Firstp2p Valuation, Funding & Investors

PB Fintech Ltd is an integrated online marketing and consulting firm serving the financial services industry, including insurance. Its revenue mainly comes from commissions on insurance and financial products sold online and offline. Services include online marketing, product aggregation, insurance commissions, outsourcing for insurers, generating sales, IT support, and lending-related fees. The business operates in a single segment focused on financial services, with all revenue generated within India. The Company helps middle-class households secure social security by providing solutions for protecting against death and disease, planning for child education and pensions, and accessing financial and lending products.

Rocket Companies is a financial services company that was originally founded as Rock Financial in 1985 and is currently based in Detroit. Rocket Companies offers a wide array of services and products but is best known for its Rocket Mortgage business. The company’s mortgage lending operations are split between its direct-to-consumer lending, which sees borrowers accessing the company’s lending arm directly through either its mobile app or website, and its partner network where mortgage brokers and other firms use Rocket’s origination process to offer loans to their customers. The company has rapidly gained market share in recent years and will also be the largest mortgage servicer in the US following its acquisition of the Mr. Cooper Group.

BlinkRx, operating under the Blink Health brand, is a New York-based prescription access platform founded in 2014 by brothers Geoffrey and Matthew Chaiken. It lets patients purchase prescription medications online at reduced prices and have them delivered to their homes or a local pharmacy, negotiating directly with drug manufacturers to bring down costs. The company has said it aims to bring pricing transparency and affordability to prescription drugs, and its infrastructure has also supported TrumpRx, a government-run website for direct-to-consumer drug purchasing.

Morpho is a Paris-headquartered decentralized lending protocol on Ethereum and Base blockchains, managing over $2 billion in total value locked. It offers optimized lending markets with dynamic interest rates and collateralized loans for assets like ETH, BTC, and stablecoins. Integrated with wallets such as MetaMask and Ledger, Morpho enables permissionless vaults for yield farming. Launched in 2022, it partners with Aave and Compound, serving DeFi users globally with non-custodial borrowing.

Avant is a Chicago-headquartered fintech company founded in 2012 that operates an online lending marketplace connecting consumers in the United States and United Kingdom to personal loans for debt consolidation, medical bills, and travel. Powered by machine learning algorithms analyzing 1,200 data points, the platform matches borrowers with over 20 bank partners, facilitating $10 billion in funded loans. Avant serves subprime and near-prime borrowers with loan amounts from $2,000 to $35,000.

Ziff Davis Inc is a digital media and internet company operating a portfolio of brands across technology, shopping, gaming and entertainment, health and wellness, connectivity, and cybersecurity. The company has five reportable segments. The Technology & Shopping segment generates revenue from advertising and commerce content. The Gaming & Entertainment segment provides content, subscriptions, and digital storefront services. The Health & Wellness segment offers digital tools and content for health management. The Connectivity segment provides data and analytics solutions for network performance. The Cybersecurity & Martech segment delivers cloud-based software for security and marketing. It generates the majority of its revenue from the Health & Wellness segment.

Zip is a credit provider operating two segments: Australia and New Zealand, and the US. Founded in Australia in 2013, it has over 6 million active customers and partners with over 85,000 merchants. In Australia, Zip positions itself as a credit card alternative, with several revolving credit products. Customers can carry the balance over time with a monthly fee and set their own repayment schedule. The US and New Zealand offering is a far more vanilla BNPL offering: Pay-in-4 in New Zealand and Pay-in-Z in the US, where customers pay back in fixed instalments. The US segment is built on the 2020 acquisition of QuadPay and has recently become Zip’s largest and fastest-growing segment.

Moove is an African mobility fintech providing vehicle financing to ride-hailing drivers via revenue-based loans. Lagos-headquartered, it partners with Uber and Bolt, using app data for credit scoring in Nigeria, Ghana, and Kenya. Founded in 2020, Moove has deployed thousands of vehicles, expanding to Côte d'Ivoire.

HDFC Credila is a Mumbai-based non-banking financial company specializing in education loans for Indian students pursuing studies abroad and domestically. It disburses customized loans up to ₹1.5 crore with home delivery options and online applications, covering tuition, living expenses, and travel. Servicing 200,000 loans annually, Credila partners with 1,500 institutions including Harvard and IITs.

Naver Financial Corp. is a financial technology subsidiary of Naver Corporation that delivers digital payment, lending, insurance, securities trading, and real estate services across South Korea. It operates Naver Pay, a mobile wallet integrated with over 3 million offline merchants and major banks like Shinhan and KB Financial Group. The company provides Line Pay in Japan through its partnership with Line Corporation and offers tools such as interest-bearing savings accounts, peer-to-peer transfers, and unlisted stock marketplaces. Headquartered in Seongnam, South Korea, Naver Financial Corp. supports small businesses with low-fee payment terminals that handle coupons, reviews, and loyalty points while expanding insurance comparisons for auto and travel policies.

Akulaku Group is a Jakarta-headquartered fintech firm operating in Indonesia, the Philippines, Malaysia, and Vietnam. The company delivers digital banking via Neobank, which partners with Bank Neo Commerce, alongside virtual credit cards, buy-now-pay-later financing, e-commerce, wealth management through Asetku, digital investments, and insurance brokerage. Akulaku targets underserved consumers in emerging markets with mobile-first financial tools that address daily needs like payments and loans.

Pagaya Technologies Ltd is a financial technology company working to reshape the lending marketplace by using machine learning, data analytics, and sophisticated AI-driven credit and analysis technology. It was built to provide a comprehensive solution to enable the credit industry to deliver customers a positive experience while simultaneously enhancing the broader credit ecosystem. Its proprietary API seamlessly integrates into its next-gen infrastructure network of partners to deliver a premium customer user experience and greater access to credit. The company generates majority of its revenue from United States.

Kredivo Group is a Jakarta-based fintech conglomerate formerly FinAccel, providing digital credit services across Southeast Asia through Kredivo, KrediFazz, and Krom brands. Its flagship Kredivo app delivers buy-now-pay-later options for e-commerce platforms like Tokopedia and Shopee in Indonesia and Vietnam, with limits up to IDR 30 million based on real-time AI underwriting. The group processed over USD 2 billion in transactions in 2022.

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).

Wayflyer is a Dublin-headquartered fintech platform offering revenue-based financing to e-commerce businesses worldwide. It delivers funding within 24 hours based on sales data, serving brands on Shopify, Amazon, and other marketplaces without requiring collateral or personal guarantees. With operations in the United States, United Kingdom, and Australia, Wayflyer has provided over $2 billion in capital to more than 20,000 merchants since 2019. Partnerships with platforms like Klaviyo and Afterpay enhance its analytics-driven lending model.

Wealthfront Corp is a technology company that built a financial solutions platform for digital natives. Its platform is designed to address the needs of the wealth builders within these generations.

Weidai is a Hangzhou-headquartered online lending platform offering personal credit loans secured by vehicles and properties. Established in 2014, the company connects borrowers with investors through its peer-to-peer model, processing billions in loan volume annually before regulatory shifts in China's P2P sector. It expanded from auto-backed loans to include real estate collateral nationwide.

Capri Global Capital Ltd provides financial services. The company is engaged in providing loans to Micro, Small and Medium Enterprises (MSMEs), providing long term finance for the construction of residential houses, retail lending, gold loan, and ancillary services. It generates maximum revenue from the interest income. Geographically, it operates only in India.