🚀 VC round data is live in beta, check it out!
Multitude Valuation Multiples
Discover revenue and EBITDA valuation multiples for Multitude and similar public comparables like SunCar, AIX Inc., lastminute.com, PickMe and more.
Multitude Overview
About Multitude
Multitude AG, formerly Multitude SE is a European FinTech company that offers digital financial and banking services to both individuals and small and medium-sized businesses. The company's operations are divided into three business units: consumer banking (Ferratum), SME banking (CapitalBox) and wholesale banking (Multitude Bank). These units are supported by an internal Banking-as-a-Service platform. The company operates in nearly 16 different countries.
Founded
2005
HQ
Employees
714
Website
Financials (LTM)
Market Cap
$171M
Multitude Financials
Multitude reported last 12-month revenue of $280M and EBITDA of $86M.
In the same LTM period, Multitude generated $181M in gross profit, $86M in EBITDA, and $30M in net income.
Revenue (LTM)
Multitude P&L
In the most recent fiscal year, Multitude reported revenue of $292M and EBITDA of $43M.
Multitude expects next 12-month revenue of XXX and NTM EBITDA of XXX
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue | $280M | XXX | $292M | XXX | XXX | XXX |
| Gross Profit | $181M | XXX | $208M | XXX | XXX | XXX |
| Gross Margin | 64% | XXX | 71% | XXX | XXX | XXX |
| EBITDA | $86M | XXX | $43M | XXX | XXX | XXX |
| EBITDA Margin | 31% | XXX | 15% | XXX | XXX | XXX |
| EBIT Margin | 27% | XXX | 44% | XXX | XXX | XXX |
| Net Profit | $30M | XXX | $24M | XXX | XXX | XXX |
| Net Margin | 11% | XXX | 8% | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
Multitude Stock Performance
Multitude has current market cap of $171M.
Market Cap Evolution
Multitude's stock price is $7.98.
| Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|
| $171M | -2.8% | XXX | XXX | XXX | $1.12 |
Benchmark Trading Valuation Multiples by Industry
Sign up to access valuation multiples like growth-adjusted P/E, Rule of 40, next 12-month EV/Revenue, EBITDA multiples by industry, consensus analyst estimates and many more.
Start Free TrialMultitude Valuation Multiples
Multitude trades at (0.4x) EV/Revenue multiple, and (1.4x) EV/EBITDA.
EV / Revenue (LTM)
Multitude Financial Valuation Multiples
As of April 17, 2026, Multitude has market cap of $171M.
Equity research analysts estimate Multitude's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Multitude has a P/E ratio of 5.6x.
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $171M | XXX | $171M | XXX | XXX | XXX |
| EV (current) | ($124M) | XXX | ($124M) | XXX | XXX | XXX |
| EV/Revenue | (0.4x) | XXX | (0.4x) | XXX | XXX | XXX |
| EV/EBITDA | (1.4x) | XXX | (2.9x) | XXX | XXX | XXX |
| EV/EBIT | (1.6x) | XXX | (1.0x) | XXX | XXX | XXX |
| EV/Gross Profit | (0.7x) | XXX | (0.6x) | XXX | XXX | XXX |
| P/E | 5.6x | XXX | 7.2x | XXX | XXX | XXX |
| EV/FCF | (4.0x) | XXX | 2.8x | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Verified Multitude Valuation Multiples
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2027, based on consensus analyst estimates. Powered by FactSet and Morningstar.
Multitude Margins & Growth Rates
Multitude's revenue in the last 12 month grew by 5%.
Multitude's revenue per employee in the last FY averaged $0.4M, while opex per employee averaged $0.1M for the same period.
