Citizens Community Bancorp Inc is a bank holding company that offers traditional community banking services to businesses, Agricultural operators, and consumers, including one-to-four-family residential mortgages. it also offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit, and consumer loans and offers deposit products through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit. The company’s sources of funds are deposits; amortization, prepayments, and maturities of outstanding loans; other short- term investments; and funds provided from operations.
2004
232
LTM Revenue $60.3M
Last FY EBITDA n/a
$216M
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Citizens Community has a last 12-month revenue (LTM) of $60.3M and a last 12-month EBITDA of n/a.
In the most recent fiscal year, Citizens Community achieved revenue of $56.3M and an EBITDA of n/a.
Citizens Community expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See Citizens Community valuation multiples based on analyst estimatesLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue | $60.3M | XXX | $56.3M | XXX | XXX | XXX |
Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
Gross Margin | n/a | XXX | n/a | XXX | XXX | XXX |
EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
EBIT | $16.4M | XXX | n/a | XXX | XXX | XXX |
EBIT Margin | 27% | XXX | n/a | XXX | XXX | XXX |
Net Profit | $13.8M | XXX | $13.8M | XXX | XXX | XXX |
Net Margin | 23% | XXX | 24% | XXX | XXX | XXX |
Net Debt | XXX | XXX | $16.4M | XXX | XXX | XXX |
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As of August 15, 2025, Citizens Community's stock price is $16.
Citizens Community has current market cap of $155M, and EV of $216M.
See Citizens Community trading valuation dataEV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
---|---|---|---|---|---|---|
$216M | $155M | XXX | XXX | XXX | XXX | $1.34 |
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Start Free TrialAs of August 15, 2025, Citizens Community has market cap of $155M and EV of $216M.
Citizens Community's trades at 3.8x EV/Revenue multiple, and n/a EV/EBITDA.
Equity research analysts estimate Citizens Community's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Citizens Community has a P/E ratio of 11.2x.
See valuation multiples for Citizens Community and 15K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Market cap (current) | $155M | XXX | $155M | XXX | XXX | XXX |
EV (current) | $216M | XXX | $216M | XXX | XXX | XXX |
EV/Revenue | 3.6x | XXX | 3.8x | XXX | XXX | XXX |
EV/EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
EV/EBIT | 13.2x | XXX | n/a | XXX | XXX | XXX |
EV/Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
P/E | 11.2x | XXX | 11.3x | XXX | XXX | XXX |
EV/FCF | n/a | XXX | 11.2x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialCitizens Community's last 12 month revenue growth is 7%
Citizens Community's revenue per employee in the last FY averaged $0.2M, while opex per employee averaged n/a for the same period.
Citizens Community's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Citizens Community's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Citizens Community and other 15K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue Growth | 7% | XXX | 9% | XXX | XXX | XXX |
EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
EBITDA Growth | n/a | XXX | n/a | XXX | XXX | XXX |
Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
Revenue per Employee | XXX | XXX | $0.2M | XXX | XXX | XXX |
Opex per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
S&M Expenses to Revenue | XXX | XXX | 1% | XXX | XXX | XXX |
G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
Opex to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
EV/Revenue | EV/EBITDA | |||||
---|---|---|---|---|---|---|
2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
Abu Dhabi Commercial Bank | XXX | XXX | XXX | XXX | XXX | XXX |
Abu Dhabi Islamic Bank | XXX | XXX | XXX | XXX | XXX | XXX |
First Abu Dhabi Bank | XXX | XXX | XXX | XXX | XXX | XXX |
Invest Bank | XXX | XXX | XXX | XXX | XXX | XXX |
National Bank of Fujairah | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Citizens Community acquired XXX companies to date.
Last acquisition by Citizens Community was XXXXXXXX, XXXXX XXXXX XXXXXX . Citizens Community acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiplesAcquired Company | EV | EV/Revenue | EV/EBITDA |
---|---|---|---|
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialWhen was Citizens Community founded? | Citizens Community was founded in 2004. |
Where is Citizens Community headquartered? | Citizens Community is headquartered in United States of America. |
How many employees does Citizens Community have? | As of today, Citizens Community has 232 employees. |
Who is the CEO of Citizens Community? | Citizens Community's CEO is Mr. Stephen M. Bianchi. |
Is Citizens Community publicy listed? | Yes, Citizens Community is a public company listed on NAS. |
What is the stock symbol of Citizens Community? | Citizens Community trades under CZWI ticker. |
When did Citizens Community go public? | Citizens Community went public in 2004. |
Who are competitors of Citizens Community? | Similar companies to Citizens Community include e.g. Abu Dhabi Commercial Bank, Abu Dhabi Islamic Bank, First Abu Dhabi Bank, Invest Bank. |
What is the current market cap of Citizens Community? | Citizens Community's current market cap is $155M |
What is the current revenue of Citizens Community? | Citizens Community's last 12 months revenue is $60.3M. |
What is the current revenue growth of Citizens Community? | Citizens Community revenue growth (NTM/LTM) is 7%. |
What is the current EV/Revenue multiple of Citizens Community? | Current revenue multiple of Citizens Community is 3.6x. |
Is Citizens Community profitable? | Yes, Citizens Community is EBITDA-positive (as of the last 12 months). |
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