Guidewire Valuation Multiples

Guidewire is valued at $14B as of October 2026, a 9.4x revenue multiple. In the last 12 months, Guidewire revenue was $1.5B and Guidewire EBITDA was $379M.

Guidewire Overview

About Guidewire

Guidewire Software is an American software company based in San Mateo, California, that provides an industry platform for property and casualty insurance carriers in the United States and worldwide. It was founded in 2001 by Ken Branson, James Kwak, John Raguin and Marcus Ryu, who came from Ariba and McKinsey, together with John Seybold and Mark Shaw from Kana Software. The company listed on the NYSE in January 2012 under the ticker GWRE. Its main products are ClaimCenter, PolicyCenter and BillingCenter, sold as term licences and increasingly as cloud subscriptions, together with the InsuranceNow offering and analytics add-ons. Guidewire reported revenue of about 1.2 billion dollars in 2025 and had roughly 3,800 employees. It has grown through acquisitions including ISCS, FirstBest, EagleEye Analytics and Cyence, and it invested in Trov in 2016 and 2017.


Founded

2001

HQ

United States

Employees

3.8K

Financials (LTM)

Revenue: $1.5B
EBITDA: $379M

EV

$14B

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Guidewire Financials

Guidewire reported last 12-month revenue of $1.5B and EBITDA of $379M.

In the same LTM period, Guidewire generated $1B in gross profit, $379M in EBITDA, and $306M in net income.

Revenue (LTM)


Guidewire P&L

In the most recent fiscal year, Guidewire reported revenue of $1.5B and EBITDA of $157M.

Guidewire is profitable as of last fiscal year, with gross margin of 64%, EBITDA margin of 11%, and net margin of 9%.

See analyst estimates for Guidewire
LTMLast FY202320242025202620272028
Revenue$1.5B$1.5B$937M$1.1B$1.5B
Gross Profit$1B$947M$510M$654M$976M
Gross Margin66%64%54%61%66%
EBITDA$379M$157M($59M)$37M$363M
EBITDA Margin25%11%(6%)3%25%
EBIT Margin23%10%(12%)(1%)23%
Net Profit$306M$139M($68M)$26M$293M
Net Margin20%9%(7%)2%20%
Net Debt-$317M---

Financial data powered by Morningstar, Inc.

Guidewire Stock Performance

Guidewire has current market cap of $14B, and enterprise value of $14B.

Market Cap Evolution


Guidewire's stock price is $175.77.

Guidewire share price increased by 23.3% in the last 30 days, and decreased by 24.8% in the last year.

Guidewire has an EPS (earnings per share) of $1.70.

See more trading valuation data for Guidewire
EVMarket CapPrice 1DPrice 1MPrice 3MPrice 12MEPS
$14B$14B6.6%23.3%15.7%-24.8%$1.70

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Guidewire Valuation Multiples

Guidewire trades at 9.4x EV/Revenue multiple, and 37.9x EV/EBITDA.

See NTM and 2027E valuation multiples for Guidewire

EV / Revenue (LTM)


Guidewire Financial Valuation Multiples

As of October 16, 2026, Guidewire has market cap of $14B and EV of $14B.

Guidewire has a P/E ratio of 47.2x.

LTMLast FY202320242025202620272028
EV/Revenue9.4x9.7x15.3x13.4x9.7x
EV/EBITDA37.9x91.7x(244.1x)n/m39.6x
EV/EBIT40.3x95.9x(131.7x)n/m42.3x
EV/Gross Profit14.2x15.2x28.2x22.0x14.7x
P/E47.2x103.5x(212.6x)n/m49.2x
EV/FCF38.5x40.1x167.0x65.3x40.2x

Multiples above and below 250x are considered non-meaningful (n/m). Valuation data powered by FactSet, Inc. and Morningstar, Inc.

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Guidewire Margins & Growth Rates

Guidewire grew revenue by 16% and EBITDA by 180% in the last fiscal year.

In the most recent fiscal year, Guidewire reported gross margin of 64%, EBITDA margin of 11%, and net margin of 9%.

See estimated margins and future growth rates for Guidewire

Guidewire Margins

Last FY202420252026202720282029
Gross Margin64%61%66%65%
EBITDA Margin11%3%25%17%
EBIT Margin10%(1%)23%17%
Net Margin9%2%20%14%
FCF Margin24%21%24%25%

Guidewire Growth Rates

FY+1/FY23/2424/2525/2626/2727/2828/29
Revenue Growth16%15%38%7%
Gross Profit Growth21%28%49%6%
EBITDA Growth180%(163%)873%(24%)
EBIT Growth179%(88%)(2607%)(23%)
Net Profit Growth153%(138%)1048%(22%)
FCF Growth20%156%62%9%

Data powered by FactSet, Inc. and Morningstar, Inc.

