🚀 VC round data is live in beta, check it out!
EML Payments Valuation Multiples
Discover revenue and EBITDA valuation multiples for EML Payments and similar public comparables like Intelligent Wave, MobiKwik, CSU Digital, wrkr and more.
EML Payments Overview
About EML Payments
EML Payments is a financial technology company that operates across North America, Europe, and Australia. The firm builds the infrastructure for a customer to facilitate/accept payments via a prepaid card or in real-time. It makes money primarily via clipping a fee on payment transactions. It also earns fees from breakage, inactive accounts, cash establishments and interest on debit volumes. EML’s payment solutions cater to a variety of applications including payouts, gifts, incentives, rewards, supplier payments, and more. The firm operates across three product offerings: gift and incentive cards, general purpose reloadable cards, and digital payments.
Founded
2003
HQ
Employees
458
Website
Financials (LTM)
Market Cap
$166M
EML Payments Financials
EML Payments reported last 12-month revenue of $148M and EBITDA of $39M.
In the same LTM period, EML Payments generated $39M in EBITDA and had net loss of ($2M).
Revenue (LTM)
EML Payments P&L
In the most recent fiscal year, EML Payments reported revenue of $143M and EBITDA of $38M.
EML Payments expects next 12-month revenue of XXX and NTM EBITDA of XXX
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue | $148M | XXX | $143M | XXX | XXX | XXX |
| Gross Profit | — | XXX | $71M | XXX | XXX | XXX |
| Gross Margin | — | XXX | 49% | XXX | XXX | XXX |
| EBITDA | $39M | XXX | $38M | XXX | XXX | XXX |
| EBITDA Margin | 27% | XXX | 27% | XXX | XXX | XXX |
| EBIT Margin | 12% | XXX | 5% | XXX | XXX | XXX |
| Net Profit | ($2M) | XXX | ($34M) | XXX | XXX | XXX |
| Net Margin | (1%) | XXX | (24%) | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
EML Payments Stock Performance
EML Payments has current market cap of $166M.
Market Cap Evolution
EML Payments' stock price is $0.43.
| Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|
| $166M | 0.0% | XXX | XXX | XXX | $-0.09 |
Benchmark Trading Valuation Multiples by Industry
Sign up to access valuation multiples like growth-adjusted P/E, Rule of 40, next 12-month EV/Revenue, EBITDA multiples by industry, consensus analyst estimates and many more.
Start Free TrialEML Payments Valuation Multiples
EML Payments trades at (7.6x) EV/Revenue multiple, and (28.5x) EV/EBITDA.
EV / Revenue (LTM)
EML Payments Financial Valuation Multiples
As of March 30, 2026, EML Payments has market cap of $166M.
Equity research analysts estimate EML Payments' 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
EML Payments has a P/E ratio of (90.1x).
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $166M | XXX | $166M | XXX | XXX | XXX |
| EV (current) | ($1B) | XXX | ($1B) | XXX | XXX | XXX |
| EV/Revenue | (7.6x) | XXX | (7.8x) | XXX | XXX | XXX |
| EV/EBITDA | (28.5x) | XXX | (29.5x) | XXX | XXX | XXX |
| EV/EBIT | (60.8x) | XXX | (154.6x) | XXX | XXX | XXX |
| EV/Gross Profit | — | XXX | (15.9x) | XXX | XXX | XXX |
| P/E | (90.1x) | XXX | (4.8x) | XXX | XXX | XXX |
| EV/FCF | 476.9x | XXX | (151.1x) | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Verified EML Payments Valuation Multiples
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2027, based on consensus analyst estimates. Powered by FactSet and Morningstar.
EML Payments Margins & Growth Rates
EML Payments' revenue in the last 12 month grew by 8%.
EML Payments' revenue per employee in the last FY averaged $0.3M, while opex per employee averaged $0.3M for the same period.
