Neptune Insurance Holdings Inc is a high-growth, data-driven MGA that is revolutionizing the way homeowners and businesses protect against the growing risks of flooding. It offers a range of easy-to-purchase residential and commercial insurance products - including primary flood insurance, excess flood insurance, and parametric earthquake insurance - distributed through a nationwide network of agencies. It underwrites and administers the issuance of insurance policies on behalf of a diverse panel of insurance and reinsurance companies, whom the company refer to as capacity providers, that manage both this risk and the associated claims handling.
2025
60
Last FY Revenue $119M
Last FY EBITDA $66.9M
$3.8B
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
In the most recent fiscal year, Neptune Insurance Hldgs reported revenue of $119M and EBITDA of $66.9M.
Neptune Insurance Hldgs expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See Neptune Insurance Hldgs valuation multiples based on analyst estimates| NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|
| Revenue | XXX | $119M | XXX | XXX | XXX |
| Gross Profit | XXX | $79.2M | XXX | XXX | XXX |
| Gross Margin | XXX | 66% | XXX | XXX | XXX |
| EBITDA | XXX | $66.9M | XXX | XXX | XXX |
| EBITDA Margin | XXX | 56% | XXX | XXX | XXX |
| EBIT | XXX | $68.4M | XXX | XXX | XXX |
| EBIT Margin | XXX | 57% | XXX | XXX | XXX |
| Net Profit | XXX | $34.6M | XXX | XXX | XXX |
| Net Margin | XXX | 29% | XXX | XXX | XXX |
| Net Debt | XXX | $127M | XXX | XXX | XXX |
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Neptune Insurance Hldgs has current market cap of $3.5B, and EV of $3.8B.
As of October 30, 2025, Neptune Insurance Hldgs's stock price is $25.
See Neptune Insurance Hldgs trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $3.8B | $3.5B | XXX | XXX | XXX | XXX | n/a |
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Start Free TrialNeptune Insurance Hldgs's trades at 31.6x EV/Revenue multiple, and 56.3x EV/EBITDA.
See valuation multiples for Neptune Insurance Hldgs and 15K+ public compsAs of October 30, 2025, Neptune Insurance Hldgs has market cap of $3.5B and EV of $3.8B.
Equity research analysts estimate Neptune Insurance Hldgs's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Neptune Insurance Hldgs's P/E ratio is not available.
| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $3.5B | XXX | $3.5B | XXX | XXX | XXX |
| EV (current) | $3.8B | XXX | $3.8B | XXX | XXX | XXX |
| EV/Revenue | n/a | XXX | 31.6x | XXX | XXX | XXX |
| EV/EBITDA | n/a | XXX | 56.3x | XXX | XXX | XXX |
| EV/EBIT | n/a | XXX | 55.1x | XXX | XXX | XXX |
| EV/Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
| P/E | n/a | XXX | 100.8x | XXX | XXX | XXX |
| EV/FCF | n/a | XXX | 81.6x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialNeptune Insurance Hldgs's revenue per employee in the last FY averaged $2.0M, while opex per employee averaged $0.2M for the same period.
Neptune Insurance Hldgs's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Neptune Insurance Hldgs's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Neptune Insurance Hldgs and other 15K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue Growth | n/a | XXX | 25% | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | 56% | XXX | XXX | XXX |
| EBITDA Growth | n/a | XXX | 40% | XXX | XXX | XXX |
| Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
| Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
| Revenue per Employee | XXX | XXX | $2.0M | XXX | XXX | XXX |
| Opex per Employee | XXX | XXX | $0.2M | XXX | XXX | XXX |
| S&M Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex to Revenue | XXX | XXX | 9% | XXX | XXX | XXX |
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| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| ADNIC | XXX | XXX | XXX | XXX | XXX | XXX |
| Aegon | XXX | XXX | XXX | XXX | XXX | XXX |
| ASR Nederland | XXX | XXX | XXX | XXX | XXX | XXX |
| NN Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Challenger | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Neptune Insurance Hldgs acquired XXX companies to date.
Last acquisition by Neptune Insurance Hldgs was XXXXXXXX, XXXXX XXXXX XXXXXX . Neptune Insurance Hldgs acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
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Start Free Trial| When was Neptune Insurance Hldgs founded? | Neptune Insurance Hldgs was founded in 2025. |
| Where is Neptune Insurance Hldgs headquartered? | Neptune Insurance Hldgs is headquartered in United States of America. |
| How many employees does Neptune Insurance Hldgs have? | As of today, Neptune Insurance Hldgs has 60 employees. |
| Who is the CEO of Neptune Insurance Hldgs? | Neptune Insurance Hldgs's CEO is Mr. Trevor R. Burgess. |
| Is Neptune Insurance Hldgs publicy listed? | Yes, Neptune Insurance Hldgs is a public company listed on NYS. |
| What is the stock symbol of Neptune Insurance Hldgs? | Neptune Insurance Hldgs trades under NP ticker. |
| When did Neptune Insurance Hldgs go public? | Neptune Insurance Hldgs went public in 2025. |
| Who are competitors of Neptune Insurance Hldgs? | Similar companies to Neptune Insurance Hldgs include e.g. ADNIC, Aegon, ASR Nederland, NN Group. |
| What is the current market cap of Neptune Insurance Hldgs? | Neptune Insurance Hldgs's current market cap is $3.5B |
| Is Neptune Insurance Hldgs profitable? | Yes, Neptune Insurance Hldgs is EBITDA-positive (as of the last 12 months). |
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