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Carter Bankshares Valuation Multiples
Discover revenue and EBITDA valuation multiples for Carter Bankshares and similar public comparables like ProCredit Holding, Northrim BanCorp, Bank Of Africa Benin, Flushing Financial and more.
Carter Bankshares Overview
About Carter Bankshares
Carter Bankshares Inc is a bank holding company that conducts its business solely through the bank. The Bank earns revenue from interest on loans and securities and fees charged for financial services provided to customers. It offers a full range of deposit services including Lifetime Free Checking, interest checking accounts, savings accounts, retirement accounts and other deposit accounts of various types, ranging from money market accounts to longer-term CDs. The Bank offers a full range of commercial and consumer loans. The Bank also originates and holds fixed and variable-rate mortgage loans and offers home equity lines of credit to its customers.
Founded
2020
HQ
Employees
680
Website
Sectors
Financials (LTM)
EV
$725M
Carter Bankshares Financials
Carter Bankshares reported last 12-month revenue of $181M.
In the same LTM period, Carter Bankshares generated $55M in net income.
Revenue (LTM)
Carter Bankshares P&L
In the most recent fiscal year, Carter Bankshares reported revenue of $153M and net income of $31M.
Carter Bankshares expects next 12-month revenue of XXX and NTM EBITDA of XXX
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue | $181M | XXX | $153M | XXX | XXX | XXX |
| EBIT Margin | 35% | XXX | 24% | XXX | XXX | XXX |
| Net Profit | $55M | XXX | $31M | XXX | XXX | XXX |
| Net Margin | 31% | XXX | 20% | XXX | XXX | XXX |
| Net Debt | — | — | $73M | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
Carter Bankshares Stock Performance
Carter Bankshares has current market cap of $546M, and enterprise value of $725M.
Market Cap Evolution
Carter Bankshares' stock price is $24.64.
| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $725M | $546M | 2.7% | XXX | XXX | XXX | $1.41 |
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Start Free TrialCarter Bankshares Valuation Multiples
Carter Bankshares trades at 4.0x EV/Revenue multiple.
EV / Revenue (LTM)
Carter Bankshares Financial Valuation Multiples
As of April 11, 2026, Carter Bankshares has market cap of $546M and EV of $725M.
Equity research analysts estimate Carter Bankshares' 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Carter Bankshares has a P/E ratio of 9.9x.
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $546M | XXX | $546M | XXX | XXX | XXX |
| EV (current) | $725M | XXX | $725M | XXX | XXX | XXX |
| EV/Revenue | 4.0x | XXX | 4.7x | XXX | XXX | XXX |
| EV/EBIT | 11.4x | XXX | 20.0x | XXX | XXX | XXX |
| P/E | 9.9x | XXX | 17.4x | XXX | XXX | XXX |
| EV/FCF | — | XXX | 22.8x | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Verified Carter Bankshares Valuation Multiples
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2027, based on consensus analyst estimates. Powered by FactSet and Morningstar.
Carter Bankshares Margins & Growth Rates
Carter Bankshares' revenue in the last 12 month grew by 32%.
Carter Bankshares' revenue per employee in the last FY averaged $0.2M, while opex per employee averaged $0.2M for the same period.
Carter Bankshares Operational Valuation Multiples
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 32% | XXX | 67% | XXX | XXX | XXX |
| Revenue per Employee | — | XXX | $0.2M | XXX | XXX | XXX |
| Opex per Employee | — | XXX | $0.2M | XXX | XXX | XXX |
| S&M Expenses to Revenue | 2% | XXX | 2% | XXX | XXX | XXX |
| G&A Expenses to Revenue | — | XXX | 41% | XXX | XXX | XXX |
| Opex to Revenue | 65% | XXX | 76% | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Carter Bankshares Public Comps
See public comps and valuation multiples for other Commercial Banking comps.
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| LTM | 2026E | 2027E | LTM | 2026E | 2027E | |
| ProCredit Holding | XXX | XXX | XXX | XXX | XXX | XXX |
| Northrim BanCorp | XXX | XXX | XXX | XXX | XXX | XXX |
| Bank Of Africa Benin | XXX | XXX | XXX | XXX | XXX | XXX |
| Flushing Financial | XXX | XXX | XXX | XXX | XXX | XXX |
| Addiko Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Carter Bankshares M&A Activity
Carter Bankshares acquired XXX companies to date.
Last acquisition by Carter Bankshares was on XXXXXXXX, XXXXX. Carter Bankshares acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Acquisitions by Carter Bankshares
| Acquired Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialCarter Bankshares Investment Activity
Carter Bankshares invested in XXX companies to date.
Carter Bankshares made its latest investment on XXXXXXXX, XXXXX. Carter Bankshares invested in XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Investments by Carter Bankshares
| Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialAbout Carter Bankshares
| When was Carter Bankshares founded? | Carter Bankshares was founded in 2020. |
| Where is Carter Bankshares headquartered? | Carter Bankshares is headquartered in United States. |
| How many employees does Carter Bankshares have? | As of today, Carter Bankshares has over 680 employees. |
| Who is the CEO of Carter Bankshares? | Carter Bankshares' CEO is Litz H. Van Dyke. |
| Is Carter Bankshares publicly listed? | Yes, Carter Bankshares is a public company listed on Nasdaq. |
| What is the stock symbol of Carter Bankshares? | Carter Bankshares trades under CARE ticker. |
| When did Carter Bankshares go public? | Carter Bankshares went public in 2007. |
| Who are competitors of Carter Bankshares? | Carter Bankshares main competitors are ProCredit Holding, Northrim BanCorp, Bank Of Africa Benin, Flushing Financial. |
| What is the current market cap of Carter Bankshares? | Carter Bankshares' current market cap is $546M. |
| What is the current revenue of Carter Bankshares? | Carter Bankshares' last 12 months revenue is $181M. |
| What is the current revenue growth of Carter Bankshares? | Carter Bankshares revenue growth (NTM/LTM) is 32%. |
| What is the current EV/Revenue multiple of Carter Bankshares? | Current revenue multiple of Carter Bankshares is 4.0x. |
| Is Carter Bankshares profitable? | Yes, Carter Bankshares is net-income-positive (as of the last 12 months). |
| What is the current net income of Carter Bankshares? | Carter Bankshares' last 12 months net income is $55M. |
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