🚀 VC round data is live in beta, check it out!
First Ntl Valuation Multiples
Discover revenue and EBITDA valuation multiples for First Ntl and similar public comparables like Ames National, First Western Financial, Fibra Prime, Bank Ochrony Srodowiska and more.
First Ntl Overview
About First Ntl
First National Corp is a bank holding company of First Bank, which is a commercial bank. Its core offering includes loans, deposits, wealth management, and other products and services. The Company operates through two reportable operating segments: Community Banking and wealth management. The Community Banking segment involves making loans and generating deposits from individuals, businesses, and charitable organizations. Wealth Management Services offers corporate trustee services, trust and estate administration, IRA administration and custody services. Key revenue is generated from Community Banking.
Founded
1983
HQ
Employees
303
Website
Sectors
Financials (LTM)
EV
$305M
First Ntl Financials
First Ntl reported last 12-month revenue of $92M.
In the same LTM period, First Ntl generated $19M in net income.
Revenue (LTM)
First Ntl P&L
In the most recent fiscal year, First Ntl reported revenue of $90M and net income of $18M.
First Ntl expects next 12-month revenue of XXX and NTM EBITDA of XXX
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue | $92M | XXX | $90M | XXX | XXX | XXX |
| EBIT Margin | 31% | XXX | 30% | XXX | XXX | XXX |
| Net Profit | $19M | XXX | $18M | XXX | XXX | XXX |
| Net Margin | 20% | XXX | 20% | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
First Ntl Stock Performance
First Ntl has current market cap of $263M, and enterprise value of $305M.
Market Cap Evolution
First Ntl's stock price is $29.06.
| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $305M | $263M | 2.5% | XXX | XXX | XXX | $1.96 |
Benchmark Trading Valuation Multiples by Industry
Sign up to access valuation multiples like growth-adjusted P/E, Rule of 40, next 12-month EV/Revenue, EBITDA multiples by industry, consensus analyst estimates and many more.
Start Free TrialFirst Ntl Valuation Multiples
First Ntl trades at 3.3x EV/Revenue multiple.
EV / Revenue (LTM)
First Ntl Financial Valuation Multiples
As of April 11, 2026, First Ntl has market cap of $263M and EV of $305M.
Equity research analysts estimate First Ntl's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
First Ntl has a P/E ratio of 14.0x.
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $263M | XXX | $263M | XXX | XXX | XXX |
| EV (current) | $305M | XXX | $305M | XXX | XXX | XXX |
| EV/Revenue | 3.3x | XXX | 3.4x | XXX | XXX | XXX |
| EV/EBIT | 10.8x | XXX | 11.3x | XXX | XXX | XXX |
| P/E | 14.0x | XXX | 14.8x | XXX | XXX | XXX |
| EV/FCF | — | XXX | 14.6x | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Verified First Ntl Valuation Multiples
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2027, based on consensus analyst estimates. Powered by FactSet and Morningstar.
First Ntl Margins & Growth Rates
First Ntl's revenue in the last 12 month grew by 5%.
First Ntl's revenue per employee in the last FY averaged $0.3M, while opex per employee averaged $0.2M for the same period.
First Ntl Operational Valuation Multiples
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 5% | XXX | 6% | XXX | XXX | XXX |
| Revenue per Employee | — | XXX | $0.3M | XXX | XXX | XXX |
| Opex per Employee | — | XXX | $0.2M | XXX | XXX | XXX |
| S&M Expenses to Revenue | — | XXX | 1% | XXX | XXX | XXX |
| G&A Expenses to Revenue | — | XXX | 39% | XXX | XXX | XXX |
| Opex to Revenue | 69% | XXX | 70% | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
First Ntl Public Comps
See public comps and valuation multiples for other Commercial Banking comps.
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| LTM | 2026E | 2027E | LTM | 2026E | 2027E | |
| Ames National | XXX | XXX | XXX | XXX | XXX | XXX |
| First Western Financial | XXX | XXX | XXX | XXX | XXX | XXX |
| Fibra Prime | XXX | XXX | XXX | XXX | XXX | XXX |
| Bank Ochrony Srodowiska | XXX | XXX | XXX | XXX | XXX | XXX |
| Franklin Financial Services | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
First Ntl M&A Activity
First Ntl acquired XXX companies to date.
Last acquisition by First Ntl was on XXXXXXXX, XXXXX. First Ntl acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Acquisitions by First Ntl
| Acquired Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
Get Verified M&A Valuation Multiples
Sign up to see revenue and EBITDA valuation multiples for 150K+ M&A deals.
Start Free TrialFirst Ntl Investment Activity
First Ntl invested in XXX companies to date.
First Ntl made its latest investment on XXXXXXXX, XXXXX. First Ntl invested in XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Investments by First Ntl
| Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
Benchmark 350K+ Funding Rounds and Disclosed VC Valuation Multiples
Sign up to see data on 350K+ funding rounds and disclosed revenue and EBITDA valuation multiples, from seed, through growth stage, to pre-IPO.
Start Free TrialAbout First Ntl
| When was First Ntl founded? | First Ntl was founded in 1983. |
| Where is First Ntl headquartered? | First Ntl is headquartered in United States. |
| How many employees does First Ntl have? | As of today, First Ntl has over 303 employees. |
| Who is the CEO of First Ntl? | First Ntl's CEO is Scott C. Harvard. |
| Is First Ntl publicly listed? | Yes, First Ntl is a public company listed on Nasdaq. |
| What is the stock symbol of First Ntl? | First Ntl trades under FXNC ticker. |
| When did First Ntl go public? | First Ntl went public in 1996. |
| Who are competitors of First Ntl? | First Ntl main competitors are Ames National, First Western Financial, Fibra Prime, Bank Ochrony Srodowiska. |
| What is the current market cap of First Ntl? | First Ntl's current market cap is $263M. |
| What is the current revenue of First Ntl? | First Ntl's last 12 months revenue is $92M. |
| What is the current revenue growth of First Ntl? | First Ntl revenue growth (NTM/LTM) is 5%. |
| What is the current EV/Revenue multiple of First Ntl? | Current revenue multiple of First Ntl is 3.3x. |
| Is First Ntl profitable? | Yes, First Ntl is net-income-positive (as of the last 12 months). |
| What is the current net income of First Ntl? | First Ntl's last 12 months net income is $19M. |
Start Your
Free Trial Today
Try Multiples for free for 3 days. Got questions or need a demo? Schedule a call with us below.