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ChoiceOne Financial Services Inc is a full-service banking institution. It is engaged in the business of providing personal and business banking solutions, borrowing solutions, and treasury notes and bonds services. The bank's product and services portfolio consist of time, savings and demand deposits, safe deposit services, automated transaction machine services, commercial and consumer loans, commercial lending to business, industry, agricultural, construction, inventory, and real estate categories. Its primary market area is Kent, Muskegon, Newaygo, and Ottawa counties in western Michigan, and Lapeer, Macomb, and St. Clair counties in southeastern Michigan in the communities where the Bank's respective offices are located.
1986
392
LTM Revenue $134M
Last FY EBITDA n/a
$697M
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
ChoiceOne Finl Servs has a last 12-month revenue (LTM) of $134M and a last 12-month EBITDA of n/a.
In the most recent fiscal year, ChoiceOne Finl Servs achieved revenue of $92.4M and an EBITDA of n/a.
ChoiceOne Finl Servs expects next 12-month revenue of XXX and NTM EBITDA of XXX
See ChoiceOne Finl Servs valuation multiples based on analyst estimates| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue | $134M | XXX | $92.4M | XXX | XXX | XXX |
| Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
| Gross Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBIT | $54.6M | XXX | n/a | XXX | XXX | XXX |
| EBIT Margin | 41% | XXX | n/a | XXX | XXX | XXX |
| Net Profit | $26.1M | XXX | $26.7M | XXX | XXX | XXX |
| Net Margin | 19% | XXX | 29% | XXX | XXX | XXX |
| Net Debt | XXX | XXX | $114M | XXX | XXX | XXX |
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As of August 15, 2025, ChoiceOne Finl Servs's stock price is $30.
ChoiceOne Finl Servs has current market cap of $450M, and EV of $697M.
See ChoiceOne Finl Servs trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $697M | $450M | XXX | XXX | XXX | XXX | $3.44 |
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Start Free TrialAs of August 15, 2025, ChoiceOne Finl Servs has market cap of $450M and EV of $697M.
ChoiceOne Finl Servs's trades at 7.5x EV/Revenue multiple, and n/a EV/EBITDA.
Equity research analysts estimate ChoiceOne Finl Servs's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
ChoiceOne Finl Servs has a P/E ratio of 17.3x.
See valuation multiples for ChoiceOne Finl Servs and 15K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $450M | XXX | $450M | XXX | XXX | XXX |
| EV (current) | $697M | XXX | $697M | XXX | XXX | XXX |
| EV/Revenue | 5.2x | XXX | 7.5x | XXX | XXX | XXX |
| EV/EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
| EV/EBIT | 12.8x | XXX | n/a | XXX | XXX | XXX |
| EV/Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
| P/E | 17.3x | XXX | 16.8x | XXX | XXX | XXX |
| EV/FCF | n/a | XXX | 14.8x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialChoiceOne Finl Servs's last 12 month revenue growth is 25%
ChoiceOne Finl Servs's revenue per employee in the last FY averaged $0.2M, while opex per employee averaged n/a for the same period.
ChoiceOne Finl Servs's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
ChoiceOne Finl Servs's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for ChoiceOne Finl Servs and other 15K+ public comps| LTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 25% | XXX | 36% | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
| EBITDA Growth | n/a | XXX | n/a | XXX | XXX | XXX |
| Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
| Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
| Revenue per Employee | XXX | XXX | $0.2M | XXX | XXX | XXX |
| Opex per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
| S&M Expenses to Revenue | XXX | XXX | 1% | XXX | XXX | XXX |
| G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
| Opex to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| Abu Dhabi Commercial Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| Abu Dhabi Islamic Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| First Abu Dhabi Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| Invest Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| National Bank of Fujairah | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
ChoiceOne Finl Servs acquired XXX companies to date.
Last acquisition by ChoiceOne Finl Servs was XXXXXXXX, XXXXX XXXXX XXXXXX . ChoiceOne Finl Servs acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
Sign up to see revenue and EBITDA valuation multiples for 65K+ M&A deals.
Start Free Trial| When was ChoiceOne Finl Servs founded? | ChoiceOne Finl Servs was founded in 1986. |
| Where is ChoiceOne Finl Servs headquartered? | ChoiceOne Finl Servs is headquartered in United States of America. |
| How many employees does ChoiceOne Finl Servs have? | As of today, ChoiceOne Finl Servs has 392 employees. |
| Who is the CEO of ChoiceOne Finl Servs? | ChoiceOne Finl Servs's CEO is Mr. Kelly J. Potes. |
| Is ChoiceOne Finl Servs publicy listed? | Yes, ChoiceOne Finl Servs is a public company listed on NAS. |
| What is the stock symbol of ChoiceOne Finl Servs? | ChoiceOne Finl Servs trades under COFS ticker. |
| When did ChoiceOne Finl Servs go public? | ChoiceOne Finl Servs went public in 2001. |
| Who are competitors of ChoiceOne Finl Servs? | Similar companies to ChoiceOne Finl Servs include e.g. Abu Dhabi Commercial Bank, Abu Dhabi Islamic Bank, First Abu Dhabi Bank, Invest Bank. |
| What is the current market cap of ChoiceOne Finl Servs? | ChoiceOne Finl Servs's current market cap is $450M |
| What is the current revenue of ChoiceOne Finl Servs? | ChoiceOne Finl Servs's last 12 months revenue is $134M. |
| What is the current revenue growth of ChoiceOne Finl Servs? | ChoiceOne Finl Servs revenue growth (NTM/LTM) is 25%. |
| What is the current EV/Revenue multiple of ChoiceOne Finl Servs? | Current revenue multiple of ChoiceOne Finl Servs is 5.2x. |
| Is ChoiceOne Finl Servs profitable? | Yes, ChoiceOne Finl Servs is EBITDA-positive (as of the last 12 months). |
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