Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.
2014
949
Last FY Revenue $5.8B
Last FY EBITDA $1.7B
-$46.4M
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
In the most recent fiscal year, Yiren Digital achieved revenue of $5.8B and an EBITDA of $1.7B.
Yiren Digital expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See Yiren Digital valuation multiples based on analyst estimatesNTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|
Revenue | XXX | $5.8B | XXX | XXX | XXX |
Gross Profit | XXX | $4.9B | XXX | XXX | XXX |
Gross Margin | XXX | 85% | XXX | XXX | XXX |
EBITDA | XXX | $1.7B | XXX | XXX | XXX |
EBITDA Margin | XXX | 29% | XXX | XXX | XXX |
EBIT | XXX | $1.6B | XXX | XXX | XXX |
EBIT Margin | XXX | 28% | XXX | XXX | XXX |
Net Profit | XXX | $1.6B | XXX | XXX | XXX |
Net Margin | XXX | 27% | XXX | XXX | XXX |
Net Debt | XXX | n/a | XXX | XXX | XXX |
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As of May 30, 2025, Yiren Digital's stock price is $6.
Yiren Digital has current market cap of $541M, and EV of -$46.4M.
See Yiren Digital trading valuation dataEV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
---|---|---|---|---|---|---|
-$46.4M | $541M | XXX | XXX | XXX | XXX | n/a |
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Start Free TrialAs of May 30, 2025, Yiren Digital has market cap of $541M and EV of -$46.4M.
Yiren Digital's trades at -0.0x EV/Revenue multiple, and -0.0x EV/EBITDA.
Equity research analysts estimate Yiren Digital's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Yiren Digital's P/E ratio is not available.
See valuation multiples for Yiren Digital and 12K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Market cap (current) | $541M | XXX | $541M | XXX | XXX | XXX |
EV (current) | -$46.4M | XXX | -$46.4M | XXX | XXX | XXX |
EV/Revenue | n/a | XXX | -0.0x | XXX | XXX | XXX |
EV/EBITDA | n/a | XXX | -0.0x | XXX | XXX | XXX |
EV/EBIT | n/a | XXX | -0.0x | XXX | XXX | XXX |
EV/Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
P/E | n/a | XXX | 0.3x | XXX | XXX | XXX |
EV/FCF | n/a | XXX | -0.0x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialYiren Digital's revenue per employee in the last FY averaged $6.1M, while opex per employee averaged $3.5M for the same period.
Yiren Digital's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Yiren Digital's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Yiren Digital and other 12K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue Growth | n/a | XXX | n/a | XXX | XXX | XXX |
EBITDA Margin | n/a | XXX | 29% | XXX | XXX | XXX |
EBITDA Growth | n/a | XXX | n/a | XXX | XXX | XXX |
Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
Revenue per Employee | XXX | XXX | $6.1M | XXX | XXX | XXX |
Opex per Employee | XXX | XXX | $3.5M | XXX | XXX | XXX |
S&M Expenses to Revenue | XXX | XXX | 21% | XXX | XXX | XXX |
G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
R&D Expenses to Revenue | XXX | XXX | 7% | XXX | XXX | XXX |
Opex to Revenue | XXX | XXX | 56% | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
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2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
Credit Clear | XXX | XXX | XXX | XXX | XXX | XXX |
Humm Group | XXX | XXX | XXX | XXX | XXX | XXX |
MoneyMe | XXX | XXX | XXX | XXX | XXX | XXX |
Plenti Group | XXX | XXX | XXX | XXX | XXX | XXX |
Pepper Money | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Yiren Digital acquired XXX companies to date.
Last acquisition by Yiren Digital was XXXXXXXX, XXXXX XXXXX XXXXXX . Yiren Digital acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiplesAcquired Company | EV | EV/Revenue | EV/EBITDA |
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XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialWhen was Yiren Digital founded? | Yiren Digital was founded in 2014. |
Where is Yiren Digital headquartered? | Yiren Digital is headquartered in United States of America. |
How many employees does Yiren Digital have? | As of today, Yiren Digital has 949 employees. |
Who is the CEO of Yiren Digital? | Yiren Digital's CEO is Mr. Ning Tang. |
Is Yiren Digital publicy listed? | Yes, Yiren Digital is a public company listed on NYS. |
What is the stock symbol of Yiren Digital? | Yiren Digital trades under YRD ticker. |
When did Yiren Digital go public? | Yiren Digital went public in 2015. |
Who are competitors of Yiren Digital? | Similar companies to Yiren Digital include e.g. Credit Clear, Humm Group, MoneyMe, Plenti Group. |
What is the current market cap of Yiren Digital? | Yiren Digital's current market cap is $541M |
Is Yiren Digital profitable? | Yes, Yiren Digital is EBITDA-positive (as of the last 12 months). |
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