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Open Lending Corp is engaged in providing automated lending services to financial institutions. The company offers loan analytics, risk-based pricing, risk modeling, and automated decision technology. Its Lenders Protection Program ("LPP") enables automotive lenders to make loans that are largely insured against, losses from defaults.
2017
205
LTM Revenue $51.6M
LTM EBITDA -$17.4M
$177M
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Open Lending has a last 12-month revenue (LTM) of $51.6M and a last 12-month EBITDA of -$17.4M.
In the most recent fiscal year, Open Lending achieved revenue of $24.0M and an EBITDA of -$51.6M.
Open Lending expects next 12-month revenue of XXX and NTM EBITDA of XXX
See Open Lending valuation multiples based on analyst estimates| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue | $51.6M | XXX | $24.0M | XXX | XXX | XXX |
| Gross Profit | $27.7M | XXX | $0.2M | XXX | XXX | XXX |
| Gross Margin | 54% | XXX | 1% | XXX | XXX | XXX |
| EBITDA | -$17.4M | XXX | -$51.6M | XXX | XXX | XXX |
| EBITDA Margin | -34% | XXX | -215% | XXX | XXX | XXX |
| EBIT | -$37.9M | XXX | -$65.4M | XXX | XXX | XXX |
| EBIT Margin | -73% | XXX | -272% | XXX | XXX | XXX |
| Net Profit | -$79.3M | XXX | -$135M | XXX | XXX | XXX |
| Net Margin | -154% | XXX | -562% | XXX | XXX | XXX |
| Net Debt | XXX | XXX | n/a | XXX | XXX | XXX |
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As of May 30, 2025, Open Lending's stock price is $2.
Open Lending has current market cap of $216M, and EV of $177M.
See Open Lending trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $177M | $216M | XXX | XXX | XXX | XXX | $-0.66 |
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Start Free TrialAs of May 30, 2025, Open Lending has market cap of $216M and EV of $177M.
Open Lending's trades at 7.4x EV/Revenue multiple, and -3.4x EV/EBITDA.
Equity research analysts estimate Open Lending's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Open Lending has a P/E ratio of -2.7x.
See valuation multiples for Open Lending and 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $216M | XXX | $216M | XXX | XXX | XXX |
| EV (current) | $177M | XXX | $177M | XXX | XXX | XXX |
| EV/Revenue | 3.4x | XXX | 7.4x | XXX | XXX | XXX |
| EV/EBITDA | -10.2x | XXX | -3.4x | XXX | XXX | XXX |
| EV/EBIT | -4.7x | XXX | -2.7x | XXX | XXX | XXX |
| EV/Gross Profit | 6.4x | XXX | n/a | XXX | XXX | XXX |
| P/E | -2.7x | XXX | -1.6x | XXX | XXX | XXX |
| EV/FCF | 14.6x | XXX | 12.9x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialOpen Lending's last 12 month revenue growth is 86%
Open Lending's revenue per employee in the last FY averaged $0.1M, while opex per employee averaged $0.3M for the same period.
Open Lending's rule of 40 is 121% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Open Lending's rule of X is 182% (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Open Lending and other 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 86% | XXX | 108% | XXX | XXX | XXX |
| EBITDA Margin | -34% | XXX | -215% | XXX | XXX | XXX |
| EBITDA Growth | -235% | XXX | -32% | XXX | XXX | XXX |
| Rule of 40 | 121% | XXX | -128% | XXX | XXX | XXX |
| Bessemer Rule of X | XXX | XXX | 182% | XXX | XXX | XXX |
| Revenue per Employee | XXX | XXX | $0.1M | XXX | XXX | XXX |
| Opex per Employee | XXX | XXX | $0.3M | XXX | XXX | XXX |
| S&M Expenses to Revenue | XXX | XXX | 72% | XXX | XXX | XXX |
| G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| R&D Expenses to Revenue | XXX | XXX | 19% | XXX | XXX | XXX |
| Opex to Revenue | XXX | XXX | 273% | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| Credit Clear | XXX | XXX | XXX | XXX | XXX | XXX |
| Humm Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Liberty Financial Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Latitude Financial Services | XXX | XXX | XXX | XXX | XXX | XXX |
| MoneyMe | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Open Lending acquired XXX companies to date.
Last acquisition by Open Lending was XXXXXXXX, XXXXX XXXXX XXXXXX . Open Lending acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
Sign up to see revenue and EBITDA valuation multiples for 60K+ M&A deals.
Start Free Trial| When was Open Lending founded? | Open Lending was founded in 2017. |
| Where is Open Lending headquartered? | Open Lending is headquartered in United States of America. |
| How many employees does Open Lending have? | As of today, Open Lending has 205 employees. |
| Who is the CEO of Open Lending? | Open Lending's CEO is Ms. Jessica Elizabeth Buss. |
| Is Open Lending publicy listed? | Yes, Open Lending is a public company listed on NAS. |
| What is the stock symbol of Open Lending? | Open Lending trades under LPRO ticker. |
| When did Open Lending go public? | Open Lending went public in 2020. |
| Who are competitors of Open Lending? | Similar companies to Open Lending include e.g. Credit Clear, Humm Group, Liberty Financial Group, Latitude Financial Services. |
| What is the current market cap of Open Lending? | Open Lending's current market cap is $216M |
| What is the current revenue of Open Lending? | Open Lending's last 12 months revenue is $51.6M. |
| What is the current revenue growth of Open Lending? | Open Lending revenue growth (NTM/LTM) is 86%. |
| What is the current EV/Revenue multiple of Open Lending? | Current revenue multiple of Open Lending is 3.4x. |
| Is Open Lending profitable? | Yes, Open Lending is EBITDA-positive (as of the last 12 months). |
| What is the current EBITDA of Open Lending? | Open Lending's last 12 months EBITDA is -$17.4M. |
| What is Open Lending's EBITDA margin? | Open Lending's last 12 months EBITDA margin is -34%. |
| What is the current EV/EBITDA multiple of Open Lending? | Current EBITDA multiple of Open Lending is -10.2x. |
| What is the current FCF of Open Lending? | Open Lending's last 12 months FCF is $12.1M. |
| What is Open Lending's FCF margin? | Open Lending's last 12 months FCF margin is 23%. |
| What is the current EV/FCF multiple of Open Lending? | Current FCF multiple of Open Lending is 14.6x. |
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