Zip Co Ltd is a diversified finance provider, offering consumer financing via a line of credit (via Zip Pay and Zip Money) and instalment-based finance (via QuadPay, Spotii, Twisto, and PayFlex); as well as lending to small to midsize enterprises (via Zip Business). Zip’s fortunes are largely tied to the buy now, pay later, or BNPL, industry. Majority of its products-Zip Pay, QuadPay (Zip U.S.), and PayFlex-do not charge interest based on outstanding balances. The company provides services in four countries around the world, Australia and New Zealand (ANZ), the United States, and Canada (Americas). The company's segments include ANZ, Americas, and Corporate.
2009
1.1K+
LTM Revenue $674M
LTM EBITDA $88.5M
$3.0B
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Zip Co has a last 12-month revenue (LTM) of $674M and a last 12-month EBITDA of $88.5M.
In the most recent fiscal year, Zip Co achieved revenue of $558M and an EBITDA of $231M.
Zip Co expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See Zip Co valuation multiples based on analyst estimatesLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue | $674M | XXX | $558M | XXX | XXX | XXX |
Gross Profit | $300M | XXX | $369M | XXX | XXX | XXX |
Gross Margin | 44% | XXX | 66% | XXX | XXX | XXX |
EBITDA | $88.5M | XXX | $231M | XXX | XXX | XXX |
EBITDA Margin | 13% | XXX | 41% | XXX | XXX | XXX |
EBIT | $37.8M | XXX | $145M | XXX | XXX | XXX |
EBIT Margin | 6% | XXX | 26% | XXX | XXX | XXX |
Net Profit | $60.2M | XXX | $2.3M | XXX | XXX | XXX |
Net Margin | 9% | XXX | 0% | XXX | XXX | XXX |
Net Debt | XXX | XXX | $1.3B | XXX | XXX | XXX |
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As of May 30, 2025, Zip Co's stock price is AUD 2 (or $1).
Zip Co has current market cap of AUD 2.6B (or $1.7B), and EV of AUD 4.7B (or $3.0B).
See Zip Co trading valuation dataEV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
---|---|---|---|---|---|---|
$3.0B | $1.7B | XXX | XXX | XXX | XXX | $0.04 |
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Start Free TrialAs of May 30, 2025, Zip Co has market cap of $1.7B and EV of $3.0B.
Zip Co's trades at 4.9x EV/Revenue multiple, and 18.8x EV/EBITDA.
Equity research analysts estimate Zip Co's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Zip Co has a P/E ratio of 27.7x.
See valuation multiples for Zip Co and 12K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Market cap (current) | $1.7B | XXX | $1.7B | XXX | XXX | XXX |
EV (current) | $3.0B | XXX | $3.0B | XXX | XXX | XXX |
EV/Revenue | 4.5x | XXX | 4.9x | XXX | XXX | XXX |
EV/EBITDA | 34.4x | XXX | 18.8x | XXX | XXX | XXX |
EV/EBIT | 80.6x | XXX | 32.7x | XXX | XXX | XXX |
EV/Gross Profit | 10.2x | XXX | n/a | XXX | XXX | XXX |
P/E | 27.7x | XXX | 49.2x | XXX | XXX | XXX |
EV/FCF | 20.6x | XXX | 19.4x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialZip Co's last 12 month revenue growth is 18%
Zip Co's revenue per employee in the last FY averaged $0.5M, while opex per employee averaged $0.2M for the same period.
Zip Co's rule of 40 is 39% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Zip Co's rule of X is 57% (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Zip Co and other 12K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue Growth | 18% | XXX | 18% | XXX | XXX | XXX |
EBITDA Margin | 13% | XXX | 26% | XXX | XXX | XXX |
EBITDA Growth | 42% | XXX | 3% | XXX | XXX | XXX |
Rule of 40 | 39% | XXX | 44% | XXX | XXX | XXX |
Bessemer Rule of X | XXX | XXX | 57% | XXX | XXX | XXX |
Revenue per Employee | XXX | XXX | $0.5M | XXX | XXX | XXX |
Opex per Employee | XXX | XXX | $0.2M | XXX | XXX | XXX |
S&M Expenses to Revenue | XXX | XXX | 4% | XXX | XXX | XXX |
G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
Opex to Revenue | XXX | XXX | 40% | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
EV/Revenue | EV/EBITDA | |||||
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2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
Humm Group | XXX | XXX | XXX | XXX | XXX | XXX |
Affirm | XXX | XXX | XXX | XXX | XXX | XXX |
Kaspi.kz | XXX | XXX | XXX | XXX | XXX | XXX |
PayPal | XXX | XXX | XXX | XXX | XXX | XXX |
Sezzle | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Zip Co acquired XXX companies to date.
Last acquisition by Zip Co was XXXXXXXX, XXXXX XXXXX XXXXXX . Zip Co acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiplesAcquired Company | EV | EV/Revenue | EV/EBITDA |
---|---|---|---|
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialWhen was Zip Co founded? | Zip Co was founded in 2009. |
Where is Zip Co headquartered? | Zip Co is headquartered in Australia. |
How many employees does Zip Co have? | As of today, Zip Co has 1.1K+ employees. |
Who is the CEO of Zip Co? | Zip Co's CEO is Ms. Cynthia Scott. |
Is Zip Co publicy listed? | Yes, Zip Co is a public company listed on ASX. |
What is the stock symbol of Zip Co? | Zip Co trades under ZIP ticker. |
When did Zip Co go public? | Zip Co went public in 2009. |
Who are competitors of Zip Co? | Similar companies to Zip Co include e.g. Humm Group, Affirm, Kaspi.kz, PayPal. |
What is the current market cap of Zip Co? | Zip Co's current market cap is $1.7B |
What is the current revenue of Zip Co? | Zip Co's last 12 months revenue is $674M. |
What is the current revenue growth of Zip Co? | Zip Co revenue growth (NTM/LTM) is 18%. |
What is the current EV/Revenue multiple of Zip Co? | Current revenue multiple of Zip Co is 4.5x. |
Is Zip Co profitable? | Yes, Zip Co is EBITDA-positive (as of the last 12 months). |
What is the current EBITDA of Zip Co? | Zip Co's last 12 months EBITDA is $88.5M. |
What is Zip Co's EBITDA margin? | Zip Co's last 12 months EBITDA margin is 13%. |
What is the current EV/EBITDA multiple of Zip Co? | Current EBITDA multiple of Zip Co is 34.4x. |
What is the current FCF of Zip Co? | Zip Co's last 12 months FCF is $148M. |
What is Zip Co's FCF margin? | Zip Co's last 12 months FCF margin is 22%. |
What is the current EV/FCF multiple of Zip Co? | Current FCF multiple of Zip Co is 20.6x. |
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