Fino Payments Bank Valuation Multiples

Fino Payments Bank Overview

About Fino Payments Bank

Fino Payments Bank Ltd is an Indian payments bank providing various banking and financial services, with a focus on meeting the needs of low-income families, small businesses, and rural communities. It offers various services such as savings and current accounts, money transfers, bill payments, and mobile recharges etc., and has partnered with institutions to provide customized offerings like microinsurance and micro-investments. The company operates in four segments: Treasury, Corporate Banking, Retail Banking, and Other Banking Operations. Its key revenue is derived from the Other Banking Operations segment, which includes Business Correspondent Services, Digital Payment Services, Cash Management Services, Domestic Money Transfer, Micro-ATM, and Aadhaar-enabled Payment System (AePS).

Founded

2007

HQ

Employees

2.8K

Website

finobank.com

Sectors

Commercial BankingFinTech

Financials (FY)

Revenue: $209M

Net Income: $11M

EV

$217M

Valuation Multiples

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Fino Payments Bank Financials

Fino Payments Bank reported last fiscal year revenue of $209M.

In the same fiscal year, Fino Payments Bank generated $11M in net income.

Fino Payments Bank P&L

In the most recent fiscal year, Fino Payments Bank reported revenue of $209M and net income of $11M.

Fino Payments Bank expects next 12-month revenue of XXX and NTM EBITDA of XXX

Fino Payments Bank Stock Performance

Fino Payments Bank has current market cap of $124M, and enterprise value of $217M.

Fino Payments Bank's stock price is $1.49.

Fino Payments Bank Valuation Multiples

Fino Payments Bank trades at 1.0x EV/Revenue multiple.

Fino Payments Bank Financial Valuation Multiples

As of April 17, 2026, Fino Payments Bank has market cap of $124M and EV of $217M.

Equity research analysts estimate Fino Payments Bank's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX

Fino Payments Bank has a P/E ratio of 12.4x.

Fino Payments Bank Margins & Growth Rates

Fino Payments Bank's revenue in the last fiscal year grew by 5%.

Fino Payments Bank's revenue per employee in the last FY averaged $0.1M, while opex per employee averaged $0.1M for the same period.

Fino Payments Bank Public Comps

See public comps and valuation multiples for other Commercial Banking comps.

Fino Payments Bank M&A Activity

Fino Payments Bank acquired XXX companies to date.

Last acquisition by Fino Payments Bank was on XXXXXXXX, XXXXX. Fino Payments Bank acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX).

Fino Payments Bank Investment Activity

Fino Payments Bank invested in XXX companies to date.

Fino Payments Bank made its latest investment on XXXXXXXX, XXXXX. Fino Payments Bank invested in XXXXXXXX for XXX (EV/Revenue multiple of XXX).