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Integrated System Credit Consulting Fintech SpA is engaged in the credit and legal activities related to credit management.
2019
n/a
LTM Revenue $11.1M
LTM EBITDA $3.4M
$21.8M
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Integrated System Credit has a last 12-month revenue (LTM) of $11.1M and a last 12-month EBITDA of $3.4M.
In the most recent fiscal year, Integrated System Credit achieved revenue of $10.2M and an EBITDA of $2.8M.
Integrated System Credit expects next 12-month revenue of XXX and NTM EBITDA of XXX
See Integrated System Credit valuation multiples based on analyst estimates| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue | $11.1M | XXX | $10.2M | XXX | XXX | XXX |
| Gross Profit | n/a | XXX | $8.9M | XXX | XXX | XXX |
| Gross Margin | n/a | XXX | 88% | XXX | XXX | XXX |
| EBITDA | $3.4M | XXX | $2.8M | XXX | XXX | XXX |
| EBITDA Margin | 30% | XXX | 27% | XXX | XXX | XXX |
| EBIT | $2.2M | XXX | $1.8M | XXX | XXX | XXX |
| EBIT Margin | 20% | XXX | 18% | XXX | XXX | XXX |
| Net Profit | $1.8M | XXX | $1.2M | XXX | XXX | XXX |
| Net Margin | 16% | XXX | 12% | XXX | XXX | XXX |
| Net Debt | XXX | XXX | n/a | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
As of July 2, 2025, Integrated System Credit's stock price is EUR 1 (or $2).
Integrated System Credit has current market cap of EUR 19.1M (or $22.5M), and EV of EUR 18.5M (or $21.8M).
See Integrated System Credit trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $21.8M | $22.5M | XXX | XXX | XXX | XXX | n/a |
Sign up to access valuation multiples like growth-adjusted P/E, next 12-month EV/Revenue, EBITDA multiples by industry and many more
Start Free TrialAs of July 2, 2025, Integrated System Credit has market cap of $22.5M and EV of $21.8M.
Integrated System Credit's trades at 2.1x EV/Revenue multiple, and 7.9x EV/EBITDA.
Equity research analysts estimate Integrated System Credit's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Integrated System Credit has a P/E ratio of 12.8x.
See valuation multiples for Integrated System Credit and 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $22.5M | XXX | $22.5M | XXX | XXX | XXX |
| EV (current) | $21.8M | XXX | $21.8M | XXX | XXX | XXX |
| EV/Revenue | 2.0x | XXX | 2.1x | XXX | XXX | XXX |
| EV/EBITDA | 6.5x | XXX | 7.9x | XXX | XXX | XXX |
| EV/EBIT | 9.9x | XXX | 11.9x | XXX | XXX | XXX |
| EV/Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
| P/E | 12.8x | XXX | 18.3x | XXX | XXX | XXX |
| EV/FCF | 53.9x | XXX | 213.0x | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialIntegrated System Credit's last 12 month revenue growth is 16%
Integrated System Credit's revenue per employee in the last FY averaged n/a, while opex per employee averaged n/a for the same period.
Integrated System Credit's rule of 40 is -80% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Integrated System Credit's rule of X is 71% (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Integrated System Credit and other 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 16% | XXX | 16% | XXX | XXX | XXX |
| EBITDA Margin | 30% | XXX | 27% | XXX | XXX | XXX |
| EBITDA Growth | 39% | XXX | n/a | XXX | XXX | XXX |
| Rule of 40 | -80% | XXX | 43% | XXX | XXX | XXX |
| Bessemer Rule of X | XXX | XXX | 71% | XXX | XXX | XXX |
| Revenue per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
| S&M Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex to Revenue | XXX | XXX | 70% | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| Credit Clear | XXX | XXX | XXX | XXX | XXX | XXX |
| Humm Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Liberty Financial Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Latitude Financial Services | XXX | XXX | XXX | XXX | XXX | XXX |
| MoneyMe | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Integrated System Credit acquired XXX companies to date.
Last acquisition by Integrated System Credit was XXXXXXXX, XXXXX XXXXX XXXXXX . Integrated System Credit acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
Sign up to see revenue and EBITDA valuation multiples for 60K+ M&A deals.
Start Free Trial| When was Integrated System Credit founded? | Integrated System Credit was founded in 2019. |
| Where is Integrated System Credit headquartered? | Integrated System Credit is headquartered in Italy. |
| Is Integrated System Credit publicy listed? | Yes, Integrated System Credit is a public company listed on MIL. |
| What is the stock symbol of Integrated System Credit? | Integrated System Credit trades under ISC ticker. |
| When did Integrated System Credit go public? | Integrated System Credit went public in 2021. |
| Who are competitors of Integrated System Credit? | Similar companies to Integrated System Credit include e.g. Credit Clear, Humm Group, Liberty Financial Group, Latitude Financial Services. |
| What is the current market cap of Integrated System Credit? | Integrated System Credit's current market cap is $22.5M |
| What is the current revenue of Integrated System Credit? | Integrated System Credit's last 12 months revenue is $11.1M. |
| What is the current revenue growth of Integrated System Credit? | Integrated System Credit revenue growth (NTM/LTM) is 16%. |
| What is the current EV/Revenue multiple of Integrated System Credit? | Current revenue multiple of Integrated System Credit is 2.0x. |
| Is Integrated System Credit profitable? | Yes, Integrated System Credit is EBITDA-positive (as of the last 12 months). |
| What is the current EBITDA of Integrated System Credit? | Integrated System Credit's last 12 months EBITDA is $3.4M. |
| What is Integrated System Credit's EBITDA margin? | Integrated System Credit's last 12 months EBITDA margin is 30%. |
| What is the current EV/EBITDA multiple of Integrated System Credit? | Current EBITDA multiple of Integrated System Credit is 6.5x. |
| What is the current FCF of Integrated System Credit? | Integrated System Credit's last 12 months FCF is $0.4M. |
| What is Integrated System Credit's FCF margin? | Integrated System Credit's last 12 months FCF margin is 4%. |
| What is the current EV/FCF multiple of Integrated System Credit? | Current FCF multiple of Integrated System Credit is 53.9x. |
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