Multitude's rule of 40 is 37% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Multitude's rule of X is 44% (created by Bessemer, rule of X is another metric to measure SaaS companies, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
Multitude Operational Valuation Multiples
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 5% | XXX | (5%) | XXX | XXX | XXX |
| EBITDA Margin | 31% | XXX | 15% | XXX | XXX | XXX |
| EBITDA Growth | 12% | XXX | 93% | XXX | XXX | XXX |
| Rule of 40 | — | XXX | 37% | XXX | XXX | XXX |
| Bessemer Rule of X | — | XXX | 44% | XXX | XXX | XXX |
| Revenue per Employee | — | XXX | $0.4M | XXX | XXX | XXX |
| Opex per Employee | — | XXX | $0.1M | XXX | XXX | XXX |
| S&M Expenses to Revenue | 5% | XXX | 5% | XXX | XXX | XXX |
| G&A Expenses to Revenue | — | XXX | 10% | XXX | XXX | XXX |
| Opex to Revenue | — | XXX | 27% | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Multitude Public Comps
See public comps and valuation multiples for other Online Lending and Lead Generation comps.
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| LTM | 2026E | 2027E | LTM | 2026E | 2027E | |
| Multitude | XXX | XXX | XXX | XXX | XXX | XXX |
| SunCar | XXX | XXX | XXX | XXX | XXX | XXX |
| AIX Inc. | XXX | XXX | XXX | XXX | XXX | XXX |
| lastminute.com | XXX | XXX | XXX | XXX | XXX | XXX |
| PickMe | XXX | XXX | XXX | XXX | XXX | XXX |
| NusaTrip | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Multitude M&A Activity
Multitude acquired XXX companies to date.
Last acquisition by Multitude was on XXXXXXXX, XXXXX. Multitude acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Acquisitions by Multitude
| Acquired Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
Get Verified M&A Valuation Multiples
Sign up to see revenue and EBITDA valuation multiples for 150K+ M&A deals.
Start Free TrialMultitude Investment Activity
Multitude invested in XXX companies to date.
Multitude made its latest investment on XXXXXXXX, XXXXX. Multitude invested in XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Investments by Multitude
| Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
Benchmark 350K+ Funding Rounds and Disclosed VC Valuation Multiples
Sign up to see data on 350K+ funding rounds and disclosed revenue and EBITDA valuation multiples, from seed, through growth stage, to pre-IPO.
Start Free TrialAbout Multitude
| When was Multitude founded? | Multitude was founded in 2005. |
| Where is Multitude headquartered? | Multitude is headquartered in Finland. |
| How many employees does Multitude have? | As of today, Multitude has over 714 employees. |
| Is Multitude publicly listed? | Yes, Multitude is a public company listed on Frankfurt Stock Exchange. |
| What is the stock symbol of Multitude? | Multitude trades under MULT ticker. |
| When did Multitude go public? | Multitude went public in 2015. |
| Who are competitors of Multitude? | Multitude main competitors are SunCar, AIX Inc., lastminute.com, PickMe. |
| What is the current market cap of Multitude? | Multitude's current market cap is $171M. |
| What is the current revenue of Multitude? | Multitude's last 12 months revenue is $280M. |
| What is the current revenue growth of Multitude? | Multitude revenue growth (NTM/LTM) is 5%. |
| What is the current EV/Revenue multiple of Multitude? | Current revenue multiple of Multitude is (0.4x). |
| Is Multitude profitable? | Yes, Multitude is EBITDA-positive (as of the last 12 months). |
| What is the current EBITDA of Multitude? | Multitude's last 12 months EBITDA is $86M. |
| What is Multitude's EBITDA margin? | Multitude's last 12 months EBITDA margin is 31%. |
| What is the current EV/EBITDA multiple of Multitude? | Current EBITDA multiple of Multitude is (1.4x). |
| What is the current FCF of Multitude? | Multitude's last 12 months FCF is $31M. |
| What is Multitude's FCF margin? | Multitude's last 12 months FCF margin is 11%. |
| What is the current EV/FCF multiple of Multitude? | Current FCF multiple of Multitude is (4.0x). |
Start Your
Free Trial Today
Try Multiples for free for 3 days. Got questions or need a demo? Schedule a call with us below.