Encore Capital Group Inc is an international specialty finance company. It provides debt recovery solutions for consumers and property owners across a broad range of financial assets. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals as the consumers repay their obligations and work toward financial recovery. Encore has only a reportable segment portfolio purchasing and recovery.
1999
7.3K+
LTM Revenue $1.4B
LTM EBITDA $272M
$4.2B
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Encore Capital Group has a last 12-month revenue of $1.4B and a last 12-month EBITDA of $272M.
In the most recent fiscal year, Encore Capital Group achieved revenue of $1.3B and an EBITDA of $189M.
Encore Capital Group expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See Encore Capital Group valuation multiples based on analyst estimatesFY 2023 | FY 2024 | FY 2025 | LTM | NTM | |
---|---|---|---|---|---|
Revenue | $1.2B | $1.3B | XXX | XXX | XXX |
Gross Profit | $770M | $571M | XXX | XXX | XXX |
Gross Margin | 63% | 43% | XXX | XXX | XXX |
EBITDA | $63.4M | $189M | XXX | XXX | XXX |
EBITDA Margin | 5% | 14% | XXX | XXX | XXX |
Net Profit | $195M | -$206M | XXX | XXX | XXX |
Net Margin | 16% | -16% | XXX | XXX | XXX |
Net Debt | $2.7B | $3.2B | XXX | XXX | XXX |
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As of April 15, 2025, Encore Capital Group's stock price is $30.
Encore Capital Group has current market cap of $702M, and EV of $4.2B.
See Encore Capital Group trading valuation dataEV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
---|---|---|---|---|---|---|
$4.2B | $702M | XXX | XXX | XXX | XXX | $-2.45 |
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Sign UpAs of April 15, 2025, Encore Capital Group has market cap of $702M and EV of $4.2B.
Encore Capital Group's trades at 3.0x LTM EV/Revenue multiple, and 15.3x LTM EBITDA.
Analysts estimate Encore Capital Group's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See valuation multiples for Encore Capital Group and 10K+ public compsFY 2024 | FY 2025E | FY 2026E | FY 2027E | |
---|---|---|---|---|
EV | $4.2B | XXX | XXX | XXX |
EV/Revenue | 3.2x | XXX | XXX | XXX |
EV/EBITDA | 22.1x | XXX | XXX | XXX |
P/E | -5.0x | XXX | XXX | XXX |
P/E/Growth | n/a | XXX | XXX | XXX |
EV/FCF | 32.9x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Sign UpEncore Capital Group's NTM/LTM revenue growth is 16%
Encore Capital Group's revenue per employee for the last fiscal year averaged $0.2M, while opex per employee averaged $45K for the same period.
Over next 12 months, Encore Capital Group's ratio of sales and marketing spend to revenue is estimated to be XXX , while its R&D spend to revenue to be XXX .
Analysts estimate Encore Capital Group's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See operational valuation multiples for Encore Capital Group and other 10K+ public compsFY 2024 | NTM | FY 2025E | FY 2026E | FY 2027E | |
---|---|---|---|---|---|
Revenue Growth | 8% | XXX | XXX | XXX | XXX |
EBITDA Margin | 14% | XXX | XXX | XXX | XXX |
EBITDA Growth | 198% | XXX | XXX | XXX | XXX |
Rule of 40 (SaaS-only) | 31% | XXX | XXX | XXX | XXX |
Revenue per Employee | $0.2M | XXX | XXX | XXX | XXX |
Opex per Employee | $45K | XXX | XXX | XXX | XXX |
S&M Expenses to Revenue | n/a | XXX | XXX | XXX | XXX |
G&A Expenses to Revenue | 12% | XXX | XXX | XXX | XXX |
R&D Expenses to Revenue | n/a | XXX | XXX | XXX | XXX |
Opex to Revenue | 25% | XXX | XXX | XXX | XXX |
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2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
Credit Clear | XXX | XXX | XXX | XXX | XXX | XXX |
Humm Group | XXX | XXX | XXX | XXX | XXX | XXX |
Liberty Financial Group | XXX | XXX | XXX | XXX | XXX | XXX |
Latitude Financial Services | XXX | XXX | XXX | XXX | XXX | XXX |
MoneyMe | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
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Encore Capital Group acquired XXX companies to date.
Last acquisition by Encore Capital Group was XXXXXXXX, XXXXX XXXXX XXXXXX . Encore Capital Group acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiplesAcquired Company | EV | EV/Revenue | EV/EBITDA |
---|---|---|---|
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
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Sign UpWhen was Encore Capital Group founded? | Encore Capital Group was founded in 1999. |
Where is Encore Capital Group headquartered? | Encore Capital Group is headquartered in United States of America. |
How many employees does Encore Capital Group have? | As of today, Encore Capital Group has 7.3K+ employees. |
Who is the CEO of Encore Capital Group? | Encore Capital Group's CEO is Mr. Ashish Masih. |
Is Encore Capital Group publicy listed? | Yes, Encore Capital Group is a public company listed on NAS. |
What is the stock symbol of Encore Capital Group? | Encore Capital Group trades under ECPG ticker. |
When did Encore Capital Group go public? | Encore Capital Group went public in 1999. |
Who are competitors of Encore Capital Group? | Similar companies to Encore Capital Group include e.g. Credit Clear, Humm Group, Liberty Financial Group, Latitude Financial Services. |
What is the current market cap of Encore Capital Group? | Encore Capital Group's current market cap is $702M |
What is the current revenue of Encore Capital Group? | Encore Capital Group's last 12-month revenue is $1.4B. |
What is the current EBITDA of Encore Capital Group? | Encore Capital Group's last 12-month EBITDA is $272M. |
What is the current EV/Revenue multiple of Encore Capital Group? | Current revenue multiple of Encore Capital Group is 3.0x. |
What is the current EV/EBITDA multiple of Encore Capital Group? | Current EBITDA multiple of Encore Capital Group is 15.3x. |
What is the current revenue growth of Encore Capital Group? | Encore Capital Group revenue growth between 2023 and 2024 was 8%. |
Is Encore Capital Group profitable? | Yes, Encore Capital Group is EBITDA-positive (as of the last 12 months). |
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