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Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
1993
1.2K+
LTM Revenue $777M
LTM EBITDA n/a
$1.7B
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Pathward Financial has a last 12-month revenue of $777M and a last 12-month EBITDA of n/a.
In the most recent fiscal year, Pathward Financial achieved revenue of $605M and an EBITDA of n/a.
Pathward Financial expects next 12-month revenue of XXX and NTM EBITDA of XXX
See Pathward Financial valuation multiples based on analyst estimates| FY 2023 | FY 2024 | FY 2025 | LTM | NTM | |
|---|---|---|---|---|---|
| Revenue | $577M | $605M | XXX | XXX | XXX |
| Gross Profit | n/a | n/a | XXX | XXX | XXX |
| Gross Margin | NaN% | NaN% | XXX | XXX | XXX |
| EBITDA | n/a | n/a | XXX | XXX | XXX |
| EBITDA Margin | NaN% | NaN% | XXX | XXX | XXX |
| Net Profit | $156M | $164M | XXX | XXX | XXX |
| Net Margin | 27% | 27% | XXX | XXX | XXX |
| Net Debt | n/a | n/a | XXX | XXX | XXX |
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As of April 15, 2025, Pathward Financial's stock price is $69.
Pathward Financial has current market cap of $1.7B, and EV of $1.7B.
See Pathward Financial trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $1.7B | $1.7B | XXX | XXX | XXX | XXX | $6.98 |
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Sign UpAs of April 15, 2025, Pathward Financial has market cap of $1.7B and EV of $1.7B.
Pathward Financial's trades at 2.2x LTM EV/Revenue multiple, and n/a LTM EBITDA.
Analysts estimate Pathward Financial's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See valuation multiples for Pathward Financial and 10K+ public comps| FY 2024 | FY 2025E | FY 2026E | FY 2027E | |
|---|---|---|---|---|
| EV | $1.7B | XXX | XXX | XXX |
| EV/Revenue | 2.6x | XXX | XXX | XXX |
| EV/EBITDA | n/a | XXX | XXX | XXX |
| P/E | 9.7x | XXX | XXX | XXX |
| P/E/Growth | n/a | XXX | XXX | XXX |
| EV/FCF | n/a | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Sign UpPathward Financial's NTM/LTM revenue growth is 6%
Pathward Financial's revenue per employee for the last fiscal year averaged $0.5M, while opex per employee averaged n/a for the same period.
Over next 12 months, Pathward Financial's ratio of sales and marketing spend to revenue is estimated to be XXX , while its R&D spend to revenue to be XXX .
Analysts estimate Pathward Financial's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See operational valuation multiples for Pathward Financial and other 10K+ public comps| FY 2024 | NTM | FY 2025E | FY 2026E | FY 2027E | |
|---|---|---|---|---|---|
| Revenue Growth | 5% | XXX | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | XXX | XXX | XXX |
| EBITDA Growth | n/a | XXX | XXX | XXX | XXX |
| Rule of 40 (SaaS-only) | n/a | XXX | XXX | XXX | XXX |
| Revenue per Employee | $0.5M | XXX | XXX | XXX | XXX |
| Opex per Employee | n/a | XXX | XXX | XXX | XXX |
| S&M Expenses to Revenue | n/a | XXX | XXX | XXX | XXX |
| G&A Expenses to Revenue | 33% | XXX | XXX | XXX | XXX |
| R&D Expenses to Revenue | n/a | XXX | XXX | XXX | XXX |
| Opex to Revenue | n/a | XXX | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| Abu Dhabi Commercial Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| Abu Dhabi Islamic Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| First Abu Dhabi Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| National Bank of Fujairah | XXX | XXX | XXX | XXX | XXX | XXX |
| RAKBANK | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Pathward Financial acquired XXX companies to date.
Last acquisition by Pathward Financial was XXXXXXXX, XXXXX XXXXX XXXXXX . Pathward Financial acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
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Sign Up| When was Pathward Financial founded? | Pathward Financial was founded in 1993. |
| Where is Pathward Financial headquartered? | Pathward Financial is headquartered in United States of America. |
| How many employees does Pathward Financial have? | As of today, Pathward Financial has 1.2K+ employees. |
| Who is the CEO of Pathward Financial? | Pathward Financial's CEO is Mr. Brett L. Pharr. |
| Is Pathward Financial publicy listed? | Yes, Pathward Financial is a public company listed on NAS. |
| What is the stock symbol of Pathward Financial? | Pathward Financial trades under CASH ticker. |
| When did Pathward Financial go public? | Pathward Financial went public in 1993. |
| Who are competitors of Pathward Financial? | Similar companies to Pathward Financial include e.g. Abu Dhabi Commercial Bank, Abu Dhabi Islamic Bank, First Abu Dhabi Bank, National Bank of Fujairah. |
| What is the current market cap of Pathward Financial? | Pathward Financial's current market cap is $1.7B |
| What is the current revenue of Pathward Financial? | Pathward Financial's last 12-month revenue is $777M. |
| What is the current EV/Revenue multiple of Pathward Financial? | Current revenue multiple of Pathward Financial is 2.2x. |
| What is the current revenue growth of Pathward Financial? | Pathward Financial revenue growth between 2023 and 2024 was 5%. |
| Is Pathward Financial profitable? | Yes, Pathward Financial is EBITDA-positive (as of the last 12 months). |
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