Switch theme
Sign up to access all valuation multiples
Humm is a diversified finance provider with offerings centered on buy now pay later, or BNPL, credit cards and equipment finance. It facilitates purchases for over 2.7 million customers. Humm operates in Australia, New Zealand, Ireland, and Canada. While it caters for a diverse range of industries, its focus is on financing higher ticket items. Unlike the glut of new BNPL firms, Humm is established with a long operating history. Originally Flexigroup, Humm had a strategic refresh in 2019 where it has now consolidated to a handful of main brands in ANZ, from 20 before. In its earlier days, Humm focused on Visa and interest-free cards, lay-by, consumer leasing, commercial finance, and other payment solutions to consumers and small businesses.
2006
570
LTM Revenue $328M
Last FY EBITDA $198M
$2.9B
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Humm Group has a last 12-month revenue (LTM) of $328M and a last 12-month EBITDA of n/a.
In the most recent fiscal year, Humm Group achieved revenue of $397M and an EBITDA of $198M.
Humm Group expects next 12-month revenue of XXX and NTM EBITDA of XXX
See Humm Group valuation multiples based on analyst estimates| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue | $328M | XXX | $397M | XXX | XXX | XXX |
| Gross Profit | $328M | XXX | $378M | XXX | XXX | XXX |
| Gross Margin | 100% | XXX | 95% | XXX | XXX | XXX |
| EBITDA | n/a | XXX | $198M | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | 50% | XXX | XXX | XXX |
| EBIT | n/a | XXX | $187M | XXX | XXX | XXX |
| EBIT Margin | n/a | XXX | 47% | XXX | XXX | XXX |
| Net Profit | $32.0M | XXX | $4.6M | XXX | XXX | XXX |
| Net Margin | 10% | XXX | 1% | XXX | XXX | XXX |
| Net Debt | XXX | XXX | $2.8B | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
As of May 30, 2025, Humm Group's stock price is AUD 0 (or $0).
Humm Group has current market cap of AUD 224M (or $144M), and EV of AUD 4.5B (or $2.9B).
See Humm Group trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $2.9B | $144M | XXX | XXX | XXX | XXX | $0.07 |
Sign up to access valuation multiples like growth-adjusted P/E, next 12-month EV/Revenue, EBITDA multiples by industry and many more
Start Free TrialAs of May 30, 2025, Humm Group has market cap of $144M and EV of $2.9B.
Humm Group's trades at 8.1x EV/Revenue multiple, and 23.7x EV/EBITDA.
Equity research analysts estimate Humm Group's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Humm Group has a P/E ratio of 4.5x.
See valuation multiples for Humm Group and 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $144M | XXX | $144M | XXX | XXX | XXX |
| EV (current) | $2.9B | XXX | $2.9B | XXX | XXX | XXX |
| EV/Revenue | 8.9x | XXX | 8.1x | XXX | XXX | XXX |
| EV/EBITDA | n/a | XXX | 23.7x | XXX | XXX | XXX |
| EV/EBIT | n/a | XXX | 25.0x | XXX | XXX | XXX |
| EV/Gross Profit | 8.9x | XXX | n/a | XXX | XXX | XXX |
| P/E | 4.5x | XXX | 8.0x | XXX | XXX | XXX |
| EV/FCF | n/a | XXX | -5.7x | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialHumm Group's last 12 month revenue growth is 2%
Humm Group's revenue per employee in the last FY averaged $0.7M, while opex per employee averaged $0.3M for the same period.
Humm Group's rule of 40 is 46% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Humm Group's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Humm Group and other 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 2% | XXX | -2% | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | 34% | XXX | XXX | XXX |
| EBITDA Growth | n/a | XXX | -43% | XXX | XXX | XXX |
| Rule of 40 | 46% | XXX | 36% | XXX | XXX | XXX |
| Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
| Revenue per Employee | XXX | XXX | $0.7M | XXX | XXX | XXX |
| Opex per Employee | XXX | XXX | $0.3M | XXX | XXX | XXX |
| S&M Expenses to Revenue | XXX | XXX | 2% | XXX | XXX | XXX |
| G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex to Revenue | XXX | XXX | 48% | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| Zip Co | XXX | XXX | XXX | XXX | XXX | XXX |
| Affirm | XXX | XXX | XXX | XXX | XXX | XXX |
| Kaspi.kz | XXX | XXX | XXX | XXX | XXX | XXX |
| PayPal | XXX | XXX | XXX | XXX | XXX | XXX |
| Sezzle | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Humm Group acquired XXX companies to date.
Last acquisition by Humm Group was XXXXXXXX, XXXXX XXXXX XXXXXX . Humm Group acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
Sign up to see revenue and EBITDA valuation multiples for 60K+ M&A deals.
Start Free Trial| When was Humm Group founded? | Humm Group was founded in 2006. |
| Where is Humm Group headquartered? | Humm Group is headquartered in Australia. |
| How many employees does Humm Group have? | As of today, Humm Group has 570 employees. |
| Who is the CEO of Humm Group? | Humm Group's CEO is Mr. Stuart I. Grimshaw. |
| Is Humm Group publicy listed? | Yes, Humm Group is a public company listed on ASX. |
| What is the stock symbol of Humm Group? | Humm Group trades under HUM ticker. |
| When did Humm Group go public? | Humm Group went public in 2006. |
| Who are competitors of Humm Group? | Similar companies to Humm Group include e.g. Zip Co, Affirm, Kaspi.kz, PayPal. |
| What is the current market cap of Humm Group? | Humm Group's current market cap is $144M |
| What is the current revenue of Humm Group? | Humm Group's last 12 months revenue is $328M. |
| What is the current revenue growth of Humm Group? | Humm Group revenue growth (NTM/LTM) is 2%. |
| What is the current EV/Revenue multiple of Humm Group? | Current revenue multiple of Humm Group is 8.9x. |
| Is Humm Group profitable? | Yes, Humm Group is EBITDA-positive (as of the last 12 months). |
Get access to always up-to-date, precisely categorized 70K+ public and private valuation multiples, across tech and beyond.
