Anyfin Funding, Investors & Competitors
Anyfin has raised $138M across 6 funding rounds, most recently a $31M Series C in January 2023.
Last Anyfin funding round
$31M
Series C · Jan 2023
Cumulative funding Anyfin raised
$138M
across 6 funding rounds
Key investors in Anyfin
Accel
Global Founders Capital
Northzone
FinTech Collective
EQT Ventures
Augmentum Fintech
Quadrille Capital
Citi Ventures
About Anyfin
Anyfin is a Stockholm-headquartered fintech company founded in 2017 that refinances consumer loans and credit card debt. The service analyzes existing agreements to offer lower interest rates without middlemen. Anyfin expanded in 2020 to include subscription management and budgeting tools for users in Sweden and Germany.
Founded
2017
HQ
StockholmWebsite
Status
Privately held
Customer focus
B2C
Revenue model
Services
Anyfin Funding History
Anyfin has raised a total of $138M across 6 funding rounds.
Anyfin's first fundraising round was a $6M Series A in February 2018. The most recent completed round was a $31M Series C in January 2023.
Anyfin funding rounds
| Date | Stage | Investors | Raised | Deal Summary |
|---|---|---|---|---|
| Jan 2023 | Series C | Northzone (lead); Main Set; FinTech Collective; Quadrille Capital; Citi Ventures; EQT Ventures; Accel; Augmentum Fintech | $31M | Anyfin is a Stockholm-based fintech founded in 2017 that helps consumers refinance existing loans, credit cards, and personal loans using algorithm-driven risk assessments to offer fairer interest rates and improve financial wellbeing. The company operates in Sweden, Norway, Finland, and Germany, with its mobile app downloaded over 1 million times, including more than 500,000 downloads in 2022, and has saved customers a combined €68 million by lowering average loan costs by 50%. Active customers grew 50% in 2022 amid five-fold annual growth, enabling entry into three new European markets. On January 18, 2023, Anyfin raised €30 million ($31.1 million) in a Series C equity funding round led by Northzone, with participation from existing investors Accel, EQT Ventures, FinTech Collective, Main Set (Quadrille Capital), Augmentum Fintech, and new investor Citi Ventures. This brought total equity funding to €106 million ($131 million), plus nearly €500-600 million in debt facilities to scale its loan book. CEO Mikael Hussain noted the funding would enhance product features amid the cost-of-living crisis, positioning Anyfin as a leader in consumer financial wellness. The proceeds will strengthen Anyfin's product suite in existing markets, accelerate European expansion (potentially to southern Europe by late 2023 or 2024), and develop new technology for additional loan types beyond unsecured consumer loans. Northzone partner Jeppe Zink highlighted Anyfin's address of overpayment in opaque financial services. The company anticipates profitability within 24 months from the round and views itself as part of a growing cohort of European startups focused on financial wellbeing. |
| Oct 2021 | Series B | FinTech Collective (lead); Global Founders Capital; Quadrille Capital; EQT Ventures; Accel; Northzone; Augmentum Fintech | $52M | Anyfin is a Stockholm-based fintech startup that enables consumers to refinance existing loans, credit cards, and personal loans using AI, publicly available data, and mobile technology to lower interest rates without extending repayment terms. The company helps users take control of their financial health by addressing high interest rates on consumer credit. As of October 2021, Anyfin announced $52 million in fresh funding led by FinTech Collective, with participation from new investors Quadrille Capital and Augmentum FinTech, plus existing backers including Accel, EQT Ventures, Global Founders Capital, and Northzone. This round, dated Tuesday 5th October 2021, aimed to expand services to Germany with a new Berlin office, accelerate growth across Northern Europe, and hire local talent in design, programming, AI, and credit counseling. The funding came amid booming e-commerce (+39% YoY in Q1 2021) and the rise of Buy Now Pay Later options, increasing the need for Anyfin's refinancing services. The company's addressable market grew to $413 billion in volume over the next 18 months, with $258 billion in Germany, within a $1,200 billion European unsecured consumer credit market. By then, Anyfin had saved customers $30 million in interest since launch. Earlier, in 2020, Anyfin raised $30 million in a Series B led by EQT Ventures for product innovation and market expansion into Sweden and Finland. Subsequent rounds included a €30 million Series C in early 2023 led by Northzone, with participation from the same investors plus new backer Citi Ventures, bringing total equity funding to around €106 million (debt and equity to €600 million). This supported further European expansion and product enhancements, with over 1 million app downloads, €68 million saved for customers (average 50% loan cost reduction), and strong growth like 15% monthly in Germany since March 2021 and fivefold growth in 2021. |
