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Personal Group Holdings PLC is a UK-based insurance company that provides benefits and services focused on improving employee health, well-being, and engagement. The group is principally engaged in providing short-term accident and health insurance and providing salary sacrifice technology products. It offers a range of employee benefits, from retail discounts to salary sacrifice schemes, including cycle to work, childcare vouchers, home technology, and a range of in-house insurance products such as hospital cash plans, death benefits, and convalescence cover. The company manages its business into four reportable segments, namely Affordable Insurance, which generates key revenue, Benefits & Reward, and the Other segment.
1996
253
LTM Revenue $62.6M
LTM EBITDA $14.7M
$138M
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Personal Gr Hldgs has a last 12-month revenue (LTM) of $62.6M and a last 12-month EBITDA of $14.7M.
In the most recent fiscal year, Personal Gr Hldgs achieved revenue of $58.8M and an EBITDA of n/a.
Personal Gr Hldgs expects next 12-month revenue of XXX and NTM EBITDA of XXX
See Personal Gr Hldgs valuation multiples based on analyst estimates| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue | $62.6M | XXX | $58.8M | XXX | XXX | XXX |
| Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
| Gross Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA | $14.7M | XXX | n/a | XXX | XXX | XXX |
| EBITDA Margin | 23% | XXX | n/a | XXX | XXX | XXX |
| EBIT | n/a | XXX | n/a | XXX | XXX | XXX |
| EBIT Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| Net Profit | $7.4M | XXX | $8.7M | XXX | XXX | XXX |
| Net Margin | 12% | XXX | 15% | XXX | XXX | XXX |
| Net Debt | XXX | XXX | n/a | XXX | XXX | XXX |
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As of September 5, 2025, Personal Gr Hldgs's stock price is GBP 4 (or $5).
Personal Gr Hldgs has current market cap of GBP 121M (or $162M), and EV of GBP 103M (or $138M).
See Personal Gr Hldgs trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $138M | $162M | XXX | XXX | XXX | XXX | $0.25 |
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Start Free TrialAs of September 5, 2025, Personal Gr Hldgs has market cap of $162M and EV of $138M.
Personal Gr Hldgs's trades at 2.4x EV/Revenue multiple, and n/a EV/EBITDA.
Equity research analysts estimate Personal Gr Hldgs's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Personal Gr Hldgs has a P/E ratio of 21.9x.
See valuation multiples for Personal Gr Hldgs and 15K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $162M | XXX | $162M | XXX | XXX | XXX |
| EV (current) | $138M | XXX | $138M | XXX | XXX | XXX |
| EV/Revenue | 2.2x | XXX | 2.4x | XXX | XXX | XXX |
| EV/EBITDA | 9.4x | XXX | n/a | XXX | XXX | XXX |
| EV/EBIT | n/a | XXX | n/a | XXX | XXX | XXX |
| EV/Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
| P/E | 21.9x | XXX | 18.6x | XXX | XXX | XXX |
| EV/FCF | n/a | XXX | 11.9x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialPersonal Gr Hldgs's last 12 month revenue growth is 12%
Personal Gr Hldgs's revenue per employee in the last FY averaged $0.2M, while opex per employee averaged n/a for the same period.
Personal Gr Hldgs's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Personal Gr Hldgs's rule of X is 54% (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Personal Gr Hldgs and other 15K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 12% | XXX | 11% | XXX | XXX | XXX |
| EBITDA Margin | 23% | XXX | n/a | XXX | XXX | XXX |
| EBITDA Growth | 19% | XXX | n/a | XXX | XXX | XXX |
| Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
| Bessemer Rule of X | XXX | XXX | 54% | XXX | XXX | XXX |
| Revenue per Employee | XXX | XXX | $0.2M | XXX | XXX | XXX |
| Opex per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
| S&M Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| Star Health Insurance | XXX | XXX | XXX | XXX | XXX | XXX |
| Hapvida | XXX | XXX | XXX | XXX | XXX | XXX |
| Qualicorp | XXX | XXX | XXX | XXX | XXX | XXX |
| AIX Inc. | XXX | XXX | XXX | XXX | XXX | XXX |
| Clover Health | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Personal Gr Hldgs acquired XXX companies to date.
Last acquisition by Personal Gr Hldgs was XXXXXXXX, XXXXX XXXXX XXXXXX . Personal Gr Hldgs acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
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Start Free Trial| When was Personal Gr Hldgs founded? | Personal Gr Hldgs was founded in 1996. |
| Where is Personal Gr Hldgs headquartered? | Personal Gr Hldgs is headquartered in United Kingdom of Great Britain and Northern Ireland. |
| How many employees does Personal Gr Hldgs have? | As of today, Personal Gr Hldgs has 253 employees. |
| Who is the CEO of Personal Gr Hldgs? | Personal Gr Hldgs's CEO is Ms. Paula Jane Brown. |
| Is Personal Gr Hldgs publicy listed? | Yes, Personal Gr Hldgs is a public company listed on LON. |
| What is the stock symbol of Personal Gr Hldgs? | Personal Gr Hldgs trades under PGH ticker. |
| When did Personal Gr Hldgs go public? | Personal Gr Hldgs went public in 2000. |
| Who are competitors of Personal Gr Hldgs? | Similar companies to Personal Gr Hldgs include e.g. Star Health Insurance, Hapvida, Qualicorp, AIX Inc.. |
| What is the current market cap of Personal Gr Hldgs? | Personal Gr Hldgs's current market cap is $162M |
| What is the current revenue of Personal Gr Hldgs? | Personal Gr Hldgs's last 12 months revenue is $62.6M. |
| What is the current revenue growth of Personal Gr Hldgs? | Personal Gr Hldgs revenue growth (NTM/LTM) is 12%. |
| What is the current EV/Revenue multiple of Personal Gr Hldgs? | Current revenue multiple of Personal Gr Hldgs is 2.2x. |
| Is Personal Gr Hldgs profitable? | Yes, Personal Gr Hldgs is EBITDA-positive (as of the last 12 months). |
| What is the current EBITDA of Personal Gr Hldgs? | Personal Gr Hldgs's last 12 months EBITDA is $14.7M. |
| What is Personal Gr Hldgs's EBITDA margin? | Personal Gr Hldgs's last 12 months EBITDA margin is 23%. |
| What is the current EV/EBITDA multiple of Personal Gr Hldgs? | Current EBITDA multiple of Personal Gr Hldgs is 9.4x. |
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