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Atlanticus Holdings Corp invests in the financial services industry. It provides various credit and related financial services and products to or associated with the financially underserved consumer credit market. The operating business segments are the Credit as a Service (CaaS) and the Auto Finance segment. It generates maximum revenue from the Credit as a Service segment.
2009
417
LTM Revenue $1.4B
Last FY EBITDA n/a
$3.2B
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Atlanticus has a last 12-month revenue (LTM) of $1.4B and a last 12-month EBITDA of n/a.
In the most recent fiscal year, Atlanticus achieved revenue of $299M and an EBITDA of n/a.
Atlanticus expects next 12-month revenue of XXX and NTM EBITDA of XXX
See Atlanticus valuation multiples based on analyst estimates| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue | $1.4B | XXX | $299M | XXX | XXX | XXX |
| Gross Profit | $1.4B | XXX | n/a | XXX | XXX | XXX |
| Gross Margin | 100% | XXX | n/a | XXX | XXX | XXX |
| EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBIT | $133M | XXX | n/a | XXX | XXX | XXX |
| EBIT Margin | 10% | XXX | n/a | XXX | XXX | XXX |
| Net Profit | $96.7M | XXX | $111M | XXX | XXX | XXX |
| Net Margin | 7% | XXX | 37% | XXX | XXX | XXX |
| Net Debt | XXX | XXX | $2.1B | XXX | XXX | XXX |
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As of May 30, 2025, Atlanticus's stock price is $49.
Atlanticus has current market cap of $742M, and EV of $3.2B.
See Atlanticus trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $3.2B | $742M | XXX | XXX | XXX | XXX | $5.23 |
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Start Free TrialAs of May 30, 2025, Atlanticus has market cap of $742M and EV of $3.2B.
Atlanticus's trades at 10.8x EV/Revenue multiple, and n/a EV/EBITDA.
Equity research analysts estimate Atlanticus's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Atlanticus has a P/E ratio of 7.7x.
See valuation multiples for Atlanticus and 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $742M | XXX | $742M | XXX | XXX | XXX |
| EV (current) | $3.2B | XXX | $3.2B | XXX | XXX | XXX |
| EV/Revenue | 2.4x | XXX | 10.8x | XXX | XXX | XXX |
| EV/EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
| EV/EBIT | 24.4x | XXX | n/a | XXX | XXX | XXX |
| EV/Gross Profit | 2.4x | XXX | n/a | XXX | XXX | XXX |
| P/E | 7.7x | XXX | 6.7x | XXX | XXX | XXX |
| EV/FCF | n/a | XXX | 6.9x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialAtlanticus's last 12 month revenue growth is 12%
Atlanticus's revenue per employee in the last FY averaged $0.7M, while opex per employee averaged n/a for the same period.
Atlanticus's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Atlanticus's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Atlanticus and other 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 12% | XXX | 133% | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Growth | n/a | XXX | n/a | XXX | XXX | XXX |
| Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
| Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
| Revenue per Employee | XXX | XXX | $0.7M | XXX | XXX | XXX |
| Opex per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
| S&M Expenses to Revenue | XXX | XXX | 19% | XXX | XXX | XXX |
| G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| Credit Clear | XXX | XXX | XXX | XXX | XXX | XXX |
| Humm Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Liberty Financial Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Latitude Financial Services | XXX | XXX | XXX | XXX | XXX | XXX |
| MoneyMe | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Atlanticus acquired XXX companies to date.
Last acquisition by Atlanticus was XXXXXXXX, XXXXX XXXXX XXXXXX . Atlanticus acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
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Start Free Trial| When was Atlanticus founded? | Atlanticus was founded in 2009. |
| Where is Atlanticus headquartered? | Atlanticus is headquartered in United States of America. |
| How many employees does Atlanticus have? | As of today, Atlanticus has 417 employees. |
| Who is the CEO of Atlanticus? | Atlanticus's CEO is Mr. Jeffrey A. Howard. |
| Is Atlanticus publicy listed? | Yes, Atlanticus is a public company listed on NAS. |
| What is the stock symbol of Atlanticus? | Atlanticus trades under ATLC ticker. |
| When did Atlanticus go public? | Atlanticus went public in 1999. |
| Who are competitors of Atlanticus? | Similar companies to Atlanticus include e.g. Credit Clear, Humm Group, Liberty Financial Group, Latitude Financial Services. |
| What is the current market cap of Atlanticus? | Atlanticus's current market cap is $742M |
| What is the current revenue of Atlanticus? | Atlanticus's last 12 months revenue is $1.4B. |
| What is the current revenue growth of Atlanticus? | Atlanticus revenue growth (NTM/LTM) is 12%. |
| What is the current EV/Revenue multiple of Atlanticus? | Current revenue multiple of Atlanticus is 2.4x. |
| Is Atlanticus profitable? | Yes, Atlanticus is EBITDA-positive (as of the last 12 months). |
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