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Open Lending Corp is engaged in providing automated lending services to financial institutions. The company offers loan analytics, risk-based pricing, risk modeling, and automated decision technology. Its Lenders Protection Program ("LPP") enables automotive lenders to make loans that are largely insured against losses from defaults.
2017
205
LTM Revenue $43.0M
LTM EBITDA -$24.9M
$58.8M
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Open Lending has a last 12-month revenue of $43.0M and a last 12-month EBITDA of -$24.9M.
In the most recent fiscal year, Open Lending achieved revenue of $24.0M and an EBITDA of -$51.6M.
Open Lending expects next 12-month revenue of XXX and NTM EBITDA of XXX
See Open Lending valuation multiples based on analyst estimates| FY 2023 | FY 2024 | FY 2025 | LTM | NTM | |
|---|---|---|---|---|---|
| Revenue | $117M | $24.0M | XXX | XXX | XXX |
| Gross Profit | $160M | $95.2M | XXX | XXX | XXX |
| Gross Margin | 136% | 396% | XXX | XXX | XXX |
| EBITDA | $40.7M | -$51.6M | XXX | XXX | XXX |
| EBITDA Margin | 35% | -215% | XXX | XXX | XXX |
| Net Profit | $66.6M | $22.1M | XXX | XXX | XXX |
| Net Margin | 57% | 92% | XXX | XXX | XXX |
| Net Debt | n/a | n/a | XXX | XXX | XXX |
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As of April 15, 2025, Open Lending's stock price is $1.
Open Lending has current market cap of $111M, and EV of $58.8M.
See Open Lending trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $58.8M | $111M | XXX | XXX | XXX | XXX | $-0.80 |
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Sign UpAs of April 15, 2025, Open Lending has market cap of $111M and EV of $58.8M.
Open Lending's trades at 1.4x LTM EV/Revenue multiple, and -2.4x LTM EBITDA.
Analysts estimate Open Lending's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See valuation multiples for Open Lending and 10K+ public comps| FY 2024 | FY 2025E | FY 2026E | FY 2027E | |
|---|---|---|---|---|
| EV | $58.8M | XXX | XXX | XXX |
| EV/Revenue | 2.4x | XXX | XXX | XXX |
| EV/EBITDA | -1.1x | XXX | XXX | XXX |
| P/E | -0.8x | XXX | XXX | XXX |
| P/E/Growth | n/a | XXX | XXX | XXX |
| EV/FCF | 4.3x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Sign UpOpen Lending's NTM/LTM revenue growth is 120%
Open Lending's revenue per employee for the last fiscal year averaged $0.1M, while opex per employee averaged $0.3M for the same period.
Over next 12 months, Open Lending's ratio of sales and marketing spend to revenue is estimated to be XXX , while its R&D spend to revenue to be XXX .
Analysts estimate Open Lending's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See operational valuation multiples for Open Lending and other 10K+ public comps| FY 2024 | NTM | FY 2025E | FY 2026E | FY 2027E | |
|---|---|---|---|---|---|
| Revenue Growth | -80% | XXX | XXX | XXX | XXX |
| EBITDA Margin | -215% | XXX | XXX | XXX | XXX |
| EBITDA Growth | -227% | XXX | XXX | XXX | XXX |
| Rule of 40 (SaaS-only) | -95% | XXX | XXX | XXX | XXX |
| Revenue per Employee | $0.1M | XXX | XXX | XXX | XXX |
| Opex per Employee | $0.3M | XXX | XXX | XXX | XXX |
| S&M Expenses to Revenue | 72% | XXX | XXX | XXX | XXX |
| G&A Expenses to Revenue | 183% | XXX | XXX | XXX | XXX |
| R&D Expenses to Revenue | 19% | XXX | XXX | XXX | XXX |
| Opex to Revenue | 273% | XXX | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| Credit Clear | XXX | XXX | XXX | XXX | XXX | XXX |
| Humm Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Liberty Financial Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Latitude Financial Services | XXX | XXX | XXX | XXX | XXX | XXX |
| MoneyMe | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
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Open Lending acquired XXX companies to date.
Last acquisition by Open Lending was XXXXXXXX, XXXXX XXXXX XXXXXX . Open Lending acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
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Sign Up| When was Open Lending founded? | Open Lending was founded in 2017. |
| Where is Open Lending headquartered? | Open Lending is headquartered in United States of America. |
| How many employees does Open Lending have? | As of today, Open Lending has 205 employees. |
| Who is the CEO of Open Lending? | Open Lending's CEO is Ms. Jessica Elizabeth Buss. |
| Is Open Lending publicy listed? | Yes, Open Lending is a public company listed on NAS. |
| What is the stock symbol of Open Lending? | Open Lending trades under LPRO ticker. |
| When did Open Lending go public? | Open Lending went public in 2020. |
| Who are competitors of Open Lending? | Similar companies to Open Lending include e.g. Credit Clear, Humm Group, Liberty Financial Group, Latitude Financial Services. |
| What is the current market cap of Open Lending? | Open Lending's current market cap is $111M |
| What is the current revenue of Open Lending? | Open Lending's last 12-month revenue is $43.0M. |
| What is the current EBITDA of Open Lending? | Open Lending's last 12-month EBITDA is -$24.9M. |
| What is the current EV/Revenue multiple of Open Lending? | Current revenue multiple of Open Lending is 1.4x. |
| What is the current EV/EBITDA multiple of Open Lending? | Current EBITDA multiple of Open Lending is -2.4x. |
| What is the current revenue growth of Open Lending? | Open Lending revenue growth between 2023 and 2024 was -80%. |
| Is Open Lending profitable? | Yes, Open Lending is EBITDA-positive (as of the last 12 months). |
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