CreditAccess Grameen Ltd provides financial and non-financial products and services. The company is engaged in providing microfinance services to women who are enrolled as members and organized as Joint Liability Groups. The only operating segment of the company is lending to members. Geographically, it operates only in India. The company's financial product includes Income generation loans, Home improvement loans, Emergency loans, Family welfare loans, Gruha Vikas loans, Grameen Swarna loans, Grameen Vikas loans, Life insurance, and others.
1991
21.0K+
Last FY Revenue $617M
Last FY EBITDA $108M
$4.4B
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In the most recent fiscal year, CreditAccess Grameen reported revenue of $617M and EBITDA of $108M.
CreditAccess Grameen expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See CreditAccess Grameen valuation multiples based on analyst estimates| NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|
| Revenue | XXX | $617M | XXX | XXX | XXX |
| Gross Profit | XXX | $351M | XXX | XXX | XXX |
| Gross Margin | XXX | 57% | XXX | XXX | XXX |
| EBITDA | XXX | $108M | XXX | XXX | XXX |
| EBITDA Margin | XXX | 17% | XXX | XXX | XXX |
| EBIT | XXX | $293M | XXX | XXX | XXX |
| EBIT Margin | XXX | 47% | XXX | XXX | XXX |
| Net Profit | XXX | $59.2M | XXX | XXX | XXX |
| Net Margin | XXX | 10% | XXX | XXX | XXX |
| Net Debt | XXX | $2.1B | XXX | XXX | XXX |
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CreditAccess Grameen has current market cap of INR 206B (or $2.3B), and EV of INR 398B (or $4.4B).
As of January 5, 2026, CreditAccess Grameen's stock price is INR 1288 (or $14).
See CreditAccess Grameen trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $4.4B | $2.3B | XXX | XXX | XXX | XXX | n/a |
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Start Free TrialCreditAccess Grameen's trades at 7.2x EV/Revenue multiple, and 41.0x EV/EBITDA.
See valuation multiples for CreditAccess Grameen and 15K+ public compsAs of January 5, 2026, CreditAccess Grameen has market cap of $2.3B and EV of $4.4B.
Equity research analysts estimate CreditAccess Grameen's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
CreditAccess Grameen's P/E ratio is not available.
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $2.3B | XXX | $2.3B | XXX | XXX | XXX |
| EV (current) | $4.4B | XXX | $4.4B | XXX | XXX | XXX |
| EV/Revenue | n/a | XXX | 7.2x | XXX | XXX | XXX |
| EV/EBITDA | n/a | XXX | 41.0x | XXX | XXX | XXX |
| EV/EBIT | n/a | XXX | 15.1x | XXX | XXX | XXX |
| EV/Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
| P/E | n/a | XXX | 38.7x | XXX | XXX | XXX |
| EV/FCF | n/a | XXX | 36.4x | XXX | XXX | XXX |
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Start Free TrialCreditAccess Grameen's revenue per employee in the last FY averaged $29K, while opex per employee averaged $3K for the same period.
CreditAccess Grameen's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
CreditAccess Grameen's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for CreditAccess Grameen and other 15K+ public comps| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue Growth | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | 17% | XXX | XXX | XXX |
| EBITDA Growth | n/a | XXX | n/a | XXX | XXX | XXX |
| Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
| Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
| Revenue per Employee | XXX | XXX | $29K | XXX | XXX | XXX |
| Opex per Employee | XXX | XXX | $3K | XXX | XXX | XXX |
| S&M Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex to Revenue | XXX | XXX | 9% | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| Australian Finance Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Credit Corp Gr | XXX | XXX | XXX | XXX | XXX | XXX |
| Credit Clear | XXX | XXX | XXX | XXX | XXX | XXX |
| COG Financial Services | XXX | XXX | XXX | XXX | XXX | XXX |
| EarlyPay | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
CreditAccess Grameen acquired XXX companies to date.
Last acquisition by CreditAccess Grameen was XXXXXXXX, XXXXX XXXXX XXXXXX . CreditAccess Grameen acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
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Start Free Trial| When was CreditAccess Grameen founded? | CreditAccess Grameen was founded in 1991. |
| Where is CreditAccess Grameen headquartered? | CreditAccess Grameen is headquartered in India. |
| How many employees does CreditAccess Grameen have? | As of today, CreditAccess Grameen has 21.0K+ employees. |
| Is CreditAccess Grameen publicy listed? | Yes, CreditAccess Grameen is a public company listed on NSE. |
| What is the stock symbol of CreditAccess Grameen? | CreditAccess Grameen trades under CREDITACC ticker. |
| When did CreditAccess Grameen go public? | CreditAccess Grameen went public in 2018. |
| Who are competitors of CreditAccess Grameen? | Similar companies to CreditAccess Grameen include e.g. Australian Finance Group, Credit Corp Gr, Credit Clear, COG Financial Services. |
| What is the current market cap of CreditAccess Grameen? | CreditAccess Grameen's current market cap is $2.3B |
| Is CreditAccess Grameen profitable? | Yes, CreditAccess Grameen is EBITDA-positive (as of the last 12 months). |
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