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Encore Capital Group Valuation Multiples
Discover revenue and EBITDA valuation multiples for Encore Capital Group and similar public comparables like Federal Agricultural, Banca Ifis, Ellington Financial, Sixth Street Specialty and more.
Encore Capital Group Overview
About Encore Capital Group
Encore Capital Group Inc is an international specialty finance company. It provides debt recovery solutions for consumers and property owners across a broad range of financial assets. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals as the consumers repay their obligations and work toward financial recovery. Encore has only a reportable segment portfolio purchasing and recovery.
Founded
1999
HQ
Employees
7.3K
Website
Sectors
Financials (LTM)
EV
$6B
Encore Capital Group Financials
Encore Capital Group reported last 12-month revenue of $2B and EBITDA of $666M.
In the same LTM period, Encore Capital Group generated $666M in EBITDA and $258M in net income.
Revenue (LTM)
Encore Capital Group P&L
In the most recent fiscal year, Encore Capital Group reported revenue of $2B and EBITDA of $663M.
Encore Capital Group expects next 12-month revenue of XXX and NTM EBITDA of XXX
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue | $2B | XXX | $2B | XXX | XXX | XXX |
| Gross Profit | — | XXX | $966M | XXX | XXX | XXX |
| Gross Margin | — | XXX | 55% | XXX | XXX | XXX |
| EBITDA | $666M | XXX | $663M | XXX | XXX | XXX |
| EBITDA Margin | 37% | XXX | 37% | XXX | XXX | XXX |
| EBIT Margin | 35% | XXX | 35% | XXX | XXX | XXX |
| Net Profit | $258M | XXX | $257M | XXX | XXX | XXX |
| Net Margin | 14% | XXX | 15% | XXX | XXX | XXX |
| Net Debt | — | — | $4B | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
Encore Capital Group Stock Performance
Encore Capital Group has current market cap of $2B, and enterprise value of $6B.
Market Cap Evolution
Encore Capital Group's stock price is $80.69.
| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $6B | $2B | 0.0% | XXX | XXX | XXX | $12.00 |
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Start Free TrialEncore Capital Group Valuation Multiples
Encore Capital Group trades at 3.1x EV/Revenue multiple, and 8.4x EV/EBITDA.
EV / Revenue (LTM)
Encore Capital Group Financial Valuation Multiples
As of April 19, 2026, Encore Capital Group has market cap of $2B and EV of $6B.
Equity research analysts estimate Encore Capital Group's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Encore Capital Group has a P/E ratio of 6.7x.
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $2B | XXX | $2B | XXX | XXX | XXX |
| EV (current) | $6B | XXX | $6B | XXX | XXX | XXX |
| EV/Revenue | 3.1x | XXX | 3.2x | XXX | XXX | XXX |
| EV/EBITDA | 8.4x | XXX | 8.4x | XXX | XXX | XXX |
| EV/EBIT | 8.8x | XXX | 8.9x | XXX | XXX | XXX |
| EV/Gross Profit | — | XXX | 5.8x | XXX | XXX | XXX |
| P/E | 6.7x | XXX | 6.7x | XXX | XXX | XXX |
| EV/FCF | (52.9x) | XXX | 43.9x | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Verified Encore Capital Group Valuation Multiples
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2027, based on consensus analyst estimates. Powered by FactSet and Morningstar.
Encore Capital Group Margins & Growth Rates
Encore Capital Group's revenue in the last 12 month grew by 3%.
Encore Capital Group's revenue per employee in the last FY averaged $0.2M, while opex per employee averaged $0.2M for the same period.
