First BanCorp is a financial holding company. The company's operating segment includes Commercial and Corporate Banking; Mortgage Banking; Consumer (Retail) Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. It generates maximum revenue from the Consumer (Retail) Banking segment. The Consumer (Retail) Banking segment generates majority revenue, which consists of the Corporation's consumer lending and deposit-taking activities conducted mainly through its branch network and loan centres. Geographically, it derives a majority of revenue from Puerto Rico.
1998
3.1K+
LTM Revenue $956M
LTM EBITDA n/a
$3.5B
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First Bank has a last 12-month revenue of $956M and a last 12-month EBITDA of n/a.
In the most recent fiscal year, First Bank achieved revenue of $905M and an EBITDA of n/a.
First Bank expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See First Bank valuation multiples based on analyst estimatesFY 2023 | FY 2024 | FY 2025 | LTM | NTM | |
---|---|---|---|---|---|
Revenue | $897M | $905M | XXX | XXX | XXX |
Gross Profit | n/a | n/a | XXX | XXX | XXX |
Gross Margin | NaN% | NaN% | XXX | XXX | XXX |
EBITDA | n/a | n/a | XXX | XXX | XXX |
EBITDA Margin | NaN% | NaN% | XXX | XXX | XXX |
Net Profit | $305M | $303M | XXX | XXX | XXX |
Net Margin | 34% | 33% | XXX | XXX | XXX |
Net Debt | $380M | n/a | XXX | XXX | XXX |
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As of April 15, 2025, First Bank's stock price is $18.
First Bank has current market cap of $2.9B, and EV of $3.5B.
See First Bank trading valuation dataEV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
---|---|---|---|---|---|---|
$3.5B | $2.9B | XXX | XXX | XXX | XXX | $1.81 |
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Sign UpAs of April 15, 2025, First Bank has market cap of $2.9B and EV of $3.5B.
First Bank's trades at 3.6x LTM EV/Revenue multiple, and n/a LTM EBITDA.
Analysts estimate First Bank's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See valuation multiples for First Bank and 10K+ public compsFY 2024 | FY 2025E | FY 2026E | FY 2027E | |
---|---|---|---|---|
EV | $3.5B | XXX | XXX | XXX |
EV/Revenue | 3.8x | XXX | XXX | XXX |
EV/EBITDA | n/a | XXX | XXX | XXX |
P/E | 9.8x | XXX | XXX | XXX |
P/E/Growth | 3.0x | XXX | XXX | XXX |
EV/FCF | 8.8x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Sign UpFirst Bank's NTM/LTM revenue growth is 7%
First Bank's revenue per employee for the last fiscal year averaged $0.3M, while opex per employee averaged n/a for the same period.
Over next 12 months, First Bank's ratio of sales and marketing spend to revenue is estimated to be XXX , while its R&D spend to revenue to be XXX .
Analysts estimate First Bank's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See operational valuation multiples for First Bank and other 10K+ public compsFY 2024 | NTM | FY 2025E | FY 2026E | FY 2027E | |
---|---|---|---|---|---|
Revenue Growth | 1% | XXX | XXX | XXX | XXX |
EBITDA Margin | n/a | XXX | XXX | XXX | XXX |
EBITDA Growth | n/a | XXX | XXX | XXX | XXX |
Rule of 40 (SaaS-only) | n/a | XXX | XXX | XXX | XXX |
Revenue per Employee | $0.3M | XXX | XXX | XXX | XXX |
Opex per Employee | n/a | XXX | XXX | XXX | XXX |
S&M Expenses to Revenue | 2% | XXX | XXX | XXX | XXX |
G&A Expenses to Revenue | 27% | XXX | XXX | XXX | XXX |
R&D Expenses to Revenue | n/a | XXX | XXX | XXX | XXX |
Opex to Revenue | n/a | XXX | XXX | XXX | XXX |
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EV/Revenue | EV/EBITDA | |||||
---|---|---|---|---|---|---|
2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
Abu Dhabi Commercial Bank | XXX | XXX | XXX | XXX | XXX | XXX |
Abu Dhabi Islamic Bank | XXX | XXX | XXX | XXX | XXX | XXX |
First Abu Dhabi Bank | XXX | XXX | XXX | XXX | XXX | XXX |
National Bank of Fujairah | XXX | XXX | XXX | XXX | XXX | XXX |
RAKBANK | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
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First Bank acquired XXX companies to date.
Last acquisition by First Bank was XXXXXXXX, XXXXX XXXXX XXXXXX . First Bank acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiplesAcquired Company | EV | EV/Revenue | EV/EBITDA |
---|---|---|---|
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
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Sign UpWhen was First Bank founded? | First Bank was founded in 1998. |
Where is First Bank headquartered? | First Bank is headquartered in United States of America. |
How many employees does First Bank have? | As of today, First Bank has 3.1K+ employees. |
Who is the CEO of First Bank? | First Bank's CEO is Mr. Aurelio Aleman. |
Is First Bank publicy listed? | Yes, First Bank is a public company listed on NYS. |
What is the stock symbol of First Bank? | First Bank trades under FBP ticker. |
When did First Bank go public? | First Bank went public in 1993. |
Who are competitors of First Bank? | Similar companies to First Bank include e.g. Abu Dhabi Commercial Bank, Abu Dhabi Islamic Bank, First Abu Dhabi Bank, National Bank of Fujairah. |
What is the current market cap of First Bank? | First Bank's current market cap is $2.9B |
What is the current revenue of First Bank? | First Bank's last 12-month revenue is $956M. |
What is the current EV/Revenue multiple of First Bank? | Current revenue multiple of First Bank is 3.6x. |
What is the current revenue growth of First Bank? | First Bank revenue growth between 2023 and 2024 was 1%. |
Is First Bank profitable? | Yes, First Bank is EBITDA-positive (as of the last 12 months). |
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