| Sep 2021 | Series B | Augmentum Fintech (lead) | $10M | - |
| May 2020 | Series B | EQT Ventures (lead); Global Founders Capital; FinTech Collective; Accel | $30M | Anyfin is a Stockholm-based fintech founded in 2018 by Mikael Hussain (CEO), Sven Perkmann (CTO), and Filip Polhem (COO), focused on improving consumer financial wellbeing by enabling easy refinancing of existing loans, credit cards, and personal loans using AI, publicly available data, and mobile technology. Users upload a photo of their loan statement via SMS, email, or Messenger, and Anyfin offers better rates based on actual risk profiles, settling the old loan automatically. Available in Sweden and Finland at the time, it plans expansion across Northern Europe. On May 13-15, 2020, Anyfin raised $30 million (approximately €27.6 million) in a Series B round led by EQT Ventures, with participation from existing investors Accel, Northzone, FinTech Collective, and Global Founders Capital (GFC). This followed a €4.8 million Series A about two years prior. The funding aims to drive product innovation, launch new offerings, and scale into additional European markets amid rising consumer needs during the coronavirus outbreak. Anyfin reports lowering effective interest rates by an average of 64% for thousands of users and saving customers an estimated $10 million through refinancing. The company had prior experience from founders at iZettle, Klarna, and Spotify. EQT Ventures highlighted the team's tech expertise, market validation, and consumer focus. |
| May 2019 | Series A | Northzone (lead); Global Founders Capital; FinTech Collective; Accel | $9M | Anyfin is a Stockholm-based fintech startup that enables consumers to refinance existing consumer loans by uploading a photo of their loan statement, offering lower interest rates through automated risk assessment and personalized offers. Founded in 2017 by former Klarna and iZettle employees, the company secured a consumer credit license in August 2017 and publicly launched in November 2017. On May 14, 2019, Anyfin raised an additional €8 million in an extended Series A round led by Northzone, with participation from Accel, Global Founders Capital, and new investor FinTech Collective, bringing total funding to €13.3 million. The round supported product development, hiring, user acquisition, partnerships, and preparation for international expansion into Northern Europe, where the service was then available only in Sweden. By the time of the extension, Anyfin had helped thousands of new customers each month lower their interest rates on consumer loans by an average of 50 percent and grown its team from 8 to 22 employees. |
| Feb 2018 | Series A | Accel (lead); Global Founders Capital; Northzone | $6M | Anyfin is a Stockholm-based fintech startup founded in 2017 by Mikael Hussain, Filip Polhem, and Sven Perkmann that enables consumers to refinance existing loans, including by taking a photo of a loan statement, to secure better rates and improve financial health. The company launched in November 2017 and was initially available in Sweden with plans to expand across Europe. Anyfin targets high interest rates on part payments and credit cards in the Nordics and continental Europe, often exceeding 25% annually even for consumers with good credit scores. On February 21, 2018, Anyfin raised a €4.8 million Series A round co-led by Accel and Northzone, with participation from Global Founders Capital and angel investors including consumer finance executives and fintech entrepreneurs. Seth Pierrepont from Accel joined the board. The funding aimed to bring the refinancing solution to more consumers, setting a standard for fairness and transparency. The founders bring experience from leading roles at iZettle, Klarna, and Spotify in consumer finance, credit risk assessment, and technology. This was Anyfin's first major funding round, preceding later raises including a Series B in 2020 led by EQT Ventures with participation from existing investors Accel, Northzone, and Global Founders Capital. |
Who has invested in Anyfin?