Encore Capital Group's rule of 40 is 40% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Encore Capital Group's rule of X is 43% (created by Bessemer, rule of X is another metric to measure SaaS companies, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
Encore Capital Group Operational Valuation Multiples
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 3% | XXX | 2% | XXX | XXX | XXX |
| EBITDA Margin | 37% | XXX | 37% | XXX | XXX | XXX |
| EBITDA Growth | 2% | XXX | 2% | XXX | XXX | XXX |
| Rule of 40 | — | XXX | 40% | XXX | XXX | XXX |
| Bessemer Rule of X | — | XXX | 43% | XXX | XXX | XXX |
| Revenue per Employee | — | XXX | $0.2M | XXX | XXX | XXX |
| Opex per Employee | — | XXX | $0.2M | XXX | XXX | XXX |
| G&A Expenses to Revenue | 9% | XXX | 9% | XXX | XXX | XXX |
| Opex to Revenue | 64% | XXX | 65% | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Encore Capital Group Public Comps
See public comps and valuation multiples for other Specialty Finance comps.
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| LTM | 2026E | 2027E | LTM | 2026E | 2027E | |
| Encore Capital Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Federal Agricultural | XXX | XXX | XXX | XXX | XXX | XXX |
| Banca Ifis | XXX | XXX | XXX | XXX | XXX | XXX |
| Ellington Financial | XXX | XXX | XXX | XXX | XXX | XXX |
| Sixth Street Specialty | XXX | XXX | XXX | XXX | XXX | XXX |
| Hoist Finance | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Encore Capital Group M&A Activity
Encore Capital Group acquired XXX companies to date.
Last acquisition by Encore Capital Group was on XXXXXXXX, XXXXX. Encore Capital Group acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Acquisitions by Encore Capital Group
| Acquired Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialEncore Capital Group Investment Activity
Encore Capital Group invested in XXX companies to date.
Encore Capital Group made its latest investment on XXXXXXXX, XXXXX. Encore Capital Group invested in XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Investments by Encore Capital Group
| Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialAbout Encore Capital Group
| When was Encore Capital Group founded? | Encore Capital Group was founded in 1999. |
| Where is Encore Capital Group headquartered? | Encore Capital Group is headquartered in United States. |
| How many employees does Encore Capital Group have? | As of today, Encore Capital Group has over 7K employees. |
| Who is the CEO of Encore Capital Group? | Encore Capital Group's CEO is Ashish Masih. |
| Is Encore Capital Group publicly listed? | Yes, Encore Capital Group is a public company listed on Nasdaq. |
| What is the stock symbol of Encore Capital Group? | Encore Capital Group trades under ECPG ticker. |
| When did Encore Capital Group go public? | Encore Capital Group went public in 1999. |
| Who are competitors of Encore Capital Group? | Encore Capital Group main competitors are Federal Agricultural, Banca Ifis, Ellington Financial, Sixth Street Specialty. |
| What is the current market cap of Encore Capital Group? | Encore Capital Group's current market cap is $2B. |
| What is the current revenue of Encore Capital Group? | Encore Capital Group's last 12 months revenue is $2B. |
| What is the current revenue growth of Encore Capital Group? | Encore Capital Group revenue growth (NTM/LTM) is 3%. |
| What is the current EV/Revenue multiple of Encore Capital Group? | Current revenue multiple of Encore Capital Group is 3.1x. |
| Is Encore Capital Group profitable? | Yes, Encore Capital Group is EBITDA-positive (as of the last 12 months). |
| What is the current EBITDA of Encore Capital Group? | Encore Capital Group's last 12 months EBITDA is $666M. |
| What is Encore Capital Group's EBITDA margin? | Encore Capital Group's last 12 months EBITDA margin is 37%. |
| What is the current EV/EBITDA multiple of Encore Capital Group? | Current EBITDA multiple of Encore Capital Group is 8.4x. |
| What is the current FCF of Encore Capital Group? | Encore Capital Group's last 12 months FCF is ($105M). |
| What is Encore Capital Group's FCF margin? | Encore Capital Group's last 12 months FCF margin is (6%). |
| What is the current EV/FCF multiple of Encore Capital Group? | Current FCF multiple of Encore Capital Group is (52.9x). |
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