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Nayifat Finance Co is a non-banking financial institution focused on serving the financing needs of individuals in the Kingdom. It performs financing activities such as consumer finance, credit card finance, SME finance. The company has three reportable segments namely, personal financing, SME Financing and Islamic credit cards. Key income is generated from Personal financing.
2002
n/a
LTM Revenue $85.2M
Last FY EBITDA n/a
$546M
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Nayifat Finance has a last 12-month revenue (LTM) of $85.2M and a last 12-month EBITDA of n/a.
In the most recent fiscal year, Nayifat Finance achieved revenue of $85.2M and an EBITDA of n/a.
Nayifat Finance expects next 12-month revenue of XXX and NTM EBITDA of XXX
See Nayifat Finance valuation multiples based on analyst estimates| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue | $85.2M | XXX | $85.2M | XXX | XXX | XXX |
| Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
| Gross Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBIT | $44.0M | XXX | n/a | XXX | XXX | XXX |
| EBIT Margin | 52% | XXX | n/a | XXX | XXX | XXX |
| Net Profit | $35.0M | XXX | $35.0M | XXX | XXX | XXX |
| Net Margin | 41% | XXX | 41% | XXX | XXX | XXX |
| Net Debt | XXX | XXX | $104M | XXX | XXX | XXX |
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As of September 5, 2025, Nayifat Finance's stock price is SAR 13 (or $3).
Nayifat Finance has current market cap of SAR 1.5B (or $405M), and EV of SAR 2.0B (or $546M).
See Nayifat Finance trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $546M | $405M | XXX | XXX | XXX | XXX | $0.29 |
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Start Free TrialAs of September 5, 2025, Nayifat Finance has market cap of $405M and EV of $546M.
Nayifat Finance's trades at 6.4x EV/Revenue multiple, and n/a EV/EBITDA.
Equity research analysts estimate Nayifat Finance's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Nayifat Finance has a P/E ratio of 11.6x.
See valuation multiples for Nayifat Finance and 15K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $405M | XXX | $405M | XXX | XXX | XXX |
| EV (current) | $546M | XXX | $546M | XXX | XXX | XXX |
| EV/Revenue | 6.4x | XXX | 6.4x | XXX | XXX | XXX |
| EV/EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
| EV/EBIT | 12.4x | XXX | n/a | XXX | XXX | XXX |
| EV/Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
| P/E | 11.6x | XXX | 11.6x | XXX | XXX | XXX |
| EV/FCF | n/a | XXX | 12.0x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialNayifat Finance's revenue per employee in the last FY averaged n/a, while opex per employee averaged n/a for the same period.
Nayifat Finance's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Nayifat Finance's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Nayifat Finance and other 15K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue Growth | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Growth | n/a | XXX | n/a | XXX | XXX | XXX |
| Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
| Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
| Revenue per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
| S&M Expenses to Revenue | XXX | XXX | 0% | XXX | XXX | XXX |
| G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex to Revenue | XXX | XXX | 48% | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| Australian Finance Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Credit Clear | XXX | XXX | XXX | XXX | XXX | XXX |
| Humm Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Liberty Financial Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Latitude Financial Services | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Nayifat Finance acquired XXX companies to date.
Last acquisition by Nayifat Finance was XXXXXXXX, XXXXX XXXXX XXXXXX . Nayifat Finance acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
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Start Free Trial| When was Nayifat Finance founded? | Nayifat Finance was founded in 2002. |
| Where is Nayifat Finance headquartered? | Nayifat Finance is headquartered in Saudi Arabia. |
| Who is the CEO of Nayifat Finance? | Nayifat Finance's CEO is Mr. Bandar Mohammed AlBaiz. |
| Is Nayifat Finance publicy listed? | Yes, Nayifat Finance is a public company listed on SAU. |
| What is the stock symbol of Nayifat Finance? | Nayifat Finance trades under 4081 ticker. |
| When did Nayifat Finance go public? | Nayifat Finance went public in 2021. |
| Who are competitors of Nayifat Finance? | Similar companies to Nayifat Finance include e.g. Australian Finance Group, Credit Clear, Humm Group, Liberty Financial Group. |
| What is the current market cap of Nayifat Finance? | Nayifat Finance's current market cap is $405M |
| What is the current revenue of Nayifat Finance? | Nayifat Finance's last 12 months revenue is $85.2M. |
| What is the current EV/Revenue multiple of Nayifat Finance? | Current revenue multiple of Nayifat Finance is 6.4x. |
| Is Nayifat Finance profitable? | Yes, Nayifat Finance is EBITDA-positive (as of the last 12 months). |
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