Switch theme
Sign up to access all valuation multiples
SBI Cards and Payment Services Ltd is a credit card issuer in India. The company offers a credit card portfolio to individual cardholders and corporate clients, including lifestyle, rewards, travel and fuel, shopping, banking partnership cards, and corporate cards covering all cardholder segments in terms of income profiles and lifestyles. It offers four primary SBI Card-branded credit cards SimplySave, SimplyClick, Prime, and Elite, each catering to a varying set of cardholder needs. The company earns revenue from selling credit card memberships to card holders, and income earned from the provision of membership services.
1998
3.8K+
LTM Revenue $1.8B
LTM EBITDA n/a
$14.4B
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
SBI Card has a last 12-month revenue of $1.8B and a last 12-month EBITDA of n/a.
In the most recent fiscal year, SBI Card achieved revenue of $1.5B and an EBITDA of n/a.
SBI Card expects next 12-month revenue of XXX and NTM EBITDA of XXX
See SBI Card valuation multiples based on analyst estimates| FY 2023 | FY 2024 | FY 2025 | LTM | NTM | |
|---|---|---|---|---|---|
| Revenue | $1.2B | $1.5B | XXX | XXX | XXX |
| Gross Profit | n/a | n/a | XXX | XXX | XXX |
| Gross Margin | NaN% | NaN% | XXX | XXX | XXX |
| EBITDA | n/a | n/a | XXX | XXX | XXX |
| EBITDA Margin | NaN% | NaN% | XXX | XXX | XXX |
| Net Profit | $188M | $262M | XXX | XXX | XXX |
| Net Margin | 15% | 18% | XXX | XXX | XXX |
| Net Debt | $2.6B | $3.5B | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
As of April 15, 2025, SBI Card's stock price is INR 851 (or $10).
SBI Card has current market cap of INR 810B (or $9.4B), and EV of INR 1.24T (or $14.4B).
See SBI Card trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $14.4B | $9.4B | XXX | XXX | XXX | XXX | $0.24 |
Sign up to access valuation multiples like growth-adjusted P/E, next 12-month EV/Revenue, EBITDA multiples by industry and many more
Sign UpAs of April 15, 2025, SBI Card has market cap of $9.4B and EV of $14.4B.
SBI Card's trades at 7.9x LTM EV/Revenue multiple, and n/a LTM EBITDA.
Analysts estimate SBI Card's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See valuation multiples for SBI Card and 10K+ public comps| FY 2024 | FY 2025E | FY 2026E | FY 2027E | |
|---|---|---|---|---|
| EV | $14.4B | XXX | XXX | XXX |
| EV/Revenue | 8.3x | XXX | XXX | XXX |
| EV/EBITDA | n/a | XXX | XXX | XXX |
| P/E | 39.8x | XXX | XXX | XXX |
| P/E/Growth | 1.2x | XXX | XXX | XXX |
| EV/FCF | n/a | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Sign UpSBI Card's NTM/LTM revenue growth is 18%
SBI Card's revenue per employee for the last fiscal year averaged $0.4M, while opex per employee averaged $0.2M for the same period.
Over next 12 months, SBI Card's ratio of sales and marketing spend to revenue is estimated to be XXX , while its R&D spend to revenue to be XXX .
Analysts estimate SBI Card's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See operational valuation multiples for SBI Card and other 10K+ public comps| FY 2024 | NTM | FY 2025E | FY 2026E | FY 2027E | |
|---|---|---|---|---|---|
| Revenue Growth | 19% | XXX | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | XXX | XXX | XXX |
| EBITDA Growth | n/a | XXX | XXX | XXX | XXX |
| Rule of 40 (SaaS-only) | n/a | XXX | XXX | XXX | XXX |
| Revenue per Employee | $0.4M | XXX | XXX | XXX | XXX |
| Opex per Employee | $0.2M | XXX | XXX | XXX | XXX |
| S&M Expenses to Revenue | 20% | XXX | XXX | XXX | XXX |
| G&A Expenses to Revenue | 2% | XXX | XXX | XXX | XXX |
| R&D Expenses to Revenue | n/a | XXX | XXX | XXX | XXX |
| Opex to Revenue | 53% | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| American Express | XXX | XXX | XXX | XXX | XXX | XXX |
| Discover Financial | XXX | XXX | XXX | XXX | XXX | XXX |
| Mastercard | XXX | XXX | XXX | XXX | XXX | XXX |
| Synchrony | XXX | XXX | XXX | XXX | XXX | XXX |
| Visa | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
SBI Card acquired XXX companies to date.
Last acquisition by SBI Card was XXXXXXXX, XXXXX XXXXX XXXXXX . SBI Card acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
Sign up to see revenue and EBITDA valuation multiples for 60K+ M&A deals.
Sign Up| When was SBI Card founded? | SBI Card was founded in 1998. |
| Where is SBI Card headquartered? | SBI Card is headquartered in India. |
| How many employees does SBI Card have? | As of today, SBI Card has 3.8K+ employees. |
| Who is the CEO of SBI Card? | SBI Card's CEO is Mr. Abhijit Chakravorty. |
| Is SBI Card publicy listed? | Yes, SBI Card is a public company listed on BOM. |
| What is the stock symbol of SBI Card? | SBI Card trades under 543066 ticker. |
| When did SBI Card go public? | SBI Card went public in 2020. |
| Who are competitors of SBI Card? | Similar companies to SBI Card include e.g. American Express, Discover Financial, Mastercard, Synchrony. |
| What is the current market cap of SBI Card? | SBI Card's current market cap is $9.4B |
| What is the current revenue of SBI Card? | SBI Card's last 12-month revenue is $1.8B. |
| What is the current EV/Revenue multiple of SBI Card? | Current revenue multiple of SBI Card is 7.9x. |
| What is the current revenue growth of SBI Card? | SBI Card revenue growth between 2023 and 2024 was 19%. |
| Is SBI Card profitable? | Yes, SBI Card is EBITDA-positive (as of the last 12 months). |
Get access to always up-to-date, precisely categorized 70K+ public and private valuation multiples, across tech and beyond.
