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Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance in various states in the United States. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally. Company operates in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina.
2014
540
LTM Revenue $833M
Last FY EBITDA n/a
$451M
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Heritage Insurance has a last 12-month revenue (LTM) of $833M and a last 12-month EBITDA of n/a.
In the most recent fiscal year, Heritage Insurance achieved revenue of $817M and an EBITDA of n/a.
Heritage Insurance expects next 12-month revenue of XXX and NTM EBITDA of XXX
See Heritage Insurance valuation multiples based on analyst estimates| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue | $833M | XXX | $817M | XXX | XXX | XXX |
| Gross Profit | $833M | XXX | n/a | XXX | XXX | XXX |
| Gross Margin | 100% | XXX | n/a | XXX | XXX | XXX |
| EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBIT | $96.5M | XXX | n/a | XXX | XXX | XXX |
| EBIT Margin | 12% | XXX | n/a | XXX | XXX | XXX |
| Net Profit | $77.7M | XXX | $61.5M | XXX | XXX | XXX |
| Net Margin | 9% | XXX | 8% | XXX | XXX | XXX |
| Net Debt | XXX | XXX | n/a | XXX | XXX | XXX |
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As of May 30, 2025, Heritage Insurance's stock price is $24.
Heritage Insurance has current market cap of $758M, and EV of $451M.
See Heritage Insurance trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $451M | $758M | XXX | XXX | XXX | XXX | $2.48 |
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Start Free TrialAs of May 30, 2025, Heritage Insurance has market cap of $758M and EV of $451M.
Heritage Insurance's trades at 0.6x EV/Revenue multiple, and n/a EV/EBITDA.
Equity research analysts estimate Heritage Insurance's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Heritage Insurance has a P/E ratio of 9.8x.
See valuation multiples for Heritage Insurance and 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $758M | XXX | $758M | XXX | XXX | XXX |
| EV (current) | $451M | XXX | $451M | XXX | XXX | XXX |
| EV/Revenue | 0.5x | XXX | 0.6x | XXX | XXX | XXX |
| EV/EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
| EV/EBIT | 4.7x | XXX | n/a | XXX | XXX | XXX |
| EV/Gross Profit | 0.5x | XXX | n/a | XXX | XXX | XXX |
| P/E | 9.8x | XXX | 12.3x | XXX | XXX | XXX |
| EV/FCF | n/a | XXX | 5.7x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialHeritage Insurance's last 12 month revenue growth is 6%
Heritage Insurance's revenue per employee in the last FY averaged $1.5M, while opex per employee averaged n/a for the same period.
Heritage Insurance's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Heritage Insurance's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Heritage Insurance and other 12K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 6% | XXX | 6% | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Growth | n/a | XXX | n/a | XXX | XXX | XXX |
| Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
| Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
| Revenue per Employee | XXX | XXX | $1.5M | XXX | XXX | XXX |
| Opex per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
| S&M Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| ADNIC | XXX | XXX | XXX | XXX | XXX | XXX |
| Aegon | XXX | XXX | XXX | XXX | XXX | XXX |
| ASR Nederland | XXX | XXX | XXX | XXX | XXX | XXX |
| NN Group | XXX | XXX | XXX | XXX | XXX | XXX |
| Challenger | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Heritage Insurance acquired XXX companies to date.
Last acquisition by Heritage Insurance was XXXXXXXX, XXXXX XXXXX XXXXXX . Heritage Insurance acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
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Start Free Trial| When was Heritage Insurance founded? | Heritage Insurance was founded in 2014. |
| Where is Heritage Insurance headquartered? | Heritage Insurance is headquartered in United States of America. |
| How many employees does Heritage Insurance have? | As of today, Heritage Insurance has 540 employees. |
| Who is the CEO of Heritage Insurance? | Heritage Insurance's CEO is Mr. Ernesto Garateix. |
| Is Heritage Insurance publicy listed? | Yes, Heritage Insurance is a public company listed on NYS. |
| What is the stock symbol of Heritage Insurance? | Heritage Insurance trades under HRTG ticker. |
| When did Heritage Insurance go public? | Heritage Insurance went public in 2014. |
| Who are competitors of Heritage Insurance? | Similar companies to Heritage Insurance include e.g. ADNIC, Aegon, ASR Nederland, NN Group. |
| What is the current market cap of Heritage Insurance? | Heritage Insurance's current market cap is $758M |
| What is the current revenue of Heritage Insurance? | Heritage Insurance's last 12 months revenue is $833M. |
| What is the current revenue growth of Heritage Insurance? | Heritage Insurance revenue growth (NTM/LTM) is 6%. |
| What is the current EV/Revenue multiple of Heritage Insurance? | Current revenue multiple of Heritage Insurance is 0.5x. |
| Is Heritage Insurance profitable? | Yes, Heritage Insurance is EBITDA-positive (as of the last 12 months). |
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