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OneMain Financial Valuation Multiples
Discover revenue and EBITDA valuation multiples for OneMain Financial and similar public comparables like Sundaram Finance, Mahindra Finance, Bajaj Housing Finance, Credit Acceptance and more.
OneMain Financial Overview
About OneMain Financial
OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company operates in single reportable segment Consumer and Insurance which originates and services personal loans and auto finance loans, offer credit cards, and provide optional credit and non-credit insurance and other optional products through its branch and central operations, as well as digital platform.
Founded
2013
HQ
Employees
9.3K
Website
Sectors
Financials (LTM)
EV
$29B
OneMain Financial Financials
OneMain Financial reported last 12-month revenue of $5B and EBITDA of $3B.
In the same LTM period, OneMain Financial generated $3B in EBITDA and $812M in net income.
Revenue (LTM)
OneMain Financial P&L
In the most recent fiscal year, OneMain Financial reported revenue of $5B and EBITDA of $2B.
OneMain Financial expects next 12-month revenue of XXX and NTM EBITDA of XXX
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue | $5B | XXX | $5B | XXX | XXX | XXX |
| EBITDA | $3B | XXX | $2B | XXX | XXX | XXX |
| EBITDA Margin | 50% | XXX | 50% | XXX | XXX | XXX |
| EBIT Margin | 57% | XXX | 56% | XXX | XXX | XXX |
| Net Profit | $812M | XXX | $795M | XXX | XXX | XXX |
| Net Margin | 16% | XXX | 16% | XXX | XXX | XXX |
| Net Debt | — | — | $22B | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
OneMain Financial Stock Performance
OneMain Financial has current market cap of $7B, and enterprise value of $29B.
Market Cap Evolution
OneMain Financial's stock price is $55.62.
| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $29B | $7B | 0.0% | XXX | XXX | XXX | $6.79 |
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Start Free TrialOneMain Financial Valuation Multiples
OneMain Financial trades at 5.8x EV/Revenue multiple, and 11.6x EV/EBITDA.
EV / Revenue (LTM)
OneMain Financial Financial Valuation Multiples
As of April 1, 2026, OneMain Financial has market cap of $7B and EV of $29B.
Equity research analysts estimate OneMain Financial's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
OneMain Financial has a P/E ratio of 8.0x.
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $7B | XXX | $7B | XXX | XXX | XXX |
| EV (current) | $29B | XXX | $29B | XXX | XXX | XXX |
| EV/Revenue | 5.8x | XXX | 5.9x | XXX | XXX | XXX |
| EV/EBITDA | 11.6x | XXX | 11.8x | XXX | XXX | XXX |
| EV/EBIT | 10.2x | XXX | 10.5x | XXX | XXX | XXX |
| P/E | 8.0x | XXX | 8.2x | XXX | XXX | XXX |
| EV/FCF | 35.7x | XXX | 9.3x | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Verified OneMain Financial Valuation Multiples
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2027, based on consensus analyst estimates. Powered by FactSet and Morningstar.
OneMain Financial Margins & Growth Rates
OneMain Financial's revenue in the last 12 month grew by 8%.
OneMain Financial's revenue per employee in the last FY averaged $0.5M, while opex per employee averaged $0.2M for the same period.
OneMain Financial's rule of 40 is 56% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
OneMain Financial's rule of X is 67% (created by Bessemer, rule of X is another metric to measure SaaS companies, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
OneMain Financial Operational Valuation Multiples
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 8% | XXX | 7% | XXX | XXX | XXX |
| EBITDA Margin | 50% | XXX | 50% | XXX | XXX | XXX |
| EBITDA Growth | 7% | XXX | 6% | XXX | XXX | XXX |
| Rule of 40 | — | XXX | 56% | XXX | XXX | XXX |
| Bessemer Rule of X | — | XXX | 67% | XXX | XXX | XXX |
| Revenue per Employee | — | XXX | $0.5M | XXX | XXX | XXX |
| Opex per Employee | — | XXX | $0.2M | XXX | XXX | XXX |
| G&A Expenses to Revenue | — | XXX | 23% | XXX | XXX | XXX |
| Opex to Revenue | 35% | XXX | 35% | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
OneMain Financial Public Comps
See public comps and valuation multiples for other Consumer Finance comps.
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| LTM | 2026E | 2027E | LTM | 2026E | 2027E | |
| Sundaram Finance | XXX | XXX | XXX | XXX | XXX | XXX |
| Mahindra Finance | XXX | XXX | XXX | XXX | XXX | XXX |
| Bajaj Housing Finance | XXX | XXX | XXX | XXX | XXX | XXX |
| Credit Acceptance | XXX | XXX | XXX | XXX | XXX | XXX |
| AU Small Finance Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
OneMain Financial M&A Activity
OneMain Financial acquired XXX companies to date.
Last acquisition by OneMain Financial was on XXXXXXXX, XXXXX. OneMain Financial acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Acquisitions by OneMain Financial
| Acquired Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialOneMain Financial Investment Activity
OneMain Financial invested in XXX companies to date.
OneMain Financial made its latest investment on XXXXXXXX, XXXXX. OneMain Financial invested in XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Investments by OneMain Financial
| Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialAbout OneMain Financial
| When was OneMain Financial founded? | OneMain Financial was founded in 2013. |
| Where is OneMain Financial headquartered? | OneMain Financial is headquartered in United States. |
| How many employees does OneMain Financial have? | As of today, OneMain Financial has over 9K employees. |
| Who is the CEO of OneMain Financial? | OneMain Financial's CEO is Douglas H. Shulman. |
| Is OneMain Financial publicly listed? | Yes, OneMain Financial is a public company listed on NYSE. |
| What is the stock symbol of OneMain Financial? | OneMain Financial trades under OMF ticker. |
| When did OneMain Financial go public? | OneMain Financial went public in 2013. |
| Who are competitors of OneMain Financial? | OneMain Financial main competitors are Sundaram Finance, Mahindra Finance, Bajaj Housing Finance, Credit Acceptance. |
| What is the current market cap of OneMain Financial? | OneMain Financial's current market cap is $7B. |
| What is the current revenue of OneMain Financial? | OneMain Financial's last 12 months revenue is $5B. |
| What is the current revenue growth of OneMain Financial? | OneMain Financial revenue growth (NTM/LTM) is 8%. |
| What is the current EV/Revenue multiple of OneMain Financial? | Current revenue multiple of OneMain Financial is 5.8x. |
| Is OneMain Financial profitable? | Yes, OneMain Financial is EBITDA-positive (as of the last 12 months). |
| What is the current EBITDA of OneMain Financial? | OneMain Financial's last 12 months EBITDA is $3B. |
| What is OneMain Financial's EBITDA margin? | OneMain Financial's last 12 months EBITDA margin is 50%. |
| What is the current EV/EBITDA multiple of OneMain Financial? | Current EBITDA multiple of OneMain Financial is 11.6x. |
| What is the current FCF of OneMain Financial? | OneMain Financial's last 12 months FCF is $817M. |
| What is OneMain Financial's FCF margin? | OneMain Financial's last 12 months FCF margin is 16%. |
| What is the current EV/FCF multiple of OneMain Financial? | Current FCF multiple of OneMain Financial is 35.7x. |
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