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Instabank Valuation Multiples
Discover revenue and EBITDA valuation multiples for Instabank and similar public comparables like Yiren Digital, X Financial, First Internet Bank, Amar Bank and more.
Instabank Overview
About Instabank
Instabank ASA offers banking services. The company operates as a digital bank offering loans, savings and insurance.
Founded
2016
HQ

Employees
N/A
Website
Financials (LTM)
EV
$213M
Instabank Financials
Instabank reported last 12-month revenue of $71M.
In the same LTM period, Instabank generated $13M in net income.
Revenue (LTM)
Instabank P&L
In the most recent fiscal year, Instabank reported revenue of $65M and net income of $13M.
Instabank expects next 12-month revenue of XXX and NTM EBITDA of XXX
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue | $71M | XXX | $65M | XXX | XXX | XXX |
| EBIT Margin | 60% | XXX | 56% | XXX | XXX | XXX |
| Net Profit | $13M | XXX | $13M | XXX | XXX | XXX |
| Net Margin | 19% | XXX | 20% | XXX | XXX | XXX |
| Net Debt | β | β | $20M | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
Instabank Stock Performance
Instabank has current market cap of $192M, and enterprise value of $213M.
Market Cap Evolution
Instabank's stock price is $0.42.
| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $213M | $192M | -0.1% | XXX | XXX | XXX | $0.03 |
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Start Free TrialInstabank Valuation Multiples
Instabank trades at 3.0x EV/Revenue multiple.
EV / Revenue (LTM)
Instabank Financial Valuation Multiples
As of April 20, 2026, Instabank has market cap of $192M and EV of $213M.
Equity research analysts estimate Instabank's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Instabank has a P/E ratio of 14.3x.
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $192M | XXX | $192M | XXX | XXX | XXX |
| EV (current) | $213M | XXX | $213M | XXX | XXX | XXX |
| EV/Revenue | 3.0x | XXX | 3.3x | XXX | XXX | XXX |
| EV/EBIT | 4.9x | XXX | 5.9x | XXX | XXX | XXX |
| P/E | 14.3x | XXX | 14.7x | XXX | XXX | XXX |
| EV/FCF | β | XXX | (4.9x) | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Verified Instabank Valuation Multiples
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2027, based on consensus analyst estimates. Powered by FactSet and Morningstar.


Instabank Margins & Growth Rates
Instabank's revenue in the last 12 month grew by 36%.
Instabank Operational Valuation Multiples
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 36% | XXX | 40% | XXX | XXX | XXX |
| S&M Expenses to Revenue | β | XXX | 6% | XXX | XXX | XXX |
| G&A Expenses to Revenue | β | XXX | 18% | XXX | XXX | XXX |
| Opex to Revenue | 40% | XXX | 43% | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Instabank Public Comps
See public comps and valuation multiples for other Neobanking and Online Lending comps.
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| LTM | 2026E | 2027E | LTM | 2026E | 2027E | |
| Instabank | XXX | XXX | XXX | XXX | XXX | XXX |
| Yiren Digital | XXX | XXX | XXX | XXX | XXX | XXX |
| X Financial | XXX | XXX | XXX | XXX | XXX | XXX |
| First Internet Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| Amar Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| Solvar | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Instabank M&A Activity
Instabank acquired XXX companies to date.
Last acquisition by Instabank was on XXXXXXXX, XXXXX. Instabank acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Acquisitions by Instabank
| Acquired Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialInstabank Investment Activity
Instabank invested in XXX companies to date.
Instabank made its latest investment on XXXXXXXX, XXXXX. Instabank invested in XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Investments by Instabank
| Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialAbout Instabank
| When was Instabank founded? | Instabank was founded in 2016. |
| Where is Instabank headquartered? | Instabank is headquartered in Norway. |
| Is Instabank publicly listed? | Yes, Instabank is a public company listed on Oslo BΓΈrs. |
| What is the stock symbol of Instabank? | Instabank trades under INSTA ticker. |
| When did Instabank go public? | Instabank went public in 2020. |
| Who are competitors of Instabank? | Instabank main competitors are Yiren Digital, X Financial, First Internet Bank, Amar Bank. |
| What is the current market cap of Instabank? | Instabank's current market cap is $192M. |
| What is the current revenue of Instabank? | Instabank's last 12 months revenue is $71M. |
| What is the current revenue growth of Instabank? | Instabank revenue growth (NTM/LTM) is 36%. |
| What is the current EV/Revenue multiple of Instabank? | Current revenue multiple of Instabank is 3.0x. |
| Is Instabank profitable? | Yes, Instabank is net-income-positive (as of the last 12 months). |
| What is the current net income of Instabank? | Instabank's last 12 months net income is $13M. |
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