FinWise Bancorp is an independent bank that provides a full range of banking services to individual and corporate customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.
1999
196
LTM Revenue $86.3M
LTM EBITDA n/a
$194M
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FinWise has a last 12-month revenue of $86.3M and a last 12-month EBITDA of n/a.
In the most recent fiscal year, FinWise achieved revenue of $82.0M and an EBITDA of n/a.
FinWise expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See FinWise valuation multiples based on analyst estimatesFY 2023 | FY 2024 | FY 2025 | LTM | NTM | |
---|---|---|---|---|---|
Revenue | $76.2M | $82.0M | XXX | XXX | XXX |
Gross Profit | n/a | n/a | XXX | XXX | XXX |
Gross Margin | NaN% | NaN% | XXX | XXX | XXX |
EBITDA | n/a | n/a | XXX | XXX | XXX |
EBITDA Margin | NaN% | NaN% | XXX | XXX | XXX |
Net Profit | $25.1M | $17.5M | XXX | XXX | XXX |
Net Margin | 33% | 21% | XXX | XXX | XXX |
Net Debt | n/a | n/a | XXX | XXX | XXX |
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As of April 15, 2025, FinWise's stock price is $14.
FinWise has current market cap of $189M, and EV of $194M.
See FinWise trading valuation dataEV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
---|---|---|---|---|---|---|
$194M | $189M | XXX | XXX | XXX | XXX | $0.98 |
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Sign UpAs of April 15, 2025, FinWise has market cap of $189M and EV of $194M.
FinWise's trades at 2.3x LTM EV/Revenue multiple, and n/a LTM EBITDA.
Analysts estimate FinWise's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See valuation multiples for FinWise and 10K+ public compsFY 2024 | FY 2025E | FY 2026E | FY 2027E | |
---|---|---|---|---|
EV | $194M | XXX | XXX | XXX |
EV/Revenue | 2.4x | XXX | XXX | XXX |
EV/EBITDA | n/a | XXX | XXX | XXX |
P/E | 14.8x | XXX | XXX | XXX |
P/E/Growth | 0.4x | XXX | XXX | XXX |
EV/FCF | -9.8x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Sign UpFinWise's NTM/LTM revenue growth is 21%
FinWise's revenue per employee for the last fiscal year averaged $0.4M, while opex per employee averaged n/a for the same period.
Over next 12 months, FinWise's ratio of sales and marketing spend to revenue is estimated to be XXX , while its R&D spend to revenue to be XXX .
Analysts estimate FinWise's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See operational valuation multiples for FinWise and other 10K+ public compsFY 2024 | NTM | FY 2025E | FY 2026E | FY 2027E | |
---|---|---|---|---|---|
Revenue Growth | 8% | XXX | XXX | XXX | XXX |
EBITDA Margin | n/a | XXX | XXX | XXX | XXX |
EBITDA Growth | n/a | XXX | XXX | XXX | XXX |
Rule of 40 (SaaS-only) | n/a | XXX | XXX | XXX | XXX |
Revenue per Employee | $0.4M | XXX | XXX | XXX | XXX |
Opex per Employee | n/a | XXX | XXX | XXX | XXX |
S&M Expenses to Revenue | n/a | XXX | XXX | XXX | XXX |
G&A Expenses to Revenue | 43% | XXX | XXX | XXX | XXX |
R&D Expenses to Revenue | n/a | XXX | XXX | XXX | XXX |
Opex to Revenue | n/a | XXX | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
EV/Revenue | EV/EBITDA | |||||
---|---|---|---|---|---|---|
2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
BMTX | XXX | XXX | XXX | XXX | XXX | XXX |
Change Financial | XXX | XXX | XXX | XXX | XXX | XXX |
Fino Payments Bank | XXX | XXX | XXX | XXX | XXX | XXX |
One97 Communications | XXX | XXX | XXX | XXX | XXX | XXX |
NAGA Group | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
FinWise acquired XXX companies to date.
Last acquisition by FinWise was XXXXXXXX, XXXXX XXXXX XXXXXX . FinWise acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiplesAcquired Company | EV | EV/Revenue | EV/EBITDA |
---|---|---|---|
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
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Sign UpWhen was FinWise founded? | FinWise was founded in 1999. |
Where is FinWise headquartered? | FinWise is headquartered in United States of America. |
How many employees does FinWise have? | As of today, FinWise has 196 employees. |
Who is the CEO of FinWise? | FinWise's CEO is Mr. Kent Landvatter. |
Is FinWise publicy listed? | Yes, FinWise is a public company listed on NAS. |
What is the stock symbol of FinWise? | FinWise trades under FINW ticker. |
When did FinWise go public? | FinWise went public in 2021. |
Who are competitors of FinWise? | Similar companies to FinWise include e.g. BMTX, Change Financial, Fino Payments Bank, One97 Communications. |
What is the current market cap of FinWise? | FinWise's current market cap is $189M |
What is the current revenue of FinWise? | FinWise's last 12-month revenue is $86.3M. |
What is the current EV/Revenue multiple of FinWise? | Current revenue multiple of FinWise is 2.3x. |
What is the current revenue growth of FinWise? | FinWise revenue growth between 2023 and 2024 was 8%. |
Is FinWise profitable? | Yes, FinWise is EBITDA-positive (as of the last 12 months). |
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