Guidewire Operational KPIs

Guidewire's revenue per employee in the last FY averaged $0.4M, while opex per employee averaged $0.2M for the same period.

Guidewire's Rule of 40 is 24% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).

Guidewire's Rule of X is 35% (created by Bessemer, Rule of X is another metric to measure SaaS companies, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).

Access forward-looking KPIs for Guidewire
LTMLast FY202320242025202620272028
Rule of 4041%24%---
Bessemer Rule of X66%35%---
Revenue per Employee-$0.4M---
Opex per Employee-$0.2M---
S&M Expenses to Revenue14%18%21%20%14%
G&A Expenses to Revenue10%13%18%16%10%
R&D Expenses to Revenue20%23%28%26%20%
Opex to Revenue-54%66%62%48%

Data powered by FactSet, Inc. and Morningstar, Inc.

Valuation Multiples Across 230+ Verticals

Last FYEV/RevenueEV/EBITDA
RevenueEBITDALast FYLTM2027ELast FYLTM2027E
Fair Isaac$2B$951M11.0x8.6x23.1x14.1x
FactSet$2.3B$959M5.2x4.8x12.5x12.5x
Fidelity Information Services$11B$3.4B3.7x3.0x11.4x7.2x
Oracle Financial Services$807M$368M10.9x9.6x23.9x19.3x
Broadridge$7.5B$1.9B3.0x3.0x12.1x12.3x
SS&C Technologies$6.3B$2.1B4.3x4.1x12.9x10.3x
Morningstar$2.4B$718M3.8x3.5x12.9x11.5x
Sinar Mas Multiartha$2B$278M5.0x-36.1x-

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Acquisitions by Guidewire

Guidewire has acquired 7 companies to date.

Last acquisition by Guidewire was on October 28th 2025. Guidewire acquired ProNavigator for undisclosed valuation.

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Latest Acquisitions by Guidewire

ProNavigator
Quantee
HazardHub
Guidewire
Description
ProNavigator is an AI-powered knowledge platform adopted by major insurance carriers for instant query resolution and service enhancement. Leveraging natural language processing, it retrieves policy details, claims status, and underwriting guidelines from internal repositories to assist agents and customers during interactions.
Quantee is a SaaS provider of ActuAI, an AI platform for insurance pricing that accelerates model building and management. The Paris-based solution supports competitive rate setting up to ten times faster.
HazardHub is a geospatial data provider compiling risk information for US property addresses. Chicago-headquartered, it processes historical datasets on floods, wildfires, earthquakes, and storms into risk scores accessible via API. HazardHub serves insurers and real estate firms with files covering 150 million locations, enabling property valuation and underwriting decisions. Third-generation models incorporate FEMA flood maps and NOAA weather records, making hazard insights available nationwide since 2012.
Guidewire Software is an American software company based in San Mateo, California, that provides an industry platform for property and casualty insurance carriers in the United States and worldwide. It was founded in 2001 by Ken Branson, James Kwak, John Raguin and Marcus Ryu, who came from Ariba and McKinsey, together with John Seybold and Mark Shaw from Kana Software. The company listed on the NYSE in January 2012 under the ticker GWRE. Its main products are ClaimCenter, PolicyCenter and BillingCenter, sold as term licences and increasingly as cloud subscriptions, together with the InsuranceNow offering and analytics add-ons. Guidewire reported revenue of about 1.2 billion dollars in 2025 and had roughly 3,800 employees. It has grown through acquisitions including ISCS, FirstBest, EagleEye Analytics and Cyence, and it invested in Trov in 2016 and 2017.
HQ CountryCanadaPolandUnited StatesUnited States
HQ City
Kitchener
Warsaw
San Diego, CA
San Mateo, CA
Deal Date28 Oct 202525 Mar 202519 Aug 20216 Oct 2017
Valuationundisclosed$28M$53M$275M
EV/Revenue
EV/EBITDA

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Investments by Guidewire

Guidewire has invested in 12 companies to date.

Latest investment by Guidewire was on January 29th 2026. Guidewire invested in Sixfold AI in their $30M Series B round (EV/Revenue multiple available to Pro users).

