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SBI Cards and Payment Services Ltd is a credit card issuer in India. The company offers a credit card portfolio to individual cardholders and corporate clients, including lifestyle, rewards, travel and fuel, shopping, banking partnership cards, and corporate cards covering all cardholder segments in terms of income profiles and lifestyles. It offers four primary SBI Card-branded credit cards SimplySave, SimplyClick, Prime, and Elite, each catering to a varying set of cardholder needs. The company earns revenue from selling credit card memberships to card holders, and income earned from the provision of membership services.
1998
3.8K+
LTM Revenue $2.1B
Last FY EBITDA n/a
$15.5B
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
SBI Card has a last 12-month revenue (LTM) of $2.1B and a last 12-month EBITDA of n/a.
In the most recent fiscal year, SBI Card achieved revenue of $1.7B and an EBITDA of n/a.
SBI Card expects next 12-month revenue of XXX and NTM EBITDA of XXX
See SBI Card valuation multiples based on analyst estimates| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue | $2.1B | XXX | $1.7B | XXX | XXX | XXX |
| Gross Profit | $2.1B | XXX | n/a | XXX | XXX | XXX |
| Gross Margin | 100% | XXX | n/a | XXX | XXX | XXX |
| EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBIT | $890M | XXX | n/a | XXX | XXX | XXX |
| EBIT Margin | 42% | XXX | n/a | XXX | XXX | XXX |
| Net Profit | $242M | XXX | $224M | XXX | XXX | XXX |
| Net Margin | 11% | XXX | 13% | XXX | XXX | XXX |
| Net Debt | XXX | XXX | $4.9B | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
As of May 30, 2025, SBI Card's stock price is INR 922 (or $11).
SBI Card has current market cap of INR 877B (or $10.3B), and EV of INR 1.33T (or $15.5B).
See SBI Card trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $15.5B | $10.3B | XXX | XXX | XXX | XXX | $0.25 |
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Start Free TrialAs of May 30, 2025, SBI Card has market cap of $10.3B and EV of $15.5B.
SBI Card's trades at 9.3x EV/Revenue multiple, and n/a EV/EBITDA.
Equity research analysts estimate SBI Card's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
SBI Card has a P/E ratio of 42.4x.
See valuation multiples for SBI Card and 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $10.3B | XXX | $10.3B | XXX | XXX | XXX |
| EV (current) | $15.5B | XXX | $15.5B | XXX | XXX | XXX |
| EV/Revenue | 7.3x | XXX | 9.3x | XXX | XXX | XXX |
| EV/EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
| EV/EBIT | 17.4x | XXX | n/a | XXX | XXX | XXX |
| EV/Gross Profit | 7.3x | XXX | n/a | XXX | XXX | XXX |
| P/E | 42.4x | XXX | 43.0x | XXX | XXX | XXX |
| EV/FCF | n/a | XXX | -43.8x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialSBI Card's last 12 month revenue growth is 2%
SBI Card's revenue per employee in the last FY averaged $0.5M, while opex per employee averaged $0.2M for the same period.
SBI Card's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
SBI Card's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for SBI Card and other 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 2% | XXX | 18% | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Growth | n/a | XXX | n/a | XXX | XXX | XXX |
| Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
| Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
| Revenue per Employee | XXX | XXX | $0.5M | XXX | XXX | XXX |
| Opex per Employee | XXX | XXX | $0.2M | XXX | XXX | XXX |
| S&M Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex to Revenue | XXX | XXX | 50% | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| American Express | XXX | XXX | XXX | XXX | XXX | XXX |
| Discover Financial | XXX | XXX | XXX | XXX | XXX | XXX |
| Mastercard | XXX | XXX | XXX | XXX | XXX | XXX |
| Synchrony | XXX | XXX | XXX | XXX | XXX | XXX |
| Visa | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
SBI Card acquired XXX companies to date.
Last acquisition by SBI Card was XXXXXXXX, XXXXX XXXXX XXXXXX . SBI Card acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
Sign up to see revenue and EBITDA valuation multiples for 60K+ M&A deals.
Start Free Trial| When was SBI Card founded? | SBI Card was founded in 1998. |
| Where is SBI Card headquartered? | SBI Card is headquartered in India. |
| How many employees does SBI Card have? | As of today, SBI Card has 3.8K+ employees. |
| Who is the CEO of SBI Card? | SBI Card's CEO is Mr. Abhijit Chakravorty. |
| Is SBI Card publicy listed? | Yes, SBI Card is a public company listed on BOM. |
| What is the stock symbol of SBI Card? | SBI Card trades under 543066 ticker. |
| When did SBI Card go public? | SBI Card went public in 2020. |
| Who are competitors of SBI Card? | Similar companies to SBI Card include e.g. American Express, Discover Financial, Mastercard, Synchrony. |
| What is the current market cap of SBI Card? | SBI Card's current market cap is $10.3B |
| What is the current revenue of SBI Card? | SBI Card's last 12 months revenue is $2.1B. |
| What is the current revenue growth of SBI Card? | SBI Card revenue growth (NTM/LTM) is 2%. |
| What is the current EV/Revenue multiple of SBI Card? | Current revenue multiple of SBI Card is 7.3x. |
| Is SBI Card profitable? | Yes, SBI Card is EBITDA-positive (as of the last 12 months). |
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