EarlyPay Ltd is engaged in providing tailored financing solutions to businesses of all shapes and sizes. It is a line of credit financing for businesses in Australia. It is involved in various business activities namely Invoice Finance, and Equipment Finance. It generates the majority of its revenue from the Invoice finance segment.
2001
n/a
LTM Revenue $22.1M
Last FY EBITDA $15.9M
$168M
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As of August 2025, EarlyPay reported last 12-month revenue of $22.1M.
In the same period, EarlyPay achieved $3.3M in LTM net income.
See EarlyPay valuation multiples based on analyst estimatesIn the most recent fiscal year, EarlyPay reported revenue of $13.7M and EBITDA of $15.9M.
EarlyPay expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See EarlyPay valuation multiples based on analyst estimatesLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue | $22.1M | XXX | $13.7M | XXX | XXX | XXX |
Gross Profit | n/a | XXX | $13.7M | XXX | XXX | XXX |
Gross Margin | n/a | XXX | 100% | XXX | XXX | XXX |
EBITDA | n/a | XXX | $15.9M | XXX | XXX | XXX |
EBITDA Margin | n/a | XXX | 116% | XXX | XXX | XXX |
EBIT | n/a | XXX | -$5.8M | XXX | XXX | XXX |
EBIT Margin | n/a | XXX | -43% | XXX | XXX | XXX |
Net Profit | $3.3M | XXX | $1.9M | XXX | XXX | XXX |
Net Margin | 15% | XXX | 14% | XXX | XXX | XXX |
Net Debt | XXX | XXX | $129M | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
EarlyPay has current market cap of AUD 57.2M (or $37.5M), and EV of AUD 256M (or $168M).
As of September 19, 2025, EarlyPay's stock price is AUD 0 (or $0).
See EarlyPay trading valuation dataEV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
---|---|---|---|---|---|---|
$168M | $37.5M | XXX | XXX | XXX | XXX | $0.01 |
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Start Free TrialEarlyPay's trades at 12.0x EV/Revenue multiple, and 10.3x EV/EBITDA.
See valuation multiples for EarlyPay and 15K+ public compsAs of September 19, 2025, EarlyPay has market cap of $37.5M and EV of $168M.
Equity research analysts estimate EarlyPay's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
EarlyPay has a P/E ratio of 11.2x.
LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Market cap (current) | $37.5M | XXX | $37.5M | XXX | XXX | XXX |
EV (current) | $168M | XXX | $168M | XXX | XXX | XXX |
EV/Revenue | 7.6x | XXX | 12.0x | XXX | XXX | XXX |
EV/EBITDA | n/a | XXX | 10.3x | XXX | XXX | XXX |
EV/EBIT | n/a | XXX | -27.6x | XXX | XXX | XXX |
EV/Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
P/E | 11.2x | XXX | 21.5x | XXX | XXX | XXX |
EV/FCF | n/a | XXX | 30.1x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialEarlyPay's revenue per employee in the last FY averaged n/a, while opex per employee averaged n/a for the same period.
EarlyPay's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
EarlyPay's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for EarlyPay and other 15K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue Growth | n/a | XXX | n/a | XXX | XXX | XXX |
EBITDA Margin | n/a | XXX | 117% | XXX | XXX | XXX |
EBITDA Growth | n/a | XXX | n/a | XXX | XXX | XXX |
Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
Revenue per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
Opex per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
S&M Expenses to Revenue | XXX | XXX | 2% | XXX | XXX | XXX |
G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
Opex to Revenue | XXX | XXX | 143% | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
EV/Revenue | EV/EBITDA | |||||
---|---|---|---|---|---|---|
2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
Australian Finance Group | XXX | XXX | XXX | XXX | XXX | XXX |
Credit Corp Gr | XXX | XXX | XXX | XXX | XXX | XXX |
Credit Clear | XXX | XXX | XXX | XXX | XXX | XXX |
COG Financial Services | XXX | XXX | XXX | XXX | XXX | XXX |
FSA Group | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
EarlyPay acquired XXX companies to date.
Last acquisition by EarlyPay was XXXXXXXX, XXXXX XXXXX XXXXXX . EarlyPay acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiplesAcquired Company | EV | EV/Revenue | EV/EBITDA |
---|---|---|---|
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialWhen was EarlyPay founded? | EarlyPay was founded in 2001. |
Where is EarlyPay headquartered? | EarlyPay is headquartered in Australia. |
Is EarlyPay publicy listed? | Yes, EarlyPay is a public company listed on ASX. |
What is the stock symbol of EarlyPay? | EarlyPay trades under EPY ticker. |
When did EarlyPay go public? | EarlyPay went public in 2010. |
Who are competitors of EarlyPay? | Similar companies to EarlyPay include e.g. Australian Finance Group, Credit Corp Gr, Credit Clear, COG Financial Services. |
What is the current market cap of EarlyPay? | EarlyPay's current market cap is $37.5M |
What is the current revenue of EarlyPay? | EarlyPay's last 12 months revenue is $22.1M. |
What is the current EV/Revenue multiple of EarlyPay? | Current revenue multiple of EarlyPay is 7.6x. |
Is EarlyPay profitable? | Yes, EarlyPay is EBITDA-positive (as of the last 12 months). |
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