April 2026
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Largest Payments POS Public Companies
Benchmark revenue and EBITDA valuation multiples for public comps like
Block, Affirm, Toast, Shift4 Payments and Lakala.
 | Founded in 2009, Block provides payment services to merchants, along with related services. The company also launched Cash App, a person-to-person payment network. In 2024, Square's payment volume was almost USD 250 million. | $72 | +16% | $43B | $40B | 1.6x | 11.6x | ||
| Founded in 2012, Affirm is a market leader in the buy-now, pay-later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also comprise the majority of its revenue. Affirm operates in the United States, which accounted for more than 95% of its revenue in 2025, but the firm has also expanded to Canada and the United Kingdom. | $68 | +30% | $22B | $29B | 9.1x | 40.3x | ||
| Toast Inc is a cloud-based, all-in-one digital technology platform purpose-built for the restaurant community. The company provides a comprehensive platform of software-as-a-service (SaaS) products and financial technology solutions, including integrated payment processing, restaurant-grade hardware, and a broad ecosystem of third-party partners. It serves as a restaurant operating system, connecting front of house and back of house operations across service models such as dine-in, takeout, and delivery. It operates through one reportable segment consisting of its SaaS products, financial technology solutions, integrated payments, hardware, and partner ecosystem. | $29 | -31% | $17B | $15B | 2.4x | 40.5x | ||
| Shift4 Payments Inc is provider of integrated payment processing and technology solutions. The company offers software providers a single integration to an end-to-end payments offering, a powerful gateway and a robust suite of technology solutions (including cloud enablement, business intelligence, analytics, and mobile) to enhance the value of their software suites and simplify payment acceptance. The company derives maximum revenue from United States. | $45 | -52% | $4B | $8B | 2.0x | 10.1x | ||
 | Lakala payment Co Ltd is a third-party payment company in China. It provides personal payment, merchant payment, credit reporting and other business including online and offline" by means of hardware and software. | $4 | +11% | $3B | $2B | 2.3x | 8.7x | ||
| Newland Digital Technology Co Ltd, formerly Fujian Newland Computer Co Ltd is an IT products and services provider in China. It provides solutions for barcode recognition, financial payment, mobile and other communications, traffic information and internet finance activities. The company offers barcode recognition technology, POS machines for electronic financial payment, intelligent transportation solutions, cloud computing and big data services, online to offline two-dimensional code marketing services and other solutions. In addition, it provides solutions which integrates software development, hardware manufacturing and system integration in the field of food safety. | $3 | -35% | $3B | $2B | 1.7x | 11.0x | ||
 | StoneCo Ltd is a provider of financial technology solutions. It serves MSMBs solutions, at fair prices, and provides the customer experience to help them manage their businesses and sell more. Its Stone Business Model combines end-to-end, cloud-based technology platforms; differentiated hyper-local and integrated distribution approaches; and white-glove, on-demand customer service. It has two segments Financial Services segment, which includes payments solutions, digital banking, credit, insurance solutions as well as the registry business. In the Software segment solution includes POS/ERP, TEF and QR Code gateways, reconciliation, CRM, OMS, e-commerce platform, engagement tool, ads solution, and marketplace hub. It generates the majority of its revenue from the Financial Services segment. | $11 | -19% | $3B | $5B | 1.7x | 3.0x | ||
| Aisino Corp is a technology company specializing in information security. Its products and solutions are used in the fields of finance, education, customs, public security and urban services. The company provides solutions such as dedicated taxation equipment, public safety solutions, intelligent emergency, intelligent warehouse and logistics, border crossing security monitoring system, intelligent asset management solution, financial payment solutions and others. | $1 | -3% | $2B | $1B | 1.7x | (51.6x) | ||
| XGD Inc is a manufacturer of point of sales (POS) terminals and provide comprehensive associated technical services for electronic payment. It provides electronic funds transfer, debit card service, and other electronic financial services. Its products include smart POS, MINI POS, Wireless POS, Desktop POS, MPOS, and PINPPAD. | $3 | -16% | $2B | $1B | 2.7x | 15.9x | ||
 | E-Finance For Digital And Financial Investments SAE is developing integrated platforms in Egypt's digital revolution. It is a fintech platform and developer of digital payments infrastructures. The company invests in platforms and solutions that serve everyone from government agencies to ordinary consumers. The business has seven operating segments; Services and operation of cards, Integrated solutions, installation, and technical support services, card center services, hosting services, maintenance and network contracts, and others. It derives a majority of its revenue from the Services and operation of the cards segment. | $0 | +59% | $1B | $1B | 10.3x | 18.9x | ||
