Qfin Holdings Inc Formerly Qifu Technology Inc is a Credit-Tech platform in China. It provides credit services more accessible and personalized to consumers and SMEs through Credit-Tech services to financial institutions, whereby it deploys its technology solutions to help financial institutions identify the diversified needs of consumers and SMEs, effectively access prospective borrowers that are creditworthy through multi-channels, enhance credit assessment on prospective borrowers, and manage credit risks and improve collection strategies and efficiency, among others.
2018
3.5K+
LTM Revenue $2.5B
LTM EBITDA $1.1B
$5.6B
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Qfin Holdings has a last 12-month revenue (LTM) of $2.5B and a last 12-month EBITDA of $1.1B.
In the most recent fiscal year, Qfin Holdings achieved revenue of $1.8B and an EBITDA of n/a.
Qfin Holdings expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See Qfin Holdings valuation multiples based on analyst estimatesLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue | $2.5B | XXX | $1.8B | XXX | XXX | XXX |
Gross Profit | $1.8B | XXX | n/a | XXX | XXX | XXX |
Gross Margin | 74% | XXX | n/a | XXX | XXX | XXX |
EBITDA | $1.1B | XXX | n/a | XXX | XXX | XXX |
EBITDA Margin | 44% | XXX | n/a | XXX | XXX | XXX |
EBIT | $1.1B | XXX | n/a | XXX | XXX | XXX |
EBIT Margin | 43% | XXX | n/a | XXX | XXX | XXX |
Net Profit | $910M | XXX | $798M | XXX | XXX | XXX |
Net Margin | 37% | XXX | 45% | XXX | XXX | XXX |
Net Debt | XXX | XXX | n/a | XXX | XXX | XXX |
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As of July 31, 2025, Qfin Holdings's stock price is HKD 139 (or $18).
Qfin Holdings has current market cap of HKD 37.3B (or $4.7B), and EV of HKD 44.0B (or $5.6B).
See Qfin Holdings trading valuation dataEV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
---|---|---|---|---|---|---|
$5.6B | $4.7B | XXX | XXX | XXX | XXX | $3.20 |
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Start Free TrialAs of July 31, 2025, Qfin Holdings has market cap of $4.7B and EV of $5.6B.
Qfin Holdings's trades at 3.1x EV/Revenue multiple, and n/a EV/EBITDA.
Equity research analysts estimate Qfin Holdings's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Qfin Holdings has a P/E ratio of 5.2x.
See valuation multiples for Qfin Holdings and 12K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Market cap (current) | $4.7B | XXX | $4.7B | XXX | XXX | XXX |
EV (current) | $5.6B | XXX | $5.6B | XXX | XXX | XXX |
EV/Revenue | 2.3x | XXX | 3.1x | XXX | XXX | XXX |
EV/EBITDA | 5.1x | XXX | n/a | XXX | XXX | XXX |
EV/EBIT | 5.3x | XXX | n/a | XXX | XXX | XXX |
EV/Gross Profit | 3.1x | XXX | n/a | XXX | XXX | XXX |
P/E | 5.2x | XXX | 6.0x | XXX | XXX | XXX |
EV/FCF | 5.4x | XXX | 4.8x | XXX | XXX | XXX |
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Start Free TrialQfin Holdings's last 12 month revenue growth is 7%
Qfin Holdings's revenue per employee in the last FY averaged $0.5M, while opex per employee averaged n/a for the same period.
Qfin Holdings's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Qfin Holdings's rule of X is 63% (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Qfin Holdings and other 12K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue Growth | 7% | XXX | 24% | XXX | XXX | XXX |
EBITDA Margin | 44% | XXX | n/a | XXX | XXX | XXX |
EBITDA Growth | 10% | XXX | n/a | XXX | XXX | XXX |
Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
Bessemer Rule of X | XXX | XXX | 63% | XXX | XXX | XXX |
Revenue per Employee | XXX | XXX | $0.5M | XXX | XXX | XXX |
Opex per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
S&M Expenses to Revenue | XXX | XXX | 12% | XXX | XXX | XXX |
G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
Opex to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
EV/Revenue | EV/EBITDA | |||||
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2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
Credit Clear | XXX | XXX | XXX | XXX | XXX | XXX |
Humm Group | XXX | XXX | XXX | XXX | XXX | XXX |
MoneyMe | XXX | XXX | XXX | XXX | XXX | XXX |
Plenti Group | XXX | XXX | XXX | XXX | XXX | XXX |
Pepper Money | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
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Qfin Holdings acquired XXX companies to date.
Last acquisition by Qfin Holdings was XXXXXXXX, XXXXX XXXXX XXXXXX . Qfin Holdings acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiplesAcquired Company | EV | EV/Revenue | EV/EBITDA |
---|---|---|---|
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialWhen was Qfin Holdings founded? | Qfin Holdings was founded in 2018. |
Where is Qfin Holdings headquartered? | Qfin Holdings is headquartered in Hong Kong. |
How many employees does Qfin Holdings have? | As of today, Qfin Holdings has 3.5K+ employees. |
Who is the CEO of Qfin Holdings? | Qfin Holdings's CEO is Mr. Haisheng Wu. |
Is Qfin Holdings publicy listed? | Yes, Qfin Holdings is a public company listed on HKG. |
What is the stock symbol of Qfin Holdings? | Qfin Holdings trades under 03660 ticker. |
When did Qfin Holdings go public? | Qfin Holdings went public in 2022. |
Who are competitors of Qfin Holdings? | Similar companies to Qfin Holdings include e.g. Credit Clear, Humm Group, MoneyMe, Plenti Group. |
What is the current market cap of Qfin Holdings? | Qfin Holdings's current market cap is $4.7B |
What is the current revenue of Qfin Holdings? | Qfin Holdings's last 12 months revenue is $2.5B. |
What is the current revenue growth of Qfin Holdings? | Qfin Holdings revenue growth (NTM/LTM) is 7%. |
What is the current EV/Revenue multiple of Qfin Holdings? | Current revenue multiple of Qfin Holdings is 2.3x. |
Is Qfin Holdings profitable? | Yes, Qfin Holdings is EBITDA-positive (as of the last 12 months). |
What is the current EBITDA of Qfin Holdings? | Qfin Holdings's last 12 months EBITDA is $1.1B. |
What is Qfin Holdings's EBITDA margin? | Qfin Holdings's last 12 months EBITDA margin is 44%. |
What is the current EV/EBITDA multiple of Qfin Holdings? | Current EBITDA multiple of Qfin Holdings is 5.1x. |
What is the current FCF of Qfin Holdings? | Qfin Holdings's last 12 months FCF is $1.0B. |
What is Qfin Holdings's FCF margin? | Qfin Holdings's last 12 months FCF margin is 42%. |
What is the current EV/FCF multiple of Qfin Holdings? | Current FCF multiple of Qfin Holdings is 5.4x. |
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