9 investors have backed Anyfin across its funding rounds, including Accel, Global Founders Capital, Northzone, FinTech Collective, EQT Ventures and Augmentum Fintech.
Lead investors include Northzone, FinTech Collective, Augmentum Fintech, EQT Ventures and Accel.
Anyfin Investors
| Investor | HQ | Rounds | Role | First check |
|---|---|---|---|---|
 Palo Alto, CA | 5 | Lead | Feb 2018 | |
 Berlin | 4 | Participant | Feb 2018 | |
| New York City, NY | 4 | Lead | May 2019 | |
 London | 4 | Lead | Feb 2018 | |
| Stockholm | 3 | Lead | May 2020 | |
| London | 3 | Lead | Sep 2021 | |
 Paris | 2 | Participant | Oct 2021 | |
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Benchmark 350K+ Funding Rounds and Disclosed VC Valuation Multiples
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Start Free TrialAnyfin Competitors
Anyfin competitors include listed companies like Nelnet and eGuarantee, and private ones like BlockFi, Jubao Internet Technology, Moove and Wayflyer.
| Company | HQ | Status | Revenue | EBITDA | Valuation | Revenue Multiple |
|---|---|---|---|---|---|---|
| United States | Publicly listed | $1.4B | - | $4.5B | 7.1x | |
| Jersey City, NJ | Private | $50M | - | $4.5B | 90.0x | |
 Beijing | Private | - | - | $4B | - | |
 Dubai | Private | $115M | - | $2.1B | - | |
 Dublin | Private | $42M | - | $1.6B | 38.1x | |
 Japan | Publicly listed | $71M | $34M | $515M | 6.1x |
Anyfin Public Comps
Anyfin is still privately-owned, but its public comps include Bajaj Finance, Rocket Companies, SoFi, Jio Financial Services, Tata Capital, Mitsubishi HC Capital, Muthoot Finance, Aditya Birla Capital, PB Fintech and Figure Technology.
| Last FY | EV/Revenue | EV/EBITDA | ||||||
|---|---|---|---|---|---|---|---|---|
| Revenue | EBITDA | Last FY | LTM | 2027E | Last FY | LTM | 2027E | |
| $5.2B | $2.7B | 19.8x | 16.6x | 37.3x | 29.7x | |||
| $6.3B | $1.4B | 7.8x | 5.0x | 36.3x | 19.2x | |||
| $3.6B | $1.1B | 6.0x | 4.8x | 20.5x | 14.8x | |||
| $332M | $272M | 47.6x | 38.1x | 58.1x | - | |||
| $3.1B | $759M | 12.2x | 20.8x | 49.8x | - | |||
| $14B | $4.2B | 5.0x | 5.0x | 17.2x | 20.9x | |||
| $2.1B | $1.4B | 12.3x | 13.5x | 19.1x | 18.4x | |||
| $4.8B | $1.8B | 6.2x | 29.8x | 16.5x | 40.5x | |||
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Common questions about Anyfin
| When was Anyfin founded? | Anyfin was founded in 2017. |
| Where is Anyfin headquartered? | Anyfin is headquartered in Stockholm, Sweden. |
| Is Anyfin publicly listed? | No, Anyfin is a private, VC-backed company. |
| How much funding has Anyfin raised? | Anyfin has raised $138M across 6 funding rounds. |
| What was Anyfin's last funding round? | Anyfin's last funding round was a $31M Series C in January 2023, led by Northzone. |
| Who are Anyfin's investors? | Anyfin's investors include Accel, Global Founders Capital, FinTech Collective, Northzone, EQT Ventures, Augmentum Fintech, Quadrille Capital, Main Set and Citi Ventures. |
| Which companies are comparable to Anyfin? | Companies comparable to Anyfin include Nelnet, BlockFi, Jubao Internet Technology, Moove, Wayflyer and eGuarantee. |
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