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Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. Through the bank, it is engaged in providing community and mortgage banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's business segment is Bank. The Bank's activities include attracting deposits, offering banking services, and originating and purchasing single-family, multi-family, commercial real estate, construction, and other mortgage loans and, to a lesser extent, commercial business and consumer loans held for investment.
1996
160
LTM Revenue $39.4M
Last FY EBITDA n/a
$314M
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Provident Finl Hldgs has a last 12-month revenue (LTM) of $39.4M and a last 12-month EBITDA of n/a.
In the most recent fiscal year, Provident Finl Hldgs achieved revenue of $38.9M and an EBITDA of n/a.
Provident Finl Hldgs expects next 12-month revenue of XXX and NTM EBITDA of XXX
See Provident Finl Hldgs valuation multiples based on analyst estimates| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue | $39.4M | XXX | $38.9M | XXX | XXX | XXX |
| Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
| Gross Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBIT | $8.7M | XXX | n/a | XXX | XXX | XXX |
| EBIT Margin | 22% | XXX | n/a | XXX | XXX | XXX |
| Net Profit | $6.6M | XXX | $7.4M | XXX | XXX | XXX |
| Net Margin | 17% | XXX | 19% | XXX | XXX | XXX |
| Net Debt | XXX | XXX | $187M | XXX | XXX | XXX |
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As of August 15, 2025, Provident Finl Hldgs's stock price is $15.
Provident Finl Hldgs has current market cap of $101M, and EV of $314M.
See Provident Finl Hldgs trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $314M | $101M | XXX | XXX | XXX | XXX | $0.99 |
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Start Free TrialAs of August 15, 2025, Provident Finl Hldgs has market cap of $101M and EV of $314M.
Provident Finl Hldgs's trades at 7.8x EV/Revenue multiple, and n/a EV/EBITDA.
Equity research analysts estimate Provident Finl Hldgs's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Provident Finl Hldgs has a P/E ratio of 15.3x.
See valuation multiples for Provident Finl Hldgs and 15K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $101M | XXX | $101M | XXX | XXX | XXX |
| EV (current) | $314M | XXX | $314M | XXX | XXX | XXX |
| EV/Revenue | 8.0x | XXX | 7.8x | XXX | XXX | XXX |
| EV/EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
| EV/EBIT | 35.9x | XXX | n/a | XXX | XXX | XXX |
| EV/Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
| P/E | 15.3x | XXX | 12.6x | XXX | XXX | XXX |
| EV/FCF | n/a | XXX | 31.9x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialProvident Finl Hldgs's last 12 month revenue growth is 7%
Provident Finl Hldgs's revenue per employee in the last FY averaged $0.2M, while opex per employee averaged n/a for the same period.
Provident Finl Hldgs's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Provident Finl Hldgs's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Provident Finl Hldgs and other 15K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 7% | XXX | 3% | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Growth | n/a | XXX | n/a | XXX | XXX | XXX |
| Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
| Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
| Revenue per Employee | XXX | XXX | $0.2M | XXX | XXX | XXX |
| Opex per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
| S&M Expenses to Revenue | XXX | XXX | 2% | XXX | XXX | XXX |
| G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| Abu Dhabi Commercial Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| Abu Dhabi Islamic Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| First Abu Dhabi Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| Invest Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| National Bank of Fujairah | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Provident Finl Hldgs acquired XXX companies to date.
Last acquisition by Provident Finl Hldgs was XXXXXXXX, XXXXX XXXXX XXXXXX . Provident Finl Hldgs acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
Sign up to see revenue and EBITDA valuation multiples for 65K+ M&A deals.
Start Free Trial| When was Provident Finl Hldgs founded? | Provident Finl Hldgs was founded in 1996. |
| Where is Provident Finl Hldgs headquartered? | Provident Finl Hldgs is headquartered in United States of America. |
| How many employees does Provident Finl Hldgs have? | As of today, Provident Finl Hldgs has 160 employees. |
| Who is the CEO of Provident Finl Hldgs? | Provident Finl Hldgs's CEO is Mr. Donavon P. Ternes. |
| Is Provident Finl Hldgs publicy listed? | Yes, Provident Finl Hldgs is a public company listed on NAS. |
| What is the stock symbol of Provident Finl Hldgs? | Provident Finl Hldgs trades under PROV ticker. |
| When did Provident Finl Hldgs go public? | Provident Finl Hldgs went public in 1996. |
| Who are competitors of Provident Finl Hldgs? | Similar companies to Provident Finl Hldgs include e.g. Abu Dhabi Commercial Bank, Abu Dhabi Islamic Bank, First Abu Dhabi Bank, Invest Bank. |
| What is the current market cap of Provident Finl Hldgs? | Provident Finl Hldgs's current market cap is $101M |
| What is the current revenue of Provident Finl Hldgs? | Provident Finl Hldgs's last 12 months revenue is $39.4M. |
| What is the current revenue growth of Provident Finl Hldgs? | Provident Finl Hldgs revenue growth (NTM/LTM) is 7%. |
| What is the current EV/Revenue multiple of Provident Finl Hldgs? | Current revenue multiple of Provident Finl Hldgs is 8.0x. |
| Is Provident Finl Hldgs profitable? | Yes, Provident Finl Hldgs is EBITDA-positive (as of the last 12 months). |
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