Mintifi Revenue, Valuation, Funding & Investors

TVS Credit Services is a Chennai-headquartered non-banking financial company under the TVS Group providing loans for two-wheelers, used cars, three-wheelers, tractors, commercial vehicles, and consumer durables primarily to customers in rural and semi-urban India. Launched in 2008, it serves over 2.5 million customers with products tailored for financial inclusion and holds a CRISIL AA-/Stable long-term rating. TVS Credit operates more than 800 branches across 26 states and has received awards like the Flame Award for Excellence in Rural Marketing and Best BFSI Company at ET Now Makers of Developed India Awards 2018.

Oxyzo is a Mumbai-based financial services platform offering cash flow-based lending and supply chain finance to small and medium enterprises in India. The company underwrites loans using digital transaction data from platforms like Razorpay and Amazon Seller, disbursing funds within 24 hours for inventory purchases and expansion. Oxyzo partners with e-commerce marketplaces to finance over 100,000 SMEs annually, focusing on sectors like consumer goods and electronics manufacturing.

Billie is a Berlin-based fintech company founded in 2016 that offers invoice financing and pay-after-delivery options for small and medium enterprises. Merchants integrate its automated solution for B2B e-commerce on platforms like Amazon and eBay Kleinanzeigen, securing working capital through factoring. The service extends payment terms up to 90 days while handling credit checks and collections.

Progcap is a New Delhi-headquartered fintech providing collateral-free working capital to micro and small retailers in semi-urban and rural India. Founded in 2017, the platform underwrites loans using alternative data from supply chains and e-commerce, disbursing funds within 24 hours up to ₹20 lakhs. Progcap supports over 50,000 businesses with invoice financing and inventory credit across 15 states.

eGuarantee Inc provides services to undertake credit risks that arise in the various business transaction. The company's services include Guarantee services against sales credit, Guarantee services against contractor credit, Guarantee services by debtor's trust, and Guarantee services against a variety of credit.

Weidai is a Hangzhou-headquartered online lending platform offering personal credit loans secured by vehicles and properties. Established in 2014, the company connects borrowers with investors through its peer-to-peer model, processing billions in loan volume annually before regulatory shifts in China's P2P sector. It expanded from auto-backed loans to include real estate collateral nationwide.

Wayflyer is a Dublin-headquartered fintech platform offering revenue-based financing to e-commerce businesses worldwide. It delivers funding within 24 hours based on sales data, serving brands on Shopify, Amazon, and other marketplaces without requiring collateral or personal guarantees. With operations in the United States, United Kingdom, and Australia, Wayflyer has provided over $2 billion in capital to more than 20,000 merchants since 2019. Partnerships with platforms like Klaviyo and Afterpay enhance its analytics-driven lending model.

Nelnet Inc is a United States based company engaged in these four reportable segments; Loan Servicing and Systems focuses on student and consumer loan origination services and servicing, loan origination and servicing-related technology solutions, and outsourcing business services; Education Technology Services and Payments segment provides education services, payment technology, and community management solutions for K-12 schools, institutions, churches, and businesses; Asset Generation and Management segment includes the acquisition and management of student and other loan assets; and Nelnet Bank focuses on the private education and unsecured consumer loan markets. Maximum revenue for the company is generated from its Education Technology Services and Payments segment.

Atomic Loans is a decentralized protocol for Bitcoin and cryptocurrency-backed loans using atomic swap technology. It facilitates trustless, cross-chain debt agreements on Bitcoin and Ethereum blockchains, eliminating centralized custodians to protect user funds from theft or seizure. Users set loan terms directly through smart contracts.

Turtlemint is a Mumbai-headquartered online insurance aggregator operating in India. The platform offers car, two-wheeler, health, life, and home policies from 30 insurers including ICICI Lombard and HDFC Ergo. Users input details for personalized comparisons and instant purchases via Aadhaar-linked e-signing. Turtlemint trains 15,000 agents through its advisor network for offline support. Founded in 2015, the company expanded to 500 cities with backing from Bertelsmann India Investments.

Tala is a San Mateo-headquartered fintech company founded in 2011. It delivers mobile credit, savings, payments, and remittances to underserved consumers in Kenya, Philippines, Mexico, and India using machine learning for credit scoring without traditional histories.

FinVolution Group is a provider of online consumer finance in China. The company offers various loan products, making financial services available to borrowers anytime, anywhere; designs a loan transaction process, and offers tailored risk-based pricing. It offers short-term loans to borrowers to meet immediate credit needs while allowing them to gradually establish their credit history through activities on the company's platform. The company generates revenues from fees charged to borrowers. The Group’s long-lived assets are located in the PRC, and its revenues are derived from within the PRC.

Katapult Holdings Inc. is a technology-driven lease-to-own platform that integrates with omni-channel retailers and e-commerce platforms to power the purchase of everyday durable goods for underserved U.S. non-prime consumers. It is an e-commerce-focused FinTech company offering a lease-purchase solution to consumers and enabling essential transactions at the merchant point of sale. Katapult is associated with hundreds of retailers across the United States.

Yixin Group Ltd is an online automobile finance transaction platform in China. The company operates in two segments namely Transaction platform services and Self-operated financing business. The transaction platform segment is comprised of facilitation of auto loans to consumers offered by its auto finance partners. Self-operated financing segment comprises of auto finance solutions through financing leases. The company generates a majority of its revenue from the Transaction Platform segment.

Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for today’s workforce.

Stashfin is a Mumbai-based fintech platform offering instant personal loans from ₹1,000 to ₹5 lakhs at 21-45% APR over 12-36 months. Regulated by RBI, it also enables investments in SEBI-approved corporate bonds starting at ₹10,000 with up to 15% annual returns and monthly interest. Additional products cover term life, device, and UPI fraud insurance.