Credit Corp Valuation Multiples

Credit Corp Overview

About Credit Corp

Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.

Founded

2000

HQ

Employees

2.1K

Website

creditcorp.com.au

Sectors

Specialty FinanceConsumer Finance

Financials (LTM)

Revenue: $392M

EBITDA: $130M

EV

$870M

Valuation Multiples

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Credit Corp Financials

Credit Corp reported last 12-month revenue of $392M and EBITDA of $130M.

In the same LTM period, Credit Corp generated $130M in EBITDA and $69M in net income.

Credit Corp P&L

In the most recent fiscal year, Credit Corp reported revenue of $353M and EBITDA of $125M.

Credit Corp expects next 12-month revenue of XXX and NTM EBITDA of XXX

Credit Corp Stock Performance

Credit Corp has current market cap of $572M, and enterprise value of $870M.

Credit Corp's stock price is $8.41.

Credit Corp Valuation Multiples

Credit Corp trades at 2.2x EV/Revenue multiple, and 6.7x EV/EBITDA.

Credit Corp Financial Valuation Multiples

As of March 7, 2026, Credit Corp has market cap of $572M and EV of $870M.

Equity research analysts estimate Credit Corp's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX

Credit Corp has a P/E ratio of 8.3x.

Credit Corp Margins & Growth Rates

Credit Corp's revenue in the last 12 month grew by 9%.

Credit Corp's revenue per employee in the last FY averaged $0.2M.

Credit Corp's rule of 40 is 42% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).

Credit Corp's rule of X is 55% (created by Bessemer, rule of X is another metric to measure SaaS companies, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).

Credit Corp Public Comps

See public comps and valuation multiples for other Specialty Finance and Consumer Finance comps.

Credit Corp M&A Activity

Credit Corp acquired XXX companies to date.

Last acquisition by Credit Corp was on XXXXXXXX, XXXXX. Credit Corp acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX).

Credit Corp Investment Activity

Credit Corp invested in XXX companies to date.

Credit Corp made its latest investment on XXXXXXXX, XXXXX. Credit Corp invested in XXXXXXXX for XXX (EV/Revenue multiple of XXX).