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Aflac Inc offers supplemental health insurance and life insurance in the United States and Japan. In addition to its cancer policies, the company has broadened its product offerings to include accident, dental and vision, disability, and long-term-care insurance. It markets its products through independent distributors, selling the majority of its policies directly to consumers at their places of work, and also reaches out to its customers outside of their worksite through digital mediums. The company has two reportable business segments; Aflac Japan which generates the majority of the revenue, and Aflac U.S.
1973
12.7K+
LTM Revenue $18.3B
LTM EBITDA $4.9B
$61.6B
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Aflac has a last 12-month revenue (LTM) of $18.3B and a last 12-month EBITDA of $4.9B.
In the most recent fiscal year, Aflac achieved revenue of $19.1B and an EBITDA of n/a.
Aflac expects next 12-month revenue of XXX and NTM EBITDA of XXX
See Aflac valuation multiples based on analyst estimates| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue | $18.3B | XXX | $19.1B | XXX | XXX | XXX |
| Gross Profit | $18.3B | XXX | n/a | XXX | XXX | XXX |
| Gross Margin | 100% | XXX | n/a | XXX | XXX | XXX |
| EBITDA | $4.9B | XXX | n/a | XXX | XXX | XXX |
| EBITDA Margin | 27% | XXX | n/a | XXX | XXX | XXX |
| EBIT | $4.8B | XXX | n/a | XXX | XXX | XXX |
| EBIT Margin | 26% | XXX | n/a | XXX | XXX | XXX |
| Net Profit | $3.9B | XXX | $5.4B | XXX | XXX | XXX |
| Net Margin | 21% | XXX | 28% | XXX | XXX | XXX |
| Net Debt | XXX | XXX | $1.2B | XXX | XXX | XXX |
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As of May 30, 2025, Aflac's stock price is $104.
Aflac has current market cap of $56.0B, and EV of $61.6B.
See Aflac trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $61.6B | $56.0B | XXX | XXX | XXX | XXX | $7.01 |
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Start Free TrialAs of May 30, 2025, Aflac has market cap of $56.0B and EV of $61.6B.
Aflac's trades at 3.2x EV/Revenue multiple, and n/a EV/EBITDA.
Equity research analysts estimate Aflac's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Aflac has a P/E ratio of 14.3x.
See valuation multiples for Aflac and 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $56.0B | XXX | $56.0B | XXX | XXX | XXX |
| EV (current) | $61.6B | XXX | $61.6B | XXX | XXX | XXX |
| EV/Revenue | 3.4x | XXX | 3.2x | XXX | XXX | XXX |
| EV/EBITDA | 12.6x | XXX | n/a | XXX | XXX | XXX |
| EV/EBIT | 12.9x | XXX | n/a | XXX | XXX | XXX |
| EV/Gross Profit | 3.4x | XXX | n/a | XXX | XXX | XXX |
| P/E | 14.3x | XXX | 10.3x | XXX | XXX | XXX |
| EV/FCF | 458.7x | XXX | 22.8x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialAflac's last 12 month revenue growth is -4%
Aflac's revenue per employee in the last FY averaged $1.5M, while opex per employee averaged n/a for the same period.
Aflac's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Aflac's rule of X is 16% (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Aflac and other 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue Growth | -4% | XXX | -4% | XXX | XXX | XXX |
| EBITDA Margin | 27% | XXX | n/a | XXX | XXX | XXX |
| EBITDA Growth | -6% | XXX | n/a | XXX | XXX | XXX |
| Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
| Bessemer Rule of X | XXX | XXX | 16% | XXX | XXX | XXX |
| Revenue per Employee | XXX | XXX | $1.5M | XXX | XXX | XXX |
| Opex per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
| S&M Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| ADNIC | XXX | XXX | XXX | XXX | XXX | XXX |
| Aegon | XXX | XXX | XXX | XXX | XXX | XXX |
| ASR Nederland | XXX | XXX | XXX | XXX | XXX | XXX |
| NN Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Challenger | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
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Aflac acquired XXX companies to date.
Last acquisition by Aflac was XXXXXXXX, XXXXX XXXXX XXXXXX . Aflac acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
Sign up to see revenue and EBITDA valuation multiples for 60K+ M&A deals.
Start Free Trial| When was Aflac founded? | Aflac was founded in 1973. |
| Where is Aflac headquartered? | Aflac is headquartered in United States of America. |
| How many employees does Aflac have? | As of today, Aflac has 12.7K+ employees. |
| Who is the CEO of Aflac? | Aflac's CEO is Mr. Daniel P. Amos. |
| Is Aflac publicy listed? | Yes, Aflac is a public company listed on NYS. |
| What is the stock symbol of Aflac? | Aflac trades under AFL ticker. |
| When did Aflac go public? | Aflac went public in 1974. |
| Who are competitors of Aflac? | Similar companies to Aflac include e.g. ADNIC, Aegon, ASR Nederland, NN Group. |
| What is the current market cap of Aflac? | Aflac's current market cap is $56.0B |
| What is the current revenue of Aflac? | Aflac's last 12 months revenue is $18.3B. |
| What is the current revenue growth of Aflac? | Aflac revenue growth (NTM/LTM) is -4%. |
| What is the current EV/Revenue multiple of Aflac? | Current revenue multiple of Aflac is 3.4x. |
| Is Aflac profitable? | Yes, Aflac is EBITDA-positive (as of the last 12 months). |
| What is the current EBITDA of Aflac? | Aflac's last 12 months EBITDA is $4.9B. |
| What is Aflac's EBITDA margin? | Aflac's last 12 months EBITDA margin is 27%. |
| What is the current EV/EBITDA multiple of Aflac? | Current EBITDA multiple of Aflac is 12.6x. |
| What is the current FCF of Aflac? | Aflac's last 12 months FCF is $134M. |
| What is Aflac's FCF margin? | Aflac's last 12 months FCF margin is 1%. |
| What is the current EV/FCF multiple of Aflac? | Current FCF multiple of Aflac is 458.7x. |
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