Wise Valuation Multiples

Wise Overview

About Wise

Wise is a currency conversion platform matching where possible offsetting currency transactions across borders to reduce costs. The group focuses primarily on private clients and small and midsize enterprises, but is building out its platform business aimed at providing its services as a backend solution to banks. By operating local accounts in each jurisdiction Wise sends money to or receives money from, this fintech offers faster and cheaper currency transfer services than incumbents (banks). Wise has started to broaden its product offering, issuing its clients debit cards and allowing customers to invest funds into various asset-management products.

Founded

2021

HQ

Employees

6.2K

Website

wise.com

Sectors

Commercial BankingNeobankingMoney TransferFinTech

Financials (LTM)

Revenue: $2B

EBITDA: $674M

Market Cap

$15B

Valuation Multiples

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Wise Financials

Wise reported last 12-month revenue of $2B and EBITDA of $674M.

In the same LTM period, Wise generated $2B in gross profit, $674M in EBITDA, and $533M in net income.

Wise P&L

In the most recent fiscal year, Wise reported revenue of $2B and EBITDA of $855M.

Wise expects next 12-month revenue of XXX and NTM EBITDA of XXX

Wise Stock Performance

Wise has current market cap of $15B.

Wise's stock price is $14.69.

Wise Valuation Multiples

Wise trades at (2.3x) EV/Revenue multiple, and (7.4x) EV/EBITDA.

Wise Financial Valuation Multiples

As of April 18, 2026, Wise has market cap of $15B.

Equity research analysts estimate Wise's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX

Wise has a P/E ratio of 27.6x.

Wise Margins & Growth Rates

Wise's revenue in the last 12 month grew by 27%.

Wise's revenue per employee in the last FY averaged $0.4M, while opex per employee averaged $0.2M for the same period.

Wise's rule of 40 is 45% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).

Wise's rule of X is 70% (created by Bessemer, rule of X is another metric to measure SaaS companies, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).

Wise Public Comps

See public comps and valuation multiples for other Commercial Banking and Neobanking comps.

Wise M&A Activity

Wise acquired XXX companies to date.

Last acquisition by Wise was on XXXXXXXX, XXXXX. Wise acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX).

Wise Investment Activity

Wise invested in XXX companies to date.

Wise made its latest investment on XXXXXXXX, XXXXX. Wise invested in XXXXXXXX for XXX (EV/Revenue multiple of XXX).