Fair Isaac - Public Comps and Valuation Multiples

Fair Isaac Overview

About Fair Isaac

Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm’s US-centric credit scores business accounts for most of the firm’s profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.

Founded

1956

HQ

Employees

3.6K+

Website

fico.com

Sectors

Financial Services Software
BI & Analytics Software
FinTech
B2B SaaS
Vertical SaaS

Financials

LTM Revenue $2.0B

LTM EBITDA $1.1B

EV

$45.5B

Valuation Multiples

Multiples.vc

Valuation Multiples for 15K+ Public Comps

Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.

Browse Valuation Multiples

Fair Isaac Financials

As of September 2025, Fair Isaac reported last 12-month revenue of $2.0B and EBITDA of $1.1B.

In the same period, Fair Isaac generated $1.6B in LTM gross profit and $728M in net income.

See Fair Isaac valuation multiples based on analyst estimates

Fair Isaac P&L

In the most recent fiscal year, Fair Isaac reported revenue of $1.7B and EBITDA of $761M.

Fair Isaac expects next 12-month revenue of XXX and NTM EBITDA of XXX

See Fair Isaac valuation multiples based on analyst estimates

	LTM	NTM	Last FY	FY 2025	FY 2026	FY 2027
Revenue	$2.0B	XXX	$1.7B	XXX	XXX	XXX
Gross Profit	$1.6B	XXX	$1.4B	XXX	XXX	XXX
Gross Margin	82%	XXX	80%	XXX	XXX	XXX
EBITDA	$1.1B	XXX	$761M	XXX	XXX	XXX
EBITDA Margin	55%	XXX	44%	XXX	XXX	XXX
EBIT	$1.1B	XXX	$734M	XXX	XXX	XXX
EBIT Margin	55%	XXX	43%	XXX	XXX	XXX
Net Profit	$728M	XXX	$513M	XXX	XXX	XXX
Net Margin	37%	XXX	30%	XXX	XXX	XXX
Net Debt	XXX	XXX	$2.1B	XXX	XXX	XXX

Financial data powered by Morningstar, Inc.

.seo-only-financials-wrapper { position: static; left: auto; width: auto; height: auto; overflow: visible; }

Financial performance metrics for Fair Isaac including revenue, profitability, and margin analysis across different time periods. The company reported last twelve months revenue of $2.0B. EBITDA for the last twelve months was $1.1B. In the most recent fiscal year, Fair Isaac achieved $1.7B in revenue and $761M in EBITDA.
Financial Metric	Last Twelve Months (LTM)	Next Twelve Months (NTM)	Most Recent Fiscal Year	Current Fiscal Year (2025)	Next Fiscal Year (2026)	Two Years Forward (2027)
Total Revenue	$2.0B	Analyst estimates available to subscribers	$1.7B	Analyst estimates available to subscribers	Analyst estimates available to subscribers	Analyst estimates available to subscribers
Gross Profit	$1.6B	Analyst estimates available to subscribers	$1.4B	Analyst estimates available to subscribers	Analyst estimates available to subscribers	Analyst estimates available to subscribers
Gross Profit Margin	81.8% gross margin	Analyst estimates available to subscribers	79.7% gross profit margin	Analyst estimates available to subscribers	Analyst estimates available to subscribers	Analyst estimates available to subscribers
EBITDA (Earnings Before Interest, Taxes, Depreciation, Amortization)	$1.1B	Analyst estimates available to subscribers	$761M	Analyst estimates available to subscribers	Analyst estimates available to subscribers	Analyst estimates available to subscribers
EBITDA Margin	55.4% EBITDA margin	Analyst estimates available to subscribers	44.3% EBITDA margin	Analyst estimates available to subscribers	Analyst estimates available to subscribers	Analyst estimates available to subscribers
EBIT (Earnings Before Interest and Taxes)	$1.1B	Analyst estimates available to subscribers	$734M	Analyst estimates available to subscribers	Analyst estimates available to subscribers	Analyst estimates available to subscribers
EBIT Margin	54.7% EBIT margin	Analyst estimates available to subscribers	42.7% EBIT margin	Analyst estimates available to subscribers	Analyst estimates available to subscribers	Analyst estimates available to subscribers
Net Income (Net Profit)	$728M	Analyst estimates available to subscribers	$513M	Analyst estimates available to subscribers	Analyst estimates available to subscribers	Analyst estimates available to subscribers
Net Profit Margin	36.6% net profit margin	Analyst estimates available to subscribers	29.9% net profit margin	Analyst estimates available to subscribers	Analyst estimates available to subscribers	Analyst estimates available to subscribers
Net Debt Position	Detailed debt information available to subscribers	Detailed debt information available to subscribers	$2.1B	Detailed debt information available to subscribers	Detailed debt information available to subscribers	Detailed debt information available to subscribers

Financial Performance Summary for Fair Isaac

This financial data table provides comprehensive performance metrics for Fair Isaac, a company based in United States of America. The metrics include revenue, profitability measures, and operational efficiency indicators across multiple time periods.

