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Oportun Valuation Multiples
Discover revenue and EBITDA valuation multiples for Oportun and similar public comparables like Kina Securities, Eqdom, Jiayin Group, Net Protections Holdings and more.
Oportun Overview
About Oportun
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
Founded
2011
HQ
Employees
2.4K
Website
Financials (LTM)
EV
$3B
Oportun Financials
Oportun reported last 12-month revenue of $953M.
In the same LTM period, Oportun generated $34M in net income.
Revenue (LTM)
Oportun P&L
In the most recent fiscal year, Oportun reported revenue of $957M and net income of $25M.
Oportun expects next 12-month revenue of XXX and NTM EBITDA of XXX
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue | $953M | XXX | $957M | XXX | XXX | XXX |
| EBIT Margin | 7% | XXX | 6% | XXX | XXX | XXX |
| Net Profit | $34M | XXX | $25M | XXX | XXX | XXX |
| Net Margin | 4% | XXX | 3% | XXX | XXX | XXX |
| Net Debt | — | — | $3B | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
Oportun Stock Performance
Oportun has current market cap of $261M, and enterprise value of $3B.
Market Cap Evolution
Oportun's stock price is $5.87.
| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $3B | $261M | 0.0% | XXX | XXX | XXX | $0.57 |
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Start Free TrialOportun Valuation Multiples
Oportun trades at 3.2x EV/Revenue multiple.
EV / Revenue (LTM)
Oportun Financial Valuation Multiples
As of April 19, 2026, Oportun has market cap of $261M and EV of $3B.
Equity research analysts estimate Oportun's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Oportun has a P/E ratio of 7.7x.
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $261M | XXX | $261M | XXX | XXX | XXX |
| EV (current) | $3B | XXX | $3B | XXX | XXX | XXX |
| EV/Revenue | 3.2x | XXX | 3.2x | XXX | XXX | XXX |
| EV/EBIT | 49.0x | XXX | 53.2x | XXX | XXX | XXX |
| P/E | 7.7x | XXX | 10.3x | XXX | XXX | XXX |
| EV/FCF | — | XXX | 7.9x | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Verified Oportun Valuation Multiples
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2027, based on consensus analyst estimates. Powered by FactSet and Morningstar.
Oportun Margins & Growth Rates
Oportun's revenue in the last 12 month grew by 0%.
Oportun's revenue per employee in the last FY averaged $0.4M, while opex per employee averaged $0.1M for the same period.
Oportun Operational Valuation Multiples
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 0% | XXX | (1%) | XXX | XXX | XXX |
| Revenue per Employee | — | XXX | $0.4M | XXX | XXX | XXX |
| Opex per Employee | — | XXX | $0.1M | XXX | XXX | XXX |
| S&M Expenses to Revenue | 8% | XXX | 7% | XXX | XXX | XXX |
| G&A Expenses to Revenue | — | XXX | 12% | XXX | XXX | XXX |
| R&D Expenses to Revenue | 15% | XXX | 15% | XXX | XXX | XXX |
| Opex to Revenue | 38% | XXX | 38% | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Oportun Public Comps
See public comps and valuation multiples for other Online Lending and Consumer Finance comps.
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| LTM | 2026E | 2027E | LTM | 2026E | 2027E | |
| Oportun | XXX | XXX | XXX | XXX | XXX | XXX |
| Kina Securities | XXX | XXX | XXX | XXX | XXX | XXX |
| Eqdom | XXX | XXX | XXX | XXX | XXX | XXX |
| Jiayin Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Net Protections Holdings | XXX | XXX | XXX | XXX | XXX | XXX |
| Eleving Group | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Oportun M&A Activity
Oportun acquired XXX companies to date.
Last acquisition by Oportun was on XXXXXXXX, XXXXX. Oportun acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Acquisitions by Oportun
| Acquired Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialOportun Investment Activity
Oportun invested in XXX companies to date.
Oportun made its latest investment on XXXXXXXX, XXXXX. Oportun invested in XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Investments by Oportun
| Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialAbout Oportun
| When was Oportun founded? | Oportun was founded in 2011. |
| Where is Oportun headquartered? | Oportun is headquartered in United States. |
| How many employees does Oportun have? | As of today, Oportun has over 2K employees. |
| Who is the CEO of Oportun? | Oportun's CEO is Raul Vazquez. |
| Is Oportun publicly listed? | Yes, Oportun is a public company listed on Nasdaq. |
| What is the stock symbol of Oportun? | Oportun trades under OPRT ticker. |
| When did Oportun go public? | Oportun went public in 2019. |
| Who are competitors of Oportun? | Oportun main competitors are Kina Securities, Eqdom, Jiayin Group, Net Protections Holdings. |
| What is the current market cap of Oportun? | Oportun's current market cap is $261M. |
| What is the current revenue of Oportun? | Oportun's last 12 months revenue is $953M. |
| What is the current revenue growth of Oportun? | Oportun revenue growth (NTM/LTM) is 0%. |
| What is the current EV/Revenue multiple of Oportun? | Current revenue multiple of Oportun is 3.2x. |
| Is Oportun profitable? | Yes, Oportun is net-income-positive (as of the last 12 months). |
| What is the current net income of Oportun? | Oportun's last 12 months net income is $34M. |
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