EML Payments' rule of 40 is 49% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
EML Payments' rule of X is 81% (created by Bessemer, rule of X is another metric to measure SaaS companies, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
EML Payments Operational Valuation Multiples
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 8% | XXX | 5% | XXX | XXX | XXX |
| EBITDA Margin | 27% | XXX | 27% | XXX | XXX | XXX |
| EBITDA Growth | 15% | XXX | 5% | XXX | XXX | XXX |
| Rule of 40 | — | XXX | 49% | XXX | XXX | XXX |
| Bessemer Rule of X | — | XXX | 81% | XXX | XXX | XXX |
| Revenue per Employee | — | XXX | $0.3M | XXX | XXX | XXX |
| Opex per Employee | — | XXX | $0.3M | XXX | XXX | XXX |
| S&M Expenses to Revenue | 25% | XXX | 25% | XXX | XXX | XXX |
| G&A Expenses to Revenue | — | XXX | 44% | XXX | XXX | XXX |
| Opex to Revenue | — | XXX | 101% | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
EML Payments Public Comps
See public comps and valuation multiples for other Payment Service Providers and Payment Infrastructure comps.
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| LTM | 2026E | 2027E | LTM | 2026E | 2027E | |
| Intelligent Wave | XXX | XXX | XXX | XXX | XXX | XXX |
| MobiKwik | XXX | XXX | XXX | XXX | XXX | XXX |
| CSU Digital | XXX | XXX | XXX | XXX | XXX | XXX |
| wrkr | XXX | XXX | XXX | XXX | XXX | XXX |
| CPI Card | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
EML Payments M&A Activity
EML Payments acquired XXX companies to date.
Last acquisition by EML Payments was on XXXXXXXX, XXXXX. EML Payments acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Acquisitions by EML Payments
| Acquired Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
Get Verified M&A Valuation Multiples
Sign up to see revenue and EBITDA valuation multiples for 150K+ M&A deals.
Start Free TrialEML Payments Investment Activity
EML Payments invested in XXX companies to date.
EML Payments made its latest investment on XXXXXXXX, XXXXX. EML Payments invested in XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Investments by EML Payments
| Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
Benchmark 350K+ Funding Rounds and Disclosed VC Valuation Multiples
Sign up to see data on 350K+ funding rounds and disclosed revenue and EBITDA valuation multiples, from seed, through growth stage, to pre-IPO.
Start Free TrialAbout EML Payments
| When was EML Payments founded? | EML Payments was founded in 2003. |
| Where is EML Payments headquartered? | EML Payments is headquartered in Australia. |
| How many employees does EML Payments have? | As of today, EML Payments has over 458 employees. |
| Is EML Payments publicly listed? | Yes, EML Payments is a public company listed on Australian Securities Exchange. |
| What is the stock symbol of EML Payments? | EML Payments trades under EML ticker. |
| When did EML Payments go public? | EML Payments went public in 2006. |
| Who are competitors of EML Payments? | EML Payments main competitors are Intelligent Wave, MobiKwik, CSU Digital, wrkr. |
| What is the current market cap of EML Payments? | EML Payments' current market cap is $166M. |
| What is the current revenue of EML Payments? | EML Payments' last 12 months revenue is $148M. |
| What is the current revenue growth of EML Payments? | EML Payments revenue growth (NTM/LTM) is 8%. |
| What is the current EV/Revenue multiple of EML Payments? | Current revenue multiple of EML Payments is (7.6x). |
| Is EML Payments profitable? | Yes, EML Payments is EBITDA-positive (as of the last 12 months). |
| What is the current EBITDA of EML Payments? | EML Payments' last 12 months EBITDA is $39M. |
| What is EML Payments' EBITDA margin? | EML Payments' last 12 months EBITDA margin is 27%. |
| What is the current EV/EBITDA multiple of EML Payments? | Current EBITDA multiple of EML Payments is (28.5x). |
| What is the current FCF of EML Payments? | EML Payments' last 12 months FCF is ($2M). |
| What is EML Payments' FCF margin? | EML Payments' last 12 months FCF margin is (2%). |
| What is the current EV/FCF multiple of EML Payments? | Current FCF multiple of EML Payments is 476.9x. |
Start Your
Free Trial Today
Try Multiples for free for 3 days. Got questions or need a demo? Schedule a call with us below.