Switch theme
Sign up to access all valuation multiples
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
2011
2.4K+
LTM Revenue $985M
Last FY EBITDA n/a
$3.1B
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Oportun has a last 12-month revenue (LTM) of $985M and a last 12-month EBITDA of n/a.
In the most recent fiscal year, Oportun achieved revenue of $295M and an EBITDA of n/a.
Oportun expects next 12-month revenue of XXX and NTM EBITDA of XXX
See Oportun valuation multiples based on analyst estimates| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue | $985M | XXX | $295M | XXX | XXX | XXX |
| Gross Profit | $985M | XXX | n/a | XXX | XXX | XXX |
| Gross Margin | 100% | XXX | n/a | XXX | XXX | XXX |
| EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBIT | -$2.3M | XXX | n/a | XXX | XXX | XXX |
| EBIT Margin | 0% | XXX | n/a | XXX | XXX | XXX |
| Net Profit | -$33.5M | XXX | -$78.7M | XXX | XXX | XXX |
| Net Margin | -3% | XXX | -27% | XXX | XXX | XXX |
| Net Debt | XXX | XXX | $2.7B | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
As of May 30, 2025, Oportun's stock price is $7.
Oportun has current market cap of $293M, and EV of $3.1B.
See Oportun trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $3.1B | $293M | XXX | XXX | XXX | XXX | $0.92 |
Sign up to access valuation multiples like growth-adjusted P/E, next 12-month EV/Revenue, EBITDA multiples by industry and many more
Start Free TrialAs of May 30, 2025, Oportun has market cap of $293M and EV of $3.1B.
Oportun's trades at 10.5x EV/Revenue multiple, and n/a EV/EBITDA.
Equity research analysts estimate Oportun's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Oportun has a P/E ratio of -8.7x.
See valuation multiples for Oportun and 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $293M | XXX | $293M | XXX | XXX | XXX |
| EV (current) | $3.1B | XXX | $3.1B | XXX | XXX | XXX |
| EV/Revenue | 3.1x | XXX | 10.5x | XXX | XXX | XXX |
| EV/EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
| EV/EBIT | -1350.4x | XXX | n/a | XXX | XXX | XXX |
| EV/Gross Profit | 3.1x | XXX | n/a | XXX | XXX | XXX |
| P/E | -8.7x | XXX | -3.7x | XXX | XXX | XXX |
| EV/FCF | n/a | XXX | 8.3x | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialOportun's last 12 month revenue growth is 1%
Oportun's revenue per employee in the last FY averaged $0.1M, while opex per employee averaged n/a for the same period.
Oportun's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Oportun's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Oportun and other 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 1% | XXX | 87% | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Growth | n/a | XXX | n/a | XXX | XXX | XXX |
| Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
| Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
| Revenue per Employee | XXX | XXX | $0.1M | XXX | XXX | XXX |
| Opex per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
| S&M Expenses to Revenue | XXX | XXX | 23% | XXX | XXX | XXX |
| G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| Credit Clear | XXX | XXX | XXX | XXX | XXX | XXX |
| Humm Group | XXX | XXX | XXX | XXX | XXX | XXX |
| MoneyMe | XXX | XXX | XXX | XXX | XXX | XXX |
| Plenti Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Pepper Money | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Oportun acquired XXX companies to date.
Last acquisition by Oportun was XXXXXXXX, XXXXX XXXXX XXXXXX . Oportun acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
Sign up to see revenue and EBITDA valuation multiples for 60K+ M&A deals.
Start Free Trial| When was Oportun founded? | Oportun was founded in 2011. |
| Where is Oportun headquartered? | Oportun is headquartered in United States of America. |
| How many employees does Oportun have? | As of today, Oportun has 2.4K+ employees. |
| Who is the CEO of Oportun? | Oportun's CEO is Mr. Raul Vazquez. |
| Is Oportun publicy listed? | Yes, Oportun is a public company listed on NAS. |
| What is the stock symbol of Oportun? | Oportun trades under OPRT ticker. |
| When did Oportun go public? | Oportun went public in 2019. |
| Who are competitors of Oportun? | Similar companies to Oportun include e.g. Credit Clear, Humm Group, MoneyMe, Plenti Group. |
| What is the current market cap of Oportun? | Oportun's current market cap is $293M |
| What is the current revenue of Oportun? | Oportun's last 12 months revenue is $985M. |
| What is the current revenue growth of Oportun? | Oportun revenue growth (NTM/LTM) is 1%. |
| What is the current EV/Revenue multiple of Oportun? | Current revenue multiple of Oportun is 3.1x. |
| Is Oportun profitable? | Yes, Oportun is EBITDA-positive (as of the last 12 months). |
Get access to always up-to-date, precisely categorized 70K+ public and private valuation multiples, across tech and beyond.
