Yuanbao Valuation Multiples

Discover revenue and EBITDA valuation multiples for Yuanbao and similar public comparables like MHA, Sukoon Insurance, Waterdrop, TWFG and more.

Yuanbao Overview

About Yuanbao

Yuanbao Inc is a technology-driven online insurance distributor in China.


Founded

N/A

HQ

China

Employees

430

Financials (LTM)

Revenue: $770M
EBITDA: $245M

Market Cap

$637M

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Yuanbao Financials

Yuanbao reported last 12-month revenue of $770M and EBITDA of $245M.

In the same LTM period, Yuanbao generated $741M in gross profit, $245M in EBITDA, and $245M in net income.

Revenue (LTM)


Yuanbao P&L

In the most recent fiscal year, Yuanbao reported revenue of $650M and EBITDA of $209M.

Yuanbao is profitable as of last fiscal year, with gross margin of 91%, EBITDA margin of 32%, and net margin of 30%.

See analyst estimates for Yuanbao
LTMLast FY202320242025202620272028
Revenue$770M$650M$303M$487M$650M
Gross Profit$741M$592M$272M$438M$592M
Gross Margin96%91%90%90%91%
EBITDA$245M$209M$28M$130M$209M
EBITDA Margin32%32%9%27%32%
EBIT Margin31%31%9%26%31%
Net Profit$245M$194M$30M$128M$194M
Net Margin32%30%10%26%30%
Net Debt-($127M)---

Financial data powered by Morningstar, Inc.

Yuanbao Stock Performance

Yuanbao has current market cap of $637M.

Market Cap Evolution


Yuanbao's stock price is $13.82.

Yuanbao share price increased by 3.6% in the last 30 days, and decreased by 41.0% in the last year.

Yuanbao has an EPS (earnings per share) of $4.22.

See more trading valuation data for Yuanbao
Market CapPrice 1DPrice 1MPrice 3MPrice 12MEPS
$637M-0.4%3.6%-6.9%-41.0%$4.22

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Yuanbao Valuation Multiples

Yuanbao trades at (0.0x) EV/Revenue multiple, and (0.2x) EV/EBITDA.

See NTM and 2027E valuation multiples for Yuanbao

EV / Revenue (LTM)


Yuanbao Financial Valuation Multiples

As of August 21, 2026, Yuanbao has market cap of $637M.

Yuanbao has a P/E ratio of 2.6x.

LTMLast FY202320242025202620272028
EV/Revenue(0.0x)(0.1x)(0.1x)(0.1x)(0.1x)
EV/EBITDA(0.2x)(0.2x)(1.3x)(0.3x)(0.2x)
EV/EBIT(0.2x)(0.2x)(1.5x)(0.3x)(0.2x)
EV/Gross Profit(0.1x)(0.1x)(0.1x)(0.1x)(0.1x)
P/E2.6x3.3x21.1x5.0x3.3x
EV/FCF-(0.2x)(0.6x)(0.2x)(0.2x)

Multiples above and below 250x are considered non-meaningful (n/m). Valuation data powered by FactSet, Inc. and Morningstar, Inc.

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Yuanbao Margins & Growth Rates

Yuanbao grew revenue by 30% and EBITDA by 29% in the last fiscal year.

In the most recent fiscal year, Yuanbao reported gross margin of 91%, EBITDA margin of 32%, and net margin of 30%.

See estimated margins and future growth rates for Yuanbao

Yuanbao Margins

Last FY202420252026202720282029
Gross Margin91%90%91%96%
EBITDA Margin32%27%32%32%
EBIT Margin31%26%31%32%
Net Margin30%26%30%26%
FCF Margin34%37%34%-

Yuanbao Growth Rates

FY+1/FY23/2424/2525/2626/2727/2828/29
Revenue Growth30%61%33%30%
Gross Profit Growth38%61%35%38%
EBITDA Growth29%356%61%29%
EBIT Growth34%390%56%34%
Net Profit Growth12%326%51%12%
FCF Growth-175%23%-

Data powered by FactSet, Inc. and Morningstar, Inc.

