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VersaBank is a Canadian Schedule I chartered bank with a difference. It has 3 operating segments: Digital Banking Canada, Digital Banking USA and DRTC. It's, cloud-based, business-to-business deposit and lending model provides valued-added solutions to Canadian financial intermediary partners, enabling them to focus on growing their own businesses faster and more profitably. It obtains all of its deposits and provides the majority of its loans and leases electronically, with deposit and lending solutions for financial intermediaries that allow them to excel in their core businesses. In addition, leveraging its internally developed IT security software and capabilities, Company established a wholly owned, subsidiary. Geographically located in Canada and USA.
2002
121
LTM Revenue $88.1M
Last FY EBITDA n/a
$450M
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
VersaBank has a last 12-month revenue (LTM) of $88.1M and a last 12-month EBITDA of n/a.
In the most recent fiscal year, VersaBank achieved revenue of $80.6M and an EBITDA of n/a.
VersaBank expects next 12-month revenue of XXX and NTM EBITDA of XXX
See VersaBank valuation multiples based on analyst estimates| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue | $88.1M | XXX | $80.6M | XXX | XXX | XXX |
| Gross Profit | $88.1M | XXX | n/a | XXX | XXX | XXX |
| Gross Margin | 100% | XXX | n/a | XXX | XXX | XXX |
| EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBIT | $44.0M | XXX | n/a | XXX | XXX | XXX |
| EBIT Margin | 50% | XXX | n/a | XXX | XXX | XXX |
| Net Profit | $30.0M | XXX | $28.7M | XXX | XXX | XXX |
| Net Margin | 34% | XXX | 36% | XXX | XXX | XXX |
| Net Debt | XXX | XXX | n/a | XXX | XXX | XXX |
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As of May 30, 2025, VersaBank's stock price is CAD 16 (or $11).
VersaBank has current market cap of CAD 514M (or $371M), and EV of CAD 623M (or $450M).
See VersaBank trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $450M | $371M | XXX | XXX | XXX | XXX | $1.01 |
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Start Free TrialAs of May 30, 2025, VersaBank has market cap of $371M and EV of $450M.
VersaBank's trades at 5.4x EV/Revenue multiple, and n/a EV/EBITDA.
Equity research analysts estimate VersaBank's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
VersaBank has a P/E ratio of 12.3x.
See valuation multiples for VersaBank and 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $371M | XXX | $371M | XXX | XXX | XXX |
| EV (current) | $450M | XXX | $450M | XXX | XXX | XXX |
| EV/Revenue | 5.1x | XXX | 5.4x | XXX | XXX | XXX |
| EV/EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
| EV/EBIT | 10.2x | XXX | n/a | XXX | XXX | XXX |
| EV/Gross Profit | 5.1x | XXX | n/a | XXX | XXX | XXX |
| P/E | 12.3x | XXX | 12.8x | XXX | XXX | XXX |
| EV/FCF | n/a | XXX | 5.2x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialVersaBank's last 12 month revenue growth is 34%
VersaBank's revenue per employee in the last FY averaged $0.7M, while opex per employee averaged n/a for the same period.
VersaBank's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
VersaBank's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for VersaBank and other 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 34% | XXX | n/a | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Growth | n/a | XXX | n/a | XXX | XXX | XXX |
| Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
| Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
| Revenue per Employee | XXX | XXX | $0.7M | XXX | XXX | XXX |
| Opex per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
| S&M Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| BMTX | XXX | XXX | XXX | XXX | XXX | XXX |
| Change Financial | XXX | XXX | XXX | XXX | XXX | XXX |
| Fino Payments Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| One97 Communications | XXX | XXX | XXX | XXX | XXX | XXX |
| NAGA Group | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
VersaBank acquired XXX companies to date.
Last acquisition by VersaBank was XXXXXXXX, XXXXX XXXXX XXXXXX . VersaBank acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
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Start Free Trial| When was VersaBank founded? | VersaBank was founded in 2002. |
| Where is VersaBank headquartered? | VersaBank is headquartered in Canada. |
| How many employees does VersaBank have? | As of today, VersaBank has 121 employees. |
| Who is the CEO of VersaBank? | VersaBank's CEO is Mr. David R. Taylor. |
| Is VersaBank publicy listed? | Yes, VersaBank is a public company listed on TSE. |
| What is the stock symbol of VersaBank? | VersaBank trades under VBNK ticker. |
| When did VersaBank go public? | VersaBank went public in 2013. |
| Who are competitors of VersaBank? | Similar companies to VersaBank include e.g. BMTX, Change Financial, Fino Payments Bank, One97 Communications. |
| What is the current market cap of VersaBank? | VersaBank's current market cap is $371M |
| What is the current revenue of VersaBank? | VersaBank's last 12 months revenue is $88.1M. |
| What is the current revenue growth of VersaBank? | VersaBank revenue growth (NTM/LTM) is 34%. |
| What is the current EV/Revenue multiple of VersaBank? | Current revenue multiple of VersaBank is 5.1x. |
| Is VersaBank profitable? | Yes, VersaBank is EBITDA-positive (as of the last 12 months). |
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