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PennyMac Valuation Multiples
Discover revenue and EBITDA valuation multiples for PennyMac and similar public comparables like Millrose Properties, Mirvac Group, Charter Hall Group, Fibra Mty and more.
PennyMac Overview
About PennyMac
PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S. mortgage market and provides products and services that leverage technologies to support customers. The company operates through two reportable operating segments: production and servicing. The production segment performs loan origination, acquisition, and sale activities, while the servicing segment performs servicing and subservicing of loans, early buyout transactions, and servicing of loans sourced and managed for PMT. The majority of revenue comes from the production segment.
Founded
2018
HQ
Employees
4.9K
Website
Sectors
Financials (LTM)
EV
$27B
PennyMac Financials
PennyMac reported last 12-month revenue of $2B.
In the same LTM period, PennyMac generated $543M in net income.
Revenue (LTM)
PennyMac P&L
In the most recent fiscal year, PennyMac reported revenue of $4B and EBITDA of $621M.
PennyMac expects next 12-month revenue of XXX and NTM EBITDA of XXX
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue | $2B | XXX | $4B | XXX | XXX | XXX |
| Gross Profit | — | XXX | $3B | XXX | XXX | XXX |
| Gross Margin | — | XXX | 59% | XXX | XXX | XXX |
| EBITDA | — | XXX | $621M | XXX | XXX | XXX |
| EBITDA Margin | — | XXX | 14% | XXX | XXX | XXX |
| EBIT Margin | 29% | XXX | 12% | XXX | XXX | XXX |
| Net Profit | $543M | XXX | $501M | XXX | XXX | XXX |
| Net Margin | 25% | XXX | 11% | XXX | XXX | XXX |
| Net Debt | — | — | $23B | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
PennyMac Stock Performance
PennyMac has current market cap of $5B, and enterprise value of $27B.
Market Cap Evolution
PennyMac's stock price is $90.38.
| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $27B | $5B | 0.0% | XXX | XXX | XXX | $9.61 |
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Start Free TrialPennyMac Valuation Multiples
PennyMac trades at 12.5x EV/Revenue multiple, and 43.6x EV/EBITDA.
EV / Revenue (LTM)
PennyMac Financial Valuation Multiples
As of April 8, 2026, PennyMac has market cap of $5B and EV of $27B.
Equity research analysts estimate PennyMac's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
PennyMac has a P/E ratio of 8.7x.
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $5B | XXX | $5B | XXX | XXX | XXX |
| EV (current) | $27B | XXX | $27B | XXX | XXX | XXX |
| EV/Revenue | 12.5x | XXX | 6.1x | XXX | XXX | XXX |
| EV/EBITDA | — | XXX | 43.6x | XXX | XXX | XXX |
| EV/EBIT | 43.7x | XXX | 49.1x | XXX | XXX | XXX |
| EV/Gross Profit | — | XXX | 10.3x | XXX | XXX | XXX |
| P/E | 8.7x | XXX | 9.4x | XXX | XXX | XXX |
| EV/FCF | — | XXX | (15.9x) | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Verified PennyMac Valuation Multiples
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2027, based on consensus analyst estimates. Powered by FactSet and Morningstar.
PennyMac Margins & Growth Rates
PennyMac's revenue in the last 12 month grew by 25%.
PennyMac's revenue per employee in the last FY averaged $0.9M, while opex per employee averaged $0.4M for the same period.
PennyMac Operational Valuation Multiples
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 25% | XXX | 83% | XXX | XXX | XXX |
| EBITDA Margin | — | XXX | 14% | XXX | XXX | XXX |
| EBITDA Growth | — | XXX | 31% | XXX | XXX | XXX |
| Revenue per Employee | — | XXX | $0.9M | XXX | XXX | XXX |
| Opex per Employee | — | XXX | $0.4M | XXX | XXX | XXX |
| S&M Expenses to Revenue | — | XXX | 1% | XXX | XXX | XXX |
| G&A Expenses to Revenue | — | XXX | 7% | XXX | XXX | XXX |
| R&D Expenses to Revenue | 8% | XXX | — | XXX | XXX | XXX |
| Opex to Revenue | 70% | XXX | 47% | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
PennyMac Public Comps
See public comps and valuation multiples for other Real Estate Finance comps.
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| LTM | 2026E | 2027E | LTM | 2026E | 2027E | |
| Millrose Properties | XXX | XXX | XXX | XXX | XXX | XXX |
| Mirvac Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Charter Hall Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Fibra Mty | XXX | XXX | XXX | XXX | XXX | XXX |
| IndiGrid Infrastructure | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
PennyMac M&A Activity
PennyMac acquired XXX companies to date.
Last acquisition by PennyMac was on XXXXXXXX, XXXXX. PennyMac acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Acquisitions by PennyMac
| Acquired Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialPennyMac Investment Activity
PennyMac invested in XXX companies to date.
PennyMac made its latest investment on XXXXXXXX, XXXXX. PennyMac invested in XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Investments by PennyMac
| Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialAbout PennyMac
| When was PennyMac founded? | PennyMac was founded in 2018. |
| Where is PennyMac headquartered? | PennyMac is headquartered in United States. |
| How many employees does PennyMac have? | As of today, PennyMac has over 4K employees. |
| Who is the CEO of PennyMac? | PennyMac's CEO is David A. Spector. |
| Is PennyMac publicly listed? | Yes, PennyMac is a public company listed on NYSE. |
| What is the stock symbol of PennyMac? | PennyMac trades under PFSI ticker. |
| When did PennyMac go public? | PennyMac went public in 2013. |
| Who are competitors of PennyMac? | PennyMac main competitors are Millrose Properties, Mirvac Group, Charter Hall Group, Fibra Mty. |
| What is the current market cap of PennyMac? | PennyMac's current market cap is $5B. |
| What is the current revenue of PennyMac? | PennyMac's last 12 months revenue is $2B. |
| What is the current revenue growth of PennyMac? | PennyMac revenue growth (NTM/LTM) is 25%. |
| What is the current EV/Revenue multiple of PennyMac? | Current revenue multiple of PennyMac is 12.5x. |
| Is PennyMac profitable? | Yes, PennyMac is net-income-positive (as of the last 12 months). |
| What is the current net income of PennyMac? | PennyMac's last 12 months net income is $543M. |
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