Dave Inc is a financial services company. It is engaged in offering banking app that offers its customers banking, financial insights, overdraft protection, building credit, and finding side gigs.
2015
274
LTM Revenue $363M
LTM EBITDA $91.6M
$1.1B
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Dave has a last 12-month revenue of $363M and a last 12-month EBITDA of $91.6M.
In the most recent fiscal year, Dave achieved revenue of $347M and an EBITDA of $76.0M.
Dave expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See Dave valuation multiples based on analyst estimatesFY 2023 | FY 2024 | FY 2025 | LTM | NTM | |
---|---|---|---|---|---|
Revenue | $259M | $347M | XXX | XXX | XXX |
Gross Profit | $173M | $230M | XXX | XXX | XXX |
Gross Margin | 67% | 66% | XXX | XXX | XXX |
EBITDA | -$31.1M | $76.0M | XXX | XXX | XXX |
EBITDA Margin | -12% | 22% | XXX | XXX | XXX |
Net Profit | -$129M | -$48.5M | XXX | XXX | XXX |
Net Margin | -50% | -14% | XXX | XXX | XXX |
Net Debt | $154M | $139M | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
As of March 19, 2025, Dave's stock price is $83.
Dave has current market cap of $1.1B, and EV of $1.1B.
See Dave trading valuation dataEV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
---|---|---|---|---|---|---|
$1.1B | $1.1B | XXX | XXX | XXX | XXX | $3.99 |
Sign up to access valuation multiples like growth-adjusted P/E, next 12-month EV/Revenue, EBITDA multiples by industry and many more
Sign UpAs of March 19, 2025, Dave has market cap of $1.1B and EV of $1.1B.
Dave's trades at 3.0x LTM EV/Revenue multiple, and 11.8x LTM EBITDA.
Analysts estimate Dave's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See valuation multiples for Dave and 10K+ public compsFY 2024 | FY 2025E | FY 2026E | FY 2027E | |
---|---|---|---|---|
EV | $1.1B | XXX | XXX | XXX |
EV/Revenue | 3.1x | XXX | XXX | XXX |
EV/EBITDA | 14.2x | XXX | XXX | XXX |
P/E | 18.9x | XXX | XXX | XXX |
P/E/Growth | 1.4x | XXX | XXX | XXX |
EV/FCF | 9.2x | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Sign UpDave's NTM/LTM revenue growth is 21%
Dave's revenue per employee for the last fiscal year averaged $1.3M, while opex per employee averaged $1.0M for the same period.
Over next 12 months, Dave's ratio of sales and marketing spend to revenue is estimated to be XXX , while its R&D spend to revenue to be XXX .
Analysts estimate Dave's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See operational valuation multiples for Dave and other 10K+ public compsFY 2024 | NTM | FY 2025E | FY 2026E | FY 2027E | |
---|---|---|---|---|---|
Revenue Growth | 34% | XXX | XXX | XXX | XXX |
EBITDA Margin | 22% | XXX | XXX | XXX | XXX |
EBITDA Growth | -345% | XXX | XXX | XXX | XXX |
Rule of 40 (SaaS-only) | 43% | XXX | XXX | XXX | XXX |
Revenue per Employee | $1.3M | XXX | XXX | XXX | XXX |
Opex per Employee | $1.0M | XXX | XXX | XXX | XXX |
S&M Expenses to Revenue | 13% | XXX | XXX | XXX | XXX |
G&A Expenses to Revenue | 31% | XXX | XXX | XXX | XXX |
R&D Expenses to Revenue | n/a | XXX | XXX | XXX | XXX |
Opex to Revenue | 81% | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
EV/Revenue | EV/EBITDA | |||||
---|---|---|---|---|---|---|
2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
BMTX | XXX | XXX | XXX | XXX | XXX | XXX |
Change Financial | XXX | XXX | XXX | XXX | XXX | XXX |
Fino Payments Bank | XXX | XXX | XXX | XXX | XXX | XXX |
One97 Communications | XXX | XXX | XXX | XXX | XXX | XXX |
NAGA Group | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Dave acquired XXX companies to date.
Last acquisition by Dave was XXXXXXXX, XXXXX XXXXX XXXXXX . Dave acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiplesAcquired Company | EV | EV/Revenue | EV/EBITDA |
---|---|---|---|
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
Sign up to see revenue and EBITDA valuation multiples for 60K+ M&A deals.
Sign UpWhen was Dave founded? | Dave was founded in 2015. |
Where is Dave headquartered? | Dave is headquartered in United States of America. |
How many employees does Dave have? | As of today, Dave has 274 employees. |
Who is the CEO of Dave? | Dave's CEO is Mr. Jason Wilk. |
Is Dave publicy listed? | Yes, Dave is a public company listed on NAS. |
What is the stock symbol of Dave? | Dave trades under DAVE ticker. |
When did Dave go public? | Dave went public in 2022. |
Who are competitors of Dave? | Similar companies to Dave include e.g. BMTX, Change Financial, Fino Payments Bank, One97 Communications. |
What is the current market cap of Dave? | Dave's current market cap is $1.1B |
What is the current revenue of Dave? | Dave's last 12-month revenue is $363M. |
What is the current EBITDA of Dave? | Dave's last 12-month EBITDA is $91.6M. |
What is the current EV/Revenue multiple of Dave? | Current revenue multiple of Dave is 3.0x. |
What is the current EV/EBITDA multiple of Dave? | Current EBITDA multiple of Dave is 11.8x. |
What is the current revenue growth of Dave? | Dave revenue growth between 2023 and 2024 was 34%. |
Is Dave profitable? | Yes, Dave is EBITDA-positive (as of the last 12 months). |
Get access to always up-to-date, precisely categorized 70K+ public and private valuation multiples, across tech and beyond.