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| Company | Headquarters | Sector | Stock Price | Enterprise Value | EV/Revenue | EV/EBITDA |
|---|---|---|---|---|---|---|
| Navient | United States of America | Lending Solutions, Online Lending | $13 | $47.0B | 70.4x | N/A |
| SoFi | United States of America | Neobanking, Lending Solutions, Online Lending | $26 | $35.8B | 10.1x | 34.4x |
| Figure Technology | United States of America | Online Lending | $74 | $15.4B | 31.2x | 64.2x |
| Nelnet | United States of America | Online Lending, Lending Solutions | $133 | $12.6B | 8.4x | N/A |
| Enova International | United States of America | Online Lending, Lending Solutions | $157 | $8.0B | 2.5x | 9.8x |
| Upstart | United States of America | Online Lending, Lending Solutions | $48 | $6.6B | 6.3x | 28.7x |
| Oportun | United States of America | Online Lending, Lending Solutions | $5 | $3.0B | 3.1x | N/A |
| Upbound | United States of America | Leasing & Rental Services, Online Lending, Lending Solutions | $20 | $2.9B | 0.6x | 5.7x |
| LendingClub | United States of America | Online Lending | $21 | $2.4B | 2.4x | N/A |
| Sezzle | United States of America | BNPL, Online Lending, Lending Solutions | $69 | $2.4B | 5.2x | 13.3x |
| Pagaya | United States of America | Financial Services Software, Online Lending, Lending Solutions | $22 | $2.4B | 1.8x | 6.2x |
| PROG Holdings | United States of America | Online Lending, Lending Solutions, Leasing & Rental Services | $32 | $1.6B | 0.6x | 6.1x |
| LendingTree | United States of America | Online Lending, Lending Solutions | $68 | $1.3B | 1.2x | 10.3x |
| Better Home & Finance | United States of America | Online Lending, Lending Solutions | $34 | $880M | 5.1x | -8.1x |
| LexinFintech | United States of America | Online Lending, Lending Solutions | $3 | $873M | 0.5x | 2.6x |
| Blend Labs | United States of America | Financial Services Software, Online Lending | $3 | $691M | 5.6x | 44.1x |
| OppFi | United States of America | Online Lending, Lending Solutions | $10 | $561M | 0.9x | 2.4x |
| TROOPS | United States of America | Online Lending | $4 | $487M | N/A | N/A |
| CNFinance Hldgs | United States of America | Online Lending | $5 | $474M | N/A | N/A |
| FinVolution Group | United States of America | Online Lending, Lending Solutions | $5 | $460M | 0.2x | 1.1x |
| DeFi Development | United States of America | Online Lending | $8 | $359M | 39.3x | -37.8x |
| Jiayin Group | United States of America | Lead Generation, Consumer Marketplaces, Vertical Marketplaces, Online Lending, Lending Solutions | $7 | $350M | N/A | N/A |
| X Financial | United States of America | Online Lending, Lending Solutions | $6 | $320M | N/A | N/A |
| Open Lending | United States of America | Lending Solutions, Online Lending | $2 | $211M | 2.2x | 12.1x |
| Katapult | United States of America | Leasing & Rental Services, Online Lending, Lending Solutions | $7 | $142M | 0.5x | 15.9x |
| AI Unlimited Gr | United States of America | Online Lending | $0 | $3.3M | N/A | N/A |
| Yiren Digital | United States of America | Online Lending, Lending Solutions | $4 | -$202M | N/A | N/A |
| Green Dot | United States of America | Online Lending, Lending Solutions, Neobanking | $12 | -$900M | -0.4x | -5.2x |
Valuation multiples as of last 12 months (LTM). Stock prices as of January 19, 2026. Financial data powered by Morningstar and FactSet.
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