Dave Inc is a financial services company. It is engaged in offering banking app that offers its customers banking, financial insights, overdraft protection, building credit and finding side gigs.
2015
274
LTM Revenue $397M
LTM EBITDA $117M
$2.7B
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Dave has a last 12-month revenue (LTM) of $397M and a last 12-month EBITDA of $117M.
In the most recent fiscal year, Dave achieved revenue of $347M and an EBITDA of $76.0M.
Dave expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See Dave valuation multiples based on analyst estimatesLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue | $397M | XXX | $347M | XXX | XXX | XXX |
Gross Profit | $397M | XXX | $317M | XXX | XXX | XXX |
Gross Margin | 100% | XXX | 91% | XXX | XXX | XXX |
EBITDA | $117M | XXX | $76.0M | XXX | XXX | XXX |
EBITDA Margin | 30% | XXX | 22% | XXX | XXX | XXX |
EBIT | $69.5M | XXX | $34.6M | XXX | XXX | XXX |
EBIT Margin | 18% | XXX | 10% | XXX | XXX | XXX |
Net Profit | $74.2M | XXX | $57.9M | XXX | XXX | XXX |
Net Margin | 19% | XXX | 17% | XXX | XXX | XXX |
Net Debt | XXX | XXX | $25.3M | XXX | XXX | XXX |
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As of May 30, 2025, Dave's stock price is $201.
Dave has current market cap of $2.7B, and EV of $2.7B.
See Dave trading valuation dataEV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
---|---|---|---|---|---|---|
$2.7B | $2.7B | XXX | XXX | XXX | XXX | $5.22 |
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Start Free TrialAs of May 30, 2025, Dave has market cap of $2.7B and EV of $2.7B.
Dave's trades at 7.7x EV/Revenue multiple, and 35.1x EV/EBITDA.
Equity research analysts estimate Dave's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Dave has a P/E ratio of 36.1x.
See valuation multiples for Dave and 12K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Market cap (current) | $2.7B | XXX | $2.7B | XXX | XXX | XXX |
EV (current) | $2.7B | XXX | $2.7B | XXX | XXX | XXX |
EV/Revenue | 6.7x | XXX | 7.7x | XXX | XXX | XXX |
EV/EBITDA | 22.7x | XXX | 35.1x | XXX | XXX | XXX |
EV/EBIT | 38.3x | XXX | 77.0x | XXX | XXX | XXX |
EV/Gross Profit | 6.7x | XXX | n/a | XXX | XXX | XXX |
P/E | 36.1x | XXX | 46.3x | XXX | XXX | XXX |
EV/FCF | n/a | XXX | 22.7x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialDave's last 12 month revenue growth is 27%
Dave's revenue per employee in the last FY averaged $1.3M, while opex per employee averaged $1.0M for the same period.
Dave's rule of 40 is 15% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Dave's rule of X is 97% (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Dave and other 12K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue Growth | 27% | XXX | 26% | XXX | XXX | XXX |
EBITDA Margin | 30% | XXX | 22% | XXX | XXX | XXX |
EBITDA Growth | 51% | XXX | n/a | XXX | XXX | XXX |
Rule of 40 | 15% | XXX | 49% | XXX | XXX | XXX |
Bessemer Rule of X | XXX | XXX | 97% | XXX | XXX | XXX |
Revenue per Employee | XXX | XXX | $1.3M | XXX | XXX | XXX |
Opex per Employee | XXX | XXX | $1.0M | XXX | XXX | XXX |
S&M Expenses to Revenue | XXX | XXX | 13% | XXX | XXX | XXX |
G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
Opex to Revenue | XXX | XXX | 81% | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
EV/Revenue | EV/EBITDA | |||||
---|---|---|---|---|---|---|
2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
BMTX | XXX | XXX | XXX | XXX | XXX | XXX |
Change Financial | XXX | XXX | XXX | XXX | XXX | XXX |
Fino Payments Bank | XXX | XXX | XXX | XXX | XXX | XXX |
One97 Communications | XXX | XXX | XXX | XXX | XXX | XXX |
NAGA Group | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Dave acquired XXX companies to date.
Last acquisition by Dave was XXXXXXXX, XXXXX XXXXX XXXXXX . Dave acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiplesAcquired Company | EV | EV/Revenue | EV/EBITDA |
---|---|---|---|
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialWhen was Dave founded? | Dave was founded in 2015. |
Where is Dave headquartered? | Dave is headquartered in United States of America. |
How many employees does Dave have? | As of today, Dave has 274 employees. |
Who is the CEO of Dave? | Dave's CEO is Mr. Jason Wilk. |
Is Dave publicy listed? | Yes, Dave is a public company listed on NAS. |
What is the stock symbol of Dave? | Dave trades under DAVE ticker. |
When did Dave go public? | Dave went public in 2022. |
Who are competitors of Dave? | Similar companies to Dave include e.g. BMTX, Change Financial, Fino Payments Bank, One97 Communications. |
What is the current market cap of Dave? | Dave's current market cap is $2.7B |
What is the current revenue of Dave? | Dave's last 12 months revenue is $397M. |
What is the current revenue growth of Dave? | Dave revenue growth (NTM/LTM) is 27%. |
What is the current EV/Revenue multiple of Dave? | Current revenue multiple of Dave is 6.7x. |
Is Dave profitable? | Yes, Dave is EBITDA-positive (as of the last 12 months). |
What is the current EBITDA of Dave? | Dave's last 12 months EBITDA is $117M. |
What is Dave's EBITDA margin? | Dave's last 12 months EBITDA margin is 30%. |
What is the current EV/EBITDA multiple of Dave? | Current EBITDA multiple of Dave is 22.7x. |
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