Recent Performance Highlights

Fair Isaac generated $2.0B in revenue over the last twelve months.
The company achieved $1.1B in EBITDA over the last twelve months.
Gross profit for the last twelve months was $1.6B.
Net income over the last twelve months reached $728M.

Fiscal Year Performance

In the most recent fiscal year, Fair Isaac reported $1.7B in total revenue.
Fiscal year EBITDA was $761M.
The company maintained a gross profit margin of 79.7% in the most recent fiscal year.
EBITDA margin for the fiscal year was 44.3%.
Net profit margin reached 29.9% in the most recent fiscal year.

This financial data is sourced from Morningstar, Inc. and represents the most recent available information for Fair Isaac. Forward-looking estimates and detailed financial projections are available through our premium subscription service.

Fair Isaac Stock Performance

Fair Isaac has current market cap of $42.8B, and EV of $45.5B.

Market Cap Evolution

Fair Isaac Stock Data

As of October 3, 2025, Fair Isaac's stock price is $1785.

See Fair Isaac trading valuation data

EV	Market Cap	Price 1D	Price 1M	Price 3M	Price 12M	EPS
$45.5B	$42.8B	XXX	XXX	XXX	XXX	$29.54

Benchmark Trading Valuation Multiples by Industry

Sign up to access valuation multiples like growth-adjusted P/E, next 12-month EV/Revenue, EBITDA multiples by industry and many more

Start Free Trial

Fair Isaac Valuation Multiples

Fair Isaac's trades at 25.5x EV/Revenue multiple, and 53.7x EV/EBITDA.

See valuation multiples for Fair Isaac and 15K+ public comps

Fair Isaac Financial Valuation Multiples

As of October 3, 2025, Fair Isaac has market cap of $42.8B and EV of $45.5B.

Equity research analysts estimate Fair Isaac's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX

Fair Isaac has a P/E ratio of 58.8x.

	LTM	NTM	Last FY	FY 2025	FY 2026	FY 2027
Market cap (current)	$42.8B	XXX	$42.8B	XXX	XXX	XXX
EV (current)	$45.5B	XXX	$45.5B	XXX	XXX	XXX
EV/Revenue	22.8x	XXX	25.5x	XXX	XXX	XXX
EV/EBITDA	41.2x	XXX	53.7x	XXX	XXX	XXX
EV/EBIT	41.8x	XXX	55.3x	XXX	XXX	XXX
EV/Gross Profit	27.9x	XXX	n/a	XXX	XXX	XXX
P/E	58.8x	XXX	75.6x	XXX	XXX	XXX
EV/FCF	60.9x	XXX	70.8x	XXX	XXX	XXX

Valuation data powered by FactSet, Inc. and Morningstar, Inc.

Get Fair Isaac Valuation Multiples

Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.

Start Free Trial

Fair Isaac Margins & Growth Rates

Fair Isaac's last 12 month revenue growth is 15%

Fair Isaac's revenue per employee in the last FY averaged $0.5M, while opex per employee averaged $0.2M for the same period.

Fair Isaac's rule of 40 is 59% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).

Fair Isaac's rule of X is 93% (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).

See operational valuation multiples for Fair Isaac and other 15K+ public comps

Fair Isaac Operational Valuation Multiples

	LTM	NTM	Last FY	FY 2025	FY 2026	FY 2027
Revenue Growth	15%	XXX	15%	XXX	XXX	XXX
EBITDA Margin	55%	XXX	47%	XXX	XXX	XXX
EBITDA Growth	21%	XXX	30%	XXX	XXX	XXX
Rule of 40	59%	XXX	63%	XXX	XXX	XXX
Bessemer Rule of X	XXX	XXX	93%	XXX	XXX	XXX
Revenue per Employee	XXX	XXX	$0.5M	XXX	XXX	XXX
Opex per Employee	XXX	XXX	$0.2M	XXX	XXX	XXX
S&M Expenses to Revenue	XXX	XXX	n/a	XXX	XXX	XXX
G&A Expenses to Revenue	XXX	XXX	n/a	XXX	XXX	XXX
R&D Expenses to Revenue	XXX	XXX	10%	XXX	XXX	XXX
Opex to Revenue	XXX	XXX	37%	XXX	XXX	XXX

Valuation data powered by FactSet, Inc. and Morningstar, Inc.

Valuation Multiples Across 220+ Verticals

Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!

Digital Therapeutics

Pharma Analytics

Private Equity

ERP Software

Developer Tools

Consumer SaaS

Streaming Platforms

Explore Valuation Multiples by Industry

Start Free Trial