| IDT Corp is a multinational holding company. It operates in the telecommunications and payment industries. It has four reportable business segments, Fintech, National Retail Solutions; net2phone and Traditional Communications, The Fintech segment is comprised of National Retail Solutions (NRS), an operator of a nationwide point of sale (POS) network providing payment processing, digital advertising, transaction data, and ancillary services, and BOSS Money, a provider of international money remittance and related value/payment transfer services. The net2phone segment provides unified cloud communications and telephony services to business customers. | $51 | -17% | $1B | $1B | 0.8x | 8.2x | ||
| Sunyard Technology Co Ltd provides end-to-end professional solutions and products for financial institutions mainly in the banking industry. It specializes in financial payment terminals and financial card machines. It is engaged in the research and development, production and sales of financial information security products and payment and information security solutions. | $2 | -17% | $866M | $791M | 2.6x | 78.4x | ||
 | Cash Plus SA is a fintech company. The company provides payment-services company proviby offering online and offline money-transfer solutions, and allowing users to send and receive funds nationally and internationally through its mobile app. | $31 | -- | $771M | $696M | 3.6x | 11.7x | ||
 | Cuscal Ltd is a payment and regulated data services provider in Australia. The group offers a comprehensive suite of payment infrastructure solutions to a diversified client base. It enables a range of payment types, from physical cards to real-time payments, in the payment value chain and constantly evolves its offerings to meet the demands of a rapidly changing economy. The company has two reportable segments: Payments and Other segments. The payment segment encompasses electronic and paper payment processing, card products, card platform services, digital application development, liquidity management and settlement services, specialized finance facilities, network communication services, fraud management services, real-time payments, and open data services. | $3 | +62% | $653M | ($2B) | (6.6x) | (13.7x) | ||
| PAR Technology Corp is a foodservice technology company providing omnichannel cloud-based software and hardware solutions to the restaurant industry in three restaurant categories - quick service, fast casual, and table service - and the retail industry, including convenience and fuel retailers (C-Stores). The company's product and service offerings include point-of-sale, customer engagement and loyalty, digital ordering and delivery, operational intelligence, payment processing, hardware, and related technologies, solutions, and services. The company generates revenue from subscription service, Sale of Hardware products, and Professional Service. | $14 | -78% | $588M | $910M | 2.0x | (34.1x) | ||
| Chase Science Co Ltd operates as an electronic payment information technology solution provider. The company's products are to provide merchants and banks with software and hardware products and services related to electronic payment. | $3 | -25% | $533M | $418M | 11.6x | 67.8x | ||
 | Automated Bank Services Ltd is an Israel-based company involved in providing technological services to the financial system. The company serves as a central junction and a national infrastructure for clearing credit cards. It also works with credit card companies as both a clearing and issuing company. | $9 | +30% | $351M | $307M | 5.8x | 12.2x | ||
| Yeahka Ltd is a payment-based technology platform in China that provides payment and business services to merchants and consumers. It derives revenue from one-stop payment services, merchant solutions services, and in-store e-commerce services. One-stop payment services provide merchants with their acceptance of non-cash payments from consumers, by connecting the merchants with the payment networks; Merchant solutions services leveraging on the established customer base acquired from the provision of the one-stop payment services, the Group also provides series of value-added merchant solutions services; In-store e-commerce services leveraging on the established customer base with merchants acquired from providing one-stop payment services, and others. | $1 | -34% | $309M | $113M | 0.2x | 3.0x | ||
| Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro’s value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro’s historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia. | $1 | -15% | $283M | $233M | 0.7x | 4.8x | ||
