Wise PLC is a currency conversion platform utilizing a peer-to-peer network to reduce transfer costs. The group focuses primarily on private clients and small and midsize enterprises. By operating local accounts in each jurisdiction Wise sends money to or receives money from, this fintech offers faster and cheaper currency transfer services than incumbents (banks). Wise has started to broaden its product offering, issuing its clients debit cards and allowing customers to invest funds into various asset-management products.
2021
5.5K+
LTM Revenue $1.9B
LTM EBITDA $724M
-$6.6B
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Wise has a last 12-month revenue (LTM) of $1.9B and a last 12-month EBITDA of $724M.
In the most recent fiscal year, Wise achieved revenue of $2.1B and an EBITDA of $698M.
Wise expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See Wise valuation multiples based on analyst estimatesLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue | $1.9B | XXX | $2.1B | XXX | XXX | XXX |
Gross Profit | $1.4B | XXX | $1.5B | XXX | XXX | XXX |
Gross Margin | 76% | XXX | 71% | XXX | XXX | XXX |
EBITDA | $724M | XXX | $698M | XXX | XXX | XXX |
EBITDA Margin | 38% | XXX | 34% | XXX | XXX | XXX |
EBIT | $650M | XXX | $648M | XXX | XXX | XXX |
EBIT Margin | 34% | XXX | 31% | XXX | XXX | XXX |
Net Profit | $548M | XXX | $476M | XXX | XXX | XXX |
Net Margin | 29% | XXX | 23% | XXX | XXX | XXX |
Net Debt | XXX | XXX | n/a | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
As of May 30, 2025, Wise's stock price is GBP 11 (or $15).
Wise has current market cap of GBP 11.0B (or $14.7B), and EV of -GBP 4.9B (or -$6.6B).
See Wise trading valuation dataEV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
---|---|---|---|---|---|---|
-$6.6B | $14.7B | XXX | XXX | XXX | XXX | $0.52 |
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Start Free TrialAs of May 30, 2025, Wise has market cap of $14.7B and EV of -$6.6B.
Wise's trades at -3.5x EV/Revenue multiple, and -9.1x EV/EBITDA.
Equity research analysts estimate Wise's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Wise has a P/E ratio of 26.9x.
See valuation multiples for Wise and 12K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Market cap (current) | $14.7B | XXX | $14.7B | XXX | XXX | XXX |
EV (current) | -$6.6B | XXX | -$6.6B | XXX | XXX | XXX |
EV/Revenue | -3.5x | XXX | -3.5x | XXX | XXX | XXX |
EV/EBITDA | -9.1x | XXX | -9.1x | XXX | XXX | XXX |
EV/EBIT | -10.1x | XXX | -10.0x | XXX | XXX | XXX |
EV/Gross Profit | -4.6x | XXX | n/a | XXX | XXX | XXX |
P/E | 26.9x | XXX | 27.4x | XXX | XXX | XXX |
EV/FCF | -10.4x | XXX | -4.2x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialWise's last 12 month revenue growth is 22%
Wise's revenue per employee in the last FY averaged $0.4M, while opex per employee averaged $0.1M for the same period.
Wise's rule of 40 is 53% (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Wise's rule of X is 93% (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Wise and other 12K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue Growth | 22% | XXX | n/a | XXX | XXX | XXX |
EBITDA Margin | 38% | XXX | 38% | XXX | XXX | XXX |
EBITDA Growth | -2% | XXX | n/a | XXX | XXX | XXX |
Rule of 40 | 53% | XXX | 60% | XXX | XXX | XXX |
Bessemer Rule of X | XXX | XXX | 93% | XXX | XXX | XXX |
Revenue per Employee | XXX | XXX | $0.4M | XXX | XXX | XXX |
Opex per Employee | XXX | XXX | $0.1M | XXX | XXX | XXX |
S&M Expenses to Revenue | XXX | XXX | 2% | XXX | XXX | XXX |
G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
Opex to Revenue | XXX | XXX | 40% | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
EV/Revenue | EV/EBITDA | |||||
---|---|---|---|---|---|---|
2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
Abu Dhabi Commercial Bank | XXX | XXX | XXX | XXX | XXX | XXX |
Abu Dhabi Islamic Bank | XXX | XXX | XXX | XXX | XXX | XXX |
First Abu Dhabi Bank | XXX | XXX | XXX | XXX | XXX | XXX |
National Bank of Fujairah | XXX | XXX | XXX | XXX | XXX | XXX |
RAKBANK | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Wise acquired XXX companies to date.
Last acquisition by Wise was XXXXXXXX, XXXXX XXXXX XXXXXX . Wise acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiplesAcquired Company | EV | EV/Revenue | EV/EBITDA |
---|---|---|---|
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialWhen was Wise founded? | Wise was founded in 2021. |
Where is Wise headquartered? | Wise is headquartered in United Kingdom of Great Britain and Northern Ireland. |
How many employees does Wise have? | As of today, Wise has 5.5K+ employees. |
Who is the CEO of Wise? | Wise's CEO is Mr. Kristo Kaarmann. |
Is Wise publicy listed? | Yes, Wise is a public company listed on LON. |
What is the stock symbol of Wise? | Wise trades under WISE ticker. |
When did Wise go public? | Wise went public in 2021. |
Who are competitors of Wise? | Similar companies to Wise include e.g. Abu Dhabi Commercial Bank, Abu Dhabi Islamic Bank, First Abu Dhabi Bank, National Bank of Fujairah. |
What is the current market cap of Wise? | Wise's current market cap is $14.7B |
What is the current revenue of Wise? | Wise's last 12 months revenue is $1.9B. |
What is the current revenue growth of Wise? | Wise revenue growth (NTM/LTM) is 22%. |
What is the current EV/Revenue multiple of Wise? | Current revenue multiple of Wise is -3.5x. |
Is Wise profitable? | Yes, Wise is EBITDA-positive (as of the last 12 months). |
What is the current EBITDA of Wise? | Wise's last 12 months EBITDA is $724M. |
What is Wise's EBITDA margin? | Wise's last 12 months EBITDA margin is 38%. |
What is the current EV/EBITDA multiple of Wise? | Current EBITDA multiple of Wise is -9.1x. |
What is the current FCF of Wise? | Wise's last 12 months FCF is $630M. |
What is Wise's FCF margin? | Wise's last 12 months FCF margin is 33%. |
What is the current EV/FCF multiple of Wise? | Current FCF multiple of Wise is -10.4x. |
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