Zip Co Ltd is a diversified finance provider, offering consumer financing via a line of credit (via Zip Pay and Zip Money) and instalment-based finance (via QuadPay, Spotii, Twisto, and PayFlex); as well as lending to small to midsize enterprises (via Zip Business). Zip’s fortunes are largely tied to the buy now, pay later, or BNPL, industry. Majority of its products-Zip Pay, QuadPay (Zip U.S.), and PayFlex-do not charge interest based on outstanding balances. The company provides services in four countries around the world, Australia and New Zealand (ANZ), the United States, and Canada (Americas). The company's segments include ANZ, Americas, and Corporate.
2009
1.1K+
LTM Revenue $637M
LTM EBITDA $64.3M
$2.6B
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Zip Co has a last 12-month revenue of $637M and a last 12-month EBITDA of $64.3M.
In the most recent fiscal year, Zip Co achieved revenue of $546M and an EBITDA of $226M.
Zip Co expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See Zip Co valuation multiples based on analyst estimatesFY 2023 | FY 2024 | FY 2025 | LTM | NTM | |
---|---|---|---|---|---|
Revenue | $436M | $546M | XXX | XXX | XXX |
Gross Profit | $144M | $252M | XXX | XXX | XXX |
Gross Margin | 33% | 46% | XXX | XXX | XXX |
EBITDA | -$21.9M | $226M | XXX | XXX | XXX |
EBITDA Margin | -5% | 41% | XXX | XXX | XXX |
Net Profit | -$695M | -$260M | XXX | XXX | XXX |
Net Margin | -159% | -48% | XXX | XXX | XXX |
Net Debt | $1.5B | $1.7B | XXX | XXX | XXX |
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As of April 15, 2025, Zip Co's stock price is AUD 1 (or $1).
Zip Co has current market cap of AUD 2.0B (or $1.2B), and EV of AUD 4.1B (or $2.6B).
See Zip Co trading valuation dataEV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
---|---|---|---|---|---|---|
$2.6B | $1.2B | XXX | XXX | XXX | XXX | $0.03 |
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Sign UpAs of April 15, 2025, Zip Co has market cap of $1.2B and EV of $2.6B.
Zip Co's trades at 4.1x LTM EV/Revenue multiple, and 40.1x LTM EBITDA.
Analysts estimate Zip Co's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See valuation multiples for Zip Co and 10K+ public compsFY 2024 | FY 2025E | FY 2026E | FY 2027E | |
---|---|---|---|---|
EV | $2.6B | XXX | XXX | XXX |
EV/Revenue | 4.3x | XXX | XXX | XXX |
EV/EBITDA | 17.5x | XXX | XXX | XXX |
P/E | 38.2x | XXX | XXX | XXX |
P/E/Growth | 0.6x | XXX | XXX | XXX |
EV/FCF | 15.2x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Sign UpZip Co's NTM/LTM revenue growth is 19%
Zip Co's revenue per employee for the last fiscal year averaged $0.5M, while opex per employee averaged $0.2M for the same period.
Over next 12 months, Zip Co's ratio of sales and marketing spend to revenue is estimated to be XXX , while its R&D spend to revenue to be XXX .
Analysts estimate Zip Co's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See operational valuation multiples for Zip Co and other 10K+ public compsFY 2024 | NTM | FY 2025E | FY 2026E | FY 2027E | |
---|---|---|---|---|---|
Revenue Growth | 25% | XXX | XXX | XXX | XXX |
EBITDA Margin | 24% | XXX | XXX | XXX | XXX |
EBITDA Growth | -1131% | XXX | XXX | XXX | XXX |
Rule of 40 (SaaS-only) | 44% | XXX | XXX | XXX | XXX |
Revenue per Employee | $0.5M | XXX | XXX | XXX | XXX |
Opex per Employee | $0.2M | XXX | XXX | XXX | XXX |
S&M Expenses to Revenue | 4% | XXX | XXX | XXX | XXX |
G&A Expenses to Revenue | 20% | XXX | XXX | XXX | XXX |
R&D Expenses to Revenue | n/a | XXX | XXX | XXX | XXX |
Opex to Revenue | 40% | XXX | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
EV/Revenue | EV/EBITDA | |||||
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2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
Humm Group | XXX | XXX | XXX | XXX | XXX | XXX |
Affirm | XXX | XXX | XXX | XXX | XXX | XXX |
PayPal | XXX | XXX | XXX | XXX | XXX | XXX |
Sezzle | XXX | XXX | XXX | XXX | XXX | XXX |
Block | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Zip Co acquired XXX companies to date.
Last acquisition by Zip Co was XXXXXXXX, XXXXX XXXXX XXXXXX . Zip Co acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiplesAcquired Company | EV | EV/Revenue | EV/EBITDA |
---|---|---|---|
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
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Sign UpWhen was Zip Co founded? | Zip Co was founded in 2009. |
Where is Zip Co headquartered? | Zip Co is headquartered in Australia. |
How many employees does Zip Co have? | As of today, Zip Co has 1.1K+ employees. |
Who is the CEO of Zip Co? | Zip Co's CEO is Ms. Cynthia Scott. |
Is Zip Co publicy listed? | Yes, Zip Co is a public company listed on ASX. |
What is the stock symbol of Zip Co? | Zip Co trades under ZIP ticker. |
When did Zip Co go public? | Zip Co went public in 2009. |
Who are competitors of Zip Co? | Similar companies to Zip Co include e.g. Humm Group, Affirm, PayPal, Sezzle. |
What is the current market cap of Zip Co? | Zip Co's current market cap is $1.2B |
What is the current revenue of Zip Co? | Zip Co's last 12-month revenue is $637M. |
What is the current EBITDA of Zip Co? | Zip Co's last 12-month EBITDA is $64.3M. |
What is the current EV/Revenue multiple of Zip Co? | Current revenue multiple of Zip Co is 4.1x. |
What is the current EV/EBITDA multiple of Zip Co? | Current EBITDA multiple of Zip Co is 40.1x. |
What is the current revenue growth of Zip Co? | Zip Co revenue growth between 2023 and 2024 was 25%. |
Is Zip Co profitable? | Yes, Zip Co is EBITDA-positive (as of the last 12 months). |
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