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Chemung Financial Valuation Multiples
Discover revenue and EBITDA valuation multiples for Chemung Financial and similar public comparables like ICBC Turkey, Oak Valley, First Community Corp, Western New England and more.
Chemung Financial Overview
About Chemung Financial
Chemung Financial Corp is a bank holding firm. Through its subsidiaries, the company provides various financial services, including demand, savings, and time deposits, commercial, residential, and consumer loans, letters of credit, wealth management services, employee benefit plans, insurance products, mutual funds, and brokerage services, among others. The company's reportable segments are Core Banking, Wealth Management (WMG) services, and Holding company and CFS. Maximum revenue is generated from the Core Banking segment, which derives revenue by attracting deposits from the general public and using such funds to originate different types of loans, and to invest in securities. The Wealth Management (WMG) services segment provides trust and investment advisory services to clients.
Founded
1985
HQ
Employees
343
Website
Sectors
Financials (LTM)
EV
$429M
Chemung Financial Financials
Chemung Financial reported last 12-month revenue of $102M.
In the same LTM period, Chemung Financial generated $20M in net income.
Revenue (LTM)
Chemung Financial P&L
In the most recent fiscal year, Chemung Financial reported revenue of $95M and net income of $15M.
Chemung Financial expects next 12-month revenue of XXX and NTM EBITDA of XXX
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue | $102M | XXX | $95M | XXX | XXX | XXX |
| Net Profit | $20M | XXX | $15M | XXX | XXX | XXX |
| Net Margin | 20% | XXX | 16% | XXX | XXX | XXX |
| Net Debt | — | — | $81M | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
Chemung Financial Stock Performance
Chemung Financial has current market cap of $289M, and enterprise value of $429M.
Market Cap Evolution
Chemung Financial's stock price is $59.99.
| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $429M | $289M | 4.5% | XXX | XXX | XXX | $3.13 |
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Start Free TrialChemung Financial Valuation Multiples
Chemung Financial trades at 4.2x EV/Revenue multiple.
EV / Revenue (LTM)
Chemung Financial Financial Valuation Multiples
As of April 11, 2026, Chemung Financial has market cap of $289M and EV of $429M.
Equity research analysts estimate Chemung Financial's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Chemung Financial has a P/E ratio of 14.3x.
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $289M | XXX | $289M | XXX | XXX | XXX |
| EV (current) | $429M | XXX | $429M | XXX | XXX | XXX |
| EV/Revenue | 4.2x | XXX | 4.5x | XXX | XXX | XXX |
| P/E | 14.3x | XXX | 19.1x | XXX | XXX | XXX |
| EV/FCF | — | XXX | 9.8x | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Verified Chemung Financial Valuation Multiples
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2027, based on consensus analyst estimates. Powered by FactSet and Morningstar.
Chemung Financial Margins & Growth Rates
Chemung Financial's revenue in the last 12 month grew by 22%.
Chemung Financial's revenue per employee in the last FY averaged $0.3M, while opex per employee averaged $0.2M for the same period.
Chemung Financial Operational Valuation Multiples
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 22% | XXX | 28% | XXX | XXX | XXX |
| Revenue per Employee | — | XXX | $0.3M | XXX | XXX | XXX |
| Opex per Employee | — | XXX | $0.2M | XXX | XXX | XXX |
| S&M Expenses to Revenue | 1% | XXX | 1% | XXX | XXX | XXX |
| G&A Expenses to Revenue | — | XXX | 43% | XXX | XXX | XXX |
| R&D Expenses to Revenue | 10% | XXX | 11% | XXX | XXX | XXX |
| Opex to Revenue | 70% | XXX | 74% | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Chemung Financial Public Comps
See public comps and valuation multiples for other Commercial Banking comps.
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| LTM | 2026E | 2027E | LTM | 2026E | 2027E | |
| ICBC Turkey | XXX | XXX | XXX | XXX | XXX | XXX |
| Oak Valley | XXX | XXX | XXX | XXX | XXX | XXX |
| First Community Corp | XXX | XXX | XXX | XXX | XXX | XXX |
| Western New England | XXX | XXX | XXX | XXX | XXX | XXX |
| John Marshall Bancorp | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Chemung Financial M&A Activity
Chemung Financial acquired XXX companies to date.
Last acquisition by Chemung Financial was on XXXXXXXX, XXXXX. Chemung Financial acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Acquisitions by Chemung Financial
| Acquired Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialChemung Financial Investment Activity
Chemung Financial invested in XXX companies to date.
Chemung Financial made its latest investment on XXXXXXXX, XXXXX. Chemung Financial invested in XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Investments by Chemung Financial
| Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialAbout Chemung Financial
| When was Chemung Financial founded? | Chemung Financial was founded in 1985. |
| Where is Chemung Financial headquartered? | Chemung Financial is headquartered in United States. |
| How many employees does Chemung Financial have? | As of today, Chemung Financial has over 343 employees. |
| Who is the CEO of Chemung Financial? | Chemung Financial's CEO is Anders M. Tomson. |
| Is Chemung Financial publicly listed? | Yes, Chemung Financial is a public company listed on Nasdaq. |
| What is the stock symbol of Chemung Financial? | Chemung Financial trades under CHMG ticker. |
| When did Chemung Financial go public? | Chemung Financial went public in 1995. |
| Who are competitors of Chemung Financial? | Chemung Financial main competitors are ICBC Turkey, Oak Valley, First Community Corp, Western New England. |
| What is the current market cap of Chemung Financial? | Chemung Financial's current market cap is $289M. |
| What is the current revenue of Chemung Financial? | Chemung Financial's last 12 months revenue is $102M. |
| What is the current revenue growth of Chemung Financial? | Chemung Financial revenue growth (NTM/LTM) is 22%. |
| What is the current EV/Revenue multiple of Chemung Financial? | Current revenue multiple of Chemung Financial is 4.2x. |
| Is Chemung Financial profitable? | Yes, Chemung Financial is net-income-positive (as of the last 12 months). |
| What is the current net income of Chemung Financial? | Chemung Financial's last 12 months net income is $20M. |
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