Switch theme
Sign up to access all valuation multiples
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
1912
812
LTM Revenue $623M
LTM EBITDA n/a
$6.5B
Benchmark forward-looking revenue and EBITDA valuation multiples across generative AI, climate tech, semiconductors, online marketplaces, vertical SaaS and 220 more verticals.
Cembra Money Bank has a last 12-month revenue of $623M and a last 12-month EBITDA of n/a.
In the most recent fiscal year, Cembra Money Bank achieved revenue of $622M and an EBITDA of n/a.
Cembra Money Bank expects next 12-month revenue of XXX and NTM EBITDA of XXX
See Cembra Money Bank valuation multiples based on analyst estimates| FY 2023 | FY 2024 | FY 2025 | LTM | NTM | |
|---|---|---|---|---|---|
| Revenue | $583M | $622M | XXX | XXX | XXX |
| Gross Profit | n/a | n/a | XXX | XXX | XXX |
| Gross Margin | NaN% | NaN% | XXX | XXX | XXX |
| EBITDA | n/a | n/a | XXX | XXX | XXX |
| EBITDA Margin | NaN% | NaN% | XXX | XXX | XXX |
| Net Profit | $191M | $179M | XXX | XXX | XXX |
| Net Margin | 33% | 29% | XXX | XXX | XXX |
| Net Debt | $2.2B | $2.5B | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
As of April 15, 2025, Cembra Money Bank's stock price is CHF 98 (or $110).
Cembra Money Bank has current market cap of CHF 2.9B (or $3.2B), and EV of CHF 5.8B (or $6.5B).
See Cembra Money Bank trading valuation data| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $6.5B | $3.2B | XXX | XXX | XXX | XXX | $6.70 |
Sign up to access valuation multiples like growth-adjusted P/E, next 12-month EV/Revenue, EBITDA multiples by industry and many more
Sign UpAs of April 15, 2025, Cembra Money Bank has market cap of $3.2B and EV of $6.5B.
Cembra Money Bank's trades at 10.5x LTM EV/Revenue multiple, and n/a LTM EBITDA.
Analysts estimate Cembra Money Bank's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See valuation multiples for Cembra Money Bank and 10K+ public comps| FY 2024 | FY 2025E | FY 2026E | FY 2027E | |
|---|---|---|---|---|
| EV | $6.5B | XXX | XXX | XXX |
| EV/Revenue | 10.5x | XXX | XXX | XXX |
| EV/EBITDA | n/a | XXX | XXX | XXX |
| P/E | 16.8x | XXX | XXX | XXX |
| P/E/Growth | 1.5x | XXX | XXX | XXX |
| EV/FCF | 23.1x | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Sign UpCembra Money Bank's NTM/LTM revenue growth is 1%
Cembra Money Bank's revenue per employee for the last fiscal year averaged $0.8M, while opex per employee averaged $0.4M for the same period.
Over next 12 months, Cembra Money Bank's ratio of sales and marketing spend to revenue is estimated to be XXX , while its R&D spend to revenue to be XXX .
Analysts estimate Cembra Money Bank's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
See operational valuation multiples for Cembra Money Bank and other 10K+ public comps| FY 2024 | NTM | FY 2025E | FY 2026E | FY 2027E | |
|---|---|---|---|---|---|
| Revenue Growth | 7% | XXX | XXX | XXX | XXX |
| EBITDA Margin | n/a | XXX | XXX | XXX | XXX |
| EBITDA Growth | n/a | XXX | XXX | XXX | XXX |
| Rule of 40 (SaaS-only) | n/a | XXX | XXX | XXX | XXX |
| Revenue per Employee | $0.8M | XXX | XXX | XXX | XXX |
| Opex per Employee | $0.4M | XXX | XXX | XXX | XXX |
| S&M Expenses to Revenue | 2% | XXX | XXX | XXX | XXX |
| G&A Expenses to Revenue | 16% | XXX | XXX | XXX | XXX |
| R&D Expenses to Revenue | n/a | XXX | XXX | XXX | XXX |
| Opex to Revenue | 48% | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| 2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
| Abu Dhabi Commercial Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| Abu Dhabi Islamic Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| First Abu Dhabi Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| National Bank of Fujairah | XXX | XXX | XXX | XXX | XXX | XXX |
| RAKBANK | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Cembra Money Bank acquired XXX companies to date.
Last acquisition by Cembra Money Bank was XXXXXXXX, XXXXX XXXXX XXXXXX . Cembra Money Bank acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiples| Acquired Company | EV | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXX | XXX | XXX | XXX |
Sign up to see revenue and EBITDA valuation multiples for 60K+ M&A deals.
Sign Up| When was Cembra Money Bank founded? | Cembra Money Bank was founded in 1912. |
| Where is Cembra Money Bank headquartered? | Cembra Money Bank is headquartered in Switzerland. |
| How many employees does Cembra Money Bank have? | As of today, Cembra Money Bank has 812 employees. |
| Is Cembra Money Bank publicy listed? | Yes, Cembra Money Bank is a public company listed on SWX. |
| What is the stock symbol of Cembra Money Bank? | Cembra Money Bank trades under CMBN ticker. |
| When did Cembra Money Bank go public? | Cembra Money Bank went public in 2013. |
| Who are competitors of Cembra Money Bank? | Similar companies to Cembra Money Bank include e.g. Abu Dhabi Commercial Bank, Abu Dhabi Islamic Bank, First Abu Dhabi Bank, National Bank of Fujairah. |
| What is the current market cap of Cembra Money Bank? | Cembra Money Bank's current market cap is $3.2B |
| What is the current revenue of Cembra Money Bank? | Cembra Money Bank's last 12-month revenue is $623M. |
| What is the current EV/Revenue multiple of Cembra Money Bank? | Current revenue multiple of Cembra Money Bank is 10.5x. |
| What is the current revenue growth of Cembra Money Bank? | Cembra Money Bank revenue growth between 2023 and 2024 was 7%. |
| Is Cembra Money Bank profitable? | Yes, Cembra Money Bank is EBITDA-positive (as of the last 12 months). |
Get access to always up-to-date, precisely categorized 70K+ public and private valuation multiples, across tech and beyond.
