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NEO Finance AB is engaged in providing financial services. It owns and operates a Peer-to-peer lending platform under the brand name Paskolu Klubas that enables retail lenders to lend money directly to retail borrowers. Revenue from this business is generated in two main ways: an intermediary fee charged from borrowers on installments made and interest earned by co-investing with lenders. In addition, through Neopay (e-money), the company operates as a payment service provider in the Baltic and other regions, and through Finomark, a crowdfunding platform, it offers fundraising and investment solutions for both companies and investors, by offering loans to small and medium-sized businesses. A majority of the company's revenue is generated from its peer-to-peer lending business in Lithuania.
2014
44
Last FY Revenue $7.2M
Last FY EBITDA $1.2M
-$13.0M
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
In the most recent fiscal year, NEO Finance achieved revenue of $7.2M and an EBITDA of $1.2M.
NEO Finance expects next 12-month revenue of XXX and NTM EBITDA of XXX
See NEO Finance valuation multiples based on analyst estimates| NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|
| Revenue | XXX | $7.2M | XXX | XXX | XXX |
| Gross Profit | XXX | $3.6M | XXX | XXX | XXX |
| Gross Margin | XXX | 50% | XXX | XXX | XXX |
| EBITDA | XXX | $1.2M | XXX | XXX | XXX |
| EBITDA Margin | XXX | 17% | XXX | XXX | XXX |
| EBIT | XXX | $0.3M | XXX | XXX | XXX |
| EBIT Margin | XXX | 4% | XXX | XXX | XXX |
| Net Profit | XXX | $0.6M | XXX | XXX | XXX |
| Net Margin | XXX | 8% | XXX | XXX | XXX |
| Net Debt | XXX | n/a | XXX | XXX | XXX |
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As of July 2, 2025, NEO Finance's stock price is EUR 2 (or $3).
NEO Finance has current market cap of EUR 9.2M (or $10.9M), and EV of -EUR 11.0M (or -$13.0M).
See NEO Finance trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| -$13.0M | $10.9M | XXX | XXX | XXX | XXX | n/a |
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Start Free TrialAs of July 2, 2025, NEO Finance has market cap of $10.9M and EV of -$13.0M.
NEO Finance's trades at -1.8x EV/Revenue multiple, and -10.8x EV/EBITDA.
Equity research analysts estimate NEO Finance's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
NEO Finance's P/E ratio is not available.
See valuation multiples for NEO Finance and 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $10.9M | XXX | $10.9M | XXX | XXX | XXX |
| EV (current) | -$13.0M | XXX | -$13.0M | XXX | XXX | XXX |
| EV/Revenue | n/a | XXX | -1.8x | XXX | XXX | XXX |
| EV/EBITDA | n/a | XXX | -10.8x | XXX | XXX | XXX |
| EV/EBIT | n/a | XXX | -49.7x | XXX | XXX | XXX |
| EV/Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
| P/E | n/a | XXX | 19.0x | XXX | XXX | XXX |
| EV/FCF | n/a | XXX | -3.6x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialNEO Finance's revenue per employee in the last FY averaged $0.2M, while opex per employee averaged $0.1M for the same period.
NEO Finance's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
NEO Finance's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for NEO Finance and other 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue Growth | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | 17% | XXX | XXX | XXX |
| EBITDA Growth | n/a | XXX | n/a | XXX | XXX | XXX |
| Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
| Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
| Revenue per Employee | XXX | XXX | $0.2M | XXX | XXX | XXX |
| Opex per Employee | XXX | XXX | $0.1M | XXX | XXX | XXX |
| S&M Expenses to Revenue | XXX | XXX | 0% | XXX | XXX | XXX |
| G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex to Revenue | XXX | XXX | 46% | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| Credit Clear | XXX | XXX | XXX | XXX | XXX | XXX |
| Humm Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Liberty Financial Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Latitude Financial Services | XXX | XXX | XXX | XXX | XXX | XXX |
| MoneyMe | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
NEO Finance acquired XXX companies to date.
Last acquisition by NEO Finance was XXXXXXXX, XXXXX XXXXX XXXXXX . NEO Finance acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
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Start Free Trial| When was NEO Finance founded? | NEO Finance was founded in 2014. |
| Where is NEO Finance headquartered? | NEO Finance is headquartered in Lithuania. |
| How many employees does NEO Finance have? | As of today, NEO Finance has 44 employees. |
| Is NEO Finance publicy listed? | Yes, NEO Finance is a public company listed on LIT. |
| What is the stock symbol of NEO Finance? | NEO Finance trades under NEOFI ticker. |
| When did NEO Finance go public? | NEO Finance went public in 2019. |
| Who are competitors of NEO Finance? | Similar companies to NEO Finance include e.g. Credit Clear, Humm Group, Liberty Financial Group, Latitude Financial Services. |
| What is the current market cap of NEO Finance? | NEO Finance's current market cap is $10.9M |
| Is NEO Finance profitable? | Yes, NEO Finance is EBITDA-positive (as of the last 12 months). |
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