M and an EBITDA of $19.2M.
Funding Circle expects next 12-month revenue of XXX and NTM EBITDA of XXX
See Funding Circle valuation multiples based on analyst estimates| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue | $229M | XXX | $217M | XXX | XXX | XXX |
| Gross Profit | $229M | XXX | $115M | XXX | XXX | XXX |
| Gross Margin | 100% | XXX | 53% | XXX | XXX | XXX |
| EBITDA | $40.3M | XXX | $19.2M | XXX | XXX | XXX |
| EBITDA Margin | 18% | XXX | 9% | XXX | XXX | XXX |
| EBIT | $14.7M | XXX | $1.1M | XXX | XXX | XXX |
| EBIT Margin | 6% | XXX | 0% | XXX | XXX | XXX |
| Net Profit | $13.9M | XXX | $11.5M | XXX | XXX | XXX |
| Net Margin | 6% | XXX | 5% | XXX | XXX | XXX |
| Net Debt | XXX | XXX | n/a | XXX | XXX | XXX |
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As of May 30, 2025, Funding Circle's stock price is GBP 1 (or $1).
Funding Circle has current market cap of GBP 328M (or $440M), and EV of GBP 250M (or $335M).
See Funding Circle trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $335M | $440M | XXX | XXX | XXX | XXX | $0.00 |
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Start Free TrialAs of May 30, 2025, Funding Circle has market cap of $440M and EV of $335M.
Funding Circle's trades at 1.5x EV/Revenue multiple, and 17.5x EV/EBITDA.
Equity research analysts estimate Funding Circle's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Funding Circle has a P/E ratio of 31.7x.
See valuation multiples for Funding Circle and 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $440M | XXX | $440M | XXX | XXX | XXX |
| EV (current) | $335M | XXX | $335M | XXX | XXX | XXX |
| EV/Revenue | 1.5x | XXX | 1.5x | XXX | XXX | XXX |
| EV/EBITDA | 8.3x | XXX | 17.5x | XXX | XXX | XXX |
| EV/EBIT | 22.8x | XXX | 312.0x | XXX | XXX | XXX |
| EV/Gross Profit | 1.5x | XXX | n/a | XXX | XXX | XXX |
| P/E | 31.7x | XXX | 38.1x | XXX | XXX | XXX |
| EV/FCF | -6.3x | XXX | -3.1x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialFunding Circle's last 12 month revenue growth is 15%
Funding Circle's revenue per employee in the last FY averaged $0.3M, while opex per employee averaged $0.2M for the same period.
Funding Circle's rule of 40 is 9% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Funding Circle's rule of X is 56% (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Funding Circle and other 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 15% | XXX | 15% | XXX | XXX | XXX |
| EBITDA Margin | 18% | XXX | 9% | XXX | XXX | XXX |
| EBITDA Growth | 52% | XXX | n/a | XXX | XXX | XXX |
| Rule of 40 | 9% | XXX | 24% | XXX | XXX | XXX |
| Bessemer Rule of X | XXX | XXX | 56% | XXX | XXX | XXX |
| Revenue per Employee | XXX | XXX | $0.3M | XXX | XXX | XXX |
| Opex per Employee | XXX | XXX | $0.2M | XXX | XXX | XXX |
| S&M Expenses to Revenue | XXX | XXX | 28% | XXX | XXX | XXX |
| G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex to Revenue | XXX | XXX | 52% | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| Credit Clear | XXX | XXX | XXX | XXX | XXX | XXX |
| Humm Group | XXX | XXX | XXX | XXX | XXX | XXX |
| MoneyMe | XXX | XXX | XXX | XXX | XXX | XXX |
| Plenti Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Pepper Money | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Funding Circle acquired XXX companies to date.
Last acquisition by Funding Circle was XXXXXXXX, XXXXX XXXXX XXXXXX . Funding Circle acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
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Start Free Trial| When was Funding Circle founded? | Funding Circle was founded in 2010. |
| Where is Funding Circle headquartered? | Funding Circle is headquartered in United Kingdom of Great Britain and Northern Ireland. |
| How many employees does Funding Circle have? | As of today, Funding Circle has 721 employees. |
| Who is the CEO of Funding Circle? | Funding Circle's CEO is Ms. Lisa Jacobs. |
| Is Funding Circle publicy listed? | Yes, Funding Circle is a public company listed on LON. |
| What is the stock symbol of Funding Circle? | Funding Circle trades under FCH ticker. |
| When did Funding Circle go public? | Funding Circle went public in 2018. |
| Who are competitors of Funding Circle? | Similar companies to Funding Circle include e.g. Credit Clear, Humm Group, MoneyMe, Plenti Group. |
| What is the current market cap of Funding Circle? | Funding Circle's current market cap is $440M |
| What is the current revenue of Funding Circle? | Funding Circle's last 12 months revenue is $229M. |
| What is the current revenue growth of Funding Circle? | Funding Circle revenue growth (NTM/LTM) is 15%. |
| What is the current EV/Revenue multiple of Funding Circle? | Current revenue multiple of Funding Circle is 1.5x. |
| Is Funding Circle profitable? | Yes, Funding Circle is EBITDA-positive (as of the last 12 months). |
| What is the current EBITDA of Funding Circle? | Funding Circle's last 12 months EBITDA is $40.3M. |
| What is Funding Circle's EBITDA margin? | Funding Circle's last 12 months EBITDA margin is 18%. |
| What is the current EV/EBITDA multiple of Funding Circle? | Current EBITDA multiple of Funding Circle is 8.3x. |
| What is the current FCF of Funding Circle? | Funding Circle's last 12 months FCF is -$53.1M. |
| What is Funding Circle's FCF margin? | Funding Circle's last 12 months FCF margin is -23%. |
| What is the current EV/FCF multiple of Funding Circle? | Current FCF multiple of Funding Circle is -6.3x. |
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