Yuanbao Operational KPIs

Yuanbao's revenue per employee in the last FY averaged $1.5M, while opex per employee averaged $0.9M for the same period.

Yuanbao's Rule of 40 is 62% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).

Yuanbao's Rule of X is 107% (created by Bessemer, Rule of X is another metric to measure SaaS companies, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).

Access forward-looking KPIs for Yuanbao
LTMLast FY202320242025202620272028
Rule of 4059%62%---
Bessemer Rule of X100%107%---
Revenue per Employee-$1.5M---
Opex per Employee-$0.9M---
S&M Expenses to Revenue-49%70%53%49%
G&A Expenses to Revenue-1%2%1%1%
R&D Expenses to Revenue8%8%6%7%8%
Opex to Revenue-60%81%64%60%

Data powered by FactSet, Inc. and Morningstar, Inc.

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Yuanbao Competitors

Yuanbao competitors include MHA, Sukoon Insurance, Waterdrop, TWFG, Wiz Co., XChange Tec, AGMA, SelectQuote, AFMA and Edelweiss Financial Services.

Most Yuanbao public comparables operate across Insurance Brokers.

EV/RevenueEV/EBITDA
Last FYLTM2027ELast FYLTM2027E
MHA1.6x1.6x9.4x8.6x
Sukoon Insurance0.7x-4.7x-
Waterdrop0.5x0.4x4.6x4.1x
TWFG2.3x1.8x9.4x6.9x
Wiz Co.1.3x2.1x3.0x3.4x
XChange Tec5910.9x-(2996.8x)-
AGMA7.4x-14.1x-
SelectQuote0.5x0.5x5.3x8.0x

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Yuanbao VC Funding History

Before going public, Yuanbao raised $156M in total equity funding, across 1 round.


Yuanbao Funding Rounds

DateStageInvestorsRaisedValuationRev. MultipleDeal Summary
May-21Series CNorthern Light Venture Capital; Susquehanna International Group; Hike Capital; Cathay Capital; Source Code Capital$156M--

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About Yuanbao

Where is Yuanbao headquartered?Yuanbao is headquartered in China.
How many employees does Yuanbao have?As of today, Yuanbao has over 430 employees.
Who is the CEO of Yuanbao?Yuanbao's CEO is Rui Fang.
Is Yuanbao publicly listed?Yes, Yuanbao is a public company listed on Nasdaq.
What is the stock symbol of Yuanbao?Yuanbao trades under YB ticker.
When did Yuanbao go public?Yuanbao went public in 2025.
Who are competitors of Yuanbao?Yuanbao main competitors include MHA, Sukoon Insurance, Waterdrop, TWFG, Wiz Co., XChange Tec, AGMA, SelectQuote, AFMA, Edelweiss Financial Services.
What is the current market cap of Yuanbao?Yuanbao's current market cap is $637M.
What is the current revenue of Yuanbao?Yuanbao's last 12 months revenue is $770M.
What is the current revenue growth of Yuanbao?Yuanbao revenue growth (NTM/LTM) is 27%.
What is the current EV/Revenue multiple of Yuanbao?Current revenue multiple of Yuanbao is (0.0x).
What is the current EBITDA of Yuanbao?Yuanbao's last 12 months EBITDA is $245M.
What is Yuanbao's EBITDA margin?Yuanbao's last 12 months EBITDA margin is 32%.
What is the current EV/EBITDA multiple of Yuanbao?Current EBITDA multiple of Yuanbao is (0.2x).
How many companies Yuanbao has acquired to date?Yuanbao hasn't acquired any companies yet (or none have been disclosed publicly).
In how many companies Yuanbao has invested to date?Yuanbao hasn't invested in any companies yet (or none have been disclosed publicly).

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