🚀 VC round data is live in beta, check it out!
Yiren Digital Valuation Multiples
Discover revenue and EBITDA valuation multiples for Yiren Digital and similar public comparables like Instabank, X Financial, Finance of America, Multitude and more.
Yiren Digital Overview
About Yiren Digital
Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.
Founded
2014
HQ
Employees
949
Website
Financials (FY)
Market Cap
$191M
Yiren Digital Financials
Yiren Digital reported last fiscal year revenue of $851M and EBITDA of $246M.
In the same fiscal year, Yiren Digital generated $722M in gross profit, $246M in EBITDA, and $232M in net income.
Yiren Digital P&L
In the most recent fiscal year, Yiren Digital reported revenue of $851M and EBITDA of $246M.
Yiren Digital expects next 12-month revenue of XXX and NTM EBITDA of XXX
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue | — | XXX | $851M | XXX | XXX | XXX |
| Gross Profit | — | XXX | $722M | XXX | XXX | XXX |
| Gross Margin | — | XXX | 85% | XXX | XXX | XXX |
| EBITDA | — | XXX | $246M | XXX | XXX | XXX |
| EBITDA Margin | — | XXX | 29% | XXX | XXX | XXX |
| EBIT Margin | — | XXX | 28% | XXX | XXX | XXX |
| Net Profit | — | XXX | $232M | XXX | XXX | XXX |
| Net Margin | — | XXX | 27% | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
Yiren Digital Stock Performance
Yiren Digital has current market cap of $191M.
Market Cap Evolution
Yiren Digital's stock price is $2.21.
| Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|
| $191M | 0.0% | XXX | XXX | XXX | $2.68 |
Benchmark Trading Valuation Multiples by Industry
Sign up to access valuation multiples like growth-adjusted P/E, Rule of 40, next 12-month EV/Revenue, EBITDA multiples by industry, consensus analyst estimates and many more.
Start Free TrialYiren Digital Valuation Multiples
Yiren Digital trades at (0.4x) EV/Revenue multiple, and (1.5x) EV/EBITDA.
Yiren Digital Financial Valuation Multiples
As of April 20, 2026, Yiren Digital has market cap of $191M.
Equity research analysts estimate Yiren Digital's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Yiren Digital has a P/E ratio of 0.8x.
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $191M | XXX | $191M | XXX | XXX | XXX |
| EV (current) | ($365M) | XXX | ($365M) | XXX | XXX | XXX |
| EV/Revenue | — | XXX | (0.4x) | XXX | XXX | XXX |
| EV/EBITDA | — | XXX | (1.5x) | XXX | XXX | XXX |
| EV/EBIT | — | XXX | (1.5x) | XXX | XXX | XXX |
| EV/Gross Profit | — | XXX | (0.5x) | XXX | XXX | XXX |
| P/E | — | XXX | 0.8x | XXX | XXX | XXX |
| EV/FCF | — | XXX | (1.8x) | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Verified Yiren Digital Valuation Multiples
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2027, based on consensus analyst estimates. Powered by FactSet and Morningstar.
Yiren Digital Margins & Growth Rates
Yiren Digital's revenue in the last fiscal year grew by 19%.
Yiren Digital's revenue per employee in the last FY averaged $0.9M, while opex per employee averaged $0.5M for the same period.
Yiren Digital Operational Valuation Multiples
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue Growth | — | XXX | 19% | XXX | XXX | XXX |
| EBITDA Margin | — | XXX | 29% | XXX | XXX | XXX |
| EBITDA Growth | — | XXX | (36%) | XXX | XXX | XXX |
| Revenue per Employee | — | XXX | $0.9M | XXX | XXX | XXX |
| Opex per Employee | — | XXX | $0.5M | XXX | XXX | XXX |
| S&M Expenses to Revenue | — | XXX | 21% | XXX | XXX | XXX |
| G&A Expenses to Revenue | — | XXX | 5% | XXX | XXX | XXX |
| R&D Expenses to Revenue | — | XXX | 7% | XXX | XXX | XXX |
| Opex to Revenue | — | XXX | 56% | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Yiren Digital Public Comps
See public comps and valuation multiples for other Consumer Finance and Online Lending comps.
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| LTM | 2026E | 2027E | LTM | 2026E | 2027E | |
| Yiren Digital | XXX | XXX | XXX | XXX | XXX | XXX |
| Instabank | XXX | XXX | XXX | XXX | XXX | XXX |
| X Financial | XXX | XXX | XXX | XXX | XXX | XXX |
| Finance of America | XXX | XXX | XXX | XXX | XXX | XXX |
| Multitude | XXX | XXX | XXX | XXX | XXX | XXX |
| Solvar | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Yiren Digital M&A Activity
Yiren Digital acquired XXX companies to date.
Last acquisition by Yiren Digital was on XXXXXXXX, XXXXX. Yiren Digital acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Acquisitions by Yiren Digital
| Acquired Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
Get Verified M&A Valuation Multiples
Sign up to see revenue and EBITDA valuation multiples for 150K+ M&A deals.
Start Free TrialYiren Digital Investment Activity
Yiren Digital invested in XXX companies to date.
Yiren Digital made its latest investment on XXXXXXXX, XXXXX. Yiren Digital invested in XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Investments by Yiren Digital
| Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
Benchmark 350K+ Funding Rounds and Disclosed VC Valuation Multiples
Sign up to see data on 350K+ funding rounds and disclosed revenue and EBITDA valuation multiples, from seed, through growth stage, to pre-IPO.
Start Free TrialAbout Yiren Digital
| When was Yiren Digital founded? | Yiren Digital was founded in 2014. |
| Where is Yiren Digital headquartered? | Yiren Digital is headquartered in China. |
| How many employees does Yiren Digital have? | As of today, Yiren Digital has over 949 employees. |
| Who is the CEO of Yiren Digital? | Yiren Digital's CEO is Ning Tang. |
| Is Yiren Digital publicly listed? | Yes, Yiren Digital is a public company listed on NYSE. |
| What is the stock symbol of Yiren Digital? | Yiren Digital trades under YRD ticker. |
| When did Yiren Digital go public? | Yiren Digital went public in 2015. |
| Who are competitors of Yiren Digital? | Yiren Digital main competitors are Instabank, X Financial, Finance of America, Multitude. |
| What is the current market cap of Yiren Digital? | Yiren Digital's current market cap is $191M. |
| What is the current revenue of Yiren Digital? | Yiren Digital's last fiscal year revenue is $851M. |
| What is the current EV/Revenue multiple of Yiren Digital? | Current revenue multiple of Yiren Digital is (0.4x). |
| Is Yiren Digital profitable? | No, Yiren Digital is not profitable. |
Start Your
Free Trial Today
Try Multiples for free for 3 days. Got questions or need a demo? Schedule a call with us below.