 | accesso Technology Group PLC is a software company engaged in the development and application of ticketing, mobile, and eCommerce technologies, licensing, and operation of virtual queuing solutions, and providing a personalized experience to customers within the attractions and leisure industry. It operates in segments: the Ticketing and Distribution, Guest Experience, and Professional Services. Its solutions are accesso LoQueue, accesso Passport, accesso Siriuswarem, and accesso ShoWare, which provide solutions for ticketing & admissions, gift cards, kiosks, and eCommerce, box office, call center, and social media sales and others. It has a presence in the UK, other Europe, Australia, the USA, and Canada which drives key revenue, in Central and South America. | $4 | -45% | $120M | $90M | 0.6x | 3.8x | ||
 | RS2 PLC is engaged in providing Payments Software and Managed Services. It is involved in the development, installation, implementation, and marketing of computer software for financial institutions under the trademark of BankWORKS and the processing of payment transactions with the use of BankWORKS. Its segments include Licensing of the company's BankWORKS software to banks and Service providers, including maintenance and enhanced services thereto; Processing of payment transactions utilizing the group's BankWORKS software; and Merchant Solutions, which include issuing and acquiring payment solutions directly to merchants, including terminal and PSP gateway services. Its geographic segments include Malta, the United Kingdom and Ireland, the United States, and Other countries. | -- | -- | $87M | $97M | 2.1x | 19.8x | ||
 | Keyware Technologies NV is a network service provider. The company works in the area of electronic payment solutions. The company operates in various business segments that are Terminals, which comprise the rental, the sale, and the installation of payment terminals; Authorisation, which relates to the revenues in connection with payment transactions, and authorisation services transaction; Corporate, which is involved in finance and administration, expenses in connection with the listing on the stock market; and Software, which includes activities of Magellan. The Terminal segment generates maximum revenue for the company. It offers its services to Netherlands, Germany, and France. | $1 | +22% | $25M | $16M | 0.6x | 3.5x | ||
 | Rubean AG develops software for the highest quality and security requirements of banks and all companies that actively participate in electronic payment transactions. Rubean's latest developments in the subsidiary Smart Payment Solutions (SPS) GmbH enable a merchant point-of-sale terminal called PhonePOS as a pure smartphone app. The company's product offerings are PhonePOS, RubeanTag, DRubeans, and RubeanSign. PhonePOS is designed for mobile merchants such as street vendors, fast food stands, hair salons, and others. | $5 | -30% | $24M | $24M | 11.5x | (19.0x) | ||
 | PT Cashlez Worldwide Indonesia Tbk is a fintech company providing solutions to merchants to help them manage and grow their businesses. The company has created an mPOS (mobile point of sale) system that accepts payments through credit and debit cards or application-based debit cards on smartphones connected to a card reader via Bluetooth. Apart from mPOS, merchants can also accept other digital payment methods such as QR Code payments and Cashlez Link. The company has three business segments, which include the Device sales business, the Payment service provider business, and the Installation service business. The company generates the majority of its revenue from the Device sales business. | $0 | +278% | $22M | $22M | — | — | ||
 | Westpay AB is a full-service fintech and payment solution provider that offers solutions that simplify payments and amplifies the overall customer experience. Its products include Payment Application as a Service, Payment terminals, and SoftPoS. | $0 | +60% | $15M | $16M | 2.0x | 9.1x | ||
| Seamless Distribution Systems AB is a mobile payments company that provides electronic top-up systems and mobile payment services for mobile operators, distributors, retailers, and consumers. | $1 | +1% | $14M | $14M | 0.8x | (5.6x) | ||
 | Mpay SA is a Polish supplier of m-payment solutions. The company creates and develops instruments that enable the execution of financial transactions on mobile devices. The flagship product of the company is the mPay application, which enables buying communication tickets, regulates payments for paid parking, or powers prepaid phone accounts using a smartphone or tablet. | $0 | -26% | $6M | $8M | 1.5x | 88.0x | ||
 | AGS Transact Technologies Ltd is an integrated omni-channel payment solutions provider in India in terms of providing digital and cash-based solutions to banks and corporate clients. It provides customized products and services comprising ATM and Cash Recycler Machines outsourcing, cash management, and digital payment solutions including merchant solutions, transaction processing services, and mobile wallets. The company's operating segments include Payment Solutions, Banking Automation Solutions, and Other Automation Solutions. It generates the majority of its revenue from the Payment Solutions segment. | $0 | -48% | $4M | $101M | 0.7x | 4.5x | ||
| Median | $3 | -16% | $620M | $557M | 2.0x | 9.1x |
Financial data powered by FactSet and Morningstar. Valuation multiples as of current fiscal year. For more data, start your free trial here.
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