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Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. The company's geographical segments include the United Kingdom, the United States, and developing markets. It derives the majority of its revenue from the United Kingdom region.
2010
959
LTM Revenue $215M
LTM EBITDA $36.6M
$287M
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Funding Circle has a last 12-month revenue of $215M and a last 12-month EBITDA of $36.6M.
In the most recent fiscal year, Funding Circle achieved revenue of $208M and an EBITDA of $18.4M.
Funding Circle expects next 12-month revenue of XXX and NTM EBITDA of XXX
See Funding Circle valuation multiples based on analyst estimates| FY 2023 | FY 2024 | FY 2025 | LTM | NTM | |
|---|---|---|---|---|---|
| Revenue | $210M | $208M | XXX | XXX | XXX |
| Gross Profit | $80.9M | $87.3M | XXX | XXX | XXX |
| Gross Margin | 39% | 42% | XXX | XXX | XXX |
| EBITDA | -$13.3M | $18.4M | XXX | XXX | XXX |
| EBITDA Margin | -6% | 9% | XXX | XXX | XXX |
| Net Profit | -$8.9M | -$49.3M | XXX | XXX | XXX |
| Net Margin | -4% | -24% | XXX | XXX | XXX |
| Net Debt | n/a | n/a | XXX | XXX | XXX |
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As of April 15, 2025, Funding Circle's stock price is GBP 1 (or $1).
Funding Circle has current market cap of GBP 301M (or $387M), and EV of GBP 223M (or $287M).
See Funding Circle trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $287M | $387M | XXX | XXX | XXX | XXX | $-0.01 |
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Sign UpAs of April 15, 2025, Funding Circle has market cap of $387M and EV of $287M.
Funding Circle's trades at 1.3x LTM EV/Revenue multiple, and 7.8x LTM EBITDA.
Analysts estimate Funding Circle's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See valuation multiples for Funding Circle and 10K+ public comps| FY 2024 | FY 2025E | FY 2026E | FY 2027E | |
|---|---|---|---|---|
| EV | $287M | XXX | XXX | XXX |
| EV/Revenue | 1.4x | XXX | XXX | XXX |
| EV/EBITDA | 15.6x | XXX | XXX | XXX |
| P/E | 35.0x | XXX | XXX | XXX |
| P/E/Growth | 0.4x | XXX | XXX | XXX |
| EV/FCF | -2.8x | XXX | XXX | XXX |
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Sign UpFunding Circle's NTM/LTM revenue growth is 15%
Funding Circle's revenue per employee for the last fiscal year averaged $0.2M, while opex per employee averaged $0.1M for the same period.
Over next 12 months, Funding Circle's ratio of sales and marketing spend to revenue is estimated to be XXX , while its R&D spend to revenue to be XXX .
Analysts estimate Funding Circle's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See operational valuation multiples for Funding Circle and other 10K+ public comps| FY 2024 | NTM | FY 2025E | FY 2026E | FY 2027E | |
|---|---|---|---|---|---|
| Revenue Growth | -1% | XXX | XXX | XXX | XXX |
| EBITDA Margin | 9% | XXX | XXX | XXX | XXX |
| EBITDA Growth | -239% | XXX | XXX | XXX | XXX |
| Rule of 40 (SaaS-only) | 24% | XXX | XXX | XXX | XXX |
| Revenue per Employee | $0.2M | XXX | XXX | XXX | XXX |
| Opex per Employee | $0.1M | XXX | XXX | XXX | XXX |
| S&M Expenses to Revenue | 28% | XXX | XXX | XXX | XXX |
| G&A Expenses to Revenue | n/a | XXX | XXX | XXX | XXX |
| R&D Expenses to Revenue | n/a | XXX | XXX | XXX | XXX |
| Opex to Revenue | 52% | XXX | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| Credit Clear | XXX | XXX | XXX | XXX | XXX | XXX |
| Humm Group | XXX | XXX | XXX | XXX | XXX | XXX |
| MoneyMe | XXX | XXX | XXX | XXX | XXX | XXX |
| Plenti Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Pepper Money | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Funding Circle acquired XXX companies to date.
Last acquisition by Funding Circle was XXXXXXXX, XXXXX XXXXX XXXXXX . Funding Circle acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
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Sign Up| When was Funding Circle founded? | Funding Circle was founded in 2010. |
| Where is Funding Circle headquartered? | Funding Circle is headquartered in United Kingdom of Great Britain and Northern Ireland. |
| How many employees does Funding Circle have? | As of today, Funding Circle has 959 employees. |
| Who is the CEO of Funding Circle? | Funding Circle's CEO is Ms. Lisa Jacobs. |
| Is Funding Circle publicy listed? | Yes, Funding Circle is a public company listed on LON. |
| What is the stock symbol of Funding Circle? | Funding Circle trades under FCH ticker. |
| When did Funding Circle go public? | Funding Circle went public in 2018. |
| Who are competitors of Funding Circle? | Similar companies to Funding Circle include e.g. Credit Clear, Humm Group, MoneyMe, Plenti Group. |
| What is the current market cap of Funding Circle? | Funding Circle's current market cap is $387M |
| What is the current revenue of Funding Circle? | Funding Circle's last 12-month revenue is $215M. |
| What is the current EBITDA of Funding Circle? | Funding Circle's last 12-month EBITDA is $36.6M. |
| What is the current EV/Revenue multiple of Funding Circle? | Current revenue multiple of Funding Circle is 1.3x. |
| What is the current EV/EBITDA multiple of Funding Circle? | Current EBITDA multiple of Funding Circle is 7.8x. |
| What is the current revenue growth of Funding Circle? | Funding Circle revenue growth between 2023 and 2024 was -1%. |
| Is Funding Circle profitable? | Yes, Funding Circle is EBITDA-positive (as of the last 12 months). |
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