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Latest Investments by Guidewire

Sixfold AI
Pinpoint Predictive
Akur8
Indico Data
Description
Sixfold AI is a Boston-headquartered generative AI platform for insurance underwriting. It automates risk assessment by analyzing policy documents, cutting processing time from days to minutes with 95% accuracy. The tool integrates with Guidewire and Duck Creek systems, serving 20+ carriers managing $10 billion in premiums. Founded in 2023, Sixfold enhances traceability through audit logs and supports multilingual document processing across North America.
Pinpoint Predictive is a platform providing property and casualty insurers with loss predictions and risk scores derived from name and address data. It supports underwriters in early-stage risk selection for auto, home, and commercial policies. U.S. carriers integrate it to refine pricing and portfolio management.
Akur8 is a Paris-based SaaS provider of AI-driven insurance pricing and reserving software. The platform automates ratemaking with machine learning algorithms, integrating with tools like SAS and Emblem for P&C carriers in Europe and North America to optimize premiums and loss reserves.
Indico Data is a Boston-based machine learning platform automating data extraction from unstructured PDFs, images, emails, and handwritten forms. The service trains custom models for invoice parsing, contract analysis, and receipt categorization without labeled data, achieving 99 percent accuracy via active learning. Indico processes billions of documents yearly for insurers like Liberty Mutual and logistics firms integrating via REST APIs.
HQ CountryUnited StatesUnited StatesFranceUnited States
HQ City
New York City, NY
San Francisco, CA
Paris
Boston, MA
Deal Date29 Jan 20268 Oct 202416 Sep 20246 Jun 2024
RoundSeries BSeries ASeries CUndisclosed stage
Raised$30M$23M$120M$19M
InvestorsSalesforce Ventures; Bessemer Venture Partners; Guidewire; Brewer Lane VenturesNavigate Ventures; Markd; Guidewire; Jazz Venture Partners; Seraph Group; Verstra VenturesOne Peak; Guidewire; Partners GroupJump Capital; .406 Ventures; Guidewire; Sandbox Industries; Osage Venture Partners
Valuationundisclosed$49M$432Mundisclosed
EV/Revenue
EV/EBITDA

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About Guidewire

When was Guidewire founded?Guidewire was founded in 2001.
Where is Guidewire headquartered?Guidewire is headquartered in United States.
How many employees does Guidewire have?As of today, Guidewire has over 3K employees.
Who is the CEO of Guidewire?Guidewire's CEO is Michael Rosenbaum.
Is Guidewire publicly listed?Yes, Guidewire is a public company listed on NYSE.
What is the stock symbol of Guidewire?Guidewire trades under GWRE ticker.
When did Guidewire go public?Guidewire went public in 2012.
Who are competitors of Guidewire?Guidewire main competitors include Fair Isaac, FactSet, Fidelity Information Services, Oracle Financial Services, Broadridge, SS&C Technologies, Morningstar, Sinar Mas Multiartha, Beijing Compass Technology, Allfunds.
What is the current market cap of Guidewire?Guidewire's current market cap is $14B.
What is the current revenue of Guidewire?Guidewire's last 12 months revenue is $1.5B.
What is the current revenue growth of Guidewire?Guidewire revenue growth (NTM/LTM) is 16%.
What is the current EV/Revenue multiple of Guidewire?Current revenue multiple of Guidewire is 9.4x.
What is the current EBITDA of Guidewire?Guidewire's last 12 months EBITDA is $379M.
What is Guidewire's EBITDA margin?Guidewire's last 12 months EBITDA margin is 25%.
What is the current EV/EBITDA multiple of Guidewire?Current EBITDA multiple of Guidewire is 37.9x.
What is the current FCF of Guidewire?Guidewire's last 12 months FCF is $373M.
What is Guidewire's FCF margin?Guidewire's last 12 months FCF margin is 24%.
What is the current EV/FCF multiple of Guidewire?Current FCF multiple of Guidewire is 38.5x.
How many companies Guidewire has acquired to date?As of October 2026, Guidewire has acquired 7 companies.
What was the largest acquisition by Guidewire?$275M acquisition of Guidewire on 6th October 2017 was the largest M&A Guidewire has done to date.
What companies Guidewire acquired?Guidewire acquired Guidewire, ISCS, HazardHub, EagleEye Analytics, FirstBest, Quantee, and ProNavigator.
In how many companies Guidewire has invested to date?As of October 2026, Guidewire has invested in 12 companies.
What was the last Guidewire investment?On 29th January 2026 Guidewire invested in Sixfold AI, participating in a $30M Series B round, alongside Salesforce Ventures, Bessemer Venture Partners, and Brewer Lane Ventures.
In what companies Guidewire invested in?Guidewire invested in Akur8, Hover, Trōv, Sixfold AI, Pinpoint Predictive, Indico Data, Champ, Imburse, Veruna, Flyreel, Betterview, and Friss.

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