First Bank Valuation Multiples

First Bank Overview

About First Bank

First BanCorp is a financial holding company. The company's operating segment includes Commercial and Corporate Banking; Mortgage Banking; Consumer (Retail) Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. It generates maximum revenue from the Consumer (Retail) Banking segment. The Consumer (Retail) Banking segment generates majority revenue, which consists of the Corporation's consumer lending and deposit-taking activities conducted mainly through its branch network and loan centres. Geographically, it derives a majority of revenue from Puerto Rico.

Founded

1998

HQ

Employees

3.1K+

Website

1firstbank.com

Sectors

Commercial Banking

Financials

LTM Revenue $973M

Last FY EBITDA n/a

EV

$3.6B

Valuation Multiples

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First Bank Financials

First Bank has a last 12-month revenue (LTM) of $973M and a last 12-month EBITDA of n/a.

In the most recent fiscal year, First Bank achieved revenue of $905M and an EBITDA of n/a.

First Bank expects next 12-month revenue of  XXX    and NTM EBITDA of  XXX

First Bank P&L

Financial data powered by Morningstar, Inc.

First Bank Stock Performance

As of May 30, 2025, First Bank's stock price is $20.

First Bank has current market cap of $3.2B, and EV of $3.6B.

First Bank Stock Data

First Bank Valuation Multiples

As of May 30, 2025, First Bank has market cap of $3.2B and EV of $3.6B.

First Bank's trades at 3.9x EV/Revenue multiple, and n/a EV/EBITDA.

Equity research analysts estimate First Bank's 2025E EV/Revenue multiple at  XXX and 2025E EV/EBITDA multiple at  XXX

First Bank has a P/E ratio of 10.7x.

First Bank Financial Valuation Multiples

Valuation data powered by FactSet, Inc. and Morningstar, Inc.

First Bank Margins & Growth Rates

First Bank's last 12 month revenue growth is 8%

First Bank's revenue per employee in the last FY averaged $0.3M, while opex per employee averaged n/a for the same period.

First Bank's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).

First Bank's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).

First Bank Operational Valuation Multiples

Valuation data powered by FactSet, Inc. and Morningstar, Inc.

First Bank Public Comps

Valuation data powered by FactSet, Inc.

First Bank M&A and Investment Activity

First Bank acquired  XXX companies to date.

Last acquisition by First Bank was  XXXXXXXX, XXXXX XXXXX XXXXXX . First Bank acquired  XXXXXXXX for  XXX (EV/Revenue multiple of  XXX ).

Latest Acquisitions by First Bank

About First Bank