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Ethos Insurance Valuation Multiples
Discover revenue and EBITDA valuation multiples for Ethos Insurance and similar public comparables like Root Inc., Abacus Global Management, weSure, Hippo Insurance and more.
Ethos Insurance Overview
About Ethos Insurance
Ethos Technologies Inc is an insurtech company. The company operates a digital, vertically integrated platform that supports the insurance value chain, including distribution, underwriting, activation, payments, and administration for consumers, agents, and carriers. Its key offerings include Term Life Insurance, Whole Life Insurance, and Indexed Universal Life Insurance products, as well as Wills & Estate Planning and Supplemental Health Insurance products. The majority of the company's revenue is derived from commissions on term life insurance products.
Founded
2016
HQ
Employees
N/A
Website
Financials (LTM)
EV
$649M
Ethos Insurance Financials
Ethos Insurance reported last 12-month revenue of $418M and EBITDA of $92M.
In the same LTM period, Ethos Insurance generated $410M in gross profit, $92M in EBITDA, and $16M in net income.
Revenue (LTM)
Ethos Insurance P&L
In the most recent fiscal year, Ethos Insurance reported revenue of $388M and EBITDA of $89M.
Ethos Insurance expects next 12-month revenue of XXX and NTM EBITDA of XXX
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue | $418M | XXX | $388M | XXX | XXX | XXX |
| Gross Profit | $410M | XXX | $381M | XXX | XXX | XXX |
| Gross Margin | 98% | XXX | 98% | XXX | XXX | XXX |
| EBITDA | $92M | XXX | $89M | XXX | XXX | XXX |
| EBITDA Margin | 22% | XXX | 23% | XXX | XXX | XXX |
| EBIT Margin | 5% | XXX | 19% | XXX | XXX | XXX |
| Net Profit | $16M | XXX | $71M | XXX | XXX | XXX |
| Net Margin | 4% | XXX | 18% | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
Ethos Insurance Stock Performance
Ethos Insurance has current market cap of $776M, and enterprise value of $649M.
Market Cap Evolution
Ethos Insurance's stock price is $12.35.
| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $649M | $776M | — | XXX | XXX | XXX | $1.13 |
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Start Free TrialEthos Insurance Valuation Multiples
Ethos Insurance trades at 1.6x EV/Revenue multiple, and 7.0x EV/EBITDA.
EV / Revenue (LTM)
Ethos Insurance Financial Valuation Multiples
As of March 28, 2026, Ethos Insurance has market cap of $776M and EV of $649M.
Equity research analysts estimate Ethos Insurance's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Ethos Insurance has a P/E ratio of 48.0x.
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $776M | XXX | $776M | XXX | XXX | XXX |
| EV (current) | $649M | XXX | $649M | XXX | XXX | XXX |
| EV/Revenue | 1.6x | XXX | 1.7x | XXX | XXX | XXX |
| EV/EBITDA | 7.0x | XXX | 7.3x | XXX | XXX | XXX |
| EV/EBIT | 32.4x | XXX | 8.8x | XXX | XXX | XXX |
| EV/Gross Profit | 1.6x | XXX | 1.7x | XXX | XXX | XXX |
| P/E | 48.0x | XXX | 10.9x | XXX | XXX | XXX |
| EV/FCF | 30.4x | XXX | 21.7x | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Verified Ethos Insurance Valuation Multiples
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2027, based on consensus analyst estimates. Powered by FactSet and Morningstar.
Ethos Insurance Margins & Growth Rates
Ethos Insurance's revenue in the last 12 month grew by 30%.
Ethos Insurance's rule of 40 is 52% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Ethos Insurance's rule of X is 96% (created by Bessemer, rule of X is another metric to measure SaaS companies, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
Ethos Insurance Operational Valuation Multiples
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 30% | XXX | 32% | XXX | XXX | XXX |
| EBITDA Margin | 22% | XXX | 23% | XXX | XXX | XXX |
| EBITDA Growth | 20% | XXX | 14% | XXX | XXX | XXX |
| Rule of 40 | — | XXX | 52% | XXX | XXX | XXX |
| Bessemer Rule of X | — | XXX | 96% | XXX | XXX | XXX |
| S&M Expenses to Revenue | 62% | XXX | 59% | XXX | XXX | XXX |
| G&A Expenses to Revenue | 13% | XXX | 10% | XXX | XXX | XXX |
| Opex to Revenue | — | XXX | 79% | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Ethos Insurance Public Comps
See public comps and valuation multiples for other Insurance Carriers and Neoinsurance comps.
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| LTM | 2026E | 2027E | LTM | 2026E | 2027E | |
| Root Inc. | XXX | XXX | XXX | XXX | XXX | XXX |
| Abacus Global Management | XXX | XXX | XXX | XXX | XXX | XXX |
| weSure | XXX | XXX | XXX | XXX | XXX | XXX |
| Hippo Insurance | XXX | XXX | XXX | XXX | XXX | XXX |
| Bowhead Specialty | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Ethos Insurance M&A Activity
Ethos Insurance acquired XXX companies to date.
Last acquisition by Ethos Insurance was on XXXXXXXX, XXXXX. Ethos Insurance acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Acquisitions by Ethos Insurance
| Acquired Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialEthos Insurance Investment Activity
Ethos Insurance invested in XXX companies to date.
Ethos Insurance made its latest investment on XXXXXXXX, XXXXX. Ethos Insurance invested in XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Investments by Ethos Insurance
| Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialAbout Ethos Insurance
| When was Ethos Insurance founded? | Ethos Insurance was founded in 2016. |
| Where is Ethos Insurance headquartered? | Ethos Insurance is headquartered in United States. |
| Is Ethos Insurance publicly listed? | Yes, Ethos Insurance is a public company listed on Nasdaq. |
| What is the stock symbol of Ethos Insurance? | Ethos Insurance trades under LIFE ticker. |
| When did Ethos Insurance go public? | Ethos Insurance went public in 2026. |
| Who are competitors of Ethos Insurance? | Ethos Insurance main competitors are Root Inc., Abacus Global Management, weSure, Hippo Insurance. |
| What is the current market cap of Ethos Insurance? | Ethos Insurance's current market cap is $776M. |
| What is the current revenue of Ethos Insurance? | Ethos Insurance's last 12 months revenue is $418M. |
| What is the current revenue growth of Ethos Insurance? | Ethos Insurance revenue growth (NTM/LTM) is 30%. |
| What is the current EV/Revenue multiple of Ethos Insurance? | Current revenue multiple of Ethos Insurance is 1.6x. |
| Is Ethos Insurance profitable? | Yes, Ethos Insurance is EBITDA-positive (as of the last 12 months). |
| What is the current EBITDA of Ethos Insurance? | Ethos Insurance's last 12 months EBITDA is $92M. |
| What is Ethos Insurance's EBITDA margin? | Ethos Insurance's last 12 months EBITDA margin is 22%. |
| What is the current EV/EBITDA multiple of Ethos Insurance? | Current EBITDA multiple of Ethos Insurance is 7.0x. |
| What is the current FCF of Ethos Insurance? | Ethos Insurance's last 12 months FCF is $21M. |
| What is Ethos Insurance's FCF margin? | Ethos Insurance's last 12 months FCF margin is 5%. |
| What is the current EV/FCF multiple of Ethos Insurance? | Current FCF multiple of Ethos Insurance is 30.4x. |
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