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PicPay Valuation Multiples
Discover revenue and EBITDA valuation multiples for PicPay and similar public comparables like Al Ansari Financial Services, Banco Invex, Evertec, Dave and more.
PicPay Overview
About PicPay
PicS NV is a digital payments company. The company operates a peer-to-peer (P2P) transfer platform that enables individuals to send money via mobile devices. It provides digital wallets, instant payments (Pix), P2P transfers, credit cards, loans, investments, insurance, and SMB payment solutions. The company has four reportable segments: Consumer Banking, Small and Medium-Sized Businesses, Audiences and Ecosystem Integration, and Institutional. The majority of the company's revenue is derived from the Consumer Banking segment, which generates revenue from various transaction activities occurring in the digital wallet, such as Pix, peer-to-peer (P2P) transfers, and bill payments.
Founded
2023
HQ
Employees
4.6K
Website
Financials (LTM)
EV
$2B
PicPay Financials
PicPay reported last 12-month revenue of $2B and EBITDA of $191M.
In the same LTM period, PicPay generated $682M in gross profit, $191M in EBITDA, and $115M in net income.
Revenue (LTM)
PicPay P&L
In the most recent fiscal year, PicPay reported revenue of $727M and net income of $42M.
PicPay expects next 12-month revenue of XXX and NTM EBITDA of XXX
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue | $2B | XXX | $727M | XXX | XXX | XXX |
| Gross Profit | $682M | XXX | — | XXX | XXX | XXX |
| Gross Margin | 33% | XXX | — | XXX | XXX | XXX |
| EBITDA | $191M | XXX | — | XXX | XXX | XXX |
| EBITDA Margin | 9% | XXX | — | XXX | XXX | XXX |
| EBIT Margin | 5% | XXX | — | XXX | XXX | XXX |
| Net Profit | $115M | XXX | $42M | XXX | XXX | XXX |
| Net Margin | 6% | XXX | 6% | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
PicPay Stock Performance
PicPay has current market cap of $2B, and enterprise value of $2B.
Market Cap Evolution
PicPay's stock price is $17.23.
| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $2B | $2B | — | XXX | XXX | XXX | $0.32 |
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Start Free TrialPicPay Valuation Multiples
PicPay trades at 0.9x EV/Revenue multiple, and 10.0x EV/EBITDA.
EV / Revenue (LTM)
PicPay Financial Valuation Multiples
As of March 27, 2026, PicPay has market cap of $2B and EV of $2B.
Equity research analysts estimate PicPay's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
PicPay has a P/E ratio of 19.4x.
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $2B | XXX | $2B | XXX | XXX | XXX |
| EV (current) | $2B | XXX | $2B | XXX | XXX | XXX |
| EV/Revenue | 0.9x | XXX | 2.6x | XXX | XXX | XXX |
| EV/EBITDA | 10.0x | XXX | — | XXX | XXX | XXX |
| EV/EBIT | 18.8x | XXX | — | XXX | XXX | XXX |
| EV/Gross Profit | 2.8x | XXX | — | XXX | XXX | XXX |
| P/E | 19.4x | XXX | 53.7x | XXX | XXX | XXX |
| EV/FCF | — | XXX | 5.9x | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Verified PicPay Valuation Multiples
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2027, based on consensus analyst estimates. Powered by FactSet and Morningstar.
PicPay Margins & Growth Rates
PicPay's revenue in the last 12 month grew by 30%.
PicPay's revenue per employee in the last FY averaged $0.4M.
PicPay's rule of 40 is 39% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
PicPay's rule of X is 84% (created by Bessemer, rule of X is another metric to measure SaaS companies, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
PicPay Operational Valuation Multiples
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 30% | XXX | 170% | XXX | XXX | XXX |
| EBITDA Margin | 9% | XXX | — | XXX | XXX | XXX |
| EBITDA Growth | 135% | XXX | — | XXX | XXX | XXX |
| Rule of 40 | — | XXX | 39% | XXX | XXX | XXX |
| Bessemer Rule of X | — | XXX | 84% | XXX | XXX | XXX |
| Revenue per Employee | — | XXX | $0.4M | XXX | XXX | XXX |
| S&M Expenses to Revenue | 4% | XXX | 9% | XXX | XXX | XXX |
| G&A Expenses to Revenue | — | XXX | 34% | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
PicPay Public Comps
See public comps and valuation multiples for other B2B Payments and Payment Service Providers comps.
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| LTM | 2026E | 2027E | LTM | 2026E | 2027E | |
| Al Ansari Financial Services | XXX | XXX | XXX | XXX | XXX | XXX |
| Banco Invex | XXX | XXX | XXX | XXX | XXX | XXX |
| Evertec | XXX | XXX | XXX | XXX | XXX | XXX |
| Dave | XXX | XXX | XXX | XXX | XXX | XXX |
| Payoneer | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
PicPay M&A Activity
PicPay acquired XXX companies to date.
Last acquisition by PicPay was on XXXXXXXX, XXXXX. PicPay acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Acquisitions by PicPay
| Acquired Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialPicPay Investment Activity
PicPay invested in XXX companies to date.
PicPay made its latest investment on XXXXXXXX, XXXXX. PicPay invested in XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Investments by PicPay
| Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialAbout PicPay
| When was PicPay founded? | PicPay was founded in 2023. |
| Where is PicPay headquartered? | PicPay is headquartered in Brazil. |
| How many employees does PicPay have? | As of today, PicPay has over 4K employees. |
| Is PicPay publicly listed? | Yes, PicPay is a public company listed on Nasdaq. |
| What is the stock symbol of PicPay? | PicPay trades under PICS ticker. |
| When did PicPay go public? | PicPay went public in 2026. |
| Who are competitors of PicPay? | PicPay main competitors are Al Ansari Financial Services, Banco Invex, Evertec, Dave. |
| What is the current market cap of PicPay? | PicPay's current market cap is $2B. |
| What is the current revenue of PicPay? | PicPay's last 12 months revenue is $2B. |
| What is the current revenue growth of PicPay? | PicPay revenue growth (NTM/LTM) is 30%. |
| What is the current EV/Revenue multiple of PicPay? | Current revenue multiple of PicPay is 0.9x. |
| Is PicPay profitable? | Yes, PicPay is EBITDA-positive (as of the last 12 months). |
| What is the current EBITDA of PicPay? | PicPay's last 12 months EBITDA is $191M. |
| What is PicPay's EBITDA margin? | PicPay's last 12 months EBITDA margin is 9%. |
| What is the current EV/EBITDA multiple of PicPay? | Current EBITDA multiple of PicPay